A spinal cord injury can turn your life upside down in an instant. Whether it’s from a car accident, a fall, or a sports mishap, the physical pain and emotional strain are immense and the road to recovery is often long and uncertain.

On top of that, the financial burden adds even more stress. Medical bills pile up quickly, and being unable to work due to your back injury only makes things worse. The stress of managing these costs can feel unmanageable.

At Baker Street Legal Funding, we get it. Dealing with a spinal cord injury is tough, and worrying about money makes it even tougher. That’s why our pre-settlement funding is here to help. You can get the cash you need within 24 hours to handle your expenses and focus on what really matters—your recovery and winning your case. Let us take some of that financial weight off your shoulders so you can concentrate on healing and rebuilding your life.

What is a Spinal Cord Injury?

A spinal cord injury (SCI) is a severe trauma that damages the spinal cord, resulting in a loss of function such as mobility or sensation. The spinal cord is a bundle of nerves that runs down the middle of the back and transmits signals between the brain and the rest of the body. When the spinal cord is injured, it can disrupt these signals, leading to partial or complete paralysis and other complications.

Types of Spinal Cord Injuries

Complete Spinal Cord Injury: This type of injury results in a total loss of sensation and function below the level of the injury. It means there is no motor or sensory function preserved in the sacral segments S4-S5.
Incomplete Spinal Cord Injury: With this type, some motor or sensory function remains below the level of injury. This includes syndromes like Anterior Cord Syndrome, Central Cord Syndrome, and Brown-Séquard Syndrome.

Causes of Spinal Cord Injuries

Spinal cord injuries can result from various traumatic events, including:

Motor Vehicle Accidents: The most common cause of SCIs.
Falls: Particularly in older adults.
Sports Injuries: Such as diving accidents or impact sports.
Acts of Violence: Including gunshot or stab wounds.
Medical and Surgical Complications: Less common, but possible during procedures affecting the spine.

Impact and Symptoms

The impact of a spinal cord injury varies depending on the severity and location of the injury. Common symptoms include:

Paralysis: Loss of movement in parts of the body.
Loss of Sensation: Inability to feel touch, heat, or cold.
Chronic Pain: Persistent pain below the injury site.
Respiratory Issues: Difficulty breathing if the injury is high up in the spinal cord.
Bowel and Bladder Control Issues: Loss of control over these functions.

Spinal Cord Injuries and Legal Claims

Spinal cord injuries often result in significant medical expenses, long-term care needs, and loss of income due to the inability to work. When these injuries are caused by negligence, victims may seek compensation through personal injury lawsuits. These lawsuits help victims recover costs for medical treatment, rehabilitation, lost wages, and other related expenses. Establishing liability and demonstrating the lasting effects of the injury are critical for securing the necessary financial support through legal channels.

Pre-Settlement Funding For Spinal Cord Injuries

Pre-settlement funding is a financial solution designed for those involved in personal injury lawsuits, such as spinal cord injuries. Unlike traditional loans, pre-settlement legal funding (or a lawsuit cash advance) is non-recourse. This means if you lose your legal claim, you won’t owe any money.

Additionally, there are no credit checks, no employment verification, and repayment is required only if you win the spinal cord injury lawsuit. Once approved, you can use the funds for medical bills, rent or mortgage payments, living expenses, rehabilitation, and more.

An encouraging fact to note is that approximately 95% of spinal cord injury cases that opt for pre-settlement loans from Baker Street Funding reach a successful settlement.

