Plaintiff funding

Plaintiff legal funding has its benefits. Funds fast. Lower rates.

Operating nationally and internationally, Baker Street Funding serves institutional litigants and personal injury plaintiffs get the funds they need fast. We deliver leading market results through our low rate plaintiff funding solutions starting at 32% annually (fixed) with a 2 to 3 year rate cap.

plaintiff funding
plaintiff funding

Pre-settlement legal funding is a newly formed industry that provides plaintiffs in contingency fee-based litigation with financing options for living expenses and other emergencies. Legal funding companies such as Baker Street Funding provide non-recourse legal funding for plaintiffs, attorneys as well as medical funding solutions in return for a portion of their final judgment, settlement money, or future legal fees. 

The plaintiff lawsuit funding concept.

Plaintiff lawsuit funding, also commonly referred to as litigation loans or pre-settlement funding for plaintiffs, is a process where a plaintiff involved in current or future litigation receives financing in the form of immediate cash against their pending legal claim. This advance is solely based on the outcome of the case and paid back upon receipt of the settlement or award. Plaintiff funding unlocks the financial opportunity to victims of personal injury or corporate litigation before the case has settled. Lawsuit funding also offers medical legal funding for plaintiffs in need of surgery as a result of their accident.



Baker Street Funding was named the No. 1 legal funding company in North America.



Baker Street Funding holds a record $50 million in client legal financing.



of our clients would recommend Baker Street Funding to a friend.​



of accepted cases get funded.​

Baker Street Funding can help a plaintiff's financial situation.

We can help plaintiffs nationwide with our accelerated momentum and obsessive attention to detail throughout our financing process. Avoid paying high compounding rates and get the funding a plaintiff needs fast.


Adios, paying compounding interest rates. Baker Street Funding's special relationship pricing program lets you pay less when your case settles with non-compounding rates. Financing for plaintiff borrowers starts at 32% annual percentage rate for attorney referrals.

Capped rates

Get the funding a plaintiff needs with the comfort of knowing we’re creating a custom-tailored solution for their specific situation. Capped rates provide clients with protection if their case takes longer than 2 to 3 years to settle. By capping the rate, the interest does not accrue after the cap. Avoid exorbitant interest charges if something goes wrong with a case

Rated #1

Establish mutually beneficial partnerships with a company like Baker Street Funding. We ensure the best practices and uphold our values high. We have been voted #1 by third-party best product reviewers. Get streamlined communications and customized contracts that you will approve of—with a quick turnaround time.

Pursue a more favorable settlement funding solution for your plaintiff clients.

 Tell us about what you are looking for, and we’ll provide a recommended financing strategy designed by a team of Baker Street Funding legal and investment experts aligned to your and your plaintiff client’s goals. 

Learn more about non-recourse funding.

If your client has looked at traditional financing options and they are unable or unwilling to use them and are in need of cash now to fund basic living expenses, then pre-settlement funding for plaintiffs is something you should greatly consider. At the end of the day, it is their decision whether to pursue financing or wait for the settlement check to arrive. Hopefully, now you know enough to make an informed decision on whether a pre-settlement advance is a good fit for their own unique situation.

First and foremost, plaintiff pre and post-settlement funding are investments into their pending settlement and is non-recourse. Most plaintiffs find legal funding as their preferred financial solution because there is no risk to them. This means that the cash advance is solely based on the case’s merits and not on credit history or educational background. Unlike a traditional loan, there are no monthly payments and no obligation to repay the loan if the claim does not settle favorably. There may be fees associated with the advance, but all fees are paid upon successful settlement of the claim.

There are both costs and benefits when taking out a settlement advance on a client’s case. The interest in legal finance can be high compared to traditional loans, which leaves less money for the client to receive when the case settles. But if that money is needed now to pay litigation costs in corporate litigation, or to pay bills or for living expenses for personal injury victims, all to keep a case moving forward, then the costs greatly justify the means. 

In pre-settlement funding, where the case has not settled, and there have been no accepted offers of settlement, Baker Street Funding normally releases up to 10% of the gross estimated settlement value of the case. That means we will advance $10,000 for every $100,000 we think the case is worth.

In post-settlement funding, where there is an accepted settlement offer, we normally release up to 50% of the net value to the plaintiff. That means that they can receive $50,000 on a case in which the plaintiff’s case has settled for $100,000.

Legal funding is not the only available financial option to plaintiffs. Before applying, plaintiffs looking for a liquidity solution should approach traditional banking institutions, borrow money from friends and family, borrow money against a home’s value, look into a vehicle equity loan, or get a loan from any other assets or investments.

Plaintiffs that can not access traditional financing and are in dire need of cash should strongly consider settlement funding. While it is still an expensive option, the risk of having the case settle unfavorably and still owing money is eliminated. Lawsuit funding should be a lifeline to help plaintiffs pay daily living expenses or case cost expenses for commercial litigation claimants. It should always be their last resort, not the first place they look to borrow money from. 

The main difference between legal funding and other conventional banking solutions is recourse and payment schedule.

There is no option for non-recourse funding with most traditional options, which means that any approval is based on credit history and income profile.

98% of plaintiffs who apply for a legal advance often do not qualify for a traditional loan because their credit and income have been impacted by the accident or litigation costs.

With conventional bank loans, a repayment period could start as quickly as 30 days from taking out financing. This means that the borrower will have to make monthly payments until the debt is satisfied.

All information shared with Baker Street Funding is protected under attorney-client privilege. Because a third-party legal funding company is considered an interested party, the information we receive can not be shared.​

Select a legal funding service to get started. 

Attorney Requests

Lawsuit Loans

Litigation Funding

Personal Injury Loans

Settled Case Loans

Surgery Funding

Or just call us at 888.711.3599 to apply.