Pre-Settlement Lawsuit Loans

Low rates. No risk. Pre-settlement lawsuit loans made fast.

Pre-settlement funding is a great way to obtain the money you need from your pending lawsuit to cover your day-to-day expenses almost instantly. Apply to lawsuit loans online or call us toll-free to apply. Get the lowest interest rates from 2.95% to 3.4% non-compounding monthly once approved. Our funding amounts range from $1,500 to $2mm+.

Lawsuit loans
Pre settlement lawsuit loans from Baker Street Funding

Why choose a lawsuit loan?

Pre-settlement funding, often called lawsuit loans, is a risk-free cash advance you borrow from your expected lawsuit award before your legal case settles. 

Since a lawsuit loan is non-recourse, it does not work like traditional loans. Your loan repayment is due only when your settlement check or trial verdict is received once you win your case, which is great if you want to avoid any financial risks. Plus, no employment, credit checks, or monthly payments exist with lawsuit funding. Using a settlement loan might even help improve the strength of your case and avoid accepting a lowball offer from the defendant.

Pre-settlement funding allows cash-strapped plaintiffs to receive fast funding to pay for medical bills, domestic costs, daily expenses, and more while they await the resolution of their claim—all in 24 hours or less.


What you can count on with Baker Street Funding.

From offering higher amounts to better lawsuit loan services, Baker Street Funding is the right choice. Yearly, we fund thousands of lawsuits—and we can help you get the best deal possible, or we will refer your case to someone else, period.

Instant lawsuit loans

Low rates. No-risk. Easy funding application.

The lawsuit funding process is simple and fast to you the money you need as quickly as possible—and with lower rates. It takes minutes to apply.

Lawsuit loans with low-interest rates—easier than ever.

The cost of the typical lawsuit loan company is high, and high rates are annoying, and people hate them. That’s why we provide lawsuit loans with low-interest rates. Get a capped rate ending in the third year. Want an even lower rate? Have your attorney refer your case to us. Some of our clients have seen savings as high as 22% a year by working with us. We could help you save hundreds—or even thousands— of dollars on interest.

See the lawsuit funding advantages.

Lawsuit settlement loans have many benefits to accident victims in need of immediate cash. Pre-settlement lawsuit loans could help you get the financial help you need while your attorney fights for the settlement you deserve. Fund your lawsuit today while you wait to settle your personal injury case. 

Lawsuit settlement loans have many benefits to accident victims in need of immediate cash. Pre-settlement lawsuit loans could help you get the financial help you need while your attorney fights for the settlement you deserve. Fund your lawsuit today while you wait to settle your personal injury case. 


100% risk-free

Your settlement loan will be based solely on the merits of your case and you will not owe any money back if you don't recover compensation.

No credit check

We don't check your credit history at all. You do not need to have good credit to qualify.

No income verification

We do not consider employment status as part of funding criteria.

See how our lawsuit cash advance benefits compare.

Pre-settlement advances from the best lawsuit loan companies in the United States help avoid the pitfalls of settling quickly for less. The best pre-settlement loan companies can close a transaction for you in as little as 24 hours. Being recognized as the best lawsuit funding company nationwide, Baker Street Funding helps you find the right cash advance fast.

Baker Street Funding Other lawsuit lenders
Funding amounts $1,500 - $2mm Up to $250,000
Cap 3 year cap No cap
Monthly rate 2.95% - 3.4% simple 2.95% - 5% compounding
Underwriting time 24-48 hours 5 - 7 days
Contracts Costs as advertised Show another number on contract

You get much more than a lawsuit loan with Baker Street Funding—guaranteed.

Pre-settlement loans from Baker Street Funding have much larger approval amounts than other companies. Funding can go up to 10% to 20% of the value of your lawsuit or claim. And if your lawsuit is resolved or your case has been settled, funds can go up to 30%.


Medical malpractice 


Truck accident 


Settled wrongful death case

Apply in just 2 minutes. 

Apply for a lawsuit loan with low rates and no hidden fees through Baker Street lawsuit money lender. Call (888) 711-3599 and speak with a U.S.-based funding specialist. Applying for a lawsuit loan carries no commitment until a contract is signed. There is no risk to see what we can offer you. 

Get the FAQs on pre-settlement funding.

Lawsuit loans can provide fast cash free of risk, particularly to plaintiffs involved in personal injury lawsuits. They work by using your pending lawsuit settlement or jury award to act as security for the loan amount. That means you won’t have to pay back the loan if your claim does not settle or you don’t get a jury award. Lenders offer them as a way for injured victims to cover necessary expenses or other important costs during the pendency of a legal case.

  1. To apply for lawsuit funding, you can call 888-711-3599 or fill out our application form online. The process is typically quick as long as your lawyer provides all the required information for underwriting needs.
  2. After completing the form, a loan representative will contact the law firm representing you to get your case file. Upon receiving the documents, an underwriter will quickly evaluate your case before issuing approval and funds.
  3. Funding approval will depend on the strength of your lawsuit. If approved, you and your lawyer will get a contract to sign. After signing the contract, your cash will be deposited in your bank account the same or the next business day, or you will get a certified check.

