Apply For A Fast Pre-settlement Lawsuit Loan in New Jersey.

Secure quick financial relief during your New Jersey lawsuit with a quick pre-settlement loan.

Facing a personal injury lawsuit in New Jersey brings more than the immediate shock and pain; it plunges you into a world of financial worries and uncertainty. At Baker Street Funding, we recognize the heavy burden legal proceedings impose on you. That’s why we provide fast pre-settlement funding solutions in New Jersey to ease your financial pressures and help you bounce back as soon as possible.

Apply for a risk-free lawsuit loan against your pending lawsuit settlement in New Jersey and unlock the benefits of low rates and zero obligations if you don’t win. Our pre-settlement funding process is quick and easy—with funds available on the same day you’re approved.

Lawsuit Loans in New Jersey

How do lawsuit loans work in New Jersey?

In New Jersey, lawsuit loans—or pre-settlement funding—provide financial support to plaintiffs waiting for their lawsuit settlements. It gives you an advance on your future settlement now, without the hoops traditional loans make you jump through. These loans are designed for the hurdles faced by personal injury claimants as they help you focus on what really matters: your recovery and winning your case.

The defining feature of New Jersey lawsuit loans is their non-recourse nature. In simpler terms, if your case doesn’t win, you don’t owe a penny. This feature comes in handy in New Jersey, where legal battles can stretch out for what feels like forever. They offer a helping hand for your must-pay expenses—think living costs, medical bills, and even those sudden emergencies—so that your legal fight doesn’t put the rest of your life on hold.

With such critical support at its core, Baker Street Legal Funding delivers non-recourse loans for a wide range of personal injury lawsuits, employment claims, civil rights disputes, and even settled cases. Whether you’re in big cities like Jersey City, Newark, Paterson, Elizabeth, or in the heart of smaller communities across Northern, Central, and Southern NJ, we’ve got you covered.

Reach out to Baker Street Funding, share your story, and let’s explore how we can support your fight for justice.

  • Enjoy rates as low as 2.95% per month for your pre-settlement loan in New Jersey, with a cap at just 3 years.
  • Receive fast approval for your cash advance within 24 hours.
  • Access lawsuit settlement loans varying from $1,500 to $10,000,000, according to the estimated value of your case.
  • Forget about credit checks, employment verifications, and monthly payments. No win? No payback required.

Is your lawsuit right for funding?

In the midst of a legal battle in the Garden State, finding financial relief shouldn’t feel like an uphill struggle. At Baker Street Funding, we believe that every plaintiff deserves a shot at getting personal injury loans. Our lawsuit loans offer funds, whether you’re:

But it doesn’t stop there. We extend our support to a variety of cases in New Jersey, including but not limited to:

If your lawsuit falls within these areas or even beyond, there’s a strong likelihood that Baker Street Funding can provide you with the financial backing you need.

See the benefits of obtaining pre-settlement lawsuit loans in New Jersey.

Your accident lawsuit shouldn't result in losing sleep over finances. Let a pre-settlement cash advance give you the financial breathing room you need by fast-tracking a portion of your settlement money.

settlement funding options

Your Bills Don't Wait, Neither Should You 

With a New Jersey settlement loan, those urgent financial burdens—living expenses, rent or mortgage payments, medical bills, lost wages—become manageable. You are free to use the funds for anything you need.

Fast Cash Advances, Without the Red Tape

Banks often take a long time to approve loans, but New Jersey lawsuit loans offer a quick turnaround, with funding available in just 24–48 hours (without the hassle of extensive paperwork).

Additional Loans, More Flexibility

The flexibility of pre-settlement lawsuit loans in New Jersey gives you control over how much you borrow (typically up to 10% of your anticipated settlement), and, with some lenders, get more as your case advances.

Your Partner in Medical Recovery

Delaying medical treatment due to financial concerns can significantly impact your recovery. Medical legal funding removes these barriers, so that you get the medical care you require without delay.

A New Era of Legal Support

Since lawsuit funding taps into your case's potential, it provides higher, more personalized loan amounts than conventional options. Talk about a breakthrough.

Financial Freedom for Legal Clarity

Pre-settlement funding lets you zero in on your personal injury claim, thereby helping you stay fully present during mediation and negotiations without financial worries clouding your focus.

New Jersey pre-settlement loans come with zero financial risk.

A non-recourse cash advance on your pending lawsuit in New Jersey gives you a risk-free way to access needed funds at any stage of the legal process.

No Win, No Repayment Guarantee.

Escape the cycle of monthly repayments and escalating debt. Your lawsuit loan is contingent on your case's success alone. If there's no settlement or victory, there's no repayment.

