Apply For A Fast Pre-settlement Lawsuit Loan in Florida

Get fast financial relief with a pre-settlement loan for your Florida lawsuit.

Being a victim of a personal injury lawsuit in Florida puts you in a tough spot—emotionally, physically, and financially. It’s as if you’re caught in a hurricane with no warning. Medical bills are piling up, and the regular bills aren’t pausing. In this critical moment, pre-settlement funding provides a financial bridge that helps you cross from the uncertainty of today to the settlement you’re expecting.

Apply for a lawsuit loan against your pending Florida case at a low-interest rate with a no-win, no-pay guarantee. Start your financial recovery as soon as the same day you are approved.


How do lawsuit loans work in Florida?

In Florida, pre-settlement funding is a financial arrangement designed to provide plaintiffs involved in legal proceedings with immediate financial support. Also known as a lawsuit loan, this funding is not a loan in the traditional sense but an advance based on the expected settlement of your case. It’s non-recourse, meaning, the repayment is only required if you win your case or reach a settlement. And if your case doesn’t succeed? You owe nothing in return—no negative impact on your credit score, no financial history scrutiny. 

The essence of pre-settlement lawsuit loans in Florida is in their ability to offer you a buffer against the financial strain caused by prolonged legal battles in the state. You can meet your day-to-day expenses, housing, medical expenses, and overall maintain your financial stability while standing firm in your pursuit of justice.

Across all 67 counties and cities in Florida, Baker Street Funding proudly extends its support by providing non-recourse loans for lawsuits of all types.

Whether you’re dealing with the aftermath of a car accident, dealing with the complexities of a slip and fall incident, or seeking justice in medical malpractice cases, our goal is to provide the funding you need to see your lawsuit through to a successful resolution. Our settlement funding services cover all major cities in Florida, including Daytona Beach, Tampa, Miami, Orlando, St. Petersburg, Jacksonville, Fort Lauderdale, Fort Myers, Tallahassee, and Sarasota.


See how a Florida lawsuit loan can help.

If you're a victim of an accident in Florida, you're likely taking on burdens that no one should have to take—physical pain, emotional distress, and a cloud of financial instability. In this critical moment, a pre-settlement cash advance can alleviate financial pressures quickly by granting you quick access to your settlement funds earlier.

A quicker way to access the funds you urgently need.
Most lawsuit loan companies in Florida don't require pay stubs, bank statements, or tax returns. That means that you can get fast financial assistance in as little as 24 hours.
Lawsuit loans help you cover your expenses.
Your bills won't wait for your settlement, but with Florida lawsuit funding, you won't have to wait either. Obtain up to 10% to 20% of your settlement upfront and use the money for anything you need, such as medical bills, rent, mortgage payments, groceries, transportation, living expenses, and other urgent costs.
Legal funding lets you get medical treatment.
When you need surgery, the last thing you want is to wait weeks or months for your medical provider to approve your health care expenses on a lien. Legal funding can cover the costs of the procedure so that you can begin rehabilitating sooner rather than later.
Lawsuit loans allow you to obtain additional funding.
That's right—you can receive as many lawsuit loans as you need. But remember to only borrow what you need. You can always request additional advances later if things get tight.
Funding makes it easier to concentrate on your case.
Pre-settlement lawsuit loans in Florida give you the breathing space to focus on your pending personal injury lawsuit — whether that's going to mediation, settlement negotiations, or court.

Here’s why Florida pre-settlement loans have no financial risk.

Obtaining a loan on your lawsuit settlement can provide you with a safe way to get financial help free of financial risk.

No monthly payments, at all.

Take your worries away with no monthly payments, or never-ending debt. That's the peace Florida lawsuit loans bring—No win? No repayment. It’s that simple.

No credit checks or income proof required.

Financial struggles don't discriminate, and neither do we. With legal funding, get the support you need, no credit history check required.

It is not asset-based, so you're protected.

