Pre-Settlement Legal Funding

A pre-settlement cash advance built to help your financial needs.

Compared with high-interest loans, pre-settlement funding from Baker Street Legal Funding is simply better than what other companies have to offer.

✓ Low simple interest rates with caps.
✓ Get $1,500 to $2mm as soon as the same day you get approved.
✓ No risk for peace of mind while you wait for your case to settle.

Pre-settlement funding

At Baker Street Legal Funding, we offer non-recourse pre-settlement funding cash for plaintiffs involved in accident lawsuits who need help covering their expenses. We understand personal injuries can make it difficult to get the money you need during a legal battle so we don’t base our funding decisions on credit, or income. Plus, there are no repayments unless you win your case. Let us help you fix your financial situation with a low-interest risk-free lawsuit funding while you await for your settlement check—all in 24 hours or less. Baker Street Legal Funding only gets reimbursed once you receive a financial settlement or award.

Pre-settlement legal funding

What is pre-settlement funding?

Pre-settlement funding (legal funding) is a financial option that allows you to get a cash advance from your case before it settles. Lawsuit funding is also known as a non-recourse lawsuit loan or a risk-free cash advance on your case that gets paid once your claims settles.

All lawsuit funding from Baker Street Legal Funding is non-recourse, meaning they are no-collateral lawsuit loans with a no-win no-pay guarantee. Our loans don’t require you to put up items you own, such as your car or home, to qualify for the advance. Plus, there are also no income verification or credit pulls. Additionally, you repay our loan with an added interest rate when you receive compensation in your personal injury case.

Approval of a pre-settlement loan is typically quick and only requires an evaluation of your legal case and the ability to win and pay back the cash advance. 

With a few exceptions, you can use a pre-settlement cash advance for almost any purpose, such as daily expenses or medical bills. One of the ways you cannot use it includes anything related to financing current litigation.  


Why choose a non-recourse lawsuit loan from Baker Street Legal Funding?

At Baker Street Legal Funding, we’ve been a trusted provider since 2018. You can apply for our fast lawsuit settlement loans and get a financial solution tailored to your needs. We’ve help thousands of personal injury victims get access to justice on top with low-interest rates and caps on all our lawsuit cash advance contracts.

Lawsuit cash advances

Same day funding.

No matter what you need funding for—like paying medical bills, household costs, veterinary care, rent, or other necessities—you’ll get what you need fast while you wait for your claim to successfully settle. Get lawsuit cash funding as quickly as the same day you get approved for the advance.

Low interest.

Apply for the lowest cost pre-settlement funding with no hidden fees or markups. Our contracts are transparent and easy to read; you don't have to worry about any hidden charges. You'll get a set amount of money with simple interest if approved. Baker Street Legal Funding can help you take control of your finances before your settlement or award by providing you access to low funding rates today.

Low rate pre settlement funding
Lawsuit loans with low interest rates

Capped rates.

Known fact: Interest rates with no caps are annoying. That's why only the best pre-settlement funding companies offer capped rates on all advances. With Baker Street Legal Funding, you get a 3-year cap, meaning your interest rate ends in the third year of your loan even if your case takes 5 or 10 years to conclude.

Larger amounts.

Baker Street Legal Funding can advance you the pre-settlement cash you need and up to 10% of your litigation value. No case is too big for us to fund. And if you need additional funding, you can always come back to access more settlement money. Let us help you take the next step with a non-recourse lawsuit cash advance from $1,500 - $2,000,000.

Pre-settlement loans over $5,000

See the advantages.

Legal funding offers personal injury victims a smart and effective way to cover unplanned and completely unpredictable costs resulting from an accident case. It can help you pay your bills and give your lawyer the needed time to fight for a better settlement offer from the insurance company.

No credit or income check

Settlement loans don't factor your credit scores or income when assessing your funding application.

Maximize your legal award

Legal funding is a great option that can provide your attorney with more time to build a stronger case and get the settlement you deserve.

Only pay if you win

Borrow cash upfront from your pending lawsuit award or settlement proceeds, and never worry about payments until you receive a payout from the defendant. Pay us back only if you win your personal injury case.

Know the simple steps to getting pre-settlement funding for your lawsuit.

The legal funding process is very simple that mainly requires communication with your attorney, a strong case and a settlement value of over $50,000. Here is how it all works:

Pre-settlement cash advance

Let the numbers speak for themselves with our lawsuit loan calculator.

Get a more precise estimate of how Baker Street Funding could save you money compared to other legal funding providers. You could get approved for a cash advance on your personal injury settlement with interest rates starting at 2.95% to 3.4% simple monthly.

Lawsuit loan calculator

Apply for a loan before your settlement from a top-rated funding company in minutes.

