Personal Injury Lawsuit Loans

Get a loan on your personal injury case with a lower
interest and no risk.

While a personal injury lawsuit can offer a route to financial stability and justice, the wait can be financially burdensome. Imagine a way to ease that burden without settling for less. Baker Street Legal Funding specializes in lawsuit loans for personal injury victims in need of financial assistance to give you the leverage to hold out for what you truly deserve. Apply for funding now.

✓ Low simple interest rates and capped.
✓ Get $1,500 to $2mm as soon as the same day you get approved.
✓ Zero risks for you.

✓  Interest rates for personal injury funding start from 2.95% to 3.4% non-compounding monthly.

Personal Injury Lawsuit Loans

A personal injury loan is a risk-free cash advance intended for plaintiffs looking for loans based on the future settlement of their personal injury lawsuit. Also known as a lawsuit settlement advance, personal injury lawsuit funding works on a non-recourse basis, restricting credit and income checks. Additionally, they do not require collateral, meaning the lender is prohibited from claiming repayment if you lose your case.

All personal injury settlement funding agreements have an interest rate on borrowed amounts. But besides that, the rate and funding amounts are based on the case’s strength and the injuries’ severity.

The very nature of lawsuits, including personal injuries, is widely known to be protracted. In most personal injury cases, people involved in car accidents (or other physical injuries caused by another person’s actions) can barely afford to pay their everyday expenses. Mainly, the lack of work and no money coming in the door is one of the most difficult parts of waiting for a personal injury lawsuit to reach a settlement. Medical expenses and day-to-day costs can take a toll emotionally and financially when injured due to someone else’s negligence. Moreover, insurance companies and defense attorneys generally offer minimum amounts for settlement payments which can ruin a person’s entire life when the injuries are severe.

If this is the case for you, it’s also likely you will need some way to make ends meet while you wait for the slow progression of your injury claim through the court system, a process that often takes a long time.

Thankfully, there is hope for you if you are struggling financially. Personal injury lawsuit loans for plaintiffs offer the lifeline you may need to help you see through those lean times while you wait for your settlement check or for your lawsuit to resolve. A personal injury lawsuit loan can cover a broad range of urgent expenses such as rent, mortgage, electricity, medical bills, living costs, and more.

If you think you need a cash advance, simply apply with Baker Street Funding to find out if your case qualifies for a loan while waiting for your personal injury settlement to conclude.

Baker Street Funding is the FIRST innovative-rates pioneer lawsuit loan company in the US, offering better financial options. This means that a personal injury lawsuit loan through Baker Street Funding comes from a unique group of real people who are a team of investors choosing to invest in YOU—for less.

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A personal injury loan is a risk-free cash advance intended for plaintiffs looking for loans based on the future settlement of their personal injury lawsuit. Also known as a lawsuit settlement advance, personal injury lawsuit funding works on a non-recourse basis, restricting credit and income checks. Additionally, they do not require collateral, meaning the lender is prohibited from claiming repayment if you lose your case.

All personal injury settlement funding agreements have an interest rate on borrowed amounts. But besides that, the rate and funding amounts are based on the case's strength and the injuries' severity.

The very nature of lawsuits, including personal injuries, is widely known to be protracted. In most personal injury cases, people involved in car accidents (or other physical injuries caused by another person's actions) can barely afford to pay their everyday expenses. Mainly, the lack of work and no money coming in the door is one of the most difficult parts of waiting for a personal injury lawsuit to reach a settlement. Medical expenses and day-to-day costs can take a toll emotionally and financially when injured due to someone else's negligence. Moreover, insurance companies and defense attorneys generally offer minimum amounts for settlement payments which can ruin a person's entire life when the injuries are severe.

If this is the case for you, it's also likely you will need some way to make ends meet while you wait for the slow progression of your injury claim through the court system, a process that often takes a long time.

Thankfully, there is hope for you if you are struggling financially. Personal injury lawsuit loans for plaintiffs offer the lifeline you may need to help you see through those lean times while you wait for your settlement check or for your lawsuit to resolve. A personal injury lawsuit loan can cover a broad range of urgent expenses such as rent, mortgage, electricity, medical bills, living costs, and more.