You won't risk losing your home or car, even if the legal battle doesn't go your way. There's no personal liability for you.

Pre-settlement lawsuit funding

Lawsuit funding might even help level the playing field.

Lawsuits in Florida can bring justice to personal injury victims, but the process of seeking justice can result in injustice in itself. As seen in cases like those against Johns Hopkins Hospitalor the Navarro vs. Austin case, it shows how the legal system’s delays can add to victims’ struggles.

The Unfair Insurance Trade Practices Act in FL requires insurance companies to process claims fairly (and in a timely manner). However, it’s common for these companies to delay settlements, which compel claimants to accept lower compensation. It is here where financial support through non-recourse lawsuit loans from Baker Street Funding can provide you with the means to sustain yourself during protracted legal proceedings, allowing your attorney to negotiate a favorable settlement effectively.

It’s important to note, though, that lawsuit funding doesn’t guarantee a higher payment from the insurance company or defense attorneys. Your final settlement or verdict is contingent upon the merits of the case and the negotiation skills of your legal counsel. 


This is how the application process works.

Our Florida lawsuit loan application process is simple, quick, and hassle-free. With your attorney's help and consent, you'll be able to borrow money from your Florida lawsuit in only 24 hours. This is how it all works:

process 1

Apply for Funding in Minutes

To qualify for a lawsuit loan, apply online or over the phone and provide basic information about your legal claim. A dedicated loan specialist will contact you to discuss eligibility requirements shortly after applying.

process 2

Receive Quick Loan Approval

If your Florida case is a fit, our expert underwriters will work with your attorney to verify your case's merits and decide how much we feel comfortable advancing you. You then receive a funding amount decision as quickly as the same day. No fuss, no delays.

process 3

Obtain Money in Your Hands, Fast

Upon approval, you and your attorney receive a non-recourse legal funding agreement for your Florida case with customized loan structures. After completion of the finance agreement, we guarantee you receive your cash advance promptly—typically in under 4 hours.

Qualifying for a lawsuit settlement loan is easy.

It is true when they say that Florida is not exposed to ice much. But accidents do happen here, and financial strain is the top concern for those affected.

If you have suffered injuries due to an accident that was not your fault and are facing a drawn-out legal battle, you may be eligible for a cash advance on your pending lawsuit if your case is worth over $50,000. You also need to have an attorney and be suing an insured defendant.

Because Baker Street Funding understands how important it is for you to have the funds you require immediately, we have simplified the lawsuit funding qualification process in Florida. If your lawyer doesn’t deny your loan request, we can guarantee funding evaluation the same day your case documents are received. Simply call our funding team at 888-711-3599 to find out if you qualify for an advance on your expected settlement with the best lawsuit loan company in Florida and nationwide.

Fast qualification
Lawsuit loans Florida

Secure legal funding in compliance with Florida laws and regulations.

Having to deal with a loan with unreasonable interest rates due to a lack of regulation is the last thing you need when you are involved in personal injury litigation. It’s for that reason that Baker Street Legal Funding operates under the same best practices and disclosures, which allows us to provide you with transparent terms, rate caps, and the lowest rates available on all our pre-settlement funding agreements.

Because we recognize that securing lawsuit funding during this critical time is crucial, we prioritize that all funding agreements comply with Florida state and federal laws. With Baker Street Funding, you can rest assured that you are getting safe, secure and compliant legal funding for your pre-settlement needs.


Get fast and low-rate pre-settlement funding with the best company in Florida.

Based in Naples, Florida, Baker Street Funding is one of the nation’s largest and most reputable pre-settlement funding companies. With years of experience funding pending litigation, we have helped thousands of Floridians with different types of claims get the assistance they need when they need it most. 

By acting quickly, we make sure that you are able to obtain a pre-settlement loan immediately and at a lower interest rate than you would otherwise pay to another lender.

Trust in our experience as the best lawsuit settlement funding provider in Florida. Transparent costs and no hidden fees alleviate stress, and with Baker Street Funding, you get just that.


