Lawsuit loans and pre-settlement funding in Arizona

Pre-settlement funding in Arizona—starting at $20,000.

Baker Street Funding is Arizona’s leading financier for personal injury loans, car accident loans, and commercial litigation funding. We can provide you with a lawsuit funding solution to help cater to your financial needs while your attorney builds a stronger case to get the maximum settlement. If you are strapped for cash, pre-settlement funding in Arizona can help you pay for medical bills and other immediate expenses in just 24 hours. Apply for a fast cash advance against the potential lawsuit settlement of your pending case and get funded fast.

Baker Street Funding allows plaintiffs to obtain lawsuit loans in the state of Arizona starting at $20,000 to $10,000,000+. In order to get a cash advance against your anticipated lawsuit settlement, your case’s value must be at least $200,000. Baker Street Funding provides services in all cities in Arizona, including Phoenix, Tucson, Mesa, Chandler, Scottsdale, Gilbert, Glendale, and more.

How do lawsuit loans help plaintiffs in Arizona, AZ?

While most people shy away from taking lawsuit loans in Arizona, getting one is sometimes inevitable. There are countless reasons why people apply for a pre-settlement advance. The main reasons include the desperate need to pay past-due household expenses, medical bills, and transportation. Lawsuit loans in Arizona come in handy when injured plaintiffs hit a financial brick wall in a legal battle due to the inability to work. A legal loan for your lawsuit in Arizona can also help you accelerate your case all the way to success in the Grand Canyon State.

The Arizona lawsuit funding process.

The first step to getting legal funding for your Arizona litigations is applying for the advance. Don’t worry, you won’t be queuing up anywhere or leaving the comfort of your home to apply.

Settlement funding process step 1

Apply for funding

Apply online and over your phone. All you have to do is provide the relevant information needed to process your application. Upon completion, a member of our finance team will check to see if the case qualifies for settlement funds.

Settlement funding process step 2

Wait for a decision

Upon qualification, our underwriters will contact your lawyer to assess supporting case documents and ensure that you meet the criteria. Your attorney has to consent to the loan in order to proceed. If your claim checks all the boxes and satisfies underwriting criteria, you will get a decision within hours.

Settlement funding process step 3

Sign documents.

Once you get approved, you will get a contract with the loan amount proportionate to what your case is worth 2 hours later. If you accept the terms of the agreement, you and your attorney will be required to sign it before the money gets paid.

Settlement funding process step 4

Obtain your funds.

The loan amount will be paid to you almost immediately after approval by a team in our credit facility. The money can be deposited into your bank account, or you can opt to receive a check from us.

Our lawsuit cash advance benefits in Arizona.

Baker Street Funding undertakes the best practices and gives full disclosure in all of our pre-settlement advance offers, including the Grand Canyon State. Compared to what other lenders offer plaintiffs in Arizona, you will get lower rates if your attorney refers the case. You will also be presented with a clear and straightforward contract to sign alongside your attorney. That way, you are sure that you are not signing off on hidden terms.

Fast qualification

We understand the value and importance of time during litigations — a second delay can mar your case and cause you to lose the case. We offer a fast turnaround on all lawsuit funding applications for Arizona cases.

No shady hidden fees

With our full-disclosure and 100% transparency policies, you don't have to lose sleep over hidden fees or charges.

Next-day funds

We are geared toward making application processes seamless and easy to follow through. Our unique approach to pre-settlement advances ensures that you get the money you need in record time – usually within 24 hours or even less.

Non-recourse pre-settlement loans have no risk.

Non-recourse settlement money means that you are getting an advance from your future settlement proceeds. In other words, Arizona lawsuit loans bring no risk to you—hence, you are under no obligation to repay principal + interest if your legal battle doesn’t resolve in your favor. Non-recourse financing is beneficial when you’re running out of cash. However, due to AZ state regulations that benefit insurance companies by placing legal funding companies in the same category as traditional lending, most settlement funding companies won’t fund in the state of Arizona. Non-recourse financing carries exceptionally high risks to investors because they consider you a farthermost risky borrower. They won’t look into your creditworthiness, job status, or assets. Once the case is lost, they cannot come after you as banks can. Those companies who do fund in Arizona have minimum loan amounts.

Lawsuit loans
Lawsuit advances

Settlement funding is a great idea.

