Apply for a fast pre-settlement lawsuit loan in Texas.

Fast and easy pre-settlement loans in Texas—get financial relief now for your lawsuit.

In Texas, facing a personal injury lawsuit can bring all kinds of financial challenges, especially in times of personal hardship. At Baker Street Funding, we deeply understand what Texan plaintiffs go through, which is why we provide non-recourse lawsuit loans that deliver not just funds, but fast, safe, and effective relief when it matters most. Begin the pre-settlement funding process with Baker Street Legal Funding and start your journey to financial recovery as soon as the same day you are approved.

Pre-settlement lawsuit loans in Texas
Pre-settlement lawsuit loans in Texas

Understanding lawsuit loans in Texas.

If you’re caught up in a pending personal injury lawsuit in Texas, you might find yourself submerged in mounting medical expenses and emotional distress. Pre-settlement funding in Texas can enable you to regain your financial stability during these hard times. But what exactly is it?

A Texas lawsuit loan, also known as pre-settlement funding or legal funding, is a risk-free cash advance for plaintiffs involved in civil lawsuits in Texas. Funding amounts go for anything 10 to 20% of your case’s value. You can use the funds for medical bills, rent or mortgage payments, living expenses, and other financial obligations.

Whether your case involves an auto accident, wrongful death, or medical malpractice, our lawsuit settlement loans are crafted to provide the support you need to pursue justice without compromise. Trust Baker Street Funding on your road to recoveryyour path to financial relief starts with a simple application.

How pre-settlement funding works in Texas.

Pre-settlement funding in Texas operates as a non-recourse loan. It provides a safe source of financing, posing no financial risk to plaintiffs. Unlike traditional loans, the pre-settlement loan repayment is guaranteed to the lender only if you win the lawsuit. Only upon receiving your settlement check or lawsuit award will you need to repay the advance, including the principal amount, interest rates, and fees.

One key advantage of pre-settlement legal funding in Texas is that it does not impact your credit score, as it is not reported to credit bureaus. This makes it an ideal solution for plaintiffs who need financial assistance but may not qualify for traditional loans due to poor credit history, lack of collateral, or limited income.

Additionally, lawsuit funding is characterized by faster processing times compared to traditional loans, and it does not require extensive financial documentation like income proof or bank statements.

How lawsuit loans work

Top advantages of pre-settlement funding for Texas legal cases.

Lawsuit loans offers essential advantages to plaintiffs caught in troubled financial times while awaiting their case resolution. Here’s what you need to know:

Take Control of Your Bills

Imagine the relief of being able to meet your financial obligations effortlessly. That's the reality with pre-settlement lawsuit loans. Utilize these funds for anything from household expenses to urgent medical bills—manage your finances with confidence.

Pursue Fair Compensation

Fed up with inadequate settlement offers from the insurance company? Texas pre-settlement funding gives you the means to turn down low offers and seek the fair compensation you are entitled to. It's the financial support you need to pursue a reasonable settlement without the stress of an empty wallet.

Borrow Smart, Not Hard

Here’s a pro tip: Borrow just enough to cover the essentials. Need additional funding down the line? We’re here for you. Smart borrowing minimizes interest accumulation from your future repayment after your lawsuit's victory.

Get Your Health Back on Track, Pronto

Accident-related medical needs shouldn't be delayed by financial constraints. With medical lien funding, get the care you need, right when you need it. Don't let financial barriers hinder your path to recovery.

Your Credit Score? Not Our Business

Forget conventional loan barriers like credit checks and collateral. If your case has merit, you’re in the game. That’s our kind of fair play.

Fast Funding, No Waiting

Court cases in Texas can drag on longer than a Texas summer. But your bills? They’re immediate. With a lawsuit loan, you get your funds fast and keep your life afloat.

Ready to alleviate the financial pressure of your ongoing lawsuit settlement in Texas?

Consider the benefits of pre-settlement funding for your needs. Just tap that apply button to let Baker Street Funding’s experts show you the way. You focus on your case; we’ll handle the financial speed bumps.

Instant lawsuit loans with no risk

Here is the process of obtaining lawsuit loans in Texas.

With Baker Street Funding, you can get money from your Texas lawsuit quickly—in as little as 24 hours. No credit checks, no employment verification. Our application process is simple, fast and hassle-free, so you can take care of any urgent bills or expenses right away.

process 1

Apply in Minutes

Kickstart the lawsuit loan application process by applying online or give us a call at (888) 711-3599. Got accepted? Awesome! A dedicated funding expert will be right there with you, guiding you through to approval without delay.

process 2

Expert Review

We’ll touch base with your attorney for the nitty-gritty of your case. Quick response from your lawyer? Even better — you could hear back from us with a decision as soon as the same day, or at most, the next day.

process 3

Quick Approval

Once you're greenlit, you and your attorney will get the Texas lawsuit loan contract. Sign off on that, and voila—the funds could be in your hands in as quick as 2 hours.