Ready to apply for a Florida lawsuit loan?

Baker Street Funding offers no-risk lawsuit loans to Florida plaintiffs seeking immediate financial relief. With low rates, no monthly payments, no credit checks, and no repayment until you win, we make it easier to pay your expenses as soon as possible.

Apply for a non-recourse lawsuit loan at the lowest rates through Baker Street Legal Funding and say goodbye to your financial hardship, starting now. Our online application takes 2 minutes.

We provide financing for most types of civil cases.

Baker Street Legal Funding is a lawsuit settlement funding provider that operates in Florida and nationwide. We specialize in funding for various types of cases, including medical negligence, slips and falls, nursing home negligence, construction accidents, car accidents, premises liability claims, 18-wheeler accidents, motorcycle accidents, post-settlement cases, whistleblower disputes, worker’s compensation claims, and many more.


Have more questions? Contact us at (888) 711-3599. Our financial assistance team is available to answer your questions and facilitate your decision-making process. 

The interest rates on lawsuit loans are based on the risks and complexities associated with the litigation. Depending on the lender, additional fees or charges may include origination fees, processing fees, and administrative costs. When the case is settled, the loan is repaid by your attorney in one lump sum from the settlement proceeds.

Baker Street Funding offers fast, risk-free pre-settlement loans in Florida with competitive interest rates. Rates vary from 2.95% up to 3.4% monthly. All our loans are available at a non-compounding rate. Non-compounding interest rates remains the same throughout your 6-month or yearly contract. Most of our clients see fixed rates over time. There are no added-hidden fees, and rates as low as 28% annually, ending in the third year. If your case takes longer than three years to settle, you will not be charged additional interest.

Most pre-settlement funding providers often offer compound interest rates. This means that you get charged interest on the principal amount, as well as interest on interest from previous months.

After your settlement is reached, compound interest can accumulate very quickly, causing your interest payments to increase rapidly, putting your lawsuit settlement at risk.

The process of applying for and receiving a loan from a pending lawsuit settlement in Florida is simple.
  1. Apply Online or Call Us. To get started, simply apply online or call (888) 711-3599 to speak with one of our representatives. Our goal is to make the application process as smooth as possible for you.
  2. Let Your Attorney Know. If you want to speed up the approval process, let your attorney’s office or law firm know about your legal funding application and that you’re okay with Baker Street Funding collecting any necessary information or documents.The documents we will need are those related to your case. These include liability, insurance limits, medical, police, and ambulance reports.
  3. Wait for 24-Hour Evaluation. Once we receive the information from your attorney, we will evaluate the merits of your case, including your likelihood of winning the lawsuit or settling your claim in Florida.
  4. Sign the Funding Contract. If your application is approved, you will receive a funding contract to sign the same day. Upon completion of the agreement, we can deposit the funds directly into your bank account or send you a check within 2 to 24 hours.

Most pre-settlement funding providers have a set of criteria to qualify personal injury plaintiffs for a loan. Below are six minimum requirements to be automatically eligible for a quick Baker Street Funding non-recourse loan.

You must:

  1. Have a valid employment, civil rights, personal injury lawsuit, a workers’ comp claim, or an accident case in Florida.
  2. Be involved in a “no-fault” Florida accident that caused you considerable injuries.
  3. Have a strong liability claim against a properly insured defendant.
  4. Have an attorney who can verify the legitimacy of the lawsuit.
  5. A cooperative lawyer. Under Florida state law, these types of loans are subject to repayment by your attorney.
  6. If you have a settled case, Baker Street Legal Funding accepts settlements over $50,000. We only need one piece of documentation and a five-minute consultation with your attorney. 
  7. You need to be a Florida resident, with active involvement in a case within the state.
  8. If your injury requires significant medical treatment or surgery, it can positively influence your legal funding eligibility. These procedures show the severity of your claim and potential for compensation.

