A spinal cord injury can turn your life upside down in an instant. Whether it’s from a car accident, a fall, or a sports mishap, the physical pain and emotional strain are immense and the road to recovery is often long and uncertain.

On top of that, the financial burden adds even more stress. Medical bills pile up quickly, and being unable to work due to your back injury only makes things worse. The stress of managing these costs can feel unmanageable.

At Baker Street Legal Funding, we get it. Dealing with a spinal cord injury is tough, and worrying about money makes it even tougher. That’s why our pre-settlement funding is here to help. You can get the cash you need within 24 hours to handle your expenses and focus on what really matters—your recovery and winning your case. Let us take some of that financial weight off your shoulders so you can concentrate on healing and rebuilding your life.

What is a Spinal Cord Injury?

A spinal cord injury (SCI) is a severe trauma that damages the spinal cord, resulting in a loss of function such as mobility or sensation. The spinal cord is a bundle of nerves that runs down the middle of the back and transmits signals between the brain and the rest of the body. When the spinal cord is injured, it can disrupt these signals. Common symptoms include:

Paralysis
Loss of Sensation
Chronic Pain
Respiratory Issues
Bowel and Bladder Control Issues

Some of the common reasons people might experience spinal cord injuries include motor vehicle accidents, falls, and sports injuries. Unfortunately, acts of violence can also lead to these injuries, along with medical and surgical complications.

Types of Spinal Cord Injuries

Complete Spinal Cord Injury: This type of injury results in a total loss of sensation and function below the level of the injury. It means there is no motor or sensory function preserved in the sacral segments S4-S5.
Incomplete Spinal Cord Injury: With this type, some motor or sensory function remains below the level of injury. This includes syndromes like Anterior Cord Syndrome, Central Cord Syndrome, and Brown-Séquard Syndrome.

Spinal Cord Injuries and Legal Claims

Spinal cord injuries often result in significant medical expenses, long-term care needs, and loss of income due to the inability to work. When these injuries are caused by negligence, victims may seek compensation through personal injury lawsuits.

Reaching a personal injury settlement helps victims recover costs for medical treatment, rehabilitation, lost wages, and other related expenses. Establishing liability and demonstrating the lasting effects of the injury, however, are critical for securing the necessary financial support through legal channels.

Pre-Settlement Funding For Spinal Cord Injury Lawsuits

Pre-settlement funding for spinal cord injuries is a great way to help plaintiffs while they wait for their legal claims to be resolved. Basically, it’s a cash advance against a potential settlement or court award, which can really help cover your urgent costs.

Unlike traditional loans, pre-settlement legal funding (or a lawsuit cash advance) is contingent on your case’s outcome. If you win your claim, you repay the advance from your settlement, but if you don’t, you owe nothing. Once approved, you can use the funds for medical bills, rent or mortgage payments, living expenses, and rehabilitation. Legal funding also lets you cover the costs for wheelchairs, mobility aids, home modifications, and other assistive technologies that may be required for daily living.

An encouraging fact to note is that approximately 95% of spinal cord injury cases that opt for pre-settlement loans from Baker Street Funding reach a successful settlement.

Can You Use Legal Funding for Advanced Spinal Cord Injury Treatments?

You can use pre-settlement legal funding for specialized therapies and advanced selective treatments for spinal cord injuries. These advanced treatments are often beyond what medical liens cover. Here are some ways you can use this funding to enhance your recovery:

Neurorehabilitation Programs
Neurofeedback Therapy
Functional Electrical Stimulation (FES) Devices
Specialized Physical Therapy Programs
Advanced Rehabilitation Technology
Environmental Control Units (ECUs)
Intrathecal Baclofen Therapy
Pressure Sore Prevention Programs

The Qualification and Process for Pre-Settlement Legal Funding

To qualify for pre-settlement legal funding for a spinal cord injury lawsuit, you need to meet a few key criteria:

You must have an attorney working on a contingency fee basis.
Your case must demonstrate strong liability against the defendant.
There should be clear evidence showing that the defendant is at fault.

The process for obtaining pre-settlement funding for a spinal cord injury lawsuit is as follows:

Application. You or your attorney can submit an application by calling (888) 711-3599 or applying for a spinal cord injury lawsuit loan online. It’s a straightforward process that includes details about your case, the law firm involved, and other relevant information. If approved, you can collect funds within 24-48 hours.
Evaluation. After you submit your application, we’ll review it. If accepted, your legal funding representative will contact your attorney to discuss your case, your injuries, the expected settlement amount, and the estimated timeline.
Approval. Based on our review, we’ll make a loan decision. If approved, we’ll call you with a loan amount that aligns with your lawsuit’s estimated value, usually around 10% of your expected settlement.
Funding. Upon approval, you and your attorney complete the settlement loan contract. The funds are typically wired to your bank account or sent via check the same day.

