Lawsuit loans and Pre-Settlement Funding in New Jersey

Pre-settlement funding in New Jersey—with low rates.

Baker Street Funding is New Jersey’s leading funding provider for personal injury loans, car accident funding and commercial litigation. We can provide you with our lawsuit funding solution to quickly cover your expenses while your attorney works on building your case for a fair compensation. Apply for pre-settlement funding in New Jersey and get non-compounding interest rates starting at 2% to 3.4% monthly and a 3-year rate cap—upon approval. With Baker Street Funding, you can turn the potential lawsuit settlement of your pending case into a cash advance. 

Lawsuit Loans in New Jersey

Looking to fund your New Jersey lawsuit?

Whenever you need to get back on track with your finances and maintain momentum in your personal injury case, Baker Street Funding allows you easy access to cash while your lawsuit works its way through settlement negotiations or trial. Our funding services are available in Northern, Central, and Southern NJ, including Jersey City, Bayonne, North Bergen, Newark, Paterson, Perth Amboy, Toms River, Vineland, West Orange, Passaic, Camden, Cherry Hills, Manchester, Glassboro, Elizabeth, East Brunswick, and more. Receive a risk-free loan on your pending case in a lump sum or as a rolling contract (before or after your case settles). A legal loan for your lawsuit in New Jersey can help you accelerate your case all the way to success.


So, how do lawsuit loans help plaintiffs in New Jersey?

The term lawsuit settlement loans have many synonyms, such as legal funding and cash advances, but simply put, it is a non-recourse advance based on your pending lawsuit proceeds.  Since pre-settlement lawsuit loans in New Jersey are non-recourse, you do not have to make payments to the lender if you do not get money at the end. 

Lawsuit loans can be useful when you’re waiting for your New Jersey case to settle since it helps alleviate financial stress so you can focus on your recovery.

The application process is usually quick, and you can receive the funds in as little as 24-48 hours after approval. All funding provided by Baker Street Funding is not limited to personal injury victims; but also for people involved in civil rights and employment litigation. Apply for funding now and receive a quick lending decision. Only pay back what you borrow if you win your lawsuit. 

Risk-free settlement advances

Applying for New Jersey lawsuit funding is as easy as 1-2-3.

The funding process in the Garden State will begin within 24 hours after your attorney provides your case file. Here is how it works:

Step 1

Apply for funds

Simply start by filling out our New Jersey lawsuit loan application and provide your attorney's contact and basic data about your claim. Minutes later, a funding member will contact you to pre-qualify your case for funding.

Pre-settlement funding step 2

Wait for case review

Next, our legal financing underwriters will contact your lawyer to talk about your case and the estimated settlement value. Once your attorney responds to all that is required, you will get a funding decision 24 hours later.

Pre-settlement funding step 3

Get your funds

If you get approved for funds, you and your attorney will get a funding contract to sign. Once the agreement is signed, the money will be disbursed shortly after.

Our lawsuit cash advances in New Jersey have some amazing benefits.

No matter the reason you may need money now, your credit and job status are not required for funding approval. 

No credit check

Non-recourse lawsuit funding does not require credit checks in New Jersey, making it the perfect opportunity to get your hands on a fast cash advance against your litigation, even if you have bad credit.

No income verification

Baker Street Funding offers more risk-free financing benefits for your convenience. Being unemployed has no impact on your pre-settlement advance approval as being unemployed is not part of our criteria.

No win, no pay

A settlement advance is an excellent alternative to traditional loans when you are stuck in a limbo. Rest easy, knowing that you will only repay the funds you borrow if you win your New Jersey case.

We reserve our lowest settlement funding interest rates to help you save money

Baker Street Funding understands that legal battles present challenges, so we have decided to help you navigate those financial challenges with a rate on your loan that ends in the third year from when you take out your advance. Get legal funding in NJ with a 2-3 year cap at rates of 2.95%-3.4% per month (non-compounding).  A lawsuit cash advance against the proceeds of your settlement in the state of New Jersey can be an ideal option to help you save money on interest. 

Lawsuit loans with low interest rates
Legal funding companies

Our legal funding amounts are larger —and for less.

Financial surprises are almost inevitable with any personal injury lawsuit. Thankfully, Baker Street Funding has made settlement funding larger than other lenders serving New Jersey—you can borrow more cash than other funding providers. With our low-interest rate pre-settlement funding in New Jersey, you get more lawsuit cash while your litigation is ongoing and pay less when your case settles. Our NJ settlement loans range from $1,500 to $20,000,000+.

An exclusive pre-settlement loan company.

At Baker Street Funding, we don’t take regulations and standards lightly. We excel in providing the financial backing needed with our expertise in New Jersey laws, as we understand exactly what is required to provide financing no matter how complex the case may be. For this reason, Baker Street Funding has been recognized as one of the the best lawsuit loan companies in the industry, with the quickest approval times nationwide. It is within our values to provide peace-of-mind funding when you’re looking to get extra money to sustain yourself. 