Additional Factors: The assessment may also consider any existing liens like tax or child support. For a detailed discussion on your eligibility requirements, connect with us at (888) 711-3599.

The maximum funding amount for lawsuit loans in Florida varies from case to case. In most cases, we will provide you with up to 10% of the total value of your case. For example, if your case is worth $50,000, you can take out $5,000.

Lawsuit loans in Florida must adhere to strict legal and ethical standards. Contrary to some misconceptions, a pre-settlement funding company cannot be used to interfere with cases like directly settle claims.

The Florida Bar Opinion 70-8, mandates that “The attorney also shall not allow the funding company to direct the litigation, interfere with the attorney-client relationship, or otherwise influence the attorney’s independent professional judgment.” This rule protects the integrity of the litigation process and the client’s interests.

The Florida Bar prohibits lawyers from giving money to clients.

According to the Florida Bar, Ethic Opinion 72-27, attorneys are not allowed to advance cash to clients in connection with a court case. Nonetheless, your attorney is allowed to get funding for case costs and other litigation expenses.

As an alternative financial option, Baker Street Funding can provide non-recourse funding on your case to help pay medical bills and emergency expenses. Your Florida loan is repaid out of the settlement or judgment of your case by your attorney.

If your attorney refers the case to us, remember our loans are not cash advances from your attorney. Instead, they are a separate financial transaction between you and Baker Street Funding.

The following table depicts Baker Street Funding’s approximate amounts and costs for our settlement loans in Florida:

InterestNon-compounding starting at 2.95% p/month
Loan protection2-3 year cap
Funding time24 hours
Average loan amounts in Florida$15,000
Funding amounts$1,500 up to $10mm
Type of loanNon-recourse
Workers’ comp eligibilityYes
Personal injury claim eligibilityYes
Civil rights case eligibilityYes

Exploring Florida’s legal system and funding insights.

As new laws and court decisions take effect, state laws are continually being revised in the legal system. At Street Funding, we strive to give our customers up-to-date information. While this information should provide you with a general understanding of the legal process in Florida, we strongly recommend that you contact your attorney to get advice specific to your situation.

Unless there is a specific circumstance, Baker Street Funding’s ethical opinion states that legal funding companies should not refer clients to attorneys for quid-pro-quo reasons. This policy is based on the belief that the best lawsuit loan providers prioritize the best interests of their clients.

Aside from that, Baker Street Legal Funding has numerous relationships with personal injury lawyers in Florida who possess the skills and experience necessary to handle any type of case. As a result of privacy protections for our clients and law firms, we cannot publicly reveal the name of any notable personal injury attorney we would recommend. This helps to ensure the privacy and safety of our clients, as well as protect the law firm from any potential legal issues with insurance companies that could arise from publicly recommending a specific attorney.

When determining lawsuit funding amounts in Florida, Baker Street Funding considers several critical factors:

Understanding Damages

Damages in personal injury lawsuits refer to the monetary compensation that may be awarded to an individual who has suffered injuries due to the actions of another party. In a personal injury case in FL, there is no maximum amount of money that can be awarded for economic or noneconomic damages. But, there is a cap on the amount of money that can be given for punitive damages.

Economic Damages:

  • Medical Expenses: Funding companies consider current and future medical treatment costs to estimate potential settlement values.
  • Lost Wages: Lenders may reflect on the extent of work missed and the potential impact on future earnings.
  • Property Damage: The cost of repair or replacement by the defendant’s insurance can affect the available net amount for legal funding.

Non-Economic Damages:

  • Pain and Suffering: The severity of non-economic damages like physical pain and emotional distress can influence the loan amount when it indicates a higher potential settlement.

Punitive Damages:

Punitive damages in FL are a form of compensation awarded to a plaintiff in addition to the actual damages (economic and non-economic damages). They are meant to penalize the defendant for particularly reckless or reprehensible behavior and to prevent similar conduct in the future. The max cap for punitive damages is three times the compensatory damages awarded to each individual. But the total amount cannot exceed $500,000.

