Lawsuit Cash Advances

Lawsuit Cash Advance

Fast and Reliable Lawsuit Cash Advances: Get Financial Relief Today.

Caught up in a legal battle that seems to drag on forever? You’re not alone. Every year, millions of Americans find themselves in the same boat, with bills piling up and no end in sight. But here’s the good news: at Baker Street Legal Funding, we’ve got your back. We understand the financial strain that comes with a pending lawsuit, and we’re committed to easing that burden. We offer fast, reliable lawsuit cash advances to provide you with the financial support you need to cover your expenses while your case is being resolved. With us, you can focus on what matters to you—your lawsuit, not your bills.

Lawsuit cash advance
Lawsuit cash advance

A personal injury lawsuit can drag on for months or even years, leaving injury victims out of pocket. As the clock ticks on, the financial strain of a lawsuit becomes more apparent. This strain can push many to the brink, forcing them to accept lesser settlement amounts just to ease the immediate financial pressure.

Legal battles are not just about fighting for justice; they’re also about surviving the financial storm that comes with it. The cost of medical bills and basic expenses can quickly add up, creating a financial burden that can be as stressful as the lawsuit itself.

But what if there was a way to weather this financial storm without compromising your lawsuit’s potential value? What if there was a solution that could provide you with the money you need now, while you wait for your lawsuit to resolve? Welcome to the world of lawsuit cash advances.

This financial tool is designed to help injury victims like you with immediate monetary support while they wait for their cases to settle. It’s a way to access a portion of your future settlement now to cover your urgent expenses while your lawsuit is in progress.

Read on to learn the ins and outs of lawsuit cash advances, help you understand what they are, how they work, and whether they could be the right choice for you. We will also provide answers to common questions and misconceptions to ensure that you have all the necessary information to make a well-informed decision. So, let’s dive in and unlock the potential of your legal victory.

What are lawsuit cash advances?

In the midst of a legal battle, you might find yourself in a financial bind. The stakes are high, the process is lengthy, and your bills are accumulating. You have faith in your personal injury case, but you need money to support yourself and get on with your life. That’s where lawsuit cash advances can make a world of difference. It steps in to provide financial relief when you need it most.

A lawsuit cash advance, or a lawsuit loan, is a financial arrangement where you receive a cash advance against your anticipated settlement or judgment. This service is provided by third-party funding companies. But let’s clear up one thing right away—lawsuit cash advance loans are not loans in the traditional sense. This type of funding is essentially non-recourse financing.

Here’s what sets it apart:

No Risk Borrowing

Unlike a traditional loan, if your case doesn't win, you don't have to pay back a penny. That's right, not a single cent. And, there are no monthly payments. The repayment of your lawsuit loan is entirely contingent on the success of your lawsuit. This means that you're not accumulating more debt, but rather, you're securing a safety net that only needs to be returned if you win your case.

Quick Access to Funds

When you're embroiled in a lawsuit, time is of the essence. That's why pre-settlement advances are designed to be quick. Once approved, you can often have the funds in your hands within 24 hours. No more waiting and wondering how you'll make ends meet or feeling like you're drowning in financial uncertainty.

No Credit Checks

Lawsuit loans are based solely on the strength of your case, meaning your credit history won't matter. So you can leave your credit score worries at the door. This is a significant advantage, as 30% of Americans have poor or bad credit, according to a 2019 survey by

No Income Verification

Your income doesn't determine your eligibility for pre-settlement funding. Legal funding companies understand that many plaintiffs may be out of work due to their injuries, which is why pre-settlement lenders don't require income verification. Your case value is what counts here.

No Collateral or Assets Required

Worried about your assets? With a lawsuit cash advance, there's no need for collateral. Your assets are safe, regardless of the outcome of your case. This means you can pursue your lawsuit without the fear of losing your home, car, or other assets.

Freedom and Flexibility

The best part? You can use the funds however you see fit. Whether it's to cover living expenses, pay medical bills, or handle utility costs, the choice is yours. This flexibility allows you to keep your life in order as the case progresses.

