Fast California Lawsuit Loans & Pre-Settlement Funding

Maximize your financial relief with a pre-settlement loan for your California lawsuit.

In the midst of a personal injury lawsuit in California, financial strain can feel like an unwelcome shadow that looms over every decision. That’s exactly why Baker Street Legal Funding offers California lawsuit pre-settlement and settlement funding—a financial bridge in times when stability feels out of reach. Discover our no-risk lawsuit loans in California, featuring low non-compounding rates and the possibility of same-day funding. Take the first step towards financial relief today.


In a state as diverse as California, where justice should be accessible to all, 43,140 motor vehicle accidents and 22,841 personal injury cases in 2020 tell a different story. Ironically, while seeking fair compensation, many Californian plaintiffs find themselves in a financial bind, particularly when contending with insurance companies. With the pressure of financial demands, it’s no wonder some are tempted to accept a lesser settlement. Here’s where the concept of legal funding for plaintiffs across California becomes a vital solution. More than financial support, pre-settlement funding acts as a means to uphold justice and ensure that a limited budget doesn’t lead to a compromised settlement.

In a state as diverse as California, where justice should be accessible to all, 43,140 motor vehicle accidents and 22,841 personal injury cases in 2020 tell a different story. Ironically, while seeking fair compensation, many Californian plaintiffs find themselves in a financial bind, particularly when contending with insurance companies. With the pressure of financial demands, it’s no wonder some are tempted to accept a lesser settlement. Here’s where the concept of legal funding for plaintiffs across California becomes a vital solution. More than financial support, pre-settlement funding acts as a means to uphold justice and ensure that a limited budget doesn’t lead to a compromised settlement.

What is a California lawsuit loan?

Known in the legal finance field as California pre-settlement funding or lawsuit loans, this specialized support is designed for plaintiffs involved in legal disputes across the Golden State. It offers a unique way to access advanced funds in anticipation of a settlement or court decision. Unlike traditional loans, settlement advances in California operate based on the merits and potential success of your legal case, not on your credit score or employment status.

But what really sets a California lawsuit loan apart is its non-recourse nature. This means that the obligation to repay the loan depends solely on the outcome of your lawsuit. If your case does not culminate in a favorable judgment or settlement, you are absolved from the responsibility of repayment. This makes settlement loans a much safer and more secure financial solution than a conventional loan, which you must still repay no matter what.

Designed to ease the financial difficulties many face during litigation, these loans cater to a variety of needs. Whether it is to pay your bills, take care of medical expenses, or just keep things running at home, lawsuit cash advances allow you to maintain your day-to-day life while your case progresses through the legal system in California.

Qualifying for California pre-settlement funding takes minutes.

No matter where you are in California—be it Los Angeles, Sacramento, Fresno, Orange County, San Diego, San Francisco, Merced, Oakland, San Bernardino, Burbank, or any other area—your location won’t be a hassle to accessing the financial assistance you need. With Baker Street’s legal funding solutions in California, if you have a valid case over $50,000, you can apply in just a few minutes.

So, what is actually required for a lawsuit cash advance in California? To be eligible for California lawsuit funding, here’s a general checklist:

  • You need to be a plaintiff actively involved in a civil lawsuit
  • It’s essential to have an attorney representing your case
  • Your lawsuit should have substantial merit with evidence to back it up
  • The party you’re suing should have sufficient insurance coverage
  • The most important criterion for a California lawsuit loan is that your case has a strong probability of success.

Feeling uncertain? Many of our clients have been in your shoes. We understand that the decision to apply for a California lawsuit loan is a major one. That’s why our lawsuit funding team at Baker Street Funding is always ready to assist you. Even if you’re just exploring your options, feel free to contact us toll-free at (888) 711-3599.

Fast qualification

Ready to apply for a lawsuit loan for your California case? It’s easy.