Need settlement cash now?

That’s exactly why Baker Street Funding’s pre-settlement loans exist—because we know, when you’re in a tough spot, every minute counts. 

LAwsuit cash advances

Qualifying for a lawsuit settlement loan takes minutes.

No matter where you’re located in Texas—Houston, Dallas, San Antonio, Austin, El Paso, or any other city—your location is no obstacle to getting the pre-settlement funds you need. At Baker Street Funding, if your case in Texas is substantial, say over $50,000, you can pre-qualify in just a few minutes.

So, what’s needed for a cash advance on a Texas lawsuit settlement? Here’s a quick checklist to see if you qualify:

  • A valid civil case against a liable party.
  • Attorney’s representation.
  • Strong case merit and evidence. 
  • Documented injuries.
  • Defendant’s insurance coverage. 
  • High success likelihood. 

Feeling unsure about pre-settlement funding? Many Texans have faced similar decisions. That’s why our team at Baker Street Funding is here to help guide you through the process. Even if you’re just weighing your options, don’t hesitate to reach out to us at (888) 711-3599.

Fast qualification

Choose the best pre-settlement loan company in Texas.

In the midst of a lawsuit, financial troubles shouldn’t be an added burden. Let Baker Street Funding take some of that weight off. At the heart of our service, our commitment is more than financial—it’s about providing reliable support when it counts.

With us, you’re not only selecting the best lawsuit settlement funding provider; you’re teaming up with a partner who understands and responds to your needs. Ready to feel the difference? Choose Baker Street Funding, and experience our dedication to your settlement success firsthand.

Apply for a Texas lawsuit loan now and kiss your financial strain goodbye.

Don’t let financial challenges slow you down in your legal battle. With Baker Street Funding’s Texas lawsuit loans, fast relief is within reach. Apply for a Texas settlement loan with low, capped rates and transform your financial situation almost instantly. 

With your financial health in check, your case becomes more manageable and your path to a fair settlement clearer. We stand by our promise: you repay only if you win.

Non-recourse funding for lawsuits

Comprehensive funding solutions for a wide range of lawsuits in Texas.

Baker Street Legal Funding specializes in providing lawsuit settlement funding for a wide array of civil cases in Texas. Whether it’s a case of a car accident, wrongful imprisonment, medical negligence, slips and fall incidents, nursing home negligence, or accidents on construction sites, we’ve got you covered. Post-settlement cases and whistleblower disputes are also within our scope. Our lawsuit loans provide you with the necessary cash assistance to stay resilient as you wait to settle your case or go to trial, no matter the type or complexity.


Do you have questions about Texas settlement loans? We’ve got answers. Our FAQ section covers a wide range of topics, including eligibility requirements, costs, repayment terms, and more.

Pre-settlement funding, or a lawsuit loan in Texas, refers to a financial agreement where a plaintiff receives a cash advance against the future settlement or judgment of their lawsuit. This type of funding is non-recourse, meaning it only requires repayment if you successfully win trial or settle your case. It’s designed to alleviate financial difficulties for accident victims who might be struggling with expenses while their legal case is ongoing.

Unlike traditional bank loans, legal funding in the state of Texas is based on the merits of your case and not on your credit history. This case-based assessment makes it a suitable option for many involved in lengthy legal proceedings.

You’re not liable to repay the borrowed funds if your lawsuit doesn’t succeed.

Loan amounts range from $1,500 to over $2,000,000 for various claims, including civil rights or personal injury, and up to $20,000,000 for corporate plaintiffs, depending on the case specifics.

Baker Street Funding works efficiently, and often approves loans the same day of the application. Once approved, funds are typically available within hours.

Pre-settlement loans in Texas offer quick cash support during a lawsuit. Their usefulness depends on your situation. These loans are paid back from your lawsuit settlement, which can make things simpler but might reduce your final settlement amount. If your lawsuit takes longer, the loan might cost more due to accrued interest. So, it’s important to weigh the immediate financial help against these factors before deciding.

Yes. If you need a Texas lawsuit loan the same day, ensure your personal injury attorney sends your application by 9 am ET, followed by your case documents. Timely cooperation from your lawyer is key to expediting this process.

If the value of your case and the remaining funding limit permit, additional lawsuit funding is possible in Texas.

Texas regulations restrict attorneys from financially investing in their clients’ lawsuits. However, under specific conditions, they may provide advances for essential expenses related to the case or for living expenses only without charging interest on advances.

Yes, Baker Street Funding specializes in buying out previous pre-settlement loans, allowing you to switch lenders for better rates.