How the process works.

process 1

Apply online

Start by applying for funding either online or over the phone. It's a simple process, and you'll receive a prompt response regarding your qualification.

process 2

Case Evaluation

Once your case qualifies for evaluation, our expert underwriters will collaborate with your attorney to determine your case's present value. This helps us decide how much we can advance you.

process 3


After your application is approved, we'll provide you with a non-recourse financing agreement. This agreement needs to be signed by both you and your attorney before we can release the funds.

process 4

Receive Your Cash

Once we receive the signed contract, we'll promptly send your funds. You can choose to receive the money via wire transfer to your bank account or by check. In many cases, you can have cash in your hands the very same day.

Why choose a lawsuit cash advance?

A lawsuit cash advance loan is more than just a financial tool; it’s a lifeline, a beacon of hope during a difficult period in the settlement process. It’s here to empower you by giving you the assistance you need to fight your legal battle without the added stress of financial hardship.

Cover Living Expenses.

Life doesn’t stop when you’re in the middle of a lawsuit. Bills still need to be paid, groceries still need to be bought, and life’s unexpected expenses don’t take a break. With a pre-settlement cash advance, you are able to cover your day-to-day expenses, medical bills, utilities, transportation, and other costs. It’s a way to keep your life moving forward while you fight for a reasonable settlement.

Buy Time.

Financial worries can take a toll on your mental and physical health. It can keep you up at night, distract you during the day, and add an extra layer of stress to an already stressful situation. Cash advances on pending lawsuits help reduce this stress. It allows you to focus on your personal recovery and other important things in your life. It’s a great way to bring a much-needed sense of calm and stability when you’re injured and have no money.

Peace of Mind.

Financial worries can take a toll on your mental and physical health. It can keep you up at night, distract you during the day, and add an extra layer of stress to an already stressful situation. Cash advances on pending lawsuits help reduce this stress. It allows you to focus on your personal recovery and other important things in your life. It’s a great way to bring a much-needed sense of calm and stability when you’re injured and have no money.

Loans on pending lawsuits

This is why Baker Street Legal Funding is a great choice.

Choosing Baker Street Legal Funding for your lawsuit cash advance means choosing a partner who’s committed to your case’s success. Dealing with the financial hurdles of a lawsuit can feel overwhelming. You need a partner who not only understands your situation but also has the expertise to provide you with the best possible solutions. Here’s why we are your go-to choice for lawsuit cash advances:

  • Competitive and Clear Rates. With low interest pre-settlement loans starting at 2.95% to 3.4% monthly (simple) and a cap at 3 years, you can rest assured knowing you’re getting a fair deal without the burden of high rates accumulating over time. That means you can save more from your settlement.
  • Swift Funding When You Need It. We know that dealing with a personal injury lawsuit is challenging enough, and every second counts. That’s why we’re committed to delivering your cash advance within 2 hours of approval. With Baker Street Funding, you get the financial support you need right when you need it.
  • Tailored Funding Services. Every lawsuit is unique, and so is every plaintiff. That’s why we offer tailored funding services. It allows you to choose between a monthly rolling contract or a lump sum throughout your case.
  • Transparency You Can Trust. Our reputation as a trusted and top-rated leader in the lawsuit funding industry isn’t by chance. We place a high value on transparency by providing advances that are reliable and free from hidden fees. With us, what you see is what you get —no unpleasant surprises.

Easily apply for a cash advance.

A pre-settlement cash advance is not just about money; it’s about empowering victims of personal injury to seize control of their future. It’s about giving you the financial freedom to make decisions based on what’s best for you and for your lawsuit, and not what your financial circumstances dictate. It’s about putting you back in the driver’s seat of your life. If you’re ready to take the next step, Baker Street Legal Funding is here to help every step of the way. Remember, your financial relief could be just a click away.

Common questions about lawsuit cash advances.

The amount you can borrow depends on the estimated value of your lawsuit. Typically, you can borrow between 10% and 20% of your expected legal settlement.

Interest rates vary and are typically higher than traditional loans due to the risk involved. With Baker Street Funding, you get anywhere between 2.95% to 3.4% simple rates, capped in the third year.

Most lawsuit funding companies can provide funds within 24-48 hours after approval, after the attorney has verified the documents. At Baker Street Funding, you can get your cash advance within 2 hours.

Without an attorney or your attorney’s participation, obtaining a lawsuit loan is impossible, as all lenders require attorneys to sign a lien. This lien is a commitment to repay the advance from the settlement amount when the case is resolved.

