Lawsuit Loans and Pre-Settlement Funding in Florida

Fast pre-settlement funding in Florida–with low interest rates and no risk.

Baker Street Funding is a leading provider of lawsuit funding solutions for plaintiffs involved in personal injury lawsuits, car accidents and other types of litigation throughout Florida. Whether you’re looking to cover your medical bills, living expenses, or other costs associated with your case, we have you covered. With our streamlined application process, you can get approved in as little as 24 hours. All pre-settlement funding in Florida comes with a capped interest rate, meaning you won’t be charged any extra interest if your case takes longer than 2-3 years to resolve. Plus, our funding amounts range from $1,500 to $10,000,000+, giving you the financial support you need to start fixing your financial situation today. 

Lawsuit loans
pre-settlement funding in Florida

The legal system in Florida allows accident victims to fund their lawsuits.

Florida’s personal injury laws make it easier for plaintiffs involved in motor vehicle accidents and personal injury lawsuits to secure funding from their potential settlements or verdicts before the case concludes. At Baker Street Funding, located on the Gulf Coast— in Naples, Florida, we are specialized in providing funding solutions for plaintiffs with all types of cases, from medical malpractices to boating accidents to alligator attacks. We understand your time is valuable when it comes to getting immediate funds. That’s why we leverage our expertise to provide fast funding with lower interest rates than many of our competitors. Whether you’re a Floridian or a snowbird, we can provide the cash advance you need to ensure that your bills or emergency needs are taken care of right away. We provide our lawsuit loan services in all 67 Florida counties and cities, including Deltona, Tampa, Miami, Orlando, Cape Coral, St. Petersburg, Jacksonville, Daytona Beach, Lakeland, Fort Lauderdale, Naples, Bonita Springs, Fort Myers, Tallahassee, Sarasota, Davenport, and more.

How do lawsuit loans help plaintiffs in Florida?

A pre-settlement advance or a lawsuit loan in Florida is a cash advance against the pending settlement proceeds of a personal injury claim or a civil case. All types of legal funding, including personal injury loans, are non-recourse and are often used by plaintiffs with a wide range of cases. With non-recourse financing, you can confidently pursue your lawsuit, knowing that if you don’t win your case, you don’t have to pay back the money you borrowed against your case. That means that any obligations to the company will simply be canceled if your legal battle doesn’t resolve in your favor. Legal loans from Baker Street Funding take the financial pressure off being out of work due to a personal injury allowing you to focus on your well-being. Let us help you make it through your litigation by giving you access to funds as soon as the same day you get approved. 

Pre-settlement funding companies

How does the Florida lawsuit funding process work?

Getting a cash advance on your lawsuit is easy, with the whole process taking just 24 hours. Quickly apply to qualify for an easy and fast Florida lawsuit loan and have the money you need the same day or the next business day.

Lawsuit loan step one

Apply for funding

Apply easily online or over the phone at no obligation. Just provide basic information about your legal claim and your attorney. Moments later, a funding team member will contact you for case qualification.

Lawsuit loan step two

Get a decision

After evaluating your case with your attorney, underwriting will decide how much we feel comfortable advancing you. 24 hours later, you will get a proposition.

Lawsuit loan step three

Sign documents

To receive the requested approval amount, you and your attorney will sign the contract. (The average legal funding customer receives their settlement funds in less than 4 hours).

Lawsuit loan step 4

Obtain your funds

Sign the funding documents, and we will either wire the funds to your bank account or send you a check.

Access the benefits of our lawsuit cash advances in Florida.

Most states, including the Sunshine State, do not regulate pre-settlement advances. While some funding companies take advantage of plaintiffs in need, charging over 100% of interests p/y, Baker Street Funding works differently. We operate with the same best practices and disclosures, with every one of our clients providing lower rates than other companies. And even lower if your attorney refers the case.

Get funding protection

Getting an advance on your eventual settlement in Florida should automatically have protection—which is why we provide you with a 2 to 3 year capped rate. That means your interest rate will stop after that cap.

