Pre-settlement funding And Lawsuit Loans

Explore your options with fast pre-settlement cash advances.

Pre-settlement funding from Baker Street Legal Funding can help you take control of your finances before or after your case reaches a settlement. And, if your case has been resolved, but you haven’t received your payment yet, we can provide you with cash today and structure it either in a lump sum or as a rolling contract until you receive your compensation in full. Plaintiffs, get financial support with risk-free lawsuit funding to meet your immediate needs—for less.

Pre settlement funding
pre-settlement funding approval

Plaintiffs have months or years before a lawsuit comes to a successful conclusion. Civil lawsuits can be challenging as the average case takes 1 – 3 years to settle or receive a verdict. Meanwhile, plaintiffs have to pay bills, such as rent and other domestic costs. This reality is even worse for victims involved in personal injury lawsuits because although the case may payout, the waiting period of a pending lawsuit is so long that it could send your finances into a spin as you juggle bills with limited or no income. Baker Street Legal Funding provides lawsuit cash advances, so you can plan for both the expected and unexpected and get part of your settlement money today.

What is pre-settlement funding anyway?

Pre-settlement funding is also known as a lawsuit loan, but despite the word “loan,” it is not a loan. A pre-settlement advance is a risk-free cash advance based on an expected court resolution or compensation from a claim. Legal funding is a temporary financial tool that gets you the cash you need to use for a variety of reasons while you wait for your claim to successfully conclude.


A lawsuit loan lets you borrow the cash you need before your case settles.

Need financial assistance while your attorney fights for the best settlement for your legal proceeding? Apply for a cash advance against your anticipated settlement fast. Call us today for a no-obligation consultation and get your pre-settlement funds today.

Why Baker Street Legal Funding?

Plaintiffs have overwhelmingly chosen Baker Street Legal Funding because of the high level of services we offer. Baker Street Funding is well-capitalized; this is why we pride ourselves on providing our clients with lawsuit litigation funding tailored to their needs and ensuring that it is the best financial solution for them. We help personal injury victims get access to justice with lawsuit cash advances that have low rates, zero risks and a 3 year term.

Legal funding companies

How pre-settlement loan work.

See the settlement funding advantages.

Settlement loans or lawsuit loans offer victims involved in legal battles a smart and effective way to cover unplanned and completely unpredictable costs and emergency expenses resulting from a personal injury. An advance from your settlement can help you pay your bills, move forward with your claims, and accept a better offer from the insurance company.

Pay your bills

Settlement funding sometimes is an underrated choice. However, it is one way to pay for unexpected obligations. Use the funds to pay medical bills, transportation to work, household costs, and more while your claim reaches a good and feasible outcome. 

Get a better settlement

Level the playing field against large insurance companies while the legal process is active. It could help you avoid accepting less money than you deserve out of desperation.

No credit or job check

There is no credit card check or employment verification to qualify for a lawsuit cash advance.

We fund all types of claims.

Settlement funding FAQ.

The legal funding process length varies from 24-48 hours from the moment your lawyer sends your case file.

Your attorney needs to be aware of your concerns, so they guide you correctly on what legal funding company to pick. Baker Street Legal Funding has excellent attorney relationships all over the United States and understands that legal representation is busy working on getting the best possible outcome for you. If your lawyer needs to find out who we are, we can contact the law firm after your application. With our initial conversation, we can get the process moving forward fast and efficiently.

Legal claims are not easy to handle. Realize how much money you need to borrow first, and only apply for what you really need.
You may have a highly valuable case, but that doesn’t mean you should take the whole approval amount. Only take out what you need to keep you afloat.

Your eligibility depends on the value of your case. The approval amounts range from $1,500 up to $750,000.

To qualify for pre-settlement cash, the following is required:

  • You have retained an attorney on contingency;
  • The applicant must be at least 18 years of age;
  • All applications must have pending lawsuits;
  • The defendant has to be insured.

If you have a settled claim but need funds now, you may be automatically qualified for post-settlement plaintiff funding

Non-recourse legal funding means that a third-party plaintiff financing company will buy a portion of your expected settlement payout or personal injury award based on your litigation strength in exchange for the advance. 

The advancement will not be based on recourse (like a car or a house).  Your attorney will only pay back the money after you receive a monetary award promptly after the completion of your lawsuit.

Legal funding companies cannot come after you if your court case does not settle in your favor.

You can get as much funding as your case allows. All plaintiffs are welcome to apply for additional funds.

We provide the lowest cost pre-settlement funding no matter how complicated your case is, starting at 2% non-compounding to 3.4%.
Nevertheless, your legal case’s strength will predict the interest rate on your advance because it either poses more or less risk to us.
For example, if you have a personal injury case with prior injuries, you may default on paying the borrowed amount because the lawsuit may end up as a loss.

Legal funding companies lose investments in suits every day, and this is why and lower rates are only offered to those with strong claims.​
Our contracts and rates are transparent and easy to read; you won’t have to worry about those hidden fees.

A pre-settlement advance company receives the payment only if you are granted compensation.

The repayment of funds will be made by the law firm representing you when they collect the proceeds. Then he will:

  • Pay medical liens;
  • Set apart his fees;
  • Payback the litigation cash advance company the borrowed funds, plus extra charges written on page 2 of the agreement.

If you don’t receive a payment from the defendant, you will no longer be tied to paying back the advanced funds.

*We provide funding for personal injury, employment/labor, and civil rights lawsuits in the following states:

Alabama, Alaska, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Louisiana, Maine, Massachusetts, Michigan, Mississippi, Missouri, Minnesota, Montana, Nebraska, New Hampshire, Nevada,  New York, New Jersey, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming.

  • We currently fund Colorado at a minimum of $75,000.  Case value must be at least $750,000+. 
  • We currently fund North Carolina at a minimum of $25,000. Case value must be at least $250,000+. 
  • We currently fund South Carolina at a minimum of $110,000.  Case value must be at least $1.1 million+. 
  • We currently fund in Nevada at a minimum of $50,000. Case value must be at least $500,000+.
  • We currently fund in Illinois at a maximum of $40,000.

*Litigants with corporate disputes are eligible to receive funding in every state in the United States (and eligible countries).

*Funding for attorneys is provided in most states. Please get in touch with us to find out if your state is eligible.

Get funds from your settlement structured to your needs, today.

Baker Street Funding’s structured method of financing has helped thousands of plaintiffs get paid in advance of their settlement for less rates than other companies. Apply for legal funding with the best rates today!

Select a legal funding service to get started. 

Attorney Requests

Lawsuit Loans

Litigation Funding

Personal Injury Loans

Settled Case Loans

Surgery Funding

Or just call us at 888.711.3599 to apply.