Using Legal Funding for Advanced Spinal Cord Injury Treatments

Pre-settlement legal funding provides essential financial support that can be used to access specialized therapies and advanced treatments for spinal cord injuries. Here are some ways you can use this funding to enhance your recovery:

Neurorehabilitation Programs. To maximize your recovery, legal funding can be used for specialized spinal cord injury rehabilitation programs that focus on intensive, personalized therapy sessions using advanced technology and techniques.
Neurofeedback Therapy. Use funding for neurofeedback therapy that uses real-time monitoring of brain activity to teach you how to regulate your nervous system, which can aid in pain management and functional recovery.
Functional Electrical Stimulation (FES) Devices. Purchase FES devices that stimulate paralyzed muscles, promoting muscle strength, circulation, and potentially improving voluntary movement.
Specialized Physical Therapy Programs. Use the funds to attend specialized physical therapy sessions that focus on spinal injury recovery, such as aquatic therapy that reduces pressure on the spine or pilates-based rehabilitation to improve core strength and stability.
Advanced Rehabilitation Technology. Using funding for state-of-the-art rehab technologies such as robotic exoskeletons or virtual reality rehabilitation programs can also offer cutting-edge recovery options.
Environmental Control Units (ECUs). Devices that allow patients to control home environments (lights, TV, phone) using switches, voice, or other adaptive methods.
Intrathecal Baclofen Therapy. Fund the implantation of a pump that delivers muscle relaxants directly to the spinal cord, managing spasticity effectively.
Pressure Sore Prevention Programs. Buy a specialized mattress and go to frequent assessments to prevent and manage pressure sores.

The Qualification and Process for Pre-Settlement Legal Funding

To qualify for pre-settlement legal funding for a spinal cord injury lawsuit, you need to meet a few key criteria:

Retain an Attorney: You must have an attorney working on a contingency fee basis.
Strong Liability: Your case must demonstrate strong liability against the defendant.
Clear Evidence of Negligence: There should be clear evidence showing that the defendant’s

The process for obtaining pre-settlement funding for a spinal cord injury lawsuit is as follows:

Application. You or your attorney can submit an application by calling (888) 711-3599 or applying for a spinal cord injury lawsuit loan online. It’s a straightforward process that includes details about your case, the law firm involved, and other relevant information. If approved, you can collect funds within 24-48 hours.
Evaluation. After you submit your application, we’ll review it. If accepted, your legal funding representative will contact your attorney to discuss your case, your injuries, the expected settlement amount, and the estimated timeline.
Approval. Based on our review, we’ll make a loan decision. If approved, we’ll call you with a loan amount that aligns with your lawsuit’s estimated value, usually around 10% of your expected settlement.
Funding. Upon approval, you and your attorney complete the settlement loan contract. The funds are typically wired to your bank account or sent via check the same day.
Repayment. Repayment is contingent on the outcome of your case. If you win, the repayment comes out of the settlement. If you lose, you won’t be liable for repayment, meaning you’ll owe nothing to us.

Evaluating a Personal Injury Lawsuit Involving Spinal Cord Injuries (SCIs)

The amount of compensation in a spinal cord injury lawsuit is determined by several factors, including fault laws such as comparative fault or contributory negligence.

To be eligible for financial assistance from Baker Street Funding, your attorney must present compelling evidence that the defendant’s negligence caused your spinal cord injury. Here are the main factors that determine the approval of funding:

Medical Records

Detailed Medical History: Comprehensive documentation of the plaintiff’s medical history, including any pre-existing conditions relevant to the spinal cord injury.
Initial and Follow-Up Examinations: Records from all healthcare providers who examined the plaintiff immediately after the incident and during follow-up visits, documenting the progression of the injury and response to treatment.
Hospital Records: Detailed notes from emergency room visits, hospital admissions, and discharge summaries.

Detailed Incident Reports

Accident Reports: Thorough documentation from the scene of the incident, including police reports, witness statements, and any photographs or videos of the scene.
Employer or Workplace Reports: In cases of workplace accidents, incident reports filed with the employer and any OSHA (Occupational Safety and Health Administration) investigations or citations.