Refinance and get a lower rate

Save big by consolidating a previous advance when you have received high rate funding for the same lawsuit from another company. And if they offer you additional money, we will beat their current contract.

Receive same-day funds

Get the fastest turnaround approval with lawsuit funding for your Florida case—often the same day. We make great efforts to deliver the money you need in 24 hours or less.

Better interest rates

Throw your worries away with no hidden shady fees or markups. Plus, you could save thousands of dollars on your settlement with a lower interest rate when you use Baker Street Funding.

Qualifying for settlement funding is simple

It is true when they say that we are not exposed to ice much in Florida—but accidents do happen here, and very often. If you have been injured in a no-fault accident, are involved in a long and drawn-out legal battle, and need a portion of your settlement now, we may be able to help. As long as you have retained an attorney on contingency and you have a strong liability claim against a properly insured defendant, you may be able to qualify for a lawsuit cash advance against the proceeds of your settlement in the state of Florida.

settlement funding
Pre-settlement lawsuit funding

Pre-settlement loans have no risk.

Florida lawsuit loans have zero financial risks to plaintiffs. This means that if you do not receive any financial compensation from your claim once it’s finalized, you owe zero money for the cash you borrowed, and the legal funding company cannot force repayment. Although non-recourse funding is advantageous to plaintiffs, they carry enormously higher risks for settlement funding companies because if your lawsuit does not resolve in your favor, we lose our investment in your case. All personal injury lawsuit settlement loans in Florida are risk-free to plaintiffs. 


Baker Street Funding offers more legal funding advantages in Florida than anyone else.

Pre-settlement loans over $5,000

Apply for pre-settlement funding.

Applying for a settlement loan against your pending lawsuit settlement in Florida can help you maximize the amount of your upcoming compensation. These advances could help your attorney buy time to negotiate for the full value of your claim. Get fast pre-settlement legal funding assistance for your personal injury case through Baker Street Funding. With just one simple step, we can help cover your expenses and get you the cash advance needed to make it through your lawsuit until its successful resolution. 

See our other funding products.

Get the financial assistance you are looking for now. Start your journey towards financial freedom with a quick pre-settlement advance process for your Florida claim all the way until you reach a settlement. Call us at (888) 711-3599 to learn more. See some of our legal funding services:


We offer multiple legal funding structures to help create a bespoke finance agreement specific to your case and situation. We offer legal funding at a non-compounding rate depending on the risk of the case. A non-compounding interest rate stays the same on your 6-month or yearly contract. We don’t take ultra high-risk claims, so most of our clients see fixed rates over time with no added-hidden fees and as low as 28% annually, ending in the 3rd year. Meaning if your case takes longer than three years to settle, you won’t have to pay extra interest rates on it. Compound interest accelerates what you will have to pay at the end of your case. But, as time passes, you’ll pay interest on an ever-larger balance grown with interest earned in prior months. Over the long term, compound interest can cause the interest you will have to pay after your settlement is reached to snowball very quickly, and it can become costly.

Settling for the insurance company’s long ridiculous settlement check delays will only get you in a worse situation for all the suffering you endured. We accept all settled cases above $50,000, including discriminationcivil rights, personal injury, medical malpractice, and wrongful death claims. Many settled cases are funded the same day because all we need is one piece of document and a 5-minute chat with your attorney. Call us to learn more.

Since Florida is a plaintiff-friendly state, legal funding by Baker Street Funding takes no more than 24 hours after your lawyer has fully co-operated with us. So don’t delay our 24-hour lawsuit cash advance approval process. We have representatives standing by 24/7 to help FL residents get flexible, non-recourse legal funding in as little as tomorrow.

Even if your lawsuit has not been filed yet, as long as you have retained an attorney, we could help you get approved. Apply to learn more.

All qualifications for Florida cases are for “no-fault” accidents with no previous lawsuit cash advances on the case, a defendant with insurance, and a retained attorney. We will quickly call you and your attorney to verify your case information and get a funding decision for you in hours. The qualification process takes minutes; contact us at 888-711-3599 to learn more.

