Pre-Settlement lawsuit loans in North Carolina

Pre-settlement cash advances in North Carolina starting at $25K.

Baker Street Legal Funding provides pre-settlement lawsuit loans for plaintiffs with cases worth $250,000 and above in North Carolina. Our interest rates on lawsuit loans start at 2% flat for attorneys and from 2.95% to 3.4% non-compounding for plaintiffs (simple monthly). Get from $25,000 up to $2 million in pre-settlement loan advances for what you need today. Corporate litigants are welcome to apply as we provide up to $20,000,000+ in litigation funding. Get back on track with your finances and apply for low interest rates pre-settlement funding in North Carolina now without breaking a sweat. Get legal funding services that offer the best costs in town. 

Lawsuit Loans In North Carolina

Get $25,000 or more in a North Carolina settlement loan advance.

Whenever you need to borrow money against your lawsuit, apply for a loan against your lawsuit settlement with Baker Street Funding.  If you have a case bordering a hardcore personal injury, medical malpractice, wrongful death, car accident, or wrongful imprisonment (for those who have been unjustly locked up for years), we may be able to help. Baker Street Funding provides cash advances to claimants living in Charlotte, Raleigh, Greensboro, Durham, Winston-Salem, Fayetteville, Cary, Wilmington, or any city in the state of North Carolina. A North Carolina pre-settlement loan (legal funding) is a non-recourse financial option allowed in the state of NC where you only get to repay the loan amount if you win your case. 

Why Baker Street Funding lawsuit loans in North Carolina?

As the famous saying goes, “whatever is worth doing is worth doing well.” At Baker Street Funding, we provide nothing short of the best lawsuit funding services in North Carolina and other states in the United States. As a reputable legal funding company, Baker Street Funding is transparent in executing all financial services, and does not keep information from plaintiffs like others do. See why we are good:

Low rates and larger amounts for North Carolina lawsuit funding.

In addition to providing fast settlement funds to North Carolinian residents, Baker Street Legal Funding seeks better means of making low-rates lawsuit loans readily available to plaintiffs with active NC claims. Get flexibility for your circumstances and better interest rates for your pocket. You can get a lawsuit cash advance anywhere starting at 2% to 3.4% non-compounding monthly rates. If your case has not yet settled, you could apply for anything between 10% and in some cases up to 20% of your pending settlement amount as a cash advance. If your case is settled but your compensation payment is delayed, you could get up to 50% of the settlement or award as an advance.

The pre-settlement funding process in North Carolina.

Baker Street Funding rose to the challenge of providing settlement funding from $25,000 to $2,000,000+ in the Old North State and is putting smiles on North Carolina plaintiffs’ faces. Here is how easy the legal funding process in the Tar Heel State is:

step 1


The first step is to fill out our short application form online; you will receive an email from one of our team members to finish your case's qualification process and confirm your attorney's contact information.

step 2


Once your application gets through, we will follow up on your case with your attorney. In this step, our underwriters will immediately contact your attorney and discuss your legal claim including your complete case documentation.

step 3


After receiving your documentation, our team of expert underwriters will assess your file to determine your loan approval. If you are eligible for a North Carolina cash advance, you will be notified about your status immediately.

step 4


Once you are approved, you will get a contract within an hour or two, and upon you and your attorney fully executing the agreement, the agreed loan amount on the contract will be credited to your account within an hour or two, or you will get a next-day FedEx check.

Advantages of pre-settlement funding for North Carolina plaintiffs.

Whether you are a leafer driving through the Yadkin Valley or are a tarheel, legal funding in NC has some great benefits.

Risk-free settlement loans

Pre-settlement funding in North Carolina is best described as non-recourse financing. You are under no obligation to repay the funds if the judgment or settlement doesn't swing in your favor. That's why they are not called loans in the real sense of the word. Unlike traditional loans, you owe nothing if the case doesn't reach a compensation — no repayment of the principal or interest—100% risk-free.

No credit check

Don't allow a bad credit score to dissuade you from applying for lawsuit funding in NC. At Baker Street Funding, we are all about proffering solutions and not adding to your pain in times of difficulty. We won't hold a bad credit score against you. Apply for low rates of pre-settlement lawsuit loans for your case today.