Diagnostic Imaging and Tests

MRI (Magnetic Resonance Imaging): Detailed images of the spinal cord and surrounding tissues, crucial for identifying the extent and location of the injury.
CT (Computed Tomography) Scans: Reports identifying fractures or other bone-related issues contributing to the spinal cord injury.
X-Rays: Documents detecting bone fractures or dislocations.
Electromyography (EMG) and Nerve Conduction Studies (NCS): Assessment of the electrical activity of muscles and the functioning of peripheral nerves to help to evaluate the extent of nerve damage.
Functional Magnetic Resonance Imaging (fMRI): Assessment of brain activity related to motor function.
Other: These may include Somatosensory Evoked Potentials (SSEPs), Motor Evoked Potentials (MEPs), Electromyography (EMG) and Nerve Conduction Studies (NCS).

Expert Reports

Neurosurgeons, Spinal and Orthopedic Surgeons: Detailed medical evaluations from these specialists should explain the extent of the spinal cord damage, the surgical procedures performed, and the prognosis.
Neurologists: Reports focusing on the impact of the injury on the nervous system, including any neurological deficits or impairments.
Rehabilitation Specialists: Evaluations of your rehabilitation needs, progress, and long-term prognosis for recovery and functional independence.

Post-Op Reports and Costs

Surgical Reports and Costs: Details of surgeries, such as spinal fusion, laminectomy, or discectomy, including pre- and post-operative notes and outcomes.
Injection Procedures: Documentation of any injections administered, such as epidural steroid injections, to manage pain and inflammation.

Potential Future Complications

Long-Term Treatment Plans: Including physical therapy, occupational therapy, and potential secondary surgeries to address complications such as spinal deformities or chronic pain.
Regular Consultations: With neurologists, neurosurgeons, and physical medicine and rehabilitation specialists to monitor ongoing recovery and manage any arising complications.

Future Medical Expenses

Specialized Treatments: Examples include stem cell therapy, advanced pain management techniques, and cutting-edge surgical interventions that may become necessary post-settlement.
Assistive Devices: Costs for wheelchairs, mobility aids, home modifications, and other assistive technologies that may be required for daily living.
Continuous Rehabilitation: Long-term physical and occupational therapy sessions to maintain and improve functional abilities.

Need Legal Funding for a Spinal Cord Injury Surgery?

Baker Street Funding specializes in providing medical lien legal funding victims in personal injury lawsuits. Our funding provides coverage for a range of required medical procedures related to spinal cord injuries caused by accidents, and is a cheaper option compared to medical liens. Here are some of the procedures our lawsuit funding services cover:

Spinal Fusion Surgery. This surgical procedure is used to stabilize the spine by fusing two or more vertebrae together. This is often necessary to prevent further damage to the spine and alleviate pain.
Decompression Surgery (Laminectomy). A part of the vertebra is removed to relieve pressure on the spinal cord and nerves. It’s especially important for conditions like spinal stenosis or herniated discs.
Vertebroplasty/Kyphoplasty. Minimally invasive procedures intended to stabilize compression fractures in the vertebrae by injecting medical-grade cement into the bone.
Spinal Cord Stimulator Implantation. A device is implanted to deliver electrical impulses to the spinal cord, which can help manage chronic pain resulting from spinal cord injuries.
Disc Replacement Surgery. Replacement of a damaged disc with an artificial one to restore motion and relieve pain in cases where the disc is severely damaged.
Discectomy. Removal of a damaged portion of a herniated disc in the spine to relieve pressure on the spinal cord or nerves. This can alleviate pain, weakness, or numbness caused by the herniated disc.
Internal Fixation Devices. Metal rods, screws, and plates are utilized to stabilize and reposition the spine after a fracture or dislocation.
Intensive Care and Rehabilitation. For prolonged intensive care and extensive rehabilitation to maximize recovery and adapt to new physical limitations.

If you are interested in pre-settlement funding for a medical procedure in your personal injury lawsuit, please contact us at (888) 711-3599.

Take Control of Your Financial Future Today

If you’re facing the overwhelming challenges of a spinal cord injury and the financial strain that comes with it, don’t wait. Baker Street Legal Funding is here to provide the support you need.

Apply for a personal injury lawsuit loan online or give us a call at (888) 711-3599 to speak with our friendly funding specialists today.