Whether you are requesting personal injury lawsuit loanslitigation finance, or you are an attorney requesting funding for a plaintiff or seeking law firm funding for yourself, we approach every application the same way, no matter your case’s size.  We can put the money you need directly into your bank account quicker and cheaper than any other legal funding company. 

The following table depicts Baker Street Funding’s approximate funding amounts and costs in the Sunshine State:

Interest Non-compounding starting at 2.95% p/month
Caps2-3 year cap
Funding time24-48 hours
Funding amounts$1,500 up to $10mm

*We provide funding for personal injury, employment/labor, and civil rights lawsuits in the following states:

Arizona, Alabama, Alaska, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Louisiana, Maine, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, NevadaNew York, New Jersey, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming.

  • We currently fund Colorado at a minimum of $75,000.  Case value must be at least $750,000+. 
  • We currently fund North Carolina at a minimum of $25,000. Case value must be at least $250,000+. 
  • We currently fund South Carolina at a minimum of $100,000. Case value must be at least $1,000,000+. 
  • We currently fund in Nevada at a minimum of $20,000. Case value must be at least $200,000+.
  • We currently fund in Illinois at a maximum of $40,000. Case value must be at least $400,000+.
  • We currently fund in Tennessee at a minimum of $10,000. Case value must be at least $100,000+.
  • We currently fund in Arizona at a minimum of $20,000. Case value must be at least $200,000+.

*Litigants with corporate disputes are eligible to receive funding in every state in the United States (and eligible countries).

*Funding for attorneys is provided in most states. Please get in touch with us to find out if your state is eligible.

*Worker’s compensation claims are funding only in the following states: Alaska, Connecticut, Florida, Iowa, Louisiana, Montana, Rhode Island, Washington, and Wyoming.

Personal injury loans

Motor vehicle and car accident loans

Civil rights

Employment and labor lawsuit funding

Corporate litigation funding

Settled Case Funding

Learn more about Florida accident laws, personal injury, liability minimums.

According to studies, Florida or the Orange State is one of the states where the happiest people live as happiness comes in waves! After all, the state motto is “In God We Trust”.

Most Americans dream of retiring by the beach either in Miami or at the Keys. Who wouldn’t want the sun shining all year long, where you can relax, go to Universal Orlando Resort or Sanibel Island for a day, and go back to work the next day.

While many Americans are shoveling snow, in Florida, we are shoveling sand.  Also known as The Alligator State, it has gorgeous landmarks which include Walt Disney World, Kennedy Space Center, Everglades National Park, Daytona 500 International Speedway, Busch Gardens Tampa, or Biscayne National to mention a few.

With the beautiful nature reserves, the best tropical beaches America offers, lovely seasons, and wonders the state brings, it also carries many personal injury accident cases. These landmarks have been typically sued for injuries sustained from some sort of negligence.

The Florida Department of Health informed that a major cause of injury death among senior citizens and a top cause of injury deaths are falls. With this said, there are over 30,000 hospitalizations from falls per year. When falls happen in commercial places, the lawsuits could be stronger depending on the injuries sustained. 

Florida’s interstate highways (and the deadliest) include:

  • I-95, the I-75 (goes from Miami to Georgia)
  • I-4 (from Tampa to Daytona)
  • US-41, US-27 (also called Bloody 27)
  • W State Highway 60 (in Plant City, FL)
  • US-1
  • The Florida Turnpike 

The state has an average of 360,000 crash reports per year being categorized as aggressive drivers state. Crashes with injuries make up approximately 150,000 +.

Sadly, Florida is still # 3 in the nation for accident fatalities, with over 2,000 deaths per year. This accounts for 8.4% of traffic fatal crashes nationwide. 

Every state has a deadline to file a lawsuit, or you won’t be able to recover from your damages and bring to justice those who did you harm, ever again. These deadlines are laws called the statute of limitations. That’s the max amount of time you have to file your lawsuit, and each state’s legislature imposes it. In FL, the time you have to file your claim for negligence instead of medical malpractice is different.