On average, Baker Street Funding provides fixed interest rates, and they vary from 2.95% up to 3.4% per month, but this will ultimately depend on the risks of your case. A fixed interest rate on a lawsuit loan stays the same for the life of the loan.

Plus, you will get a 2-3 year capped rate. Say, for instance, if your case takes longer than two or three years to settle or resolve, you won’t have to pay extra interest on the loan. A cap protects you from unreasonably high costs that can eat up your financial compensation when it is time to pay back the loan.

Want to calculate your loan? Check out our Lawsuit Loan Calculator.

No. Lawsuit loans are not real loans because they are a type of non-recourse financing. Unlike traditional loans, non-recourse legal funding is an investment made on a portion of your expected settlement (or award), where there is no repayment unless the litigation or claim successfully concludes.

To qualify for a pre-settlement cash advance from Baker Street Funding, you must be at least 18 years old, a contingency attorney must represent you, your case must be worth at least $50,000 and have a high probability of winning, and your lawyer must communicate with underwriting when required.

You will be able to apply for additional funds whenever you need them and get as much funding as your case supports. As long as your case is strong enough to warrant compensation, you may be able to get an additional advance.

Not every case is large enough to justify multiple advances—80% of the claims we underwrite come back two or more times for additional money.


  1. Your claim has to have progressed since the last time you received funding, either procedurally or through further medical treatment.
  2. The value of the lawsuit needs to merit additional funding.
  3. There can not be any open appeals.

Want to learn more about how much pre-settlement funding you can get? Read this article: How Many Pre-Settlement Loans Can I Get?

Yes. Baker Street Funding offers plaintiffs the ability to consolidate their previous loans and save money on their future settlements. We can buy out any previous advance, pay it off and cut your rate, no matter the amount.

You can get a much lower consolidated rate with Baker Street Funding.

No. You can only get lawsuit funding if a contingency attorney represents you. Most importantly, they also must consent to and sign on the loan.

Without their assistance, companies will not fund your lawsuit. 

Learn more: Can I Get A Lawsuit Loan Without An Attorney?

The lawsuit funding process takes an analysis period of 24-48 hours from when your attorney provides your case file to the moment you get paid.

The repayment of your advance is predetermined in the contract, and it is dispersed by law firms to the legal funding company immediately after the compensation payment arrives and all liens and fees are set aside.

You are not responsible for paying the money back if you lose your legal dispute.

Insurance companies are known to employ delaying settlement tactics to get victims to accept a lowball offer. Pre-settlement lawsuit funding can help you make ends meet during litigation and can prevent you from accepting an undervalued settlement from defense attorneys.

This is the bridge between the money you need to fix your financial situation and the available capital a lawsuit funding company has.

Learn more: Lawsuit Loan Benefits.

No. Your attorney is prohibited from providing you with a loan.

However, you can potentially get money from your forthcoming settlement through a financing company. The lender will determine how much money you are eligible for based on the evaluation of your legal proceeding.

Learn more: Do Lawyers Give Advances On Settlements?

No. Funding companies look at entirely different metrics and criteria than your typical traditional lender. You are not to provide income proof, tax returns, or any other financial statements. 

The only collateral a funder considers is your potential settlement proceeds. Other than that, no financial documents are needed.

The only risk you may run into is signing a funding agreement with a predatory lender.

No. Banks don’t see your case as collateral. That means they do not provide funding for future settlements.


Best lawsuit loan companies

Same day funding is possible. Although we are not going to sugarcoat the words here to get you to apply as other companies do, with specific requirements, we can provide you with lawsuit financing in less than 12 hours. Before you apply, consult with your attorney to help you with this decision. Your lawyer needs to be prepared to send the documents from the moment the funding is requested to get you funded that same day. 

Read the full article here →

How to find the best pre-settlement funding companies

Choosing a top pre-settlement funding company will help you avoid less scrupulous firms that take advantage of their clients through high rates and outrageously high fees. A higher-rated, pre-settlement loan company can provide you with quick access to capital reasonably. The best companies won’t pressure you into signing a contract with them, but instead, if they can’t fund your case, they’ll guide you towards the right money lender that can invest in your case. 

Read more here →

Are lawsuit loans worth it

A non-recourse loan could be worth it because they are free of risk since they do not require physical collateral in case you can’t repay the loan. The funding company can’t come after you if you lose your case. They can also be worth it due to the high amounts you can get, no monthly payments, and fast funding decisions.

Learn more here →

Borrow Money Against Lawsuit

Today, countless companies are claiming to be legal funding companies. Sadly, most of these companies don’t understand the first thing about the industry. Thanks to our expertise and commitment to providing the best legal funding services, plaintiffs can now apply for low rates and flexible non-recourse cash advances without hassles through Baker Street Funding.

Learn more here → 


Select a legal funding service to get started. 

Attorney Requests

Lawsuit Loans

Litigation Funding

Personal Injury Loans

Settled Case Loans

Surgery Funding

Or just call us at 888.711.3599 to apply.