Credit-Free, Income-Check-Free Support.

When finances are tight, pre-settlement funding gives you the opportunity to borrow money from your pending case without the inconvenience of credit or income checks.

That's Right—Your Assets Remain Untouched.

A lawsuit loan doesn't threaten your home or car. You're guaranteed no personal liability, whether you win or lose.

Pre-settlement lawsuit funding

Consider lawsuit funding  for a fair fight in court.

In New Jersey, dealing with an injury lawsuit can feel like being stuck in a slow-moving line, watching as time and money slip away. It’s a common story: you’re waiting for a settlement that seems just out of reach all the while you struggle to make ends meet. This situation often worsens when insurance companies leverage their size and resources, intentionally slowing things down, hoping you settle your case for less out of financial necessity.

In response to these tactics, Baker Street Legal Funding equips you with the monetary support necessary to reclaim your footing. Our lawsuit funding solutions give you and your attorney the space to push back against those tactics, potentially enhancing your negotiation position without the pressure of immediate repayment demands.

Let Baker Street Funding help you turn the tables and see to it that your battle for fair compensation plays out on your terms. With us, you’re equipped not only with resources but with confidence—a powerful combination in any legal dispute.

Consider this important insight as you explore your options: Pre-settlement funding doesn’t guarantee a bigger settlement or that a settlement will be reached. The outcome of your case and the financial damages primarily depend on the specifics of your claim, its merits, and the skill of your lawyer in negotiating with the opposing party.

How Baker Street Funding’s application process works.

Securing a loan from your New Jersey lawsuit settlement is easy with Baker Street Funding's streamlined approval process. Here’s a quick overview:

process 1

Start Your Application

Jump online to our lawsuit loan application or give us a call to kick things off. You'll just need to share a few details about your pending case. Once you've applied, a dedicated expert will get in touch to walk you through the funding process.

process 2

Quick Approval

Your associate then gets to work right away in collaboration with the law firm representing you to assess your legal claim. Expect a rapid response with a decision—sometimes on the very day we receive your file.

process 3

Receive Your Funds

Upon approval, you'll receive a lawsuit loan agreement to review and sign with your lawyer—choose between a one-time lump sum or a flexible monthly loan. Get the funds via bank transfer or check, typically within a few hours after contract completion.

Ready to take the leap? Baker Street Funding simplifies the pre-settlement funding process by completing the case evaluation within 24 hours from when your attorney provides us with the necessary documentation. Connect with us at (888) 711-3599.

* No credit, no income verification, and no win —no pay guarantee.

Car accident

Who qualifies for lawsuit settlement loans? A glimpse into eligibility.

If you have a pending lawsuit in New Jersey, you may be eligible to borrow money against your expected lawsuit settlement. To qualify for a lawsuit settlement loan in NJ, your case must meet specific criteria that confirm its suitability for a cash advance. Here’s what we look for:

  • Active Representation: Your advocate in the courtroom—your lawyer—must be fighting your case on a contingency basis.
  • A Solid Case: Clear liability and a defendant with the means to pay (think insurance) are your tickets to eligibility.
  • The Right Amount: We’re looking for battles worth fighting—personal injury cases anticipated to settle at $50,000 or more, so that the juice is worth the squeeze.

Feeling a bit lost? Our team is just a call away, ready to explore your case’s eligibility for a lawsuit loan in the state of New Jersey.

Fast qualification
Pre-settlement cash advance

Integrity first—legal funding with NJ compliance, beyond regulations.

In New Jersey, securing financing during personal injury litigation demands a partner who understands the complicated nature of the law and operates with the highest standards of transparency and integrity above all. 

Baker Street Legal Funding lives by this principle, as we’re voluntarily committed to the principles of transparency and fair lending practices to protect consumers from unfair, deceptive, and abusive practices. Every pre-settlement funding agreement is transparent with clearly defined terms and conditions, the right to recission within 5 days, and capped (simple) interest rates.

In an industry where unpredictability is common due to the lack of regulation, our dedication to providing transparency and ethical support guarantees that the only surprise you encounter is the simplicity of obtaining secure financial support. This approach helps us cultivate trust and maintain the integrity of the lawsuit funding industry in New Jersey and nationwide.

Choosing the best pre-settlement funding company in New Jersey should be easy.

Recognizing the strain unexpected litigation can place on your finances, Baker Street Funding offers immediate access to pre-settlement loans with the lowest interest rates, so that you don’t have to settle for less favorable terms elsewhere. We have a rich history of providing financial advances to thousands with a broad range of civil cases nationwide, which has made us the preferred funding choice for plaintiffs in need.