Lenders see the presence of legal representation as a sign of the seriousness and credibility of your claim. Without it, you may be seen as a risky investment, leading to denial of your loan application.

It depends on your individual circumstances and needs. Lawsuit cash advances are a form of financing that should be used with caution and only when absolutely necessary. That being said, if you need financial assistance to help cover medical expenses or other costs while waiting for your case to resolve, pre-settlement funding may be the right option for you.

If you lose your case, you will not be responsible for repaying the money that was advanced to you.

Loans against lawsuits offer an alternative to traditional sources of financing. Unlike other types of loans, a cash advance for a pending lawsuit does not require collateral or a good credit score.

The only requirement is that you have a valid personal injury claim with the potential for future compensation. This makes it easier for claimants to access the funds they need without further stressing their finances.

Baker Street Funding provides lawsuit cash advances in 42 states. To learn more, please visit our Legal Funding States here.

Baker Street Funding offers legal funding for a wide range of civil lawsuits. These include personal injury cases such as medical malpractice, slip and fall, car accidents, truck accidents, and more. We also provide funding for civil rights claims, such as wrongful imprisonment, employment discrimination and more.

Learn more about the types of legal claims we fund by visiting our Cases We Fund Page.

Interest Non-compounding starting at 2.95% p/month
Loan protection 2-3 year cap
Funding time 24 hours
Average loan amounts $10,800
Funding amounts $1,500 up to $10mm
Type of loan Non-recourse
Workers’ comp eligibility Depends on the state
Personal injury claim eligibility Yes
Civil rights case eligibility Yes

Tips for securing the cash you need for your lawsuit.

The following tips will help you obtain the lawsuit cash advances you need without the headaches you do not want:

  1. Choose Your Lender Wisely: While it’s true that some brokers can inflate the costs of your transaction, there are others who have established relationships with direct loan companies and can negotiate better terms on your behalf. Always remember, the right broker can be a valuable ally, but the wrong one can turn your lawsuit funding experience into a costly affair.
  2. Ask About Fees and Rates. Be sure to ask about all fees and rates upfront. A good lawsuit funding company will be transparent about these costs, so there are no unexpected costs later. Never pay more than 3.4% a month in interest rates for lawsuit advances.
  3. Ask What Type of Rate They Offer. Ensure that your rates are capped and non-compounding. Avoid falling into the trap of “compounding rates”, “tiering”, or “sliding scale” interest rates. These types of rates can significantly increase the cost of your lawsuit settlement loan.
  4. Understand Your Case. Before applying for a cash advance, make sure you know your case inside and out. The more details you can provide about your lawsuit, the smoother the application process will be. 
  5. Come Prepared with Case Documents. Having key documents at hand can speed up the process. These might include the filed complaint, key medical reports, ER report, your demand letter, and the police report (if applicable).
  6. Estimate the Value of Your Case. Knowing the estimated value of your case can help you understand how much you might be eligible to receive in litigation advances. This can help you manage your expenses more effectively. Most funding companies provide up to 10% of what your lawsuit settlement is potentially worth and up to 20% if the case is settled.
  7. Notify Your Attorney. Let your attorney know you’re considering lawsuit cash advances. Not only can he or she offer valuable advice, but your lawyer’s involvement is also a necessary part of the legal funding process.
  8. Borrow Only What You Need. A legal cash advance can help you get through your lawsuit, but it can also be expensive. So only borrow what you truly need to stay afloat. Remember, this is not free money. It’s an advance on the settlement you hope to win.
  9. Research Your Funding Company. Not all settlement funding providers are created equal. Look for a company that is transparent about their rates and terms for lawsuit advances. Make sure the lender has a strong reputation for customer service.
  10. No Credit or Employment Checks. A reputable lender company won’t require credit checks or employment verification when applying for lawsuit cash advances. Approval should be based solely on the merits of your case.
  11. No Repayment If You Lose Your Case. In the lawsuit funding industry, it’s common practice to waive repayment if a case is lost. Despite this, ensure the advance company offers non-recourse legal funding, meaning if you don’t win your case, you owe nothing.
  12. Fast Funding. When you are dealing with an injury lawsuit, it is imperative that you find a company that can approve your application and disburses funds quickly. Generally, you should receive your loan within 24 hours of approval.

Select a legal funding service to get started. 

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