If you think you need a cash advance, simply apply with Baker Street Funding to find out if your case qualifies for a loan while waiting for your personal injury settlement to conclude.

Baker Street Funding is the FIRST innovative-rates pioneer lawsuit loan company in the US, offering better financial options. This means that a personal injury lawsuit loan through Baker Street Funding comes from a unique group of real people who are a team of investors choosing to invest in YOU—for less.

There are some amazing advantages to personal injury settlement loans. 

Every day you wait for your injury settlement is another day you could be sinking further into financial instability. Personal injury lawsuit loans offer a quick financial solution when its most critical. These are some of the benefits:

100% risk-free injury loans

Worried about paying back if things don't go your way? Our peraonal injury settlement loans are non-recourse, which means you only pay back if you win your case. It's that fair and simple.

No credit or job check

Our pre-settlement funding breaks the traditional mold. No deep dives into your credit history or job situation. Instead, we offer a straightforward 'no win, no fee, no pay' guarantee.

Immediate Funds

Need cash fast? Once approved, you get the funds to you quickly, often on the same day. Personal injury funding is about making your life easier when you are suffering an injury and need relief.

A personal injury lawsuit loan from Baker Street Funding could help you save money.

Baker Street Funding makes lowering your final payment with personal injury settlement advances for plaintiffs quick and simple. With a lower non-compounding interest rate on pre-settlement loan amounts from $1,500-$2MM, our personal injury lawsuit loans can substantially lower how much you pay by the time you get your financial compensation. You could qualify within 60 minutes and receive your advance as soon as the same day you get approved. Contact our lawsuit financing team and find out if your personal injury case qualifies for an advance today.

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Pre-settlement cash advance
Low rate pre settlement funding

We help you save on interest, interested?

Whenever you are looking to borrow money to pay medical bills and other essential costs while your case is still pending, Baker Street Funding is a great option for personal injury lawsuit loans with low rates. Our pre-settlement funding services cover a full range of personal injury claims designed to provide the financial relief you need quickly and for less. 

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Fund your personal injury claim and kiss hidden shady fees goodbye.

Don’t get burdened with hidden charges or excluded contract pages. Baker Street Funding features transparent agreements and capped non-compounding rates for personal injury victims looking for low-interest rate pre-settlement loan protection. Get better terms from Baker Street Funding, and protect your settlement money. We stop all charges on the second or third year of the loan. And, if another pre-settlement funding company offers you a contract, we will beat their costs. Guaranteed.

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Guaranteed pre-settlement funding

Get a personal injury loan in 4 easy steps.

Injury loans process step 1

Apply

Apply for an injury loan online or over the phone in a matter of minutes. Only provide basic data, the circumstances of your accident, and the type of personal injury case you have. A funding expert will then contact you to finish the pre-qualification.

Personal injury lawsuit loans evaluation

Review

Next, upon acceptance of your case, underwriting will then contact your attorney for review to determine your damages. They will need the treatments you received for your injuries, insurance coverage, and approximate settlement value.

Personal injury pre settlement loans approval

Agreement

The approval time takes 24 hours from when your personal injury lawyer provides the required information needed for evaluation. Once approved, you and your attorney will receive the funding contract to be dually signed.

Personal injury lawsuit cash advance money

Cash

Upon dual execution of the funding agreement, you will obtain the advance within 2-4 hours from when you and your lawyer complete the agreement.

Same day funding option in most cases—plus, you get larger amounts.

If your accident placed you in a tight financial situation, getting a loan against your personal injury lawsuit should be a no-hassle experience.

With Baker Street Funding, you could help get a same-day settlement advance on your personal injury claim—and pay for surgery costs if needed. Plus, since our pre-settlement lawsuit loans are secured solely against your future settlement or jury award, they come in much larger amounts than any banking option.

