Settlement Financing

Get funding for all your financial needs—at no risk.

Post-settlement and pre-settlement financing solutions for borrowing money from your case, fund future fees, refinance a previous loan, and more. Apply for funding today and get special relationship-based pricing starting at 2% simple per month. Plaintiff funding rates start at 2.95% simple per month.

Settlement Financing

Why Baker Street Funding? 

Lawsuit settlement funding from Baker Street Funding allows you to borrow money from your potential legal proceeds, and it typically comes with a 3-year capped rate term, a simple interest rate, and no payment schedule until the case is won and paid out. Collateral is not required, and there is no credit or income verification. 

Pre-settlement cash advance

Unbiased and transparent

We do not hide fees. You’ll know exactly what your loan will cost before signing a non-recourse agreement.

Low interest rates.

Don't get charged more with lenders that cannot commit to providing the best rates. Our interest rates are per month and non compounding. They start at 2% for attorneys and 2.95% for claimants.

Low rate pre settlement funding
pre-settlement funding companies

Higher financing amounts.

Claimants can get up to 20% of the settlement value before the case settles. Attorneys can get up to 50% of the settlement value. Whether is a personal injury case or a commercial litigation, our legal funding approvals range from $1,500 up to $2mm+ for personal injury plaintiffs, and up to $20mm+ for corporate settlements and attorneys.

How it works.

The funding process with Baker Street Funding is extremely simple and typically finalized fast. To get funding for a settlement or an award, first, apply with Baker Street Funding. Before you get the money, we will secure your advance with a third-party lien on the future proceeds of your case, where you’ll repay both the principal and agreed-upon rate of return once your settlement (award) pays out. 

process 1


The first step is to apply by calling 888-711-3599 or apply online. If you are an attorney, have all documents ready for underwriting to take on the case if interest is expressed. If you are a plaintiff, ensure your attorney sends the case documentation when we contact them.

process 2


Upon receiving the requested documents regarding the claim, our underwriters will review the case, including the fully executed settlement agreement if the case is settled.

process 3


Once approved, they will generate a contract for the client and/or attorney to sign. The evaluation period takes 24 hours for plaintiffs and 72 hours for law firms.

process 4


Once you sign your funding agreement, we will execute that lien and distribute the funds by bank wire or certified check. We could release up to 50% of the fee to the attorney and up to 20% of the settlement for plaintiffs.

Ways to use the money.

You can use settlement funding to cover almost any purpose. Get low interest rates to help you meet your financial needs.

Access your fees before you receive them

For attorneys, you can access your future receivables, which can empower you to make sure you are making sound financial and business decisions and are not handcuffed by an extended processing time of a settlement or an award. Pay for the cost of new contingency cases that have come in as well as payroll and other business costs.

Get settlement money while awaiting payment

For plaintiffs, you can get the lifeline you need to gain access to funds you otherwise could not get from a traditional financial institution. Legal funding can enable personal injury plaintiffs to catch up on past-due bills and pay for any living expenses and medical bills necessary to survive. For commercial litigation claimants, settlement funding can help you pay business-related costs and more.

See how our benefits compare.

Legal funding loans from decent lenders help avoid the pitfalls of paying more money than you should when your compensation pays out. The best funding companies can close a transaction for you in as little as 24 hours. Being recognized as the best lawsuit funding company nationwide, Baker Street Funding helps you obtain the money you need quickly.

Baker Street Funding Other firms
Funding amounts $1,500 - $20mm Up to $2mm
Cap 3 year cap No cap
Monthly rate 2.00% - 3.4% simple 3.95% - 5% compounding
Underwriting time 24-48 hours 1 week - 1 month
Contracts Costs as advertised Show another number on contract

Apply for legal financial services in just 2 minutes.

Apply for settlement funding with Baker Street Funding and see if you qualify in a matter of minutes.


Settlement funding (also called legal funding, lawsuit settlement advances, loans for lawsuits or lawsuit loans) is a non-recourse loan contract between you and a settlement lender where you receive a portion of your expected proceeds today and pay it back once you receive your settlement check or jury award after the case is resolved. 