Yes, you can apply for a lawsuit loan with Baker Street Funding if your case is in the post-settlement phase. In fact, post-settlement funding is a common request we cater to.

There is no penalty for early repayment of your advance before receiving the settlement money. Bear in mind that if your case does not settle, you will not get the money paid to the company back.

For our Texas lawsuit loans, there are absolutely no upfront fees or hidden costs. 

At Baker Street Funding, we prioritize your privacy and confidentiality with utmost seriousness. From the moment you apply for Texas legal funding, every piece of information you share is guarded under strict privacy policies. Our protocols ensure that your personal and case details are securely handled and shared only with necessary personnel. We respect the attorney-client privilege and make sure that all communications remain confidential throughout the loan process.

At Baker Street Funding, while we keep updated on case outcomes, we do not involve ourselves in the legal strategy or settlement decisions of your pending case. This means we have no control over the direction or outcome of your case. Our role is strictly as a financial supporter that respects the independence of your legal process.

Baker Street Funding is committed to providing Texas lawsuit loan applicants with fair and competitive rates. We conduct thorough market analyses to verify our rates are in line with industry standards while considering the specifics of each case. Our interest rates reflect the non-recourse nature of the loans, and we strive to keep them as low as possible to benefit our clients. 

InterestNon-compounding starting at 2.95% p/month
Loan protection2-3 year cap
Funding time24 hours
Average loan amounts in Texas$11,800
Funding amounts$1,500 up to $2.5mm
Type of loanNon-recourse
Workers’ comp eligibilityNo
Personal injury claim eligibilityYes
Civil rights case eligibilityYes

Texas personal injury laws, trends, and lawsuit funding regulations.

In Texas, civil lawsuits can take a long time, which can be tough on your finances. Often, this leads people to settle for less money than they deserve, simply because they need cash sooner. Lawsuit funding in Texas provides you with some money upfront, so you can keep going with your case uninterrupted. This might even encourage insurance companies to offer more equitable compensation.

But remember, getting a lawsuit loan doesn’t mean you’re sure to win big or even win at all. The final outcome depends on things like how strong your case is and how good your lawyer is. So, be careful with any lawsuit loan company that says they can guarantee a maximum settlement payout—that’s not a promise they can keep.

Here are the key laws in Texas and how they influence lawsuit funding decisions:

Statute of Limitations in Texas

In Texas, the window for filing a civil lawsuit is typically two years from the date of injury. This statute of limitations is a critical factor for legal funding companies, as applications must be made within this timeframe to be eligible for funding.

Texas’ Modified Comparative Fault Rule

Texas follows a “modified comparative fault” rule, meaning that if you are found more than 50% at fault for your injury, you can’t get compensation. Consequently, your degree of culpability affects both the amount of money you might receive in a settlement and your qualification for financing.

Damage Caps For Medical Malpractice Cases

Texas law enforces caps on non-economic damages (such as pain and suffering) in medical malpractice cases. These caps are structured as follows:

  • $250,000 is the maximum cap for non-economic damages against any number of individual physicians or healthcare providers.
  • Additionally, there is a separate cap of $250,000 for each hospital or healthcare facility involved, with a cumulative limit of $500,000 if there are multiple hospital or facility defendants.
  • The total possible cap on non-economic damages in a med malpractice case (combining the caps for both individual providers and facilities) can reach up to $750,000.

The presence of these caps has a direct influence on the amount of funding that can be provided through lawsuit loans for medical malpractice cases in Texas.

Punitive Damages Limitations

In Texas, the law sets limits on punitive damages in lawsuits. Punitive damages are extra payments that the losing party can be ordered to make as a punishment. The maximum amount you can get in punitive damages is either $200,000, or twice your economic damages plus any non-economic damages you’re awarded, but only up to $750,000 in total.

So, here’s how it works: You calculate two times your economic damages (like lost wages or medical bills), add your non-economic damages (like pain and suffering) to that, but keep the total under $750,000. That’s the most you can recover in punitive damages.

Because punitive damages impact the potential total award in a lawsuit, it also determines the amount available for Texas lawsuit loans.

Suing Government Entities

Texas law limits personal injury claims against government entities. The cap for each individual is $250,000, and the total for a single event is capped at $500,000. These limitations influence the available funding for lawsuits against government entities.

Minimum Liability Insurance Requirements

Texas requires drivers to have a minimum liability insurance coverage of $30,000 per person and $60,000 per accident for bodily injury, plus $25,000 for property damage. Insufficient coverage by the at-fault party can impact the possibility of Texas lawsuit funding, as it may affect the potential settlement size.

