Personal Injury Settlement Loans (Lawsuit Funding)

Bridge the gap while your personal injury case takes time.

A personal injury settlement loan, sometimes called a personal injury lawsuit loan, can help cover bills while you wait for a fair outcome. It’s non-recourse, so repayment comes from the case result.

  • Quick funding, often the same day you are approved.
  • Simple process, we work with your attorney
  • Cancellation window / rescission (5 days)
  • Low rates starting at 2.95% monthly
  • Non‑recourse (repay only if recovery)
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Medical bills, rent, groceries and personal injury bridge

How fast is it?

Decisions are typically made within 24–48 hours after your attorney submits case information. Funds can be sent the same day as approval.

How much can I get?

Funding is usually a portion of your case value — often up to 10% while pending and up to 20% if settled, depending on the case.

Do I repay if I lose?

This is non‑recourse funding. If there’s no recovery, you typically owe nothing back (based on the agreement and state rules).

Does my attorney need to be involved?

Yes. Attorney involvement is required so funding stays aligned with your case and doesn’t interfere with legal strategy.

 Don’t let bills pressure your injury claim.

 When you’re injured, the waiting hits different. Treatment costs, missed work, and everyday bills can pile up fast.

Pre-settlement funding can help cover essentials so you and your attorney aren’t making decisions under financial pressure. It doesn’t change your case — it just gives you breathing room while the process plays out.

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How personal injury settlement loans work.

 A personal injury settlement loan (also called a lawsuit cash advance or legal funding) is non-recourse pre-settlement funding.

It’s sometimes described as “risk-free” in one specific sense: if there’s no recovery, you don’t repay. 

Attorney representation is required, because repayment (if there’s a recovery) is handled through your attorney from the settlement or judgment proceeds—not from your paycheck.

This type of funding can help cover essentials like rent, groceries, transportation, and medical-related costs while your injury claim is pending.

The application process

Need cash before your personal injury settlement? Our lawsuit loan process is quick and easy, with funds available within hours of approval.

  • Apply. Apply online or by calling (888) 711-3599. Provide basic data about your accident and personal injury case. A funding expert will then contact you to complete the qualification. No credit checks.
  • Review. Upon acceptance, underwriting will contact your attorney to review your damages and evaluate the case strength and potential settlement amount. This takes 24 to 48 hours.
  • Funds. After approval, you and your legal representative sign the funding contract. Upon execution, you’ll receive the funds the same day.