New Hampshire is commonly known for its granite formations and covered bridges, for its wilderness, and for receiving the honor of being the first to vote for the Declaration of Independence on July 4, 1776.
But with all the landmarks and history New Hampshire offers, there is also the legal side, and legal battles can be expensive, leaving you drained in cash. In fact, it takes months and sometimes years to get a successful jury verdict or settlement for a no-fault case in New Hampshire.
The truth of the matter is that insurers are known for delaying or denying initial claims. The insurance company is in the business of offering the least amount possible to keep money, and they undervalue claims to get desperate victims to accept lowball settlements.
The payout of claims is to cover lost income, medical bills, and other expenses that resulted from the accident. That means you should receive a fair settlement as soon as possible to be able to cover all of those costs.
However, when insurance companies delay settlements, it leads plaintiffs to settle their claims fast and for less than their case is worth.
For safety reasons, it’s important to know your rights and how to navigate the civil courts of New Hampshire when you are a victim of a personal injury.
New Hampshire follows the modifier comparative fault doctrine
New Hampshire courts adopt the modifier comparative fault doctrine to determine how much compensation is due to injured parties.
Under this system, both parties will lose part of the damages as much as they are found at fault for the injury.
So, if you are found to be 25% at fault for an injury, you will lose 25% of your compensation. However, if you are more than 50% at fault for the injury, you will lose the right to claim damages in New Hampshire.
When it comes to auto insurance, the minimum limits for liability coverage in New Hampshire is 25/50/25:
- $25,000 for bodily injury per person;
- $50,000 for bodily injury per accident;
- $25,000 for property damage per accident.
According to reports from the United States Department of Transportation’s Fatality Analysis Reporting System, New Hampshire recorded 102 fatal crashes in 2017, out of which 73 were not wearing a belt. When it comes to buckling up, this state has a 69.9% use rate.
In addition to failure to use seatbelts, the State Police reported that at least 75% of traffic accident fatalities are associated with driving under the influence, speeding, and distracted driving.
The drinking rate here is 1.4 compared to the national average of 1.8. Compared to the national average of 10.9 for car accident fatality rate, this state registered 8.6, costing the state an average of $167 million annually.
Like every other state in the U.S, New Hampshire also has its statute of limitations. Meaning that you have a time-frame within which you are expected to file your legal claims.
This time frame differs from the nature of the case. If this statutory time limit elapses and you are yet to file your claims, your risk losing your chances of getting any compensation.
Here are statutes of limitations for New Hampshire:
- Injury to person — 3 years
- Libel and Slander — 3 years
- Fraud — 3 years
- Injury to personal property — 3 years
- Professional malpractice — 3 years
- Trespass — 2 years
- Contracts — 20 years for written contracts
- Judgments — 20 years
Remember to check with your attorney about the statute of limitations and see how it affects your case.
If you or someone dear to you is involved in personal injury litigation or a case of no-fault and need a cash advance to cater to your commitments, Baker Street Funding is your go-to guy. Instead of succumbing to pressure from defense attorneys, get help to cushion financial pressure so you can push your case to be resolved or successfully settled.
Let your attorney handle the legal side while you start paying your bills, and focus on recovery with a loan on your New Hampshire settlement claim. Do not let your insurance company lowball your settlement when you can recover more.
Our cash advances on pending lawsuits offer accident victims seeking legal indemnification fast plaintiff funding with friendly rates in just 24 hours.
Get in touch with our consumer legal funding specialists who understand the financial challenges you are going through and will work to find the best financial solution for you.
Our funding services are accessible across all cities in New Hampshire.
Cities we typically provide lawsuit funding in:
Counties in NH we typically provide funding in:
- Assault and battery
- Agricultural and farming accidents
- Beach accidents
- Carbon monoxide poisoning
- Chemical fire accidents
- Cruise ship accidents
- Dram shop
- Electrical accidents
- Expected/intended harm
- Gym accidents
- Hospital negligence
- Libel and defamation suits
- Nursing home negligence
- Negligent security
- Medical malpractice
- Product liability
- Premises liability
- Roundup lawsuits
- School bullying
- School negligence
- Slip and fall
- Sports Injuries
- Subway accidents
- Sexual abuse of any kind
- Surgical error
- Supermarket accidents
- Swimming pool accidents
- Toxic mold
- Veteran Affairs Military Lawsuits
- Wet pavements
- Work related accidents
- Wrongful death
- Ambulance accidents
- Aviation accidents
- Bicycle accidents
- Boating accidents
- Bus accidents
- Commercial vehicle accidents
- Farm tractor
- Firetruck accidents
- Forklift accidents
- Golf cart accidents
- Hit and Runs
- Head-on accidents
- Helicopter accidents
- Limousine accidents
- Motorcycle accidents
- Multiple-vehicle Accidents
- Pedestrian accident
- Police car accidents
- Parking lot accidents
- Racing car accidents
- Rear-end accident claims
- RV accidents
- Scooter and moped accidents
- Semi-truck 18 wheeler accidents
- Taxicab accidents
- Uber, Lyft accidents
- Train accidents
- Construction accidents
- Employment discrimination
- Jones Act
- Sexual harassment
- Wage law violation
- Wrongful termination
- Patent Litigation Funding
- Securities and Shareholder
- Qui Tam Whistle Blower
- International Arbitration
- Commercial Litigation
- Competition and Anti Trust
- DIP Chapter 11 Bankruptcy
- Veteran Affairs Settlements
- All settled mass torts
*We provide funding for personal injury, employment/labor, and civil rights lawsuits in the following states:
Arizona, Alabama, Alaska, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Louisiana, Maine, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, Nevada, New York, New Jersey, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming.
- We currently fund Colorado at a minimum of $75,000. Case value must be at least $750,000+.
- We currently fund North Carolina at a minimum of $25,000. Case value must be at least $250,000+.
- We currently fund South Carolina at a minimum of $100,000. Case value must be at least $1,000,000+.
- We currently fund in Nevada at a minimum of $20,000. Case value must be at least $200,000+.
- We currently fund in Illinois at a maximum of $40,000. Case value must be at least $400,000+.
- We currently fund in Tennessee at a minimum of $10,000. Case value must be at least $100,000+.
- We currently fund in Arizona at a minimum of $20,000. Case value must be at least $200,000+.
*Litigants with corporate disputes are eligible to receive funding in every state in the United States (and eligible countries).
*Funding for attorneys is provided in most states. Please get in touch with us to find out if your state is eligible.
*Worker’s compensation claims are funding only in the following states: Alaska, Connecticut, Florida, Iowa, Louisiana, Montana, Rhode Island, Washington, and Wyoming.