Pre-Settlement Lawsuit Loans

Lawsuit settlement cash advances in Texas—with low, simple rates that never increase.

Texas plaintiffs with pending lawsuit settlements—get fast and easy access to a Texas lawsuit loan with low rates with Baker Street Legal Funding money lender. Lawsuit funding in Texas is easy to provide, as Texas is a plaintiff-friendly state, allowing funding providers to help you when you need it most. Apply today and qualify for pre-settlement funding in 24 hours or less and say goodbye to high-interest, high-stress one time fees with low fixed rates starting at 2.95% monthly.


A Texas lawsuit loan (legal funding) is a non-recourse financial product for TX plaintiffs, where the rates and principal are repaid only if you win your case. Depending on the specifics and value of your claim, you may be able to receive from $1,500 up to $2,000,000+ if you have a personal injury lawsuit and up to $20mm+ if you are a corporate plaintiff.  By borrowing money against your pending lawsuit, you can take control of your finances—whether that’s paying rent, paying off your medical bills, or following through with commercial litigation. If you live in the following Texas neighborhoods, Oak Cliff, Pleasant Grove, North Dallas, East Dallas, Far North Dallas, or any of the TX cities, and have a valid lawsuit, could qualify for a non-recourse settlement loan in Texas in as little as 24 hours. Let us work with you to improve your financial situation today.

Lawsuit loans with low interest rates

Your best choice for a Texas lawsuit loan.

Lawsuit funding is regulated on a state-by-state basis. Some states are easier to fund, which makes it more beneficial for plaintiffs struggling financially who urgently need to borrow cash from their pending lawsuits. Being that Texas is the most plaintiff-friendly state for obtaining legal funding, and it is common for injured victims and corporate plaintiffs to get the funds they need without getting denied due to state regulations. So no matter your type of claim, consider applying with Baker Street Funding. We provide funding for all types of claims, including medical malpractice, slips and falls, car accidents, 18-wheeler accidents, whistleblower claims, and more. We also offer the quickest approvals in the nation, paired with some of the lowest rates available. Get started with the Texas pre-settlement lawsuit loan process today at no risk and no obligation, and see if your case qualifies for an advance. 


Why a Baker Street Funding Texas settlement loan?

Baker Street Funding, a leader in the settlement funding industry, could simplify your finances with the lowest costs by far, many times the same day you get approved. Our loan specialists can discuss terms, our rates, and how it works to help you determine what the best funding amount for your needs is. Fund your Texas claim with the most prominent legal funder in the United States.

Low interest

We can substantially lower how much you will pay at the end of your settlement. Because most legal funding companies carry high-interest rates, it’s a headache to sign an agreement with them. A fixed low interest-rate Texas lawsuit loan can be easier to manage—and can save you a lot of money at the end of your lawsuit. Obtain quick approval and a lower interest rate by applying today. No hidden shady fees and no stress.

Capped rates

Capped rates provide borrowing plaintiffs like you with protection if your claim takes longer than 2 to 3 years to settle. By capping the rate, the interest does not accrue after the cap if a case takes longer than two or three years to resolve. And even better, you can save exorbitant interest charges if something goes wrong with your case.


With a non-invasive approach, Baker Street Funding recognizes the need for a hassle-free financing experience. That's why we protect our customers' privacy and freedom of choice by making sure no one's harassed by solicitation calls or pressured into signing agreements they're not comfortable with.

Same day funding

Our highly trained funding specialists for Texas plaintiffs are ready to help you with the application seven days a week. To get started, fill out our application online or call us at 888-711-3599—same-day decision in some cases, and next day funds in most. Plus, you can get the money as early as two hours after you and your attorney accept the terms of your loan.

Easily qualify your case for pre-settlement funding in Texas.

If you are an injured plaintiff in Texas and are involved in a long and drawn-out legal battle, the defendant is clearly at fault, and you don’t have any previous funding, you may be able to pre-qualify for pre-settlement funding in Texas. If you had previous funding but want to apply with a new legal funding company, Baker Street Funding funds lawsuits with previous advances to help consolidate an old loan for a better rate and save money. Apply for funds now to qualify your Texas lawsuit for a cash advance within minutes (no obligation).

Pre-settlement loans over $5,000

See the Texas lawsuit funding process—fast, easy and with low rates.

Our Texas lawsuit cash advance approval process is hands down the fastest in the industry. Representatives are standing by to help you in your time of need. See how it works.

step 1 for legal funding

Apply​ for a loan

Get qualified online or over the phone by applying in just minutes. Then wait a few minutes for a funding team member to qualify your application.

step 2 for legal funding

Get a decision.

After you qualify, we will connect with your attorney to evaluate the details of your claim. If your attorney is responsive, you will receive a funding decision 24 hours later.

step 3 for legal funding

Get your loan funds.

If approved, you and your lawyer will get a funding agreement. Complete the contract and receive money in as little as 2 hours. (The average legal funding customer in Texas receives their settlement funds in less than 4 hours).

Look no further for the best settlement loan company in Texas.

Finding the best settlement loan provider can be challenging, but with the help of Baker Street Funding, you can get the financial assistance you need quickly from the very best. We are proud to be a trusted funding source that offers competitive rates and settlement budget friendly loans with our capped rates. A cash advance in Texas can give you more financial freedom to be able to pay your bills and reach your big settlement. Fund with a legal funding company you trust and see how easy pre-settlement funding in Texas can be.

See some of our legal funding products

Texas pre-settlement funding FAQ’s.