Pre-settlement loans over $5,000

Apply for pre-settlement funding in just a few clicks.

Apply for pre-settlement legal funding in New Jersey and secure funds to use in just 24 hours. Our highly trained staff, with their expertise on all matters concerning personal injury laws and other civil proceedings, will ensure you receive your settlement loan in New Jersey in the shortest time possible. There is no obligation or risk for plaintiffs. It takes only 2 minutes to apply. 


Here are a few of our most common inquiries.

If you have a legal dispute in New Jersey that requires extra financial resources for you to get by, a lawsuit cash advance may be an option available to you to receive the needed funds; however, the approval process begins with consent from your attorney.

Other requirements are:

  • Be 18 or older;
  • Your accident or incident must be of “no-fault”;
  • Have a case worth over $50,000;
  • Your attorney must participate in the funding process.

Getting  a fair settlement can be complicated and can take months or years to complete fully. But if your lawyer is on board and your New Jersey case is filed against a well-insured insured defendant, there is the possibility of getting financial help through this method of funding while your lawsuit is pending. 

Also, if you are still on the lookout for a lawyer, we’ll be happy to recommend one from our contacts in New Jersey.

With Baker Street Funding, you can be approved for non-recourse legal funding in New Jersey within 24 hours of your lawyer submitting your case documents. Generally, if the terms of the funding agreement are accepted by both parties – which usually only takes minutes to agree on – after signing off together with your lawyer, you will get access to lawsuit cash advance the same or the next business day (if signed after 3 pm). 

You can expect full funding within 24 hours if your contract is signed after 3 pm on a business day. 

If you’re currently cash-strapped while involved in a lawsuit, this type of funding is a good way to help you pay those urgent expenses that result from your incident.

It can also help you pursue your case without worrying about financial pressure to settle it for less than its true value. This can give you the confidence you need to fight for fair compensation, regardless of the defendant’s resources.

Another good reason to use funding includes leveling the playing field against deep-pocketed defendants who generally drag out legal claims when they know you are struggling to keep up with your living costs. 

The Baker Street Funding interest rates associated with legal funding for New Jersey lawsuits typically have a monthly, non-compounding rate from 2.95%-3.4%, capped at two to three years.

With our convenient financing structure, your interest will remain the same throughout the loan life and not exceed three years in length – no matter how long your case takes to resolve. This funding option protects you and your compensation payment compared to other typical lenders that offer compounding interests over time or with no caps.

Beware of lenders offering 1% rates or those promoting “no interest”. They usually charge either compounding rates or are involved in sketchy marketing tactics charging a one time fee of 30% for the life of that loan. However, the catch is when you request additional funding. In return for the funds, they will charge you an extra 30% on the advance, even of the additional advance is requested 3 months after the last loan. That means that in 3 months you are getting charged 60% in interest rates. Do not fund your case with anyone promising “no interest just a one time fee”.

Yes. If you or your client have been awarded a settlement of $50,000+, Baker Street Funding can provide immediate capital with our non-recourse loan option for settled cases.

As a plaintiff, if your case has been concluded, but you’re still waiting on payment of the settlement amount, Baker Street Funding offers non-recourse loans up to 20% of its value.

For attorneys who work on contingency cases that have already settled in New Jersey – we offer post-settlement financing which allows us to provide up to 50% of your future fees. 

Our litigation funding product offers financing for a varied range of legal cases. Whether you’re facing employment discrimination, wrongful termination, personal injury claims, or have a QUI TAM – we can help kickstart the funding process faster than other lenders. Explore which claims are most likely to be funded with Baker Street Funding:

Personal injury loans

Motor vehicle and car accident loans

Civil rights

Employment and labor lawsuit funding

Corporate litigation funding

Settled Case Funding

No, it is not a traditional loan. While both “loan” words may sound similar at first glance, they work in vastly different ways. Any funding (or loan) related to your case from Baker Street Funding is simply non-recourse and, therefore, an entirely separate entity.

Unlike disinformation from other lenders, a non-recourse loan on your future settlement (or verdict) does not work like a traditional bank loan. What this means is that if you lose your case—you won’t have to repay anything. There’s no risk involved as repayment is not required should an unfavorable case outcome arise.

The following table depicts Baker Street Funding’s approximate funding amounts and costs in New Jersey:

InterestNon-compounding starting at 2.95% p/month
Caps2-3 year cap
Funding time24-48 hours
Funding amounts$1,500 up to $2mm

See some of our funding products.

Baker Street Funding provides financing for most types of cases. Apply for a quick pre-settlement advance for your New Jersey claim all the way until you get compensated. Check out some of our most common legal funding services below.

Learn more about New Jersey roads, personal injury laws, accident rates and more.

New Jersey is known for its diverse geography, rich history, and vibrant culture. Located in the Northeastern region of the United States, the state boasts a coastline along the Atlantic Ocean, as well as rolling hills, forests, and urban areas. With its location between two major cities, New York City and Philadelphia, it is a hub for transportation and commerce. 