Repayment is contingent on the outcome of your case. If you win, the repayment comes out of the settlement. If you lose, you won’t be liable for repayment, meaning you’ll owe nothing to us.

Funding Evaluation for a Personal Injury Lawsuit Involving Spinal Cord Injuries (SCIs)

The amount of compensation in a spinal cord injury lawsuit is determined by several factors, including fault laws such as comparative fault or contributory negligence. To get approved for financial assistance from Baker Street Funding, your attorney must present compelling evidence that the defendant’s negligence caused your spinal cord injury. Here are the main factors that determine the approval of funding:

Detailed Medical History: Comprehensive documentation of the plaintiff’s medical history, including any pre-existing conditions relevant to the spinal cord injury.
Initial and Follow-Up Examinations: Records from all healthcare providers who examined the plaintiff immediately after the incident and during follow-up visits, documenting the progression of the injury and response to treatment.
Accident Reports: Thorough documentation from the scene of the incident, including police reports, witness statements, and any photographs or videos of the scene.
Employer or Workplace Reports: In cases of workplace accidents, incident reports filed with the employer and any OSHA (Occupational Safety and Health Administration) investigations or citations.
MRI (Magnetic Resonance Imaging): Detailed images of the spinal cord and surrounding tissues, crucial for identifying the extent and location of the injury.
CT (Computed Tomography) Scans: Reports identifying fractures or other bone-related issues contributing to the spinal cord injury.
X-Rays: Documents detecting bone fractures or dislocations.
Electromyography (EMG) and Nerve Conduction Studies (NCS): Assessment of the electrical activity of muscles and the functioning of peripheral nerves to help to evaluate the extent of nerve damage.
Functional Magnetic Resonance Imaging (fMRI): Assessment of brain activity related to motor function.
Other: These may include Somatosensory Evoked Potentials (SSEPs), or Motor Evoked Potentials (MEPs).
Neurosurgeons, Spinal and Orthopedic Surgeons: These expert reports should explain the extent of the spinal cord damage, surgeries, and the prognosis.
Neurologists: Reports on the impact of the injury on the nervous system, including any neurological deficits or impairments.
Injection Procedures: Documentation of any injections administered, such as epidural steroid injections, to manage pain and inflammation.
Long-Term Treatment Plans: Including physical therapy, occupational therapy, and potential secondary surgeries to address complications such as spinal deformities or chronic pain.
Insurance Coverage: The defendant’s liability insurance limits, any coverage for underinsured or uninsured motorists, and the plaintiff’s health insurance, if available.

Need Legal Funding for a Spinal Cord Injury Surgery?

Baker Street Funding specializes in providing medical lien legal funding victims in personal injury lawsuits. Our funding provides coverage for a range of required medical procedures related to spinal cord injuries caused by accidents, and is a cheaper option compared to medical liens. Here are some of the procedures our lawsuit funding services cover:

Spinal Fusion Surgery. This surgical procedure is used to stabilize the spine by fusing two or more vertebrae together. This is often necessary to prevent further damage to the spine and alleviate pain.
Decompression Surgery (Laminectomy). A part of the vertebra is removed to relieve pressure on the spinal cord and nerves. It’s especially important for conditions like spinal stenosis or herniated discs.
Vertebroplasty/Kyphoplasty. Minimally invasive procedures intended to stabilize compression fractures in the vertebrae by injecting medical-grade cement into the bone.
Spinal Cord Stimulator Implantation. A device is implanted to deliver electrical impulses to the spinal cord, which can help manage chronic pain resulting from spinal cord injuries.
Disc Replacement Surgery. Replacement of a damaged disc with an artificial one to restore motion and relieve pain in cases where the disc is severely damaged.
Discectomy. Removal of a damaged portion of a herniated disc in the spine to relieve pressure on the spinal cord or nerves. This can alleviate pain, weakness, or numbness caused by the herniated disc.
Internal Fixation Devices. Metal rods, screws, and plates are utilized to stabilize and reposition the spine after a fracture or dislocation.
Intensive Care and Rehabilitation. For prolonged intensive care and extensive rehabilitation to maximize recovery and adapt to new physical limitations.

If you are interested in pre-settlement funding for a medical procedure in your personal injury lawsuit, please contact us at (888) 711-3599.

Ready to Apply for a Lawsuit Loan?

If you’re facing the overwhelming challenges of a spinal cord injury and the financial strain that comes with it, don’t wait. Baker Street Legal Funding is here to provide the support you need.

Apply for a personal injury lawsuit loan online or give us a call at (888) 711-3599 to speak with our friendly funding specialists today.