How Many Pre-Settlement Funding Loans Can I Get?

Get as many pre-settlement loans as your case supports—save without the hassle.

If you have taken pre-settlement funding and are looking to get a second pre-settlement loan, you can apply again. Yes, you can apply for a second loan or even a third loan on your case—Baker Street Funding specializes in multiple funding in most states across the United States.  Have an existing loan with another company? Found a lower rate? We’ll match it or give you a better rate when your case gets approved for funds. Apply for a pre-settlement loan with Baker Street Funding, and consolidate loans from other lenders to save money on future payments. 

How Many Pre-Settlement Loans Can I Get

Take out additional funding, consolidate your current advance,  reduce on costs.​

At Baker Street Funding, plaintiffs often come to us for one or more settlement advance loans when litigation proves longer and more complex than expected. We understand that unexpected turns can extend the timeline of a lawsuit—which is why we make it easy to access as many lawsuit loans as needed, no matter the amount. So if you are worried about whether you can qualify again, regardless of how many pre-settlement loans you may have received with another company, Baker Street Funding may still be able to approve you for more funding. 

At Baker Street Funding, we are aware that accidents and injuries often leave their victims in pain and suffering. The families of the victims are also not spared from the hardship that follows such unfortunate events. During these difficult times, one factor that hits victims is finance — money for medical bills, rent, settling debts, and get by everyday expenses like feeding. However, bills don’t stop coming, and many risk financial embarrassments like expulsion and repossession. Victims of accidents and personal injuries barely have enough strength to move around, and resuming work without full recovery will only set back their healing process. As a result, desperation tempts them to borrow against their expected settlement from predatory lenders that provide skyrocket costs, making it increasingly difficult to borrow more money when it is urgently needed.

The two questions that plaintiffs often ask before taking out more pre-settlement loans are, “How many pre-settlement advance loans can I get?” “Can I apply for a pre-settlement cash advance with a different lender and lower the rate on previous loans?”

If your lawsuit qualifies for another cash advance, you can absolutely get as many pre-settlement loans as the value of your potential settlement allows. While there is typically no limit to how many pre-settlement loans plaintiffs can have overall, lenders typically set their own restrictions to justify added funding. Generally, you can take out more than one loan on your case as long as it is with the same funding company. Since you are not allowed to have multiple pre-settlement funding agreements with different companies, you can change lenders to lower your rate by combining your current advance into one loan with Baker Street Funding and continue to get more funding according to your needs.

How? Getting approved for additional pre-settlement funding depends on certain factors, such as: 

The case has to have progressed since the last time you received funding, procedurally or through medical or surgical treatment, the case value needs to merit extra funding, and there can be no open appeals.


Get all the pre-settlement loan benefits and lock in a lower rate.

Baker Street Funding can buyout any outstanding lawsuit loan from another company upon approval. Lock in a low rate on legal funding, and get a 3 year cap—including simple interest until your case settles or the rate ends in the third year of your loan, whatever comes first. Plaintiffs can get up to $2,000,000+ for pre-settlement loans and up to 50% from the settlement amount in post-settlement loans.

You are expected to have hired an attorney on contingency to represent you and attest that you understand our agreement’s terms.

How it works.

Applying for additional lawsuit loans with Baker Street Funding is as easy as applying for your initial lawsuit loan. 

Lawsuit loan step 1

Apply in minutes

If you have already taken out a previous lawsuit loan from Baker Street Funding, all you have to do is call your funding specialist to request more funding and let our underwriters get to work. If you come from a different company, complete the application along with the name of the company that has your lien.

Lawsuit loan step 2

Case evaluation in 24 hours

Once our underwriters get your case information from your attorney (and the payoff letter from the previous lender, if applicable), your additional lawsuit loan eligibility is decided within 24 hours.

Lawsuit loan step 3

Get funded

When we buy out a previous advance, your contract will include the payoff to the first company as well as the new funding you are set to receive. This total amount will now be consolidated at the new lower rate. Once the lawsuit loan agreement is signed by you and your attorney, funds are immediately disbursed.

See our advantages.

If you are interested in getting your lawsuit loans credited into your wallet fast, at Baker Street Funding, we have all the technical and intellectual expertise that’s committed to ensuring that your funds get to you in the quickest possible time. Here are reasons why you should opt for Baker Street Funding: 

Approval within 24 hours —or even faster.

