Get Legal Funding Cash Fast

Get a pre-settlement cash advance with low interest rates and no risk.

Pre-qualify your case for cash by applying online in just minutes. Fixed rates from 2.95% non-compounding per month with a no-win no-pay guarantee.

Pre-settlement funding

Get financial help with Baker Street Legal Funding.

If you are looking to get a loan before your settlement, Baker Street Legal Funding can turn your pending case into cash now so you can quickly take care of your financial situation while you wait for your case to settle successfully. Upon approval, get an advance ranging between $1,500 and $2,000,000+. Qualify in minutes by applying today.

pre-settlement funding companies

A better lawsuit loan company.

Pre-settlement funding is the practice of advancing a portion of your expected settlement proceeds in exchange for the money you need, ideally at a higher interest rate than traditional banking institutions and with no risk. You may be able to qualify for lawsuit cash funding if you are an accident victim seeking maximum compensation for your injuries caused by somebody else’s carelessness and your case is strong enough to win. With a lower fixed interest rate on all our personal injury funding agreements, Baker Street Legal Funding could substantially lower how much you will pay when you win your settlement case. It takes one minute to apply, and your cash will arrive as soon as the same day you get approved. We make it as fast and easy as possible for you to start fixing your financial burden so you can use it to pay your everyday expenses while you wait for a fair settlement offer.

Why settle for less?

No hidden fees, no catch.

Swap hidden fees or markups and get lower rates than other legal funding companies. There are no more fees different than what you see on the legal funding contract.

Contract match

Show us the other lawsuit loan lender's agreement and get a lawsuit funding contract match. We will give you a better funding agreement.

Save on interest

Our funding rates range from 2.95% to 3.4% non-compounding monthly capped in the 3rd year of the lawsuit loan, so you can get more money from your settlement.

Pre-settlement funding for lawsuits is a quick and easy process.

No matter whether you call it a loan or a cash advance, lawsuit funding is risk-free, and this is stated on your non-recourse legal funding agreement. There is no credit score pulls or income verification. Only pay us back if you win your case.

pre settlement step 1

Apply for funds online

Simply provide the basic data requested and your attorney’s contact information. A contingency attorney must represent you to be considered for funding.

pre settlement step 2

Evaluation your case

Then, an underwriter will contact your lawyer to provide key information about your case to evaluate the merits.

pre settlement step 3

You get an approval

Upon approval, a funding contract will be generated and sent out to you and your lawyer to sign. The funds will be disbursed to you within 2-24 hours upon the full execution of the contract.

pre settlement step 4

You get your funds

The funds typically deposited into your bank account, or a check could be sent to you via overnight FedEx.

How our top-rated legal funding company compares.

Baker Street Funding Other funding providers
Funding amounts $1,500 - $2mm Up to $250,000
Cap 3 year cap No cap
Monthly rate 2.95% - 3.4% simple 2.95% - 5% compounding
Underwriting time 24-48 hours 5 - 7 days
Contracts Costs as advertised Show another number on contract

Legal funding FAQs.

Pre-settlement cash advances on all cases range from $1,500 to $2,000,000+ depending on the value claim or litigation, when it will approximately be resolved, and the chances of you winning your case.

Take out enough lawsuit settlement cash from Baker Street Legal Funding to cover your financial needs. However, never borrow more than you need.

Although pre-settlement funding can be used for just about anything except paying your attorney, only the best companies recommend consumers utilize the money on essential expenses. 

Before you agree to get funding, ensure that it is right for you and commit to treating it responsibly. You are obtaining money from your expected settlement, and the interest rates will increase over time.

Use the money in your specific instances of ongoing litigation, such as emergency expenses, and after you have weighed all available financial options. 

Most people use the funds to cover any number of expenses, including transportation to work, paying past due medical bills, paying a veterinary bills, or day-to-day expenses. 

Once you have decided to get funding, you can easily apply online; Baker Street Funding can help you get your money fast and with lower interest rates.

The funding process takes 24-48 hours from when your lawyer provides all documentation of your claim.

Pre-settlement funding is free of risk because you’ll only repay the money you took out plus interest rates and fees (if applicable) after your case settles successfully. This type of financing is called non-recourse funding and is based on the odds of you winning your case.