Uninsured/Underinsured Motorist Coverage

While not mandatory, uninsured/underinsured motorist coverage is recommended in Texas by the Texas Insurance Department. If you are in an accident with an uninsured driver, having this coverage can make a huge difference in the likelihood of obtaining a significant settlement – something lawsuit funding companies highly consider in the decision-making process.

Personal injury laws, like the time limit for filing a lawsuit (statute of limitations) and laws about sharing blame (Texas proportionate responsibility laws), don’t directly control alternative funding agreements.

In Texas, lawsuit funding really comes down to the agreement between you and the loan company. This agreement talks about things like interest rates, how much you’ll pay back, and follows basic contract laws and rules that protect consumers.

So, while laws like the statute of limitations and proportionate responsibility are important in general, they don’t have a direct impact on your lawsuit loan. What really matters for getting a lawsuit loan in Texas are the details of your case. This includes your estimated settlement amount, strength of your claim, and legal representation quality.

As of now, Texas doesn’t have specific laws for lawsuit loan companies. This is because lawsuit loans in Texas are seen differently compared to regular bank loans. They are, instead, considered ‘contingent investments,’ which means they depend on the outcome of your legal case. If you win or settle your case, you pay back the loan; if not, you don’t. This approach means that the standard regulations, like those preventing extremely high interest rates (champerty and usury laws), don’t apply to legal financing, which in fact, makes lawsuit loans legal in Texas.

What does this mean for you? It opens up a multitude of possibilities that offer greater flexibility and larger funding amounts than conventional loans. But this also means you need to be really careful about choosing the right company for your lawsuit loan.

At Baker Street Funding, we take this seriously. We focus on being open and transparent with you. We set the standard in the legal lending industry, and make sure you know exactly what you’re signing up for, with no hidden catches and reasonable interest rates. When you choose us for your legal funding needs, you’re choosing a company that’s dedicated to looking after you, the client, especially when it comes to meeting the unique requirements of Texas residents involved in lawsuits.

According to the Texas Department of State Health Services, injuries are a significant public health concern in the state. According to the TDSHS:

  • From 2018 to 2020, the rates of non-fatal injuries stayed about the same.
  • The most common cause of these injuries was accidents that happened without intention.
  • Falls were the most frequent type of injury, especially among adults aged 65 and older.
  • Young adults, aged 15 to 24, most often got hurt in car accidents and through firearm incidents.
  • Older patients, those 65 and over, were often moved between hospitals for treatment.
  • More than half of these hospital transfers happened in less than a day.
  • Most children who were moved between hospitals were taken to short-term general hospitals for care.
  •  In 2018, the state saw 3,185 fatal injuries, which indicates a significant public health issue.

This information is particularly relevant for those involved in personal injury lawsuits in Texas, as it underscores the need for legal funding. At Baker Street Funding, we understand these challenges and offer lawsuit funding for a range of personal injury claims, including traumatic brain injuries, fractures, fire and burn injuries, spinal cord injuries, amputations and more.

If you’re facing a personal injury lawsuit in Texas and need help with funding, Baker Street Funding is here to provide a comprehensive case evaluation and discuss your financing options. Contact us at (888) 711-3599.

The roads of Texas, while alive with life and activity, also present significant risks for drivers. Understanding these statistics is important for individuals involved in car accident lawsuits, as it provides a clearer picture of the risks and patterns prevalent on Texas roadways. Here’s a deeper dive into Texas’s latest car accident statistics:

  1. Decrease in Fatalities and Fatality Rate. In 2022, the fatality rate on Texas roadways was recorded at 1.55 deaths per hundred million vehicle miles traveled. Interestingly, this marked a slight improvement, with a 0.36% decrease in total deaths compared to 2021.
  2. Serious Injury Crashes. Tragically, serious crashes remain a common occurrence in Texas. In 2022 alone, there were 15,299 serious injury crashes, resulting in 18,880 people suffering severe injuries.
  3. Intersection-Related Fatalities. Intersections, often hubs of vehicular conflict, saw 1,030 fatalities in 2022.
  4. Head-on Collisions. Among the most feared types of accidents, head-on crashes led to 636 fatalities in 2022.
  5. DUI and Distracted Driving. Driving under the influence of alcohol claimed 1,163 lives in 2022, a sobering reminder of the dangers of impaired driving. Additionally, distracted driving was responsible for 484 fatalities.

Whether you were involved in a semi-truck accident, a bus accident, or a pedestrian accident, auto accidents can have profound effects that extend beyond physical injuries to financial hardships. If you’re dealing with a legal case involving an auto accident, it’s important to know that financial support is available as you await your pending settlement. With a deep-rooted understanding of the financial and emotional strain car accidents can impose, Baker Street Funding stands ready to offer you the support you need. Feel free to contact us at (888) 711-3599 for more information on our lawsuit loans.

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