Learn more about Pennsylvania personal injury laws, accident facts and liability minimums.
Accident stats in Pennsylvania
Pennsylvania is mainly known as the Keystone State because the foundations of the US were built in this beautiful state. Pennsylvania was the state where the Declaration of Independence, U.S. Constitution, and the Gettysburg Address were written.
PA has some famous historic landmarks and attractions, from the Liberty Bell in Philadelphia to the Valley Forge and Gettysburg battle sites.
With all the beauty Pennsylvania has to offer, it also carries a number of car accidents and fatalities. These are some of the approximate numbers of crashes and fatalities in the state of Pennsylvania:
- Pennsylvania has about 12 crashes per hour, which makes up to almost 300 crashes daily. Every day, 3 people get fatally injured.
- Serious injuries go about 4,000 per year and minor injuries make up around 30,000 per year.
- There are over 3,000 motorcycle injuries per year in PA and over 2,700 pedestrian injuries.
- Tractor-trailer fatalities make up around 100 + fatalities per year while drinking and driving make up approximately 250+ fatalities per year.
Most crash fatalities are by angle and hitting fixed objects. Males are more prone to be involved in a car accident in Pennsylvania than females.
Pennsylvania's statute of limitations
Delaying legal representation will leave you struggling with medical bills, deferred compensation, and even losing the opportunity to get legal redress. Don’t waste any time before filing your Pennsylvania claim against anyone who might have caused your injury or loss.
If you let too much time go by before submitting your case, the chances are that you may lose the integrity of your evidence and compromise the testimony of your eyewitness.
A statute of limitation is the time range within which a plaintiff can file his or her claim and sue for damages. This period varies from county to county in Pennsylvania, and upon expiration, you can no longer sue for damages.
Statute of limitations for personal injuries in Pennsylvania:
The statute of limitations in Pennsylvania also varies by the type of claim involved. Plaintiffs are allowed two (2) years to file their lawsuits and present their case in front of a judge. However, in the case of minors, there is special consideration known as the Minors’ Tolling statute.
The statute of limitations for car accidents and medical malpractice in Pennsylvania follows the same rules as personal injuries.
The tolling statute allows minors to file and sue for damages on injuries when they turn 18, so it doesn’t matter if the injury happened when they were 13 or 15 years old. For non-minors, you have the “Discovery Rule” in your arsenal.
The discovery rule
The Discovery Rule allows you to count your two years from when you found out or should have known that your injury was caused by someone else’s actions – either as a result of negligence or poor working conditions (whatever the case may be).
The insurance company
No-fault car insurance
Because Pennsylvania is a no-fault state, you have personal injury protection which pays your medical costs regardless of who was at fault in the accident.
All residents in the state must carry PIP (personal injury protection) car insurance by law in the state of Pennsylvania.
Liability insurance in Pennsylvania is 15/30/5
- $15,000 in bodily injury coverage;
- $30,000 limit per accident;
- $5,000 in property damage coverage;
- $5,000 in personal injury protection coverage.
Pennsylvania follows a modified comparative fault rule
Under the comparative negligence rules, your damages settlement or jury award is reduced by a percentage equal to your percent of the fault. Also, if you are over 50% at fault in the crash, you won’t get any monetary award.
The legal funding company
Often, plaintiffs in Pennsylvania who have limited resources are soon faced with mammoth bills – utility bills, home supplies, healthcare, mortgage, and emergencies. When you are faced with protracted court cases, don’t buckle and give up on your case; get in touch with Baker Street Funding and get a quick lawsuit loan in Pennsylvania without wasting time.
Our legal funding staff is trained to ease the burden on your shoulders. They are passionate legal experts dedicated to helping you get the money you need while you fight for the best settlement for your case.
Don’t let your case stall and become frustrated because you are short on cash, and contact a settlement funding company that can assist.
Cities and counties we typically fund in Pennsylvania
- Shamokin York
- Mckees Rocks
- Jefferson Hills
- Mount Lebanon
- Jefferson Hills
- South Park
- Bethel Park