Starting your journey towards financial relief with a settlement loan is as easy as a breeze. All it takes is filling out an online form or making a quick call to Baker Street Funding at (888) 711-3599. Our dedicated team, experienced in handling a variety of cases across California, will promptly review your application and reach out to discuss the next steps.

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Start Now, It's Simple

To get started with a California lawsuit loan, simply fill out our online form or call us at Baker Street Funding at (888) 711-3599.

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Your Case Evaluation, The Decisive Moment

Let our expert team dive into your case details in collaboration with your attorney. We assess everything from the strength of your case to the evidence backing it.

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Instant Funding, Just for You

Expect quick results. Our approvals usually take 24 hours. And once you're approved? Funds are in your hands in as little as 2 hours. Sign the agreement and let the cash relief roll in.

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Funds Disbursement, Your Way

Choose how you receive your lawsuit loan funds. Whether it's a direct bank deposit or a check, we tailor it to your needs. Need another payment method? Let's talk.

Need cash for yor lawsuit now?

Every day you wait for an insurance settlement is another day you could be sinking further into financial instability. You deserve better. Baker Street Funding provides California lawsuit loans as a quick financial solution, which allows you to wait for a legal compensation that genuinely serves your interests.
Pre-settlement lawsuit funding

Key benefits of pre-settlement lawsuit funding in California.

In the thick of an injury lawsuit, every penny counts. California settlement loans offer many advantages to plaintiffs who find themselves in a difficult financial situation while waiting for their case to be resolved. Here’s the lowdown:

Your Funds, Your Way

Imagine being able to pay your bills on time, every time. That's what a California lawsuit settlement loan can do for you. Use this money to handle everything from your rent to those unexpected medical bills.

No More Settling for Less

Tired of lowball offers? With California pre-settlement funding, you've got the financial backup to say no to unfair settlements. Fight for what you truly deserve without worrying about your bank balance.

Medical Care Without the Wait

Need medical treatment as a result of the accident but can't afford it? With medical lien funding, you can get the care you need now. Don’t let financial hurdles slow down your recovery.

Additional Borrowing as Needed

Here's a smart idea – borrow just enough to cover your needs today, knowing you can get additional lawsuit loans later if needed. This way, you avoid piling up too much interest and keep your future repayment low once you win.

No Collateral Financing

Forget about credit scores and collateral. Lawsuit funding eligibility is based solely on your case's merits, which opens doors for plaintiffs from all financial backgrounds.

Fast Cash When You Need It

Let’s face it, lawsuits in California take time. But your bills won’t wait. With a pre-settlement advance, you get the cash you need now, not months (or years) later, so you can keep your life on track.

Ready to ease your financial burden while your case is pending in California?

Start your application for pre-settlement funding with Baker Street Legal Funding today and let us help you regain your financial stability while your case is resolved.

Pre-settlement lawsuit funding

The terms pre-settlement loans in California really offer.

Interest Rates

Interest rates matter. A reputable pre-settlement funding company will offer you competitive, non-compounding rates, meaning the cost of the loan doesn’t exponentially increase over time. This transparency assures you of what you’ll owe upon a successful case outcome.

With transparent and steady interest rates starting at 2.95% monthly, Baker Street Funding provides you with the peace of mind of knowing exactly what you’ll owe when your case concludes successfully.

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Capped Rates

Interestingly, not all companies in California provide capped rates on lawsuit loans. A ‘capped rate’ sets a maximum limit on the interest rate; that way, it doesn’t surpass a predetermined point, regardless of how long your case takes to resolve. A capped interest rate can result in you retaining a larger portion of your settlement, as the total repayment amount won’t spiral beyond the set cap, regardless of how long your legal battle may last.

And that’s exactly what Baker Street Funding offers you: a California lawsuit loan with rates capped in the third year of your advance.

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Fee Structure

Knowledge is power, especially when it comes to making smart financial decisions. The best pre-settlement loan companies in California are always clear about their fees. Knowing your lawsuit loan fee in advance helps you understand your financial commitment and plan accordingly so there are no unexpected costs down the line.