Baker Street Funding’s pre-settlement funding team is here ready to answer any questions you may have about lawsuit funding in Texas. Call us at (888) 711-3599 to learn more about how settlement loans in Texas work.

Legal funding in the state of Texas and all applicable states are free of risk. This means that you won’t have to pay back the loan if you don’t win your case. Non-recourse funding means that you are not putting any recourse for the promise of the payment of the advance, such as a house, a car, nor your credit status or employment are checked. Your advance will only be paid back once your case is successfully resolved and paid.

With a lawsuit loan in Texas through Baker Street Funding, you can borrow $1,500 to $2,000,000+ if you have a personal injury or civil rights claim and up to $10,000,000 if you are a corporate plaintiff in Texas. Funds are sent directly to the account that you choose within a day of approval for civil cases and 7-14 days for corporate litigations.

If you need legal funding the same day, ensure your attorney sends your application by 9 am ET, followed by your case documents. If approved, the contract must be signed that day before 2 pm ET.

If you’re ready to pay off your Texas settlement loan before the end of your settlement we welcome you to do so – there are no penalty fees. Keep in mind, if our case doesn’t settle, you won’t have to pay the borrowed funds back to the investor. *For corporate litigations, this depends on the case, please call us to learn more.

With a Texas settlement loan through Baker Street Funding, you get a lower rate and A 3-year term cap with a clear pay-off date, only if your case is settled in your favor. This can translate into savings while eliminating the surprises of high-interest lawsuit loans from other companies that provide compounding rates with rates that keep going up.

RateNon-compounding starting at 2.95% p/month
Terms2-3 year cap
Funding time24-48 hours
Amounts$1,500 up to $2,000,000

While some bad actors take advantage of the legal funding unregulated policies to charge high interest and outrageous fees, Baker Street Funding operates with the same best practices and values, making great efforts to provide the best rates, low-cost fees, and transparent pre-settlement loan contracts that all our clients can read and understand.

Personal injury loans

Motor vehicle and car accident loans

Civil rights

Employment and labor lawsuit funding

Corporate litigation funding

Settled Case Funding

*We provide funding for personal injury, employment/labor, and civil rights lawsuits in the following states:

Arizona, Alabama, Alaska, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Louisiana, Maine, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, NevadaNew York, New Jersey, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming.

  • We currently fund Colorado at a minimum of $75,000.  Case value must be at least $750,000+. 
  • We currently fund North Carolina at a minimum of $25,000. Case value must be at least $250,000+. 
  • We currently fund South Carolina at a minimum of $100,000. Case value must be at least $1,000,000+. 
  • We currently fund in Nevada at a minimum of $20,000. Case value must be at least $200,000+.
  • We currently fund in Illinois at a maximum of $40,000. Case value must be at least $400,000+.
  • We currently fund in Tennessee at a minimum of $10,000. Case value must be at least $100,000+.
  • We currently fund in Arizona at a minimum of $20,000. Case value must be at least $200,000+.

*Litigants with corporate disputes are eligible to receive funding in every state in the United States (and eligible countries).

*Funding for attorneys is provided in most states. Please get in touch with us to find out if your state is eligible.

*Worker’s compensation claims are funding only in the following states: Alaska, Connecticut, Florida, Iowa, Louisiana, Montana, Rhode Island, Washington, and Wyoming.

Texas is an easy lawsuit loan state. Learn the laws and more.

The statute of limitations for civil lawsuits in the state of Texas is two years. This means that if you do not file your lawsuit within two years of your accident, you may not be able to recover the funds you deserve. We are here to help provide you with the funds you need once you file your claim within the statute of limitations.

Texas has a very plaintiff favorable liability guideline at “50% Modified Comparative Negligence”. This is a modified form of comparative negligence or proportionate responsibility. This means that if you are more than 50% liable for your injury, you won’t be collecting any damages. While most people carry sufficient insurance, Texas has state-enforced minimums. 

The minimum auto insurance policy limits in Texas are 30/60/25:

  • $30,000 bodily injury liability per person, 
  • $60,000 bodily injury liability per accident, 
  • $25,000 property damage liability per accident.

If you have been injured in a “no-fault” accident and do not have any prior liens, you will be automatically pre-approved for legal funding in Texas. We will verify your case information and have a funding decision for you 24 to 48 hours after your lawyer provides your case file. Even if your lawsuit has not been filed yet, as long as you have retained an attorney, we can get you the cash advance assistance you need to get your life back on track. 

Starr, Sterling, Travis, Trinity, Tyler, Uvalde, Val Verde, Victoria, Zavala, Jackson, Harri, Dallas, Tarrant, Travis, Collin, El Paso, Hidalgo, Denton, Austin, Real, Guadalupe, Hamilton, Live Oak, Loving, Morris, Nolan, Ochiltree, Potter, Howard.

 Abilene, Allen, Amarillo, Arlington, Austin, Brownsville, Bryan,  Cedar Hill, College Station, Cove, Corpus Christi, Dallas,  Desoto, Duncanville, Edinburg, El Paso, Euless, Farmers Branch, Fort Worth, Galveston, Grand Prairie, Grapevine, Harlingen, Houston, Huntsville, Hurst, Irving, Killeen, La Porte, Laredo, Lewisville, Longview, Lufkin, Mesquite, Midland, Mission, Nacogdoches, New Braunfels, North Richland Hills, Pasadena, Pearland, Plano, Round Rock, Rowlett, San Angelo, San Antonio.

Select a legal funding service to get started. 

Attorney Requests

Lawsuit Loans

Litigation Funding

Personal Injury Loans

Settled Case Loans

Surgery Funding

Or just call us at 888.711.3599 to apply.