Punitive damages can also be key in calculating lawsuit funding amounts, as it allows for potentially increasing the funding available to plaintiffs.

Florida’s Statute of Limitations Explained

The statute of limitations in Florida is the legal term for a law that imposes a maximum filing deadline for lawsuits, and the longer a lawsuit is pending, the greater the likelihood of securing a larger loan amount.

The statute of limitations in Florida is as follows:

  • Injury to a person: 4 years §95.11(3)(o).
  • Negligence: 2 Years (after discovery)
  • Medical Malpractice: 2-4 years from when the medical negligence occurred. §95.11(4)(a) and (b).
  • Libel/slander: 2 years §95.11(4)(g).

PIP Insurance Coverage: Beyond Florida’s No-Fault System

In Florida’s no-fault system, drivers must have Personal Injury Protection (PIP) to cover their own medical costs and lost wages after a car accident, regardless of fault. PIP benefits include medical treatment coverage up to $10,000, 60% of lost income, and $5,000 for death benefits.

Despite Florida’s no-fault laws requiring PIP coverage, severe and permanent injuries may open the door for additional compensation through a lawsuit if you were injured by a commercial entity. The defendant’s insurance status, especially in cases exceeding PIP coverage limits, is a must as they indicate the potential size of the settlement and consequently how much funding you could obtain.

Florida’s minimum insurance coverage is 10/20/10:

  • $10,000 bodily injury coverage.
  • The max amount paid is $20,000 per accident.
  • $10,000 property damage coverage per accident

Word of Caution: Florida has severe penalties for driving without insurance, like license suspensions and reinstatement fees. You can also get points on your license, and you can even go to jail.

Comparative Negligence

As of March 24, 2023, Florida operates under a modified comparative negligence standard, according to amendments to section 768.81 of the Florida Statutes. Under the “comparative liability system” in Florida, also known as modified comparative negligence, if your level of fault is greater than 50%, you may not be eligible to receive any compensation at all. But being 50% or less at fault allows for compensation claims. Your percent of fault in this modified system will impact funding amounts because the lender will consider the potential settlement amount based on the level of fault assigned to you.

Contribution Among the Tortfeasors

In Florida, when multiple defendants responsible for your injury, you can still file a lawsuit against them, with each liable for their percentage of fault. Those who pay more than their share of damages, can seek contributions from the others.

This principle affects legal funding considerations by assessing shared liability and its impact on potential personal injury compensation.

Liens and Your Settlement

When your settlement has liens, like those from healthcare providers, bankruptcy or taxes, these debts are deducted from your settlement check before you receive the funds. This means any funding amount you qualify for would also consider these liens, most likely reducing the net amount available to you.

Additional Legal Factors

When considering Florida laws for lawsuit loan calculations, the lender will account for the state’s specific insurance requirements, including uninsured/underinsured motorist coverage, and laws governing product and premises liability. These factors can significantly influence the potential compensation from personal injury cases, and absolutely impact the amount available through pre-settlement loans.

Facing financial difficulties during an accident lawsuit in Florida? 

You may be able to borrow money against the proceeds of your anticipated accident settlement if you sustained injuries and you are suing a well-insured defendant. For more information on financial assistance for your accident, please call (888) 711-3599.

Florida, also known as the Orange State, is home to some of the happiest people in America. The state motto, “In God we trust,” reflects the faith and values of Florida residents. However, not everything is perfect in Florida. According to the Florida Department of Health, falls are a major cause of injury and death among seniors, with over 60,000 hospitalizations.

Moreover, the Sunshine State witnessed over 400,000 car accidents in 2021. This makes Florida one of the states with the highest traffic fatality rates in the country.

Check out our resources.

If you are seeking to understand your funding options during a lawsuit, our resources provide essential information to make the most informed decision.

Select a legal funding service to get started. 

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Or just call us at 888.711.3599 to apply.