Pre-Settlement Legal Funding And Lawsuit Loans

Explore your options with the best pre-settlement funding company nationwide.

Pre-settlement funding from Baker Street Legal Funding can help you take control of your finances before your case settles. And, if your claim has been resolved, but you haven’t received your payment yet, we can provide you with cash today and structure it either in a lump sum or as a rolling contract until you obtain your compensation in full. If you were involved in an accident, you could potentially get approved for a risk-free loan before your settlement to help you meet those immediate needs—for less.

Pre settlement funding
pre-settlement funding approval

Plaintiffs have months or years before a lawsuit comes to a successful conclusion. Personal injury lawsuits can be challenging for injured victims like you, as the average case takes 1 – 3 years to settle or receive an award. Meanwhile, you have to pay bills, such as rent and other domestic costs. Although your case may payout, the waiting period of a pending claim is so long that it could send your finances into a spin as you juggle bills with limited or no income. Baker Street Legal Funding could provide you with a quick pre-settlement cash advance so you can plan for both the expected and unexpected and get part of your settlement money today. 

What is pre-settlement funding anyway?

Pre-settlement legal funding is a temporary financial tool that gets you the cash you need to use for a variety of reasons while you wait for your claim to settle successfully. Pre-settlement funding has different names, including lawsuit loans, settlement loans, legal funding, and settlement financing. However, they all have the same meaning. All else equal, pre-settlement funding has no risks as your funding approval amount will be based on the expected settlement from your case only. That means you are legally bound to repay the litigation cash advance only if you win your case. 

A lawsuit loan lets you borrow the cash you need before your case settles.

Pre-settlement funding is a great option when you need financial assistance while your attorney fights for maximum compensation. Apply for a cash advance against your anticipated settlement and get the money you desperately need fast. Contact us today for a no-obligation consultation and get your pre-settlement funds as soon as the same business day. 

Why you should choose Baker Street Funding?

Plaintiffs have overwhelmingly chosen Baker Street Legal Funding due to our high level of financial services. Baker Street Funding is well-capitalized; this is why we pride ourselves on providing borrowers with lawsuit litigation funding tailored to their needs and ensuring that it is the best financial solution for them. We help personal injury victims get access to justice with low interest pre-settlement loans with rates capped in the second or third year.

Legal funding companies

How it all works.

See the advantages.

Pre-settlement funding offers victims involved in legal battles a smart and effective way to cover unplanned and completely unpredictable costs and emergency expenses resulting from a personal injury. Pre-settlement funding can help you pay your bills, move forward with your litigations, and accept a better offer from the insurance company.

Pay your bills

Settlement funding sometimes is an underrated choice. However, it is one way to pay for unexpected obligations. Use the funds to pay medical bills, transportation to work, household costs, and more while your claim reaches a good and feasible outcome. 

Get a better settlement

Level the playing field against large insurance companies while the legal process is active. It could help you avoid accepting less money than you deserve out of desperation.

No credit or job check

There is no credit card check or employment verification to qualify for pre-settlement funding.


The legal funding process length varies from 24-48 hours from when your lawyer sends your case file. The longer your lawyer responds, the longer the process drags, causing delays. This is why we encourage potential borrowers to ensure their attorneys are communicative during the pre-settlement funding lawsuiprocess.

Baker Street Legal Funding has excellent attorney relationships all over the United States and understands that legal representation is busy working on getting the best possible outcome for you. 

However, you cannot get pre-settlement funding without an attorney.

If your lawyer needs to find out who we are, we can contact their law firm after your application. With our initial conversation, we can get the funding process moving fast.

Legal claims are not easy to handle. Realize how much money you need to borrow first, and only take enough money to cover your main needs.

Pre-settlement funding is meant to help you cope with financial challenges during litigation. Although you may get approved for a large amount, only take out what you need to keep you afloat.

Pre-settlement funding amounts depend on the value of your case. Approval amounts range from $1,500 up to $2,000,000 or more.

If your case is worth $250,000, you can potentially get approved for 10% of that amount, that is a maximum of $25,000.

If your case is worth $50,000, you can potentially get approved for a $5,000 lawsuit loan max.

Some of the pre-settlement funding requirements are:

  • You have retained an attorney on contingency;
  • The applicant must be at least 18 years of age;
  • All applications must have pending lawsuits;
  • The defendant has to be insured.

If you have a settled claim of over $50,000 but need funds now, you may be automatically qualified for post-settlement plaintiff funding

Non-recourse legal funding means that a third-party financier will buy a portion of your expected settlement payout or personal injury award based on your litigation strength in exchange for the advance. 

The advancement will not be based on an asset (like a car or a house), and your credit and employment won’t be checked.

Your attorney will only pay back the money after they receive your settlement check promptly after the completion of your lawsuit.

Legal funding companies are prohibited from seizing your assets if your court case does not settle in your favor.

You can get as much funding as your case allows. All plaintiffs are welcome to apply for additional funds.

Baker Street Funding provides the lowest cost pre-settlement funding no matter how complicated a case is, starting at 2% non-compounding to 3.4%.

Nevertheless, your legal case’s strength will predict the interest rate on your advance because it either poses more or less risk.

For example, if you have a personal injury claim with prior injuries, you may default on paying the borrowed amount because the lawsuit may end up as a loss.

Pre-settlement funding companies lose investments in suits every day, and this is why lower rates are only offered to those with strong claims.​

Our contracts and fees are transparent and easy to read; you won’t have to worry about those hidden fees.

A pre-settlement advance company receives the payment only if you are granted compensation. If you don’t receive a payment from the defendant, you will not be tied to paying anything back.

The law firm representing you will pay back the debt (plus extra charges written on page 2 of the agreement) when they collect the lawsuit proceeds after they:

  • Pay medical liens;
  • Pay other liens such as tax liens;
  • Set apart attorney fees.

*We provide funding for personal injury, employment/labor, and civil rights lawsuits in the following states:

Arizona, Alabama, Alaska, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Louisiana, Maine, Massachusetts, Michigan, Mississippi, Missouri, Minnesota, Montana, Nebraska, New Hampshire, NevadaNew York, New Jersey, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming.

  • We currently fund Colorado at a minimum of $75,000.  Case value must be at least $750,000+. 
  • We currently fund North Carolina at a minimum of $25,000. Case value must be at least $250,000+. 
  • We currently fund South Carolina at a minimum of $100,000. Case value must be at least $1,000,000+. 
  • We currently fund in Nevada at a minimum of $20,000. Case value must be at least $200,000+.
  • We currently fund in Illinois at a maximum of $40,000. Case value must be at least $400,000+.
  • We currently fund in Tennessee at a minimum of $10,000. Case value must be at least $100,000+.
  • We currently fund in Arizona at a minimum of $20,000. Case value must be at least $200,000+.

*Litigants with corporate disputes are eligible to receive funding in every state in the United States (and eligible countries).

*Funding for attorneys is provided in most states. Please get in touch with us to find out if your state is eligible.

*Worker’s compensation claims are funding only in the following states: Alaska, Connecticut, Florida, Iowa, Louisiana, Montana, Rhode Island, Washington, and Wyoming.

Get funds from your settlement, structured to your needs.

Baker Street Funding’s structured method of pre-settlement funding has helped thousands of plaintiffs get paid in advance of their settlement check for less rates and faster than other companies. Apply for legal funding with the best rates today.

Select a legal funding service to get started. 

Attorney Requests

Lawsuit Loans

Litigation Funding

Personal Injury Loans

Settled Case Loans

Surgery Funding

Or just call us at 888.711.3599 to apply.