No employment check

Your employment status is also not a part of the criteria for assessing your application. We are only concerned about providing you with instant financial aid to help you push your case and win the best settlement so you repay us back. No employment? No problem. Get approved in as little as the same day.

Look no further for the best settlement loan in North Carolina.

Baker Street Funding understands that settlement loans have the power to point you in the right settlement or award direction. Legal funding can help you overcome any obstacle you may be facing, and enhance your quality of life temporarily. Our pre-settlement funding features competitive interest rates and capped rates to make for easy lawsuit borrowing.

See some of our legal funding products.

Learn more about pre-settlement funding

NC pre-settlement funding FAQ.

It may look like Baker Street Funding is just in the business of loans on lawsuit settlements. But for us, this is much deeper than that. We’re in the business of helping plaintiffs with pending claims access the best cash advances in North Carolina. Whether that’s through our fast approval process, low rates, or our quick turnaround time, our mission is to help you get the cash advance you need right when you need it most. To us, it’s about much more than just pre-settlement funding: It’s about giving you the financial assistance you need to take care of your finances fast. Now you know the right direction to go when you need financing help to get you and your lawsuit over the line. Apply with Baker Street Funding today for better legal funding services for your case.


RateNon-compounding starting at 24% p/year
Terms2-3 year cap
Funding time24-48 hours
Amounts$1,500 up to $2mm

We are ready to serve all of your settlement loan needs. Start online with our easy and secure application. If you need one on one assistance through the process, you can call us at 888-711-3599. Note: Prospective borrowing plaintiffs must be of legal age and have an attorney to apply for a loan against their lawsuit.

Here are some of the main requirements for obtaining a cash advance at Baker Street Funding:

  • You need to be 18 or older: Baker Street Funding does not fund minors.
  • The most important qualification is that your case must be worth at least $250,000. That means that your NC accident/damages caused you major injuries.
  • You need to prove that you have retained a North Carolina attorney on contingency. Before getting a settlement loan in any state where legal funding is allowed, plaintiffs must confirm that they have a lawyer representing their claims. To do this, you need to provide your lawyer’s contact info.
  • Despite having an attorney, we still need to be sure that your case is strong enough to win a settlement or award of damages.
  • To have your funding application approved fast, your attorney has to cooperate with us because it confirms that your case has merits. Without an attorney present or willing to help out, you cannot qualify for a pre-settlement legal advance.

If you meet all these eligibility criteria, you can apply for a settlement loan today and most likely get an approval fast.

With Baker Street Funding, you can borrow amounts starting from $25,000 to $2,000,000+ if you have a personal injury or civil rights claim depending on how much your claim is worth. If your case is worth $250,000, then you can borrow a minimum of $25,000.

You can get up to $20,000,000 if you are a commercial claimant in NC. 

Car accident statistics, lawsuit loans, and personal injury laws in North Carolina.

With over 10 million people, North Carolina holds the 9th most populous record of the 50 states in the United States. Bordered by Virginia to the north and the Atlantic to the east, the Tar Heel State is famous for its picturesque sandy beaches, dramatic mountains, and bubbling cities.
Like other states in the United States, North Carolina residents are also grappling with protracted litigations. As you can imagine, protracted litigations often result in plaintiffs settling for less and taking peanuts as a settlement. Other times, plaintiffs get frustrated and eventually drop the case.

According to reports and statistics compiled by North Carolina DMV, the state recorded 275,065 crashes on its roadways — 40,000 times over the average between 2012 to 2016.

It was also reported that reports of car crashes increase by at least 6000 each year, with the sharpest increase been 15,000 between 2015 to 2016. Fatal crashes in 2017 topped 1,287, while 29.7% (81,865) of the total crashes in the same year caused injuries to either the driver or passengers. The total fatalities in 2017 were 1,396, which is 72 points higher than the 4-year average.

The common crash factors in North Carolina include:

1. Alcohol claimed 26.4% (368 people) of all the fatalities and 6.2% (7,992) injuries. Making alcohol-related crashes more fatal than others.