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Early Repayment Options

Lawsuits can be unpredictable, and Baker Street Funding understands that. This is why many pre-settlement funding providers, including us, offer you the option to pay back early if you wish, without additional penalties. Just keep in mind that if things don’t go your way in court, you won’t have to pay back the money we advanced. So, why consider early repayment when there’s no risk involved if you don’t win your case?

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Post-Settlement Repayment

Upon a successful settlement, your attorney will repay the funding company from the settlement amount. You receive the remainder, free from the hassle of managing loan repayment logistics.

Look to Baker Street Funding to provide you with transparent lawsuit loan solutions that prioritize your best interests.

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No Upfront Costs

Research shows that reducing financial stress can have a profound impact on our ability to make clear decisions and plan for the future. That’s precisely where pre-settlement loans for personal injury come in handy–they get rid of any upfront costs. Simply put, the funding company takes care of these expenses for you. That’s one less thing to stress about when you are fighting for justice.

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Apply for pre-settlement funds.

If you’re ready to turn the page and start a new chapter of financial strength, Baker Street Funding is here to help make that happen. Apply for legal funding today and start recovering financially as soon as you get the green light from us. Or, if you prefer a more personal touch, give us a call at 888-711-3599 and let’s discuss how we can support you in taking this important step.


Pre-settlement funding in California is a financial service specifically designed for plaintiffs involved in legal cases. It provides you with a cash advance based on the potential settlement of your lawsuit to help you cover your expenses while you await the case’s resolution.

Eligibility mainly depends on the merits of your California case. You must be a plaintiff that resides in California with a valid lawsuit within that jurisdiction, and a lawyer representing you. The case should have a good chance of a favorable outcome, which will be assessed by the funding company.

Repayment of the loan is contingent upon the success of your lawsuit. If your case wins or settles, the loan amount, along with any predetermined fees and rates, is repaid from the settlement amount. If you don’t win your case, you won’t owe anything to the lender.

No, there are no upfront costs or monthly payments. The entire process is designed to be financially stress-free for California plaintiffs, with repayment occurring only after winning the lawsuit.

The amount available through a California lawsuit loan varies, ranging from $1,500 to $2.5 million, depending on the specifics of your case. Factors like the estimated settlement amount, current liens, and previous funding will determine how much funding you can receive. Typically, legal funding companies will provide no more than 10% of what your case is worth. Our underwriters work with your attorney to tailor the loan amount and terms to suit your needs.

Understanding your potential lawsuit loan amount in California involves a comprehensive analysis of several factors:

  • Case Strength. We meticulously assess your case’s liability, damages, and overall merit. The stronger and more convincing your case, the higher the chance for a more substantial lawsuit funding amount.
  • Injury Impact. The severity and lasting impact of your injuries are key considerations that influence the size of your loan. Generally, the more severe and extensive your injuries are, the greater the likelihood of getting a bigger settlement, which increases the funding you could access.
  • Medical Bills. We review your medical records, current bills, and projected treatment costs. This comprehensive analysis assists in estimating your eventual settlement, which influences how much funding you can get in your case.
  • Insurance Policy Limits. We pay close attention to the defendant’s insurance coverage limits. When these limits are higher, it usually indicates the possibility of a larger settlement, which could lead to a higher loan amount available to you.
  • Comparative Negligence in California. California’s ‘pure comparative negligence’ rule means that your level of fault can affect the settlement. A lower fault percentage could result in a higher payout and consequently a larger lawsuit settlement funding sum.
  • State-Specific Legal Frameworks. Notably, starting in 2023, non-economic damages in California medical malpractice cases are capped at $350,000 for non-fatal cases, increasing annually by $40,000 until reaching $750,000. For wrongful death cases, the cap starts at $500,000. Meanwhile, other types of personal injury cases in California do not have a cap on potential non-economic damages like pain and suffering, assuming there is sufficient evidence. These specific caps and regulations significantly influence the estimated value of your lawsuit and the corresponding funding amount you could qualify for.