Considering the uncertainties that trail litigations and how settlements and trials get relayed before they are paid, plaintiffs in Arizona are often left with no other option than to apply for a portion of their settlement whenever they need help financing their lawsuit. This makes lawsuit cash advances a great idea. To qualify, you need to have an attorney retained on contingency and a strong liability claim against an insured defendant; your case must be worth at least $200K. All of these prequalify you to get an advance against the proceeds of your settlement in the state of Arizona.

We offer the best legal funding services in Arizona.

Baker Street Funding is known and applauded for its fast pre-settlement funding in Arizona. Having successfully provided timely lawsuit cash to plaintiffs in Arizona, you are sure to get nothing but the best AZ settlement loans. Top of our long list of benefits is that we offer fast, competitive rate financing in Arizona for people caught up in personal injury lawsuits and corporate litigations. You can get a 24-hour settlement funding agreement at low-interest rates on your potential Arizona settlement amount and save yourself the stress.

Lawsuit loans with low interest rates

Apply for pre-settlement funding.

If you are caught up in a drawn-out legal battle, and you feel you are not making headway because of finances, you can apply for a settlement loan against your pending lawsuit today. Upon qualification, you will get the money you need to increase the chances of getting a better compensation — all within the shortest time possible — usually within 24 hours or the next business day. Don’t settle for inadequate offers from defense attorneys for your personal injury and car accident cases, among other types of litigations; the application takes two minutes.

See our other funding products.

Need financial assistance? Fix your financial situation with a quick pre-settlement advance funding process for your Arizona claim today. Call us at (888) 711-3599 to learn more. Below are some of our legal funding services:


What makes legal funding right for plaintiffs in Arizona is that you don’t have to go through the tedious rounds of paperwork and meetings to get approval. Funding your lawsuit will be much easier to get than bank loans, and they are non-recourse too. That means no win, no pay. In addition to being non-recourse, pre-settlement legal funding is also streamlined, and the approved amount is paid without delays.

Lawsuit cash advances carry zero risks for plaintiffs. That means you have nothing to worry about if you lose the case. You don’t have to repay the loan amount if you fail to get financial compensation from your litigation after taking out the advance. We will take the loss and bear all the burden if you don’t get financial recovery.

The processing time of getting a lawsuit cash advance in AZ is no different from applying in other states in the United States. If you are unsure how to get a quick loan for your case or how the process works, at Baker Street Funding, we understand. The legal funding application process is easy to follow through, and you can get the approved loan amount within 24 hours or less from when your attorney provides the required information regarding your litigation. If you get approved, you will get approval for an amount we deem to be enough, starting at $20,000 versus the value of your pending Arizona lawsuit settlement proceeds.

  • Your Arizona case has to be worth at least $200,000 or more;
  • You must have substantial injuries caused by the accident;
  • You must be involved in a no-fault accident;
  • Your lawyer has to cooperate with underwriting throughout the whole process;
  • If you have previous funding and want additional money, you must have enough space and your case has to have progressed in value.

If you already have a loan with another company, you can refinance your last advance to Baker Street Funding. We can buy out your previous loan with our settlement refinancing assistance. Baker Street Funding can structure your contract to fit your financial needs.

*We provide funding for personal injury, employment/labor, and civil rights lawsuits in the following states:

Arizona, Alabama, Alaska, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Louisiana, Maine, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, NevadaNew York, New Jersey, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming.

  • We currently fund Colorado at a minimum of $75,000.  Case value must be at least $750,000+. 
  • We currently fund North Carolina at a minimum of $25,000. Case value must be at least $250,000+. 
  • We currently fund South Carolina at a minimum of $100,000. Case value must be at least $1,000,000+. 
  • We currently fund in Nevada at a minimum of $20,000. Case value must be at least $200,000+.
  • We currently fund in Illinois at a maximum of $40,000. Case value must be at least $400,000+.
  • We currently fund in Tennessee at a minimum of $10,000. Case value must be at least $100,000+.
  • We currently fund in Arizona at a minimum of $20,000. Case value must be at least $200,000+.

*Litigants with corporate disputes are eligible to receive funding in every state in the United States (and eligible countries).

*Funding for attorneys is provided in most states. Please get in touch with us to find out if your state is eligible.

*Worker’s compensation claims are funding only in the following states: Alaska, Connecticut, Florida, Iowa, Louisiana, Montana, Rhode Island, Washington, and Wyoming.

Personal injury loans

Motor vehicle and car accident loans

Civil rights

Employment and labor lawsuit funding

Corporate litigation funding

Settled Case Funding

Arizona accident laws, personal injury, liability minimums.

