Learn more about Florida accident laws, personal injury, liability minimums.
According to studies, Florida or the Orange State is one of the states where the happiest people live as happiness comes in waves! After all, the state motto is “In God We Trust”.
Most Americans dream of retiring by the beach either in Miami or at the Keys. Who wouldn’t want the sun shining all year long, where you can relax, go to Universal Orlando Resort or Sanibel Island for a day, and go back to work the next day.
While many Americans are shoveling snow, in Florida, we are shoveling sand. Also known as The Alligator State, it has gorgeous landmarks which include Walt Disney World, Kennedy Space Center, Everglades National Park, Daytona 500 International Speedway, Busch Gardens Tampa, or Biscayne National to mention a few.
With the beautiful nature reserves, the best tropical beaches America offers, lovely seasons, and wonders the state brings, it also carries many personal injury accident cases. These landmarks have been typically sued for injuries sustained from some sort of negligence.
The Florida Department of Health informed that a major cause of injury death among senior citizens and a top cause of injury deaths are falls. With this said, there are over 30,000 hospitalizations from falls per year. When falls happen in commercial places, the lawsuits could be stronger depending on the injuries sustained.
Florida’s interstate highways (and the deadliest) include:
- I-95, the I-75 (goes from Miami to Georgia)
- I-4 (from Tampa to Daytona)
- US-41, US-27 (also called Bloody 27)
- W State Highway 60 (in Plant City, FL)
- The Florida Turnpike
The state has an average of 360,000 crash reports per year being categorized as aggressive drivers state. Crashes with injuries make up approximately 150,000 +.
Sadly, Florida is still # 3 in the nation for accident fatalities, with over 2,000 deaths per year. This accounts for 8.4% of traffic fatal crashes nationwide.
Every state has a deadline to file a lawsuit, or you won’t be able to recover from your damages and bring to justice those who did you harm, ever again. These deadlines are laws called the statute of limitations. That’s the max amount of time you have to file your lawsuit, and each state’s legislature imposes it. In FL, the time you have to file your claim for negligence instead of medical malpractice is different.
The following will give you an understanding of the timeframe for the statute of limitations:
- Car Accident: 4 years
- Injury to person: 4 years
- Wrongful Death: 2 Years
- Medical Malpractice: 2 Years (after the discovery) or 4 years from when the medical negligence occurred.
- Fraud claims: 4 years
- Lost wages lawsuits: 2 years
- Libel: 2 years
This information can further be found on FindLaw.
No-fault car insurance
Because Florida is a no-fault state, your car insurance will pay your medical costs regardless of who was at fault in the accident. All residents in the state must carry PIP car insurance, by law:
- $10,000 in personal injury protection (PIP);
- $10,000 in property damage liability (PDL);
- $50,000 in taxi registered cars (PIP);
- $125,000 per person, and $250,000 per occurrence in taxi registered cars bodily injury liability (BIL).
Florida is a comparative negligence state
This system is fairer for people involved in accidents. Under its rules, whatever was the amount you were negligent for in the accident, that amount will limit your recovery. In other words, if the insurance decides that you were 92% at fault, you will be able to recover only 8% of your damages.
Most of the time, plaintiffs involved in lawsuits don’t have other choices but to settle their claim for a far, much lower value and fast. Insurance companies know that victims need the cash fast and will pay for anything due to their desperation during the lawsuit process. Unfortunately, insurance companies will take advantage of this situation. Settlement funding companies were created to help victims like you buy more time to negotiate a better settlement offer and settle for a low-ball amount. Insurance companies are big fans of legal funding companies because of this same fact. A cash advance on a pending lawsuit enables you to cover your finances during a case. At Baker Street Funding, we accept hundreds of different types of claims against pending Florida lawsuit settlements, so apply online or give us a call at 888-711-3599 to qualify for an advance for your case in F.L.
Please always consult your attorney for a question regarding your claim.
Counties we typically fund in Florida:
Alachua, Baker, Bay, Bradford, Brevard, Broward, Calhoun, Charlotte, Citrus, Clay, Collier, Columbia, DeSoto, Dixie, Duval, Escambia, Flagler, Franklin, Gadsden, Gilchrist, Glades, Gulf, Hamilton, Hardee, Hendry, Hernando, Highlands, Hillsborough, Holmes, Indian River, Jackson, Jefferson, Lafayette, Lake, Lee, Leon, Levy, Liberty, Madison, Miami-Dade, Monroe, Nassau, Okaloosa, Palm Beach, Pasco, Pinellas, Polk, St. Lucie, Santa Rosa, Sumter, Suwannee, Taylor, Union, Volusia, Wakulla, Walton, Washington
Cities in Florida we commonly fund:
Miami, Broward, Hillsborough, Jupiter, Key West, Kissimmee, Bonita Springs, Orange, Pinellas, Duval, Fort Walton Beach, Gainesville, Gulfport, Polk, Brevard, Saint Augustine, Saint Cloud, Saint Petersburg, Sanford, Sarasota, Satellite Beach, Sebastian, South Daytona, Stuart, Tallahassee, Tamarac, Tampa, Tarpon Springs, Titusville, Venice, Vero Beach, West Palm Beach, Winter Garden, Daytona Beach, De Land, DeBary, Delray Beach, Deltona, Destin, Dunedin, Edgewater, Eustis, Fernandina Beach, Fort Lauderdale, Fort Myers, Fort Pierce, Fort Walton Beach, Gainesville, Gulfport, Haines City, Hialeah, Hollywood, Homestead, Jacksonville, Jacksonville Beach, Lady Lake, Lake City, Lakeland, Largo, Leesburg, Lynn Haven, Melbourne, Miami, Miami Beach, Middleburg, Miramar, Naples, New Port Richey, New Smyrna Beach.