Baker Street Funding’s structured method of funding personal injury lawsuits has helped thousands of plaintiffs get paid in advance of their settlement check for lower rates and faster than other pre-settlement funding providers. Apply for a lawsuit loan with no-obligation and upon approval, get a portion of your anticipated settlement funds as soon as the same business day. Get settlement money advanced to you in just a few clicks.


The legal funding process length varies from 24-48 hours from when your lawyer sends your case file. 

However, a huge factor that can delay your application is if your attorney does not respond to our request.

Potential settlement borrowers should ensure their attorneys are communicative during the funding process because the longer your lawyer takes to respond, the longer the process will be. 

Baker Street Funding has excellent attorney relationships all over the United States and understands that legal representation is busy working on getting the best possible outcome for you. However, you cannot get a pre-settlement loan without an attorney or their cooperation.

If your lawyer needs to find out who we are, we can contact them after you fill out your application. With our initial conversation, we can get the funding process moving fast.

To understand how much cash you should borrow, first realize how much money you need. Once you figure out precisely the amount you need, only take enough money to cover those primary needs.

Pre-settlement loans help you cope with financial challenges during litigation or a legal claim. Although you may get approved for a significant amount, only take out what you need to keep you afloat. You can constantly re-apply.

The funding amount you can take out depends on the value of your case, and they can go up to 10% of that value. Approval amounts range from $1,500 up to $2,000,000 or more.

If your case is worth $250,000, you can potentially get approved for 10% of that amount, that is a maximum of $25,000.

If your case is worth $50,000, you can potentially get approved for a $5,000 lawsuit loan max.

Some of the criteria most lenders require to get approved for a loan against your settlement are:

  • You must be a plaintiff with a viable legal claim seeking compensation for physical injuries from an accident caused by someone else’s fault;
  • You have retained an attorney on contingency;
  • The applicant must be at least 18 years of age;
  • All applications must have legitimate claims;
  • The defendant has to be insured.
  • If you have a settled claim of over $50,000 but need funds now, you may automatically qualify for settled claim plaintiff funding.

Non-recourse legal funding means a third-party financier will buy part of your expected settlement payout or personal injury award based on your litigation or claim strength in exchange for the advance. Additionally, lawsuit funding providers are prohibited from seizing your assets (house, car), they are forbidden from trashing your credit, or trying to collect on the funds if your court case does not settle in your favor. 

Baker Street Legal Funding provides non-compounding rates starting at 2.95% to 3.4%. However, your case’s strength and value will predict the interest rate because it either poses more or less risk to the lender, and they lose investments in suits every day.

For example, if you have a personal injury claim with prior injuries, you may default on paying back the money because the case may end up as a loss. Therefore, your rate may be around 3.4% per month.

Additionally, lower rates are only offered to those plaintiffs with provable merits of the case. 

It’s relatively common for one loan to fall short of covering all of a plaintiff’s needs during the pendency of a case. That is why everyone is welcome to apply for additional loans up until they receive their settlement payment. 

Most funding providers approve additional advances if the case has progressed since the last time the loan got funded, and the settlement value merits new funds.

A lender receives repayment only if you are granted a settlement or jury verdict and collect on the proceeds. Your attorney will pay back the money (plus interest) immediately after they receive your settlement proceeds after the successful completion of your lawsuit.

The repayment of the loan will happen after your attorney:

  • Pays medical liens;
  • Pays other liens such as tax liens;
  • Sets apart attorney fees.

If you don’t receive a compensation payment from the defendant, you will not be tied to paying back the advancement.

You might want to consider getting legal funding if you:

  • Need to pay backed-up electricity bills;
  • Need to pay medical bills;
  • Need to cover your rent or mortgage, or are about to get evicted;
  • Don’t want to accept a low-valued offer from the insurance;
  • Need to cover funeral costs;
  • Have no income.

Legal claims are not easy to handle, and they can take a long time to resolve, sending your finances into a spin as you juggle bills with limited or no income. The good news is that a non-recourse pre-settlement loan could be an option to help you through your financial burden while the legal process is active.

Non-recourse funding can help level the playing field against large insurance companies offering as little as possible in settlement amounts. It could help you avoid accepting less money than you deserve out of desperation.

Legal funding from a reputable lender can ultimately assist victims in starting their financial recovery by getting access to a portion of their anticipated settlement funds before the case resolves.

RateNon-compounding starting at 2.95% p/month
Terms2-3 year cap
Funding time24-48 hours
Amounts$1,500 up to $2mm

Select a legal funding service to get started. 

Attorney Requests

Lawsuit Loans

Litigation Funding

Personal Injury Loans

Settled Case Loans

Surgery Funding

Or just call us at 888.711.3599 to apply.