The Copper State is renowned for being home to one of the world’s seven wonders — the Grand Canyon. However, behind its bubbling cities and rich history, plaintiffs in Arizona are almost always struggling to get their case settled and awards paid in good time. What that means for victims of personal injury is they will most likely be running from pillar to post scouting for funds to cater to medical bills, hiring an attorney, and keeping up with other living expenses.

The Arizona Motor Vehicle Crash Facts announced that in 2020 alone the state of Arizona had 98,778 car accidents with 970 of them being fatal and 41,350 personal injuries.

Arizona’s interstate highways (and the deadliest) include:

  • Interstate 19
  • US Route 93
  • Interstate 17
  • Interstate 40
  • #Interstate 10

No-fault car insurance

Arizona is an at-fault state: This means the person that caused the accident is responsible for covering the victims’s injuries, lost wages, and other damages after the accident. 

Car insurance coverage in Arizona must be with at least 25/50/15 coverage limits:

  • Bodily injury liability coverage: Minimum $25,000 per person and $50,000 per accident. 
  • Property damage liability: Minimum $15,000.
  • Uninsured motorist bodily injury: Minimum $25,000 per person and $50,000 per accident
  • Underinsured motorist bodily injury: Minimum $25,000 per person and $50,000 per accident

Arizona is a comparative negligence state

Comparative negligence is a legal theory that benefits car accident victims. Under its rules, if the jury finds the plaintiff at fault, they can still get a monetary recovery. But, the plaintiff’s damages will be reduced by the degree of his or her fault.

Dealing with injuries from accidents and staying on top of your bills can be very daunting. And protracted litigations don’t make the situation any better. Most victims have already recurred to bank loans that have denied their loans.

Unlike bank loans that base their loan on assets, non-recourse legal financing in Arizona only gets paid back if you win your case, which makes you an extremely high-risk borrower. Settlement funding companies do not seize assets if the claim fails and do not check credit scores or employment for approval. For this reason, the rates are higher than traditional lending, and non-recourse litigation finance is not considered a loan.

However, every legitimate funder knows that the rates should never exceed 42% yearly and should be capped. Unfortunately, thanks to predatory funding companies taking advantage of unsuspecting plaintiffs that charge exorbitant 80%+ per annum rates, the state of Arizona has regulated lawsuit loans to interest rates of 36% yearly max. Overall, this regulation has indirectly pushed away most lawsuit loan companies to not fund in the state of Arizona due to the high risk of non-recourse loans.

This senate bill makes it easy for insurance companies to win and lawsuit victims to settle for the least possible amount since most funders won’t fund in that state.

The statute of limitations in Arizona is set at two years for all personal injury claims. It is one year for libel or slander claims, which are a subset of personal injury law. Some exceptions may apply when it takes longer than a year for a person to reasonably realize an injury has occurred.Nov 12, 2019

Injury to Person: False imprisonment; 1 yr. §12…

Injury to Personal Property: 2 yrs. §12-542

Professional Malpractice: Medical: 2 yrs. §12-5…

Trespass: 2 yrs. §12-542(3)

This information can further be found on FindLaw.

While it is your legal right to sue and get compensated for the pain and suffering, medical bills and other damages caused by someone else’s negligence or intentional act, like virtually every other state in the United States, the chances are that the case will get protracted.

While your attorney fights for the best settlement, the bills won’t stop coming. Considering that you will most likely be out of employment and lose your source of income/wage, instead of letting insurance companies frustrate you and push you towards dropping your case, settlement funding may buy your lawyer enough time to gather all the resources and evidence they need to secure the win. A cash advance on a pending lawsuit helps plaintiffs like you to temporarily take care of your financial situation during legal battles. Give us a call at 888-711-3599 to qualify for an advance for your case in A.Z.


  • Maricopa
  • Pima
  • Pinal
  • Yavapai
  • Yuma
  • Mohave
  • Coconino
  • Cochise
  • Navajo
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  • Gila
  • Santa Cruz
  • Graham
  • La Paz
  • Greenlee


Phoenix, Tucson, Mesa , Chandler, Scottsdale, Glendale, Gilbert, Tempe, Peoria, Surprise, San Tan Valley.

Select a legal funding service to get started. 

Attorney Requests

Lawsuit Loans

Litigation Funding

Personal Injury Loans

Settled Case Loans

Surgery Funding

Or just call us at 888.711.3599 to apply.