Pre-Settlement Lawsuit Loans

Low rates. No risk. Pre-settlement lawsuit loans made fast.

Pre-settlement funding is a safe and easy way to obtain the money you need from your pending lawsuit almost instantly. Easily apply to lawsuit loans online or call us toll-free to apply. Get the lowest interest rates from 2.95% to 3.4% non-compounding monthly once approved. Our funding amounts range from $1,500 to $2mm+.


Pre settlement funding companies like Baker Street Funding provide fast funding for plaintiffs with pending personal injury lawsuits —all in 24 hours or less!

Pre-settlement funding, often called lawsuit loans, is a risk-free cash advance plaintiffs borrow on their expected settlement before their legal case settles. Although this type of funding is also known as settlement loans, lawsuit funding is non-recourse, hence free of any risk to you. With a lawsuit loan, your credit and job status are never checked, there are no monthly payments, and if you don’t win your case, you will owe absolutely nothing.

Why get a lawsuit loan from Baker Street Funding?

From offering higher amounts to better lawsuit loan services, Baker Street Funding is the right choice. Yearly, we fund thousands of lawsuits—and we can help you get the best deal possible, or we will refer your case to someone else, period.

Apply for a lawsuit loan
Apply for a lawsuit loan

Low rates. No-risk. Easy funding application.

The lawsuit funding process is simple and fast to get you the money you need as quickly as possible—and with lower rates. It takes minutes to apply.

Lawsuit loans with low-interest rates—easier than ever.

The cost of the typical lawsuit loan company is high, and high rates are annoying, and people hate them. That’s why we provide lawsuit loans with low-interest rates. Get a capped rate ending in the third year. Want an even lower rate? Have your attorney refer your case to us. Some of our clients have seen savings as high as 22% a year by working with us. We could help you save hundreds—or even thousands— of dollars on interest.

See the lawsuit funding advantages.

Lawsuit settlement loans have many benefits to accident victims in need of immediate cash. Pre-settlement lawsuit loans could help you get the financial help you need while your attorney fights for the settlement you deserve. Fund your lawsuit today while you wait to settle your personal injury case. 

100% risk-free

Your settlement loan will be based solely on the merits of your case. Pay nothing if you lose your litigation.

No credit check

We don't check your credit history—at all. You do not need to have good credit to qualify.

No income verification

We do not consider employment status as part of funding criteria.

See how our lawsuit cash advance benefits compare.

Pre-settlement advances from the best lawsuit loan companies in the United States help avoid the pitfalls of settling quickly for less. The best pre-settlement loan companies can close a transaction for you in as little as 24 hours. Being recognized as the best lawsuit funding company nationwide, Baker Street Funding helps you find the right cash advance fast.

Baker Street Funding Other lawsuit lenders
Funding amounts $1,500 - $2mm Up to $250,000
Cap 3 year cap No cap
Monthly rate 2.95% - 3.4% simple 2.95% - 5% compounding
Underwriting time 24-48 hours 5 - 7 days
Contracts Costs as advertised Show another number on contract

You get much more than a lawsuit loan with Baker Street Funding—guaranteed.

Pre-settlement loans from Baker Street Funding have much larger approval amounts than other companies. Fund up to 10% to 20% of the value of your lawsuit. Funds can go up to 50% if your lawsuit has already been settled.


Medical malpractice 


Truck accident 


Settled wrongful death case

Apply in just 2 minutes. 

Apply for a lawsuit loan with low rates and no hidden fees through Baker Street lawsuit money lender. Call (888) 711-3599 and speak with a U.S.-based funding specialist. Applying for a lawsuit loan carries no commitment until a contract is signed. There is no risk to see what we can offer you. 

Get the FAQs on pre-settlement funding.

Lawsuit loans are a great way to get risk-free cash advances by using your pending lawsuit settlement. To apply for lawsuit funding, call 888-711-3599. You can also fill out our application form online. The process is typically quick, but you must ensure that your lawyer assists in helping you.

The law firm representing you will send your case file, and an underwriter will quickly evaluate your case before issuing approval and funds. 

Funding amounts vary from $1,500 to $2,000,000+, depending on the strength of your lawsuit. If approved, you’ll receive cash deposited in your bank account within a day, or you will get a certified check the next day.

Lastly, full payment is due only after you settle your claim in your favor. 


Learn more: How Lawsuit Funding Works.