No. There is no requirement for credit checks. Our California lawsuit loans are non-recourse as we evaluate your case exclusively based on its merits.

Once your application for a California lawsuit loan is approved, you can access the funds in as quickly as one business day. The exact timeline may vary depending on how long your attorney takes to sign the funding contract.

No, receiving legal funding won’t affect your credit score. The approval process is based on the merits of your lawsuit, not on your personal credit history.

Potentially. Our funding services are customized to lawsuits nationwide. If your case is outside California, we recommend you contact us to ensure we can fund in your state.

Your attorney’s involvement is absolutely necessary to move forward with an official case review. Lawyers play a significant role in the funding process by providing the necessary documents and details to determine loan eligibility. Remember, without your attorney’s cooperation and the right documentation, moving ahead isn’t possible.

California lawsuit loans offer flexibility in usage, which allows you to cover expenses such as medical bills, property repairs, living costs, or lost wages.

A non-recourse loan in California, like a lawsuit loan or legal lending, is secured by your future lawsuit settlement. This means you won’t owe us any money if you lose your case, and there’s no need for credit checks or asset evaluations. Baker Street Funding focuses solely on the details of your legal case.

Yes, but our California lawsuit loans come with a simple (non-compounding) interest rate that avoids the complications of compound interest. This approach results in lower rates and maximizes the portion of your settlement you retain after repayment.

Seeking the best pre-settlement funding options in California? Look no further than Baker Street Legal Funding, where we cater to a multitude of civil claims.

InterestNon-compounding starting at 2.95% p/month
Loan protection2-3 year cap
Funding time24 hours
Average loan amounts in California$11,800
Funding amounts$1,500 up to $10mm
Type of loanNon-recourse
Workers’ comp eligibilityNo
Personal injury claim eligibilityYes
Civil rights case eligibilityYes

Understanding personal injury lawsuits in California, statistics, legal funding regulations.

As California’s legal system continuously adapts to new laws and judicial rulings, it’s important to stay informed. At Baker Street Funding, we dedicate ourselves to keeping our clients updated with the latest legal developments in California. The following overview provides a basic understanding of California’s legal system, but for more comprehensive and tailored advice, we recommend discussing specifics with your attorney.

California’s laws present a unique scenario for lawsuit funding. The absence of specific regulations for pre-settlement funding in California creates an environment that demands careful consideration from injured plaintiffs seeking monetary support during litigation.

Champerty in California: Legal Freedom and Ethical Responsibility

In California, the legal landscape presents a distinct perspective on champerty. Unlike some other jurisdictions, California law does not prohibit champerty or maintenance, as established in precedents like In re Cohen’s Estate (1944) 66 Cal. This absence of explicit legal restrictions on champerty provides legal funding companies in California with greater latitude in their operations. This legality opens the door for third parties to engage in funding lawsuits without the fear of legal retribution. This freedom, however, comes with an inherent responsibility. Funding companies must have a strong commitment to ethical practices, and their involvement in legal financing should be conducted with the highest integrity and transparency.

Transparency and Ethical Standards

Despite the absence of direct regulations, Baker Street Legal Funding upholds a commitment to transparency and responsible practices in all its dealings. This includes clear communication about the terms of funding, the total costs involved, and the process of repayment. We believe that even in an unregulated market like California, maintaining high standards is essential for client trust and the integrity of the legal funding industry.