2. Speed – Speed caused over 91,000 crashes coming in at 33.3%. Speed-related injuries and fatalities are put at 46,589 and 445, respectively.

3. Distracted Driving – Distracted driving is responsible for 19.7% of all crashes in 2017. It claimed 152 lives and caused 25,237 injuries. 

According to the state’s Department of Transportation (DOT), 64% (compared to the US average of 46%) of vehicle crashes were recorded in rural areas.

We provide instant car accident lawsuit advances in North Carolina. Contact us today for a free case evaluation.

North Carolina is one of the five districts that adopt the contributory negligence rule. Others are Maryland, Alabama, Virginia, and the District of Columbia.

Under the contributory negligence rule, both parties will lose part of their compensation or pay as much damages as they are responsible for their injuries.

North Carolina applies what is known as the pure or strict contributory negligence rule in cases of accidents.

Under this rule, victims of accidents won’t recover any compensation if their negligence also contributed to the accident. Not even if the at-fault person is 99% at-fault and the plaintiff is 1% responsible.

To claim compensation under the pure contributory rule, the victim must prove that:

1. The other party behaved in a negligent manner 

2. The negligence of the other party caused the accident and the victim’s injuries; and

3. The victim suffered measurable injuries and damages.

Non-economic damages are capped at $500,000 for medical malpractice cases. Even though punitive damages are rarely awarded, damages don’t exceed $25,000 or three times the number of damages — whichever figure is more significant/greater.

We offer low rates of personal injury lawsuit loans in North Carolina. Contacts us, and let’s get started on your application.

The statute of limitations is a time frame within which you are expected to file your lawsuit and sue for damages. If the stipulated time for your case elapses, you will lose the right to getting compensation.

Here are the statutes of limitations in North Carolina:

Injury to person — 3 years

Libel/Slander — 1 year

Fraud — 3 years 

Injury to personal property — 3 years 

Professional malpractice — 2 years

Trespass — 3 years 

Collection of rents — 3 years

Contracts — 3 years

Judgment — 10 years

1. Charlotte

2. Raleigh

3. Greensboro

4. Durham

5. Winston-Salem

6. Fayetteville 

7. Cary

8. Wilmington

9. High Point 

10. Concord 

11. Greenville 

12. Asheville

13. Gastonia

14. Jacksonville 

15. Chapel Hill

1. Mecklenburg County 

2. Wake County 

3. Guilford County

4. Forsyth County

5. Cumberland County

6. Durham County

7. Buncombe County

8. Union County

9. New Hanover County

10. Cabarrus County

11. Gaston County

12. Johnston County

13. Onslow County

14. Pitt County

15. Iredell County

*We provide funding for personal injury, employment/labor, and civil rights lawsuits in the following states:

Arizona, Alabama, Alaska, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Louisiana, Maine, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, NevadaNew York, New Jersey, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming.

  • We currently fund Colorado at a minimum of $75,000.  Case value must be at least $750,000+. 
  • We currently fund North Carolina at a minimum of $25,000. Case value must be at least $250,000+. 
  • We currently fund South Carolina at a minimum of $100,000. Case value must be at least $1,000,000+. 
  • We currently fund in Nevada at a minimum of $20,000. Case value must be at least $200,000+.
  • We currently fund in Illinois at a maximum of $40,000. Case value must be at least $400,000+.
  • We currently fund in Tennessee at a minimum of $10,000. Case value must be at least $100,000+.
  • We currently fund in Arizona at a minimum of $20,000. Case value must be at least $200,000+.

*Litigants with corporate disputes are eligible to receive funding in every state in the United States (and eligible countries).

*Funding for attorneys is provided in most states. Please get in touch with us to find out if your state is eligible.

*Worker’s compensation claims are funding only in the following states: Alaska, Connecticut, Florida, Iowa, Louisiana, Montana, Rhode Island, Washington, and Wyoming.

Select a legal funding service to get started. 

Attorney Requests

Lawsuit Loans

Litigation Funding

Personal Injury Loans

Settled Case Loans

Surgery Funding

Or just call us at 888.711.3599 to apply.