With non-recourse funding, providers do not require income verification, monthly payments, credit history, liquid assets, or amounts of total debt, for you have to qualify for the cash advance. They also do not require collateral, such as your house, a car, or good credit, to be approved.

Providers also offer higher rates than traditional financial loans because, in the adversity that your case doesn’t successfully resolve, you will be exempt from paying back the pre-funds, hence “non-recourse.”

Ultimately, your attorney will pay back the funding provider once your case has been resolved.

The interest rates on pre-settlement loans work based on a few factors, such as your case length and strength.

The interest rate refers to the percentage of the funding amount you’ll be charged each month, every three months, or every six months, and the lower the risk your case carries, the lower your interest rate can be.

Generally, the more the funding company thinks your case is risky, the higher the interest rate will be.

Pay attention to annual compounding percentage rates that quickly add up to your loan, which include the length of the loan’s interest rate, how much you will pay over time, as well as other fees (if applicable).

Choosing a legal funding company that provides non-compounding rates at no more than 3.4% per month is best. Avoid companies with interest rates that will charge between 50% and 200% per year.

Ultimately, depending on the risks of your case, you could receive a loan on your pending lawsuit with much lower interest rates than other cases that carry more risk. 

Not necessarily. What you can do is ask the pre-settlement finance company what their fees are and if they provide additional pre-settlement loans.

It is very common for most lenders to charge fees. This is typically a percentage of the total amount you take out of your expected settlement.

Instead of worrying about fees, look for lenders that provide minimal costs that will be reasonable when your lawsuit is settled. That means looking for fees that won’t go up over time can fairly justify the rate you get and save you money overall.

Also, be careful with lawsuit loan companies that don’t charge fees; those contracts usually have compounding rates.

Some companies maneuver their fees with “one-time fees of no more than 25% for the life of the loan” on legal funding. This means that they won’t approve you for a second loan. Let’s say you need an additional advance a month aft; you’ll end up paying 25% on a 2-month advance because another company will have to buy out that loan by putting a lien against your pending claim by paying your old provider. By law, only one company can have the lien. 

Be careful with these types of lenders because you will pay a lot more from your settlement over time.

Most people get the money as a lump sum either through a check or bank deposit. You can also get monthly installment payments, also known as rolling contracts, which are a monthly agreed-upon payment for 3-6-9 or 12 months.

It helps cover expenses and lowers the interest burden of taking the full amount at once.

The pre-settlement loan provider will work with your attorney to give your case a fair value before approving you for the non-recourse loan, which will be between 10-20% of the expected settlement value. 

Lawsuit loan companies and legal funding companies are essentially the same things, just different words. This means pre-settlement loan companies CANNOT pursue you with debt collection agencies if you lose your case or even if you win it.

No matter what you call it, settlement loans or pre-settlement funding, this type of loan is simply a risk-free lawsuit cash advance on your case because it is based on your expected settlement and nothing else.

Although pre-settlement funding is not a traditional loan, the word loan or advance on your pending lawsuit has the exact same meaning; thus, it is risk-free lawsuit funding where the provider will lose their investment into your case if you lose it. Period.

Similarly, lawsuit funding companies do not charge pre-payment penalties, which are fees that you will pay if you decide to pay off the advance earlier than your case settling. So if you wish to pay your legal funding cash before your case settles, you should be able to do so without worrying about any penalties.

Ultimately, prepayment penalties on lawsuit loans are not common with legal funding companies.

Baker Street Legal Funding is the type of pre-settlement funding company that provides transparency without the cheap salesmen chit-chat (like other legal funding lenders do) to get you to apply. 

See below how Baker Street Legal Funding’s pre-settlement loan lending practices are ethical, and we, in fact, provide low-rate legal funding on all our lawsuit cash advance contracts:

RateFixed, starts at 2.95% p/mth
Terms2-3 year cap
Funding time24-48 hours
Amounts$1,500 up to $2mm+

Apply for a lawsuit loan and get qualified fast—guaranteed.

With Baker Street Funding, what you will see on the contract is what you will get. So, whatever your situation might be, call us today at 888-711-3599 to speak more about your case and get the  funds you need today.

Select a legal funding service to get started. 

Attorney Requests

Lawsuit Loans

Litigation Funding

Personal Injury Loans

Settled Case Loans

Surgery Funding

Or just call us at 888.711.3599 to apply.