Getting approved for an additional pre-settlement loan is easily accessible—all you have to do is call 888-711-3599 or apply online. Our funding team will immediately get in touch with your attorney to obtain the necessary information about your case and finalize the agreement. If your attorney is responsive and underwriting is comfortable with the submission, your request for an additional lawsuit loan will be approved, and you will obtain the funds within 24 hours—easy and fast.

Fast lawsuit loans

Lower rates for additional settlement advances.

Receive between 2.95% monthly to 3.4% non-compounding interest rate capped in 3 years—and avoid getting slammed on with high rates. At Baker Street Funding, we recognize the difficulty of being in a lawsuit and strive to ensure that our clients aren’t taken advantage of when seeking several advances on their expected settlements. We factor several elements into how much additional money you can receive and what rate will be set, including the value of your case, how much you owe overall in previous lawsuit loans, and any medical treatments associated with your personal injury. With this consideration within every decision, you can be relieved knowing your best interests are always put first, and your rate could even be much lower than the pre-settlement loan you received in the past with a different lender.


Non-recourse funding means risk-free.

Applying for Baker Street Funding lawsuit loans is a breeze that has no obligation and no risk. Receive a cash advance on your potential settlement based solely on how likely it is for your case to settle—you are under no obligation to repay the pre-settlement loan if you don’t win the case. Since we estimate the value of your lawsuit loan based on the nature of your claim and the chances that the case will settle in your favor, they are not traditional loans from banks and other lenders, where they require you to pay both principal and interest. You only pay if you win the case. Period.

Pre-settlement funding companies

Qualifying for a second pre-settlement loan with Baker Street Funding can help you save.

You can receive as many pre-settlement loans as you need. This means that you can receive multiple loans from Baker Street Funding if you have more than one lawsuit loan pending with another lender or with us. This is a great benefit because it allows you to get the money that you need for your lawsuit when confronted with unforeseen circumstances. So, if your litigation takes an unexpected turn, you don’t have to wait until your case is over to receive financial assistance. Another lawsuit loan can give you enough money to pay all of your expenses while your case is active.



2% – 3.4% monthly


2 – 3 years

Ready to receive more funding?

Baker Street Funding lets you roll multiple high-interest lawsuit loans into a single loan with a fixed 3-year capped rate while providing you with as much funding as you need. We are committed to providing fast financial aid to plaintiffs during their difficult times. In addition to our transparent and equitable application process, our lines are also open to discussing your questions about taking additional lawsuit loans. Apply for a lawsuit advance or call us at 888-711-3599 to get started now.

Learn more.

The qualification ultimately depends on the value or estimated number of your potential settlement. The amount you are eligible for is based on the nature of your claims and the strength of your case. In simple words, the higher your chances of winning the case, the higher your lawsuit loan amount.

If your case is not overfunded and it checks all our boxes of merit, our underwriters will give your loan application a thumbs up, and you will get your requested cash advance in full. 

Most of the cases we fund at Baker Street Funding are civil or cases of injuries that need financing. We work with personal injury contingency attorneys from all over the country to help plaintiffs get the funds they need today. These are some of the most typical cases we finance:

Even though we don’t dictate how you spend your money, we always encourage plaintiffs to only take the amount they need instead of taking large sums and becoming reckless in their spending. If you run out of cash after the first loan is approved and paid to you, you can always apply for a second pre-settlement loan.

The only delay you may experience occurs when your attorney or the other companies refuse to respond to our calls or provide necessary documents in good time. It is always best to work closely with your attorney at all times to avoid any hindrances.

The concept of lawsuit loans is relatively new. Many misconceptions surrounding lawsuit settlement loans prevent plaintiffs from reaching out to lawsuit financing companies for legal funding. One such misconception is that lawsuit loans are illegal, and the industry is not regulated. Nothing could be farther from the truth because several states are beginning to regulate the industry. 

Anyone who has filed a legal claim and has attorney representation (on contingency) can apply to answer the question. 

Depending on the stage of the case, plaintiffs can apply for either pre-settlement loans (while litigation is ongoing) or post-settlement loans (when the case has settled in your favor but you are yet to receive the award).

See some of our settlement funding products.

Select a legal funding service to get started. 

Attorney Requests

Lawsuit Loans

Litigation Funding

Personal Injury Loans

Settled Case Loans

Surgery Funding

Or just call us at 888.711.3599 to apply.