The following will give you an understanding of the timeframe for the statute of limitations:

  • Car Accident: 4 years
  • Injury to person: 4 years
  • Wrongful Death: 2 Years
  • Medical Malpractice: 2 Years (after the discovery) or 4 years from when the medical negligence occurred.
  • Fraud claims:  4 years
  • Lost wages lawsuits: 2 years
  • Libel: 2 years

This information can further be found on FindLaw.

No-fault car insurance

Because Florida is a no-fault state, your car insurance will pay your medical costs regardless of who was at fault in the accident. All residents in the state must carry PIP car insurance, by law:

  • $10,000 in personal injury protection (PIP);
  • $10,000 in property damage liability (PDL);
  • $50,000 in taxi registered cars (PIP);
  • $125,000 per person, and $250,000 per occurrence in taxi registered cars bodily injury liability (BIL).

Florida is a comparative negligence state

This system is fairer for people involved in accidents. Under its rules, whatever was the amount you were negligent for in the accident, that amount will limit your recovery. In other words, if the insurance decides that you were 92% at fault, you will be able to recover only 8% of your damages.

Most of the time, plaintiffs involved in lawsuits don’t have other choices but to settle their claim for a far, much lower value and fast. Insurance companies know that victims need the cash fast and will pay for anything due to their desperation during the lawsuit process. Unfortunately, insurance companies will take advantage of this situation. Settlement funding companies were created to help victims like you buy more time to negotiate a better settlement offer and settle for a low-ball amount. Insurance companies are big fans of legal funding companies because of this same fact. A cash advance on a pending lawsuit enables you to cover your finances during a case. At Baker Street Funding, we accept hundreds of different types of claims against pending Florida lawsuit settlements, so apply online or give us a call at 888-711-3599 to qualify for an advance for your case in F.L.

Please always consult your attorney for a question regarding your claim.

Counties we typically fund in Florida:

Alachua, Baker, Bay, Bradford, Brevard, Broward, Calhoun, Charlotte, Citrus, Clay, Collier, Columbia, DeSoto, Dixie, Duval, Escambia, Flagler, Franklin, Gadsden, Gilchrist, Glades, Gulf, Hamilton, Hardee, Hendry, Hernando, Highlands, Hillsborough, Holmes, Indian River, Jackson, Jefferson, Lafayette, Lake, Lee, Leon, Levy, Liberty, Madison, Miami-Dade, Monroe, Nassau, Okaloosa, Palm Beach, Pasco, Pinellas, Polk, St. Lucie, Santa Rosa, Sumter, Suwannee, Taylor, Union, Volusia, Wakulla, Walton, Washington

Cities in Florida we commonly fund:

Miami, Broward, Hillsborough, Jupiter, Key West, Kissimmee, Bonita Springs, Orange, Pinellas, Duval, Fort Walton Beach, Gainesville, Gulfport, Polk, Brevard, Saint Augustine, Saint Cloud, Saint Petersburg, Sanford, Sarasota, Satellite Beach, Sebastian, South Daytona, Stuart, Tallahassee, Tamarac, Tampa, Tarpon Springs, Titusville, Venice, Vero Beach, West Palm Beach, Winter Garden, Daytona Beach, De Land, DeBary, Delray Beach, Deltona, Destin, Dunedin, Edgewater, Eustis, Fernandina Beach, Fort Lauderdale, Fort Myers, Fort Pierce, Fort Walton Beach, Gainesville, Gulfport, Haines City, Hialeah, Hollywood, Homestead, Jacksonville, Jacksonville Beach, Lady Lake, Lake City, Lakeland, Largo, Leesburg, Lynn Haven, Melbourne, Miami, Miami Beach, Middleburg, Miramar, Naples, New Port Richey, New Smyrna Beach.

Select a legal funding service to get started. 

Attorney Requests

Lawsuit Loans

Litigation Funding

Personal Injury Loans

Settled Case Loans

Surgery Funding

Or just call us at 888.711.3599 to apply.