Depending on your qualification and the lender, you may be able to get anywhere from several hundred dollars to fifty thousand dollars. With Baker Street Funding, you can get anywhere between $1,500-$2MM, again, all subject to the strength and value of your personal injury case.

Baker Street Funding is a top-rated personal injury lawsuit funding company designed to finance large and small accident claims. With Baker Street Funding, you can immediately access the funds you need to cover all those urgent expenses—free of risk. Get a lawsuit loan today while you fight for the personal injury compensation you are entitled.

Pre-settlement loans over $5,000
Lawsuit funding

Use our personal injury settlement loans for the extra financial help you need.

Accidents, negligence, or intentional acts can demolish your life because personal injury claims can take forever. For example, you or a loved one may be out of work as a result of your accident complication.

You may have to have to pay hospital bills and require further medical treatment. You may be having trouble sustaining your family. A personal injury loan can help you get the financial help you desperately need when you need it most. You can use lawsuit funding cash for any number of out-of-pocket costs or medical expenses that you’re unable to pay.

Whether you need to pay past-due bills or cover recurring costs, lawsuit funding can give you the support you are looking for. It lets you borrow against your pending settlement or verdict cash win so you can use it for those needs.

Use your lawsuit funding advance to help pay medical and hospital expenses; rent or mortgage; day-to-day expenses; credit card bills; household costs; family emergencies.

Qualifying for a personal injury loan takes minutes.

Whether you are the victim of a car accident, or medical malpractice, or have a wrongful death claim, qualifying for an advance on your injury lawsuit is easy. You don't need to show credit or employment proof to qualify for personal injury loans.

You don't need to show credit or employment proof to qualify for personal injury loans. But one of the best parts is that you won't have to repay the money until the case is won and the proceeds are paid. There is also no minimum or maximum amount of personal injury loans you can secure, but cases with a lower value could affect your eligibility or rate—conditioned by the lender.

To qualify for a personal injury settlement loan, you need the following:

A case valued over $50,000, your attorney's participation with the injury loan company; you must live in a fundable state; and you must be over 18 years of age.

You can apply for a personal injury settlement loan at any stage of your claim or litigation and get qualified within hours of your application. Approvals take approximately one business day from when your lawyer sends in your case file.

Fast lawsuit loans

Save thousands with our low interest lawsuit loans.

Accessing a lawsuit loan from your potential settlement in your personal injury case could be a great alternative to using other financing options with much higher rates. Our lawsuit loan option gives you extra cash before you receive financial compensation to help you cover those main needs and help you take care of your financial problems while anticipating a fair settlement or award.

Baker Street Funding Other funding providers
Funding amounts $1,500 - $2mm Up to $250,000
Cap 3 year cap No cap
Monthly rate 2.95% - 3.4% simple 2.95% - 5% compounding
Underwriting time 24-48 hours 5 - 7 days
Contracts Costs as advertised Show another number on contract
Personal injury settlement loans

Get started with personal injury lawsuit funding with a company that cares. 

Apply for a lawsuit settlement loan on your personal injury claim in a matter of seconds with Baker Street Funding. And if you are approved, the cash will be deposited in your account in a lump sum. Applying for a personal injury lawsuit loan with Baker Street Funding is incredibly simple, with an application that can be done in minutes. And if you want one-on-one assistance, our lawsuit loan specialists are standing by to help you find the option that fits your financial needs.

FAQ.

 The following FAQ will give you an in-depth understanding of how personal injury settlement loans work, the types of cases that can qualify for funding, common injuries most lenders are interested in financing, and more.

You can qualify for a lawsuit loan on your personal injury if you have a cooperative lawyer, your case is strong enough to win, you had surgeries or injections as a result of your accident, and the defendant is insured.

Your case must also have a minimum value of $50,000.

The reason lawsuit lending companies are strict with the criteria mentioned above before approving an injury case for a loan is due to the high risks involved with the investment of these cases. And since lenders are not holding you personally liable for the loan, they cannot pursue you for repayment if your case doesn’t successfully conclude.