Settlement funding does not work like traditional bank loans because there are no payments at all until the settlement or jury verdict is paid.

Furthermore, all funding agreements are non-recourse for both claimants and lawyers, which means you don’t have to provide collateral (like your home or car). Plus, there are no credit or income checks for plaintiffs.

Settlement funding is tailored for each individual case and is utilized by both attorneys and plaintiffs to secure upfront capital. 

Qualifying for the lowest rates is dependent on your case approval, settlement value, and other factors.

Every legal funding company has its own methods of evaluating cases and determining rates. One rule of thumb is the stronger your case, the lower your rates will be. However, this is only true with legitimate settlement funding companies.

With Baker Street Funding, you can secure low-interest rates starting at 2% monthly for attorneys and 2.95% per month for plaintiffs. We also provide caps that help you save over the life of the loan if your case takes longer than three years to resolve or pay.

Achieving a settlement in a personal injury lawsuit is seen as a big win by plaintiffs. Most attorneys know that while a settlement is a milestone, it is by no means the end of the road. Settlement payments sometimes take months or years to reach the plaintiff due to processing issues, liquidity problems, appeals, or even settlement terms. In the meantime, the attorney must focus on other cases and manage the firm’s day-to-day expenses.

Plaintiffs also have costs, including rent or mortgages, utilities, and other daily living expenses, that they might not be able to cover.

Legal funding exists as a way to leverage a settlement, award, or fee before the case wins. It helps attorneys and plaintiffs get the liquidity they need today. 

While eligibility criteria can vary by funders, here are a few legal funding requirements you’ll likely need to meet:

  • Strong case: Most funding companies prefer to work with borrowers that can show they have strong cases. While several lenders also offer lawsuit loans for cases with a low value, these loans will generally come with extremely higher interest rates than claims valued at over $50,000.

  • Attorney cooperation: When a lender reviews your application, they want to see that you will win your case and repay your loan. No matter how good your lawsuit is or how valuable your settlement is, the attorney in charge of the claim has to talk to the funding company to confirm important details of the case.

The time it takes to approve legal funding depends on the settlement lender. For example, with a legitimate company, you can often fill out an application and receive a qualification within hours. 

 You can typically expect the following funding times:

Attorneys: 72 hours

Plaintiffs: 48 hours

Baker Street Funding provides non-recourse loans for accident claims and almost every personal injury lawsuit. We also fund employment and civil rights cases as long as they are strong enough to win. 

Other criteria will apply before making a final funding decision.

Baker Street Funding funds in most states of North America depending on state law, the states we fund are as follows:

*We provide funding for personal injury, employment/labor, and civil rights lawsuits in the following states:

Arizona, Alabama, Alaska, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Louisiana, Maine, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, NevadaNew York, New Jersey, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming.

  • We currently fund Colorado at a minimum of $75,000.  Case value must be at least $750,000+. 
  • We currently fund North Carolina at a minimum of $25,000. Case value must be at least $250,000+. 
  • We currently fund South Carolina at a minimum of $100,000. Case value must be at least $1,000,000+. 
  • We currently fund in Nevada at a minimum of $20,000. Case value must be at least $200,000+.
  • We currently fund in Illinois at a maximum of $40,000. Case value must be at least $400,000+.
  • We currently fund in Tennessee at a minimum of $10,000. Case value must be at least $100,000+.
  • We currently fund in Arizona at a minimum of $20,000. Case value must be at least $200,000+.

*Litigants with corporate disputes are eligible to receive funding in every state in the United States (and eligible countries).

*Funding for attorneys is provided in most states. Please get in touch with us to find out if your state is eligible.

*Worker’s compensation claims are funding only in the following states: Alaska, Connecticut, Florida, Iowa, Louisiana, Montana, Rhode Island, Washington, and Wyoming.

Select a legal funding service to get started. 

Attorney Requests

Lawsuit Loans

Litigation Funding

Personal Injury Loans

Settled Case Loans

Surgery Funding

Or just call us at 888.711.3599 to apply.