New Jersey is also known for its rich history, dating back to colonial times. This history is preserved in sites such as the Liberty State Park in Jersey City, which offers views of the Statue of Liberty and Ellis Island, and the Old Barracks Museum in Trenton, showcasing life in colonial New Jersey.

On the flip side, the state of New Jersey is categorized as an aggressive driver state. It carries a high amount of personal injury cases and auto accidents, with approximately 300,000 car accidents reported annually.

  • On average, there are approximately 684 car crashes per day in New Jersey, which amounts to approximately 28 crashes per hour.
  • There are approximately 20,000 major injuries reported from car accidents annually.
  • There are approximately 6,000 truck accidents, and 2,500 motorcycle accidents reported annually in New Jersey.

The discovery rule

The discovery rule is a legal principle that delays the start of the time limit for filing a lawsuit. Put simply, the discovery rule is designed to help people who were hurt or suffered some harm but were not immediately aware of it.

With that in mind, normally, there is a deadline for filing a lawsuit after an injury which is called the statute of limitations. However, the discovery rule says that the clock doesn’t start ticking on that “deadline” until the person realizes they were hurt. The idea behind the discovery rule is that everyone should have a fair chance to file a legal matter, even if it takes them some time to figure out that they were harmed.

Statute of limitations for personal injuries in New Jersey

Now, in New Jersey, the discovery rule provides that the 2-year statute of limitations for a personal injury claim may be postponed until the injured person discovers, or reasonably should have discovered, the injury and its cause. 

  • The statute of limitations for car accidents is two years in New Jersey from the date of the accident.
  • The statute of limitations for slip and fall incidents is two years from the date of the fall.
  • The statute of limitations for wrongful death claims in New Jersey is two years from the date of death.
  • The statute of limitations for medical malpractice claims is two years from the date of the alleged malpractice or within two years of the time the victim discovers, or reasonably should have discovered, the injury and its cause, whichever occurs later.

Modified comparative negligence

New Jersey follows a modified comparative negligence law – the victims cannot recover if they are more at fault than the defendant, which means you cannot seek compensation for your own injuries.

No-fault car insurance

New Jersey also operates under a No-Fault car insurance system, which covers your medical bills if you’re injured in an accident, regardless of who is at fault.

The minimum bodily injury state-enforced minimum insurance policy limits are as follows:

  • $15,000 bodily injury for one person,
  • $30,000 bodily injury for all injuries,
  • $5,000 property damage liability per accident.

Legal battles are full of unexpected expenses—cars break down, rents are due, and medical bills and other expenses just never stop piling up. Victims of no-fault accidents and other injustices often have to endure hardships due to insurance/defendant delaying strategies, which in return, causes a tremendous amount of financial anxiety. When personal injury victims face an abundance of bills due to the long litigation process, it makes it difficult to stay afloat. These difficulties lead people to question their faith in both the legal process and the rule of law itself because they have no other solution but to take a lowball offer from the defendant or not receive anything at all.

For these reasons and more, it is easy to understand the urgency to receive quick funds.

The good news is that if you’re experiencing a financial setback due to a prolonged court case in New Jersey – help is at hand. Baker Street Funding offers quick lawsuit loans in New Jersey tailored specifically for those who are struggling financially and lack the resources needed to get through their case.

Our funding team understands that everyone has different situations during a legal claim, which is why they work hard with you so that your financial needs can be met as soon as possible. They are dedicated to getting you to access fast cash through our settlement funding option so that winning your case doesn’t become only a dream but also a reality.


  • Atlantic 
  • Bergen
  • Burlington 
  • Camden
  • Cape May 
  • Cumberland 
  • Essex 
  • Gloucester 
  • Hudson 
  • Hunterdon 
  • Mercer 
  • Middlesex 
  • Monmouth 
  • Morris 
  • Ocean 
  • Passaic 
  • Salem 
  • Somerset 
  • Sussex 
  • Union 
  • Warren 


  • Union City
  • West New York
  • Newark
  • Hackensack
  • Fairview
  • Cliffside Park
  • Long Branch
  • Perth Amboy
  • Jersey City
  • Paterson
  • Clifton
  • West Orange
  • Elizabeth
  • Passaic
  • Trenton
  • Camden
  • Emerson
  • Totowa
  • Secaucus
  • Emerson
  • Lodi
  • Union City
  • Hoboken
  • Teterboro
  • Ridgefield Park
  • Teaneck
  • Bayonne
  • North Bergen
  • Wayne Township
  • Franklin Lakes
  • Oradell
  • Elizabeth
  • Edison
  • Woodbridge
  • Paramus.

Select a legal funding service to get started. 

Attorney Requests

Lawsuit Loans

Litigation Funding

Personal Injury Loans

Settled Case Loans

Surgery Funding

Or just call us at 888.711.3599 to apply.