Generally, civil cases get protracted and can eat deep into your pockets, especially when you are hurt or disabled. The good news is that applying for personal injury lawsuit loans can bring some great advantages since they help pay for your necessities while awaiting resolution. As a result, pre-settlement loans could be highly beneficial for injured people waiting for their settlement check or for the litigation to conclude successfully.

In addition, personal injury claim funding can be used for any purpose without worrying about having your credit or job status checked. There is no repayment if the legal dispute is lost. 

Some advantages of personal injury lawsuit loans include the following:

  •  They can buy your attorney more time to build a stronger case, gather enough evidence against the defendant, and potentially win the best settlement for you.
  • Dealing with finances can be tough during litigations or claims because bills won’t stop coming while hurt and out of work. Lawsuit loans could help you cater to financial commitments like paying medical bills, utility bills, tuition, rent, and even groceries during your case.
  • A cash advance against your personal injury settlement proceeds can effectively help you deal with compensation delays while your case is still pending. Ultimately, settlement loan companies can help you through these delays while you cater to financial necessities and await a fair resolution of your legal matter. 

The only time you can apply for a lawsuit loan on behalf of someone else’s personal injury case is if:

  • You are the executor of the plaintiff’s estate or have legal power of attorney for the plaintiff.
  • The plaintiff is verbally incapacitated and needs assistance filling out our application or discussing the contract.
  • The plaintiff speaks another language other than Spanish or English, and a third party needs to translate information for them.
  • A personal injury attorney is applying for funding on behalf of the plaintiff.

For example, we fund wrongful death cases in significant quantities. These cases are brought up by plaintiffs in charge of bringing justice to their deceased loved one(s). This restitution will not get a dear one back, but it will surely help relieve some of the financial setbacks the victim’s family is dealing with, and we are here to help every step of the way.

You can get up to 10% of your case’s worth if your case has not yet been settled and up to 50% if your case has already been settled.

For example, if your case has not been settled and is currently worth $100,000, you could get up to $10,000 in personal injury settlement loans.

After you apply for a settlement advance on your injury claim, the following will happen:

  1. A funding expert will contact you to pre-qualify your personal injury case for review. Here, you will answer questions about medical treatments, your incident, and how it happened.
  2. You will be asked to confirm contact information about your attorney. Before starting the funding process, you must authorize them to release documents supporting your personal injury or accident claim.
  3. Upon your attorney’s full participation, you can potentially get your injury lawsuit approved and funded in as little as 24 hours.

No. Personal injury lawsuit loans are not the same as traditional loans and do not carry any risk because, unlike conventional financing, they are non-recourse and secured by your future settlement proceeds.

That means that all funding contracts for personal injuries don’t have to be paid back until you receive payment from the defendant. 

There is also no collateral, credit checks, or income proof, as traditional loans have, meaning you only pay us back after you receive your settlement check or jury award.

Possibly. You may be eligible for an advance even if you have previous injuries. Primarily, a doctor’s evaluation and medical records must confirm the current accident further caused you more damage. Plus, the defendant must have sufficient insurance limits to cover damages.

Injury funding companies are more interested in seeing the cause of your current injuries and insurance coverage before approving you for a loan; this is another reason why your attorney’s assistance is crucial.

Although the chances of getting funding approval can decrease if you were injured in another accident, it is not impossible.

Yes. Baker Street Funding provides surgery funding to injured plaintiffs needing immediate medical assistance. 

Medical funding for personal injury claims has the following advantages:

  • Helps access better medical care. Get access to quality healthcare in connection with your claim. We will pay for your surgery in cash. ​
  • Remain reduction friendly. The underwriting process ensures we can remain reduction-friendly.
  • Zero risks to you and your surgeon. There is no risk for surgeons as they are directly paid in full pre-operation. Just like the agreement with your lawyer, only pay it back after receiving compensation.

Yes. Due to the unpredicted nature of legal claims, we cap all rates in the second or third year from when you take out your last lawsuit cash advance. This means you won’t get charged more money after you reach that cap if your case takes longer to settle or ends up going to trial.