Lean on our extensive reputation as New Jersey’s go-to pre-settlement funding company, where quick service and a deep understanding of your situation go hand in hand.

Apply for a New Jersey lawsuit loan—hassle free.

Secure a lawsuit loan with Baker Street Funding, and enjoy competitive rates and a no-repayment-if-you-lose guarantee. Our simple process delivers you the support you need, potentially within the same day of approval. Begin your journey to financial stability now—your pre-settlement funding solution is just a few clicks away.


Pre-settlement funding provides personal injury plaintiffs a cash advance on their expected lawsuit settlement, determined by the case’s merits rather than credit or job status. Unique to New Jersey, this funding option is nonrecourse, which eliminate standard debt obligations and repayment if the case is lost, a vast difference with traditional loans that require repayment under all circumstances. 

To qualify for an NJ lawsuit loan from Baker Street Funding, applicants typically need to meet these criteria:

  • You should have a valid labor law, civil rights, injury lawsuit, or a motor vehicle accident case in New Jersey.
  • Since NJ is a no-fault state, your injury or accident case should detail significant injuries resulting from a car accident to be considered for pre-settlement funding.
  • You must be represented by an attorney who confirms the validity of your claim and is willing to cooperate.
  • Your case should be against a well-insured defendant.
  • For settled personal injury lawsuits, we consider settlements over $50,000.

For a comprehensive review of your eligibility for a lawsuit loan in New Jersey, reach out at (888) 711-3599.

No, you can use lawsuit funding for any personal expenses, including:

  • Living costs
  • Medical bills
  • Housing
  • Groceries
  • Other major needs.

You can usually get funding 24 hours after your lawyer gives all the required information about your case.


If you lose your case, you are not required to repay the loan.

Contact Baker Street Funding directly through our website or at (888) 711-3599. Provide basic information about your case and your attorney’s contact details to start the application process.

In many cases, we can provide cash advances of up to 10% of your lawsuit’s total value. For instance, if you’re looking for a $5,000 settlement loan, the rule of thumb is that if your case is valued at $50,000, you can access a loan amount of $5,000 (10% of your potential financial compensation).


InterestNon-compounding starting at 2.95% p/month
Loan protection2-3 year cap
Funding time24 hours
Average loan amounts in New Jersey$10,200
Funding amounts$1,500 up to $10mm
Type of loanNon-recourse
Workers’ comp eligibilityNo, unless there is another negligence case.
Personal injury claim eligibilityYes
Civil rights case eligibilityYes

Maximizing your case’s potential: ethical funding and legal Insights.

Baker Street Funding firmly adheres to ethical standards in New Jersey, and avoids any form of legal representation referrals that could imply reciprocal benefits. We believe in putting our clients’ needs first for fair and unbiased legal funding experience.

Additionally, we do not engage in paying attorneys or offering incentives for client referrals, nor do we encourage our clients to switch to attorneys who may refer clients to us. Furthermore, to protect privacy and prevent conflicts with defendants, we keep the names of the New Jersey attorneys we work with and their clients confidential.

Impact of Legal Funding on Your Case

Baker Street Legal Funding respects strict ethical rules to protect the impartiality of your case’s outcome. The Bar Association sets strict rules, stating: “A lawyer shall not permit a person who recommends, employs, or pays the lawyer to render legal services for another to direct or regulate the lawyer’s professional judgment in rendering such legal services.”

This rule tells you that lawsuit loan companies must not have any external influence on your lawyer’s decisions on how to handle your case, client communications, or any other aspect of attorney, such as settling a case or taking it to trial through a lawsuit loan.

Baker Street Funding respects and follows these guidelines to protect the impartiality of your case’s outcome without getting involved in your lawyer’s independent judgment of your litigation.

Cash Advances from NJ Lawyers

In New Jersey, lawyers aren’t allowed to give clients money for personal use but may fund case-related expenses through third-party litigation funding. Baker Street Funding offers a direct alternative through our risk-free lawsuit loan services, which are repayable from your verdict or settlement.

Comparative Negligence

In New Jersey, the amount you can receive from a lawsuit loan company is typically directed by the state’s approach to personal injury negligence. But how does New Jersey’s law really impact your potential funding? The state adheres to a modified comparative negligence rule. This means if you’re found to be more than 50% at fault for your injury, you’re barred from recovering damages and consequently pre-settlement funding. Less than 50%? You’re eligible, but your compensation—and hence, your financing amount—adjusts according to your fault percentage.