Baker Street Funding provides fixed interest rates depending on the risks of your case. This means that the interest rate on the lawsuit loan stays the same for the life of the loan, including a 2-3 year capped rate. So if your lawsuit settlement takes longer than two or three years to settle, you won’t have to pay extra interest on the loan. A 2 or 3-year term protects you from unreasonably high costs that can eat up your financial compensation when you receive your settlement check.


Want to calculate your loan? Check out our Lawsuit Loan Calculator.

It takes an analysis period of 24-48 hours from when your attorney provides your case file to the moment you get paid. If you are looking for other products, such as litigation funding or attorney funding, the process can take a little longer.

You can get as much funding as your case supports. If your claim is solid, you will be able to apply for additional funds whenever you need it. Not every case is large enough to justify multiple advances—80% of the claims we underwrite come back two or more times for additional money.


Want to learn more about how much pre-settlement funding you can get? Read this article: How many pre-settlement loans can I get?

Baker Street Funding offers plaintiffs the ability to consolidate their previous loans and save money on future payments. We can buy out any previous advance, pay it off and cut your rate, no matter the amount. Get a much lower consolidated rate for your 2nd or 3rd loan.

As long as your case is strong enough to warrant compensation, you may be able to get an additional advance.


  1. Your claim has to have progressed since the last time you received funding, either procedurally or through further medical treatment.
  2. The case value needs to merit additional funding.
  3. There can not be any open appeals.

No. Non-recourse legal funding is an investment made on a portion of your expected settlement that has no risk to you. This is the bridge between the money you need and the available capital a lawsuit funding company has.

The qualification for a pre-settlement cash advance is as follows:

  • A contingency attorney must represent you.
  • The case must have a high probability of winning.
  • Your lawyer’s co-operation is required. 

The payment is dispersed by law firms to the funder only when:

  • Your payment arrives;
  • The balance is paid to you; 

Legal funding companies make a profit only if a case settles, and the payment is predetermined on the contract. 

When the insurance company is employing delaying settlement tactics, many plaintiffs end up accepting a low-ball offer.

Pre-settlement lawsuit funding can help you challenge the defendant. It can help you not only pay your bills while your litigation is ongoing but also prevent you from receiving an undervalued settlement.


Learn more: Lawsuit Loan Benefits.

None. The repayment of funds is wholly contingent upon the successful settlement of your litigation. You will no longer be responsible for the debt if you lose your legal dispute.

No. Your attorney is prohibited from providing you with money.

However, you can potentially get money from your forthcoming settlement through a financing company. They will determine how much money you are eligible for based on the evaluation of your legal proceeding.


Learn more: Do Lawyers Give Advances On Settlements?

You can only get funding if a contingency attorney represents you; however, they also must consent to and sign on the loan. Without their assistance, companies cannot fund your lawsuit. 


Learn more: Can I Get A Lawsuit Loan Without An Attorney?


Best lawsuit loan companies

Same day funding is possible. Although we are not going to sugarcoat the words here to get you to apply as other companies do, with specific requirements, we can provide you with lawsuit financing in less than 12 hours. Before you apply, consult with your attorney to help you with this decision. Your lawyer needs to be prepared to send the documents from the moment the funding is requested to get you funded that same day. 

Read the full article here →

How to find the best pre-settlement funding companies

Choosing a top pre-settlement funding company will help you avoid less scrupulous firms that take advantage of their clients through high rates and outrageously high fees. A higher-rated, pre-settlement loan company can provide you with quick access to capital reasonably. The best companies won’t pressure you into signing a contract with them, but instead, if they can’t fund your case, they’ll guide you towards the right money lender that can invest in your case. 

Read more here →

Are lawsuit loans worth it

Risk-free loans do not require the usual collateral (like a house or a car) in case you can’t pay the loan. The only collateral a funder considers is your future settlement proceeds. Banks don’t see your case as collateral; this is why we exist. The funding company can’t come after you if you lose your case. They don’t require recourse or asset; you just need a solid claim.

Learn more here →

Borrow Money Against Lawsuit

Today, countless companies are claiming to be legal funding companies. Sadly, most of these companies don’t understand the first thing about pre-settlement lawsuit funding. Thanks to our expertise and commitment to providing the best legal funding services, plaintiffs can now apply for low rates and flexible non-recourse cash advances without hassles.

Learn more here →


Select a legal funding service to get started. 

Attorney Requests

Lawsuit Loans

Litigation Funding

Personal Injury Loans

Settled Case Loans

Surgery Funding

Or just call us at 888.711.3599 to apply.