Understanding California Personal Injury Laws and Their Impact on Lawsuit Loans

California’s personal injury laws have specific nuances that significantly influence the process and decision-making for lawsuit loans. Here’s what you need to know:

  • Comparative Negligence. California adheres to the “pure comparative negligence” rule. If a plaintiff is partially responsible for their injury, their compensation can be reduced according to their percentage of fault. This affects lawsuit funding evaluations, as the potential settlement or judgment value might be adjusted based on the plaintiff’s degree of fault.
  • Statute of Limitations. In California, the statute of limitations for personal injury claims is generally two years from the injury date. Lawsuit financing companies closely assess the time elapsed since the injury. A nearing statute of limitations deadline can critically impact a lender’s decision to fund a case.
  • Insurance Regulations and Minimum Liability Coverage. California is not a no-fault state for auto accidents. This means the party at fault is responsible for the damages. Additionally, California requires the following minimum liability insurance coverage: (1) $15,000 for injury/death to one person, (2) $30,000 for injury/death to more than one person, (3) $5,000 for property damage. This aspect plays a significant role in the potential of getting approved for lawsuit loans, especially in auto accident cases, as it influences the compensation amount.
  • No Caps on Damages. California does not impose caps on most personal injury damages, unlike some states that limit certain types of damages. This lack of caps can increase the potential value of a case, making it more appealing for lawsuit funding companies.
  • Liens and Subrogation Rights. California allows entities such as health insurers to claim liens on personal injury settlements or judgments. These liens are considered by funding companies as they affect the net settlement amount a plaintiff may receive.
  • Professional Ethics and Conduct. California’s ethical rules for attorneys impact the lawsuit funding process. Attorneys must avoid conflicts of interest and cannot have financial ties with the lawsuit loan companies they refer clients to.
  • Case Precedents. Judicial decisions in California personal injury cases set precedents that can affect the valuation and likelihood of success of similar future cases.

Our in-depth look at personal injury trends and statistics in California provides valuable insights into the challenges faced by plaintiffs. At Baker Street Legal Funding, we leverage this information to better understand and meet the specific needs of our clients involved in California injury lawsuits.

California, with its well-known landscapes ranging from the glitz of Hollywood to the tech hub of Silicon Valley, and from the scenic beauty of Yosemite National Park to the iconic Golden Gate Bridge, is more than just a tourist destination. It’s a bustling state where everyday life comes with its share of risks and injuries.

Statistical data from sources like the California Department of Public Health highlights the prevalence of personal injuries in the state. For instance:

  • Traffic Accidents: California, with its extensive road networks, experiences over 180,000 vehicle-related injuries annually. The state’s busy highways and city streets are often scenes of accidents leading to severe injuries.
  • Workplace Injuries: With many industries in California, from agriculture to technology, see various types of non-fatal workplace injuries. Data shows that certain sectors are more prone to specific injuries, which influences the types of claims filed.
  • Slip and Fall Incidents: With a large number of public spaces and commercial establishments, slip and fall incidents make up the second-most common fatal accidents nationwide. Due to the gravity of slip and fall, these accidents often lead to legal claims.

At Baker Street Legal Funding, we provide lawsuit funding for personal injury victims in California with a wide range of injuries. Some of the injuries we commonly finance include:

  • TBI
  • Soft Tissue
  • Broken Bones
  • Fire and Burn Injuries
  • Spinal Cord Injuries
  • Amputations and Loss of Limb


Did you know that in California, the average duration of a personal injury case can significantly impact your financial stability? You’re not only facing mounting bills; you’re also left with physical pain, and the long-term consequences of the accident—a situation you shouldn’t have to deal with in the first place.

In this crucial period, a lawsuit cash advance from Baker Street Funding offers you a financial lifeline designed specifically for your situation.

Types of cases covered by settlement loans in California.

Baker Street Funding provides California settlement loans for various types of claims across the state of California and across the United States. Some of the cases we typically fund include pedestrian accidents, medical negligence, wrongful imprisonment, truck accidents, slips and falls, nursing home negligence, construction accidents, premises liability claims, settled cases, whistleblower and Qui Tam, workplace accidents, and more.


Boost your understanding of legal funding with our comprehensive resources that can help you make informed and confident decisions about lawsuit loans. Delve into our resources for the know-how you need.

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