Understanding Damages in New Jersey

  • Economic Damages: These include medical expenses, lost wages, and other quantifiable losses. New Jersey does not cap these damages, so they significantly influence your lawsuit loan amount.
  • Non-Economic Damages: For pain, suffering, and other non-quantifiable impacts, the loan estimate could also consider the severity and its implications on your life.
  • Punitive Damages: While rare, these are meant to punish exceptionally reckless or malign acts. In New Jersey, punitive damages are capped at five times the compensatory damages or $350,000, whichever is greater, potentially affecting your advance amount.

Source: FindLaw

Statute of Limitations: A Clock That’s Ticking

In New Jersey, the statute of limitations for personal injury and negligence cases is generally 2 years from the date of the incident. This means you have two years to file a lawsuit for damages due to injury or negligence.

  • Personal Injury: 2-years
  • Negligence: 2-years (it applies to negligence cases, starting from the incident date.)
  • Medical Malpractice: 2-year limit, but it starts from the date you discovered or should have discovered the injury.
  • Personal Property: 6 years.

Funding impact: The amount of funding you can receive may be affected depending on when you filed your lawsuit. Requesting a settlement loan at a later stage of the legal process can increase the likelihood of being approved for a larger loan, as there is a high probability that the case has strong merits and value.

Minimum Liability Insurance Requirements:

New Jersey law now requires drivers to carry enhanced liability insurance. This includes:

  1. Bodily Injury Liability: It starts at $25,000 per person, which covers injuries to another person, and $50,000 per accident if multiple people are injured.
  2. Property Damage Liability: At least $25,000 per accident, which covers damage to someone else’s property.

Funding impact: The extent of the defendant’s insurance coverage impacts the potential amount of a lawsuit loan you may be eligible to receive. If your case shows clear fault and a high likelihood of compensation, you may qualify for more substantial financial support.

PIP Insurance Coverage

New Jersey operates under a “no-fault” system, and the law requires Personal Injury Protection (PIP) with minimum coverage of $15,000 with the option to extend up to $250,000 for certain injuries. PIP coverage covers medical expenses regardless of who caused the accident.

For serious accidents involving vehicles where commercial insurance is in play, victims in New Jersey can pursue additional compensation beyond PIP coverage through a personal injury lawsuit. This distinction is important because commercial policies often have higher coverage limits, potentially leading to larger settlements for serious injuries and no fault. This scenario also affects lawsuit funding options, as cases against commercial entities may qualify for larger settlement loans.

Uninsured/Underinsured Motorist Coverage:

New Jersey requires this coverage to provide protection if the at-fault party lacks sufficient insurance. The minimum limits are the same as liability coverage. This coverage can provide additional compensation sources, which in turn influences the total for legal funding considerations.

Liens, Subrogation Rights

Liens and subrogation rights directly impact the compensation amount available to you and, consequently, your funding amount. Prioritize these repayments as they can significantly reduce the financial benefits of your settlement.

Contribution Among Tortfeasors:

The “Contribution Among Tortfeasors” law in NJ allows for the equitable distribution of damages among parties who are jointly responsible for causing harm. This means that each at-fault party pays a share of the damages proportional to their degree of fault. This law can increase the total compensation available in personal injury cases with multiple liable parties, thereby influencing the amount of pre-settlement legal funding you can secure.

New Jersey, nestled between New York City and Philadelphia, is a state of contrast. From its scenic coastlines to bustling urban centers, it’s a vibrant mix of beauty and activity. Despite New Jersey’s charm, the state faces a real challenge with traffic safety, as it is an aggressive driver state.

  • Each year, about 300,000 car accidents are reported.
  • In 2018, there were over 278,000 accidents, which caused more than 61,000 injuries and 563 fatalities.
  • Daily, New Jersey experiences around 684 car crashes.
  • Annually, there are about 20,000 major injuries, 6,000 truck accidents, and 2,500 motorcycle accidents.

In response to these trends, Baker Street Funding offers support through personal injury lawsuit loans. The injuries we typically fund include:

Contact us at (888) 711-3599 to learn more about your options.

Facing a legal battle often brings unexpected financial strain. From accumulating medical bills to ongoing living expenses, victims of accidents and injustices can find themselves under significant stress due to delays in the legal process, and other factors.

However, the Department of Human Services offers various assistance programs for families and individuals facing financial problems. These include assistance for medical expenses, child care services, support for children with special needs, child support services, mental health support, NJ FamilyCare for low-cost health insurance, SNAP for food assistance, LIHEAP for home heating costs, and the Kinship Navigator program for families raising children. These programs aim to help residents manage their needs and achieve self-sufficiency.

For more details, visiting the New Jersey Department of Human Services website is recommended

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