We cap our rates because one of the factors that cause setbacks both for pre-trial and settlement purposes is ‘the victim’s lack of resources.’ Insurance companies tend to use various tactics not to settle or drag on personal injury claims. Also, different insurers handle claims in multiple manners, which can also speed up or slow down the process.

Secondly, reaching a settlement is impossible to predict because it can highly depend on your case’s complexity and the nature of your injuries. For instance, catastrophic injuries caused by a commercial vehicle are cases that may take years to settle because they may be worth large amounts of money. On the other hand, soft tissue injuries, such as contusions (bruises), sprains, stress injuries, or strains, usually carry a much lower value and take a faster time to resolve.

It is a fact that 95 percent to 96 percent of personal injury cases settle pre-trial, and even that can take years to conclude. Additionally, four percent of cases do go to trial, which significantly affects the time you will get your compensation paid.

Under such circumstances, if your legal battle takes a different turn and takes much longer to reach a fair resolution, you will be protected with our capped-rate personal injury lawsuit loans.

Pre-settlement funding takes 24-48 hours to analyze your case from the moment your attorney sends us your case information until the moment we have a funding decision for you.

Your lawyer will disburse the lawsuit loan payment when the injury settlement money arrives. This will happen after the case has been successfully resolved.

Yes. You can get more than one lawsuit loan upon qualification.

You can also consolidate your previous advance from a different lawsuit financing company and save money on additional funding. Baker Street Funding provides an overall lower consolidated rate. 

Most lenders require your attorney to provide the following information:

  • Legal documents;
  • Doctor visits documents;
  • Medical records;
  • Insurance limits;

This information helps lenders give your claim an approximate settlement value based on what underwriting assumes your case is worth.

See some of the personal injury claims we fund.

The following list, while comprehensive, is not a complete list of the types of personal injury claims we finance. If you do not see your case type below, we strongly encourage you to call us to see if we are able to fund your lawsuit. For more information on pre-settlement financing for personal injury lawsuits and the types of cases we fund, please call us today at 888-711-3599.

Motor vehicle accidents:

Worker’s compensation claims

Civil rights:

See some of the bodily injuries that apply for funding.

The following are common injuries that Baker Street Legal Funding approves the most:

Specific funding restrictions vary by lender.​

Not all lawsuit moneylenders operate in all 50 states. Some may offer minimum and maximum funding approvals depending on the state you live in.

Baker Street Funding provides loans against lawsuits in the following locations due to strict State laws:

*We provide funding for personal injury, employment/labor, and civil rights lawsuits in the following states:

Arizona, Alabama, Alaska, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Louisiana, Maine, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, NevadaNew York, New Jersey, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming.

  • We currently fund Colorado at a minimum of $75,000.  Case value must be at least $750,000+. 
  • We currently fund North Carolina at a minimum of $25,000. Case value must be at least $250,000+. 
  • We currently fund South Carolina at a minimum of $100,000. Case value must be at least $1,000,000+. 
  • We currently fund in Nevada at a minimum of $20,000. Case value must be at least $200,000+.
  • We currently fund in Illinois at a maximum of $40,000. Case value must be at least $400,000+.
  • We currently fund in Tennessee at a minimum of $10,000. Case value must be at least $100,000+.
  • We currently fund in Arizona at a minimum of $20,000. Case value must be at least $200,000+.

*Litigants with corporate disputes are eligible to receive funding in every state in the United States (and eligible countries).

*Funding for attorneys is provided in most states. Please get in touch with us to find out if your state is eligible.

*Worker’s compensation claims are funding only in the following states: Alaska, Connecticut, Florida, Iowa, Louisiana, Montana, Rhode Island, Washington, and Wyoming.

RateNon-compounding starting at 2.95% p/mth
Terms2-3 year cap
Funding time24-48 hours
Amounts$1,500 up to $2mm

Select a legal funding service to get started. 

Attorney Requests

Lawsuit Loans

Litigation Funding

Personal Injury Loans

Settled Case Loans

Surgery Funding

Or just call us at 888.711.3599 to apply.