Pre-Settlement Funding for Work-Related Accident Lawsuits

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Work accident lawsuit funding

Workplace injuries can turn your life upside down. Whether it’s a fall, an overexertion injury, or exposure to harmful substances, these incidents can cause serious physical, emotional, and financial strain. Pre-settlement funding offers a solution to this pressing problem by providing financial support while your work-related accident lawsuit is underway.

At Baker Street Funding, we specialize in helping plaintiffs in work-related accident lawsuits secure the funds they need to maintain their lives. Our non-recourse loans ensure that you only repay if you win your case, allowing you to cover immediate expenses and maintain your household, without the pressure of unpaid bills.

With pre-settlement funding from Baker Street Funding, you’re not left in financial limbo. You get the support you need to continue your fight for fair compensation, so that your accident doesn’t lead to more hardship.

Common Types of Workplace Injuries and Accidents

Work-related accidents can happen in the blink of an eye, leading to a range of common injuries. These injuries vary depending on the nature of the job and the accident that occurred. Let’s explore further.

  • Slips, Trips, and Falls. These incidents are common in workplaces with wet floors, uneven surfaces, or poor lighting. A slip might result in sprains, fractures, or even concussions if the worker hits his or her head. 
  • Overexertion. Occurs when workers lift, push, or pull heavy objects. It’s not hard to picture a warehouse employee lifting boxes all day. Without proper technique or breaks, this can lead to back injuries, muscle strains, or hernias.
  • Being Struck by Objects. Happens in construction sites or factories where items can fall or machinery can malfunction, causing broken bones, head injuries, or severe bruising.
  • Repetitive Motion Injuries. Seen jobs requiring the same movements repeatedly, like typing or assembly line work. Over time, this can lead to carpal tunnel syndrome, tendonitis, or other musculoskeletal disorders.
  • Exposure to Toxic Substances. In industries like manufacturing or agriculture, workers might come into contact with chemicals that can cause respiratory issues, skin conditions, or even long-term illnesses.
  • Permanent Disability. In severe cases, workplace injuries can result in permanent disabilities that prevent workers from returning to their previous jobs or performing any work at all. This can include loss of limbs, severe spinal injuries, or traumatic brain injuries.
  • Wrongful Death. Some workplace accidents result in fatalities due to employer negligence or unsafe conditions. Families may be entitled to compensation for their loss, including funeral expenses and emotional distress.

What is a Work Accicent Lawsuit?

A work accident lawsuit is a legal claim where you seek compensation for damages resulting from an injury sustained on the job. These lawsuits help victims seek compensation to cover medical bills, lost wages, and other damages caused by the accident.

Who Can You Sue?

  1. Employer. If your employer’s negligence or failure to provide a safe working environment led to the accident, you can hold this individual liable. While workers’ compensation typically covers your medical bills and lost wages, there are instances where you might sue your employer for additional damages, especially if gross negligence is involved. 
  2. Third Parties: Sometimes, third parties are responsible for the accident, such as equipment manufacturers, contractors, or other businesses on-site. For example, if faulty scaffolding caused your fall, you can sue the manufacturer for product liability.
  3. Property Owners. If your injury occurred on a site owned by someone other than your employer, you can sue the property owner for unsafe conditions. This would typically involve the liability insurance of the owner.
  4. Co-workers. In rare cases, you might sue a co-worker if his or her intentional actions caused your injury. This is less common because workers’ compensation usually covers injuries from co-workers’ negligence.

What Makes a Strong Work-Related Accident Lawsuit?

1. Documentation of the Incident

  • Accident Report. File an official accident report with your employer immediately. It should detail the time, date, location, and circumstances of the accident, including any safety protocol violations.
  • Medical Records. Comprehensive medical documentation from initial treatment to ongoing care is also important for a strong negligence case. This includes doctor’s notes, test results, prescriptions, and physical therapy records that show the nature and extent of the work-related injury.
  • Photographs and Videos. Capture the accident scene, any involved machinery or equipment, and visible injuries to provide compelling visual evidence of safety hazards or a lack of protective measures.

2. Witness Statements 

  • Eyewitnesses. Obtain written or recorded statements from coworkers or other witnesses who saw the accident happen to corroborate your account of the incident, particularly regarding unsafe work conditions or procedures.
  • Expert Witnesses. Engage experts who can provide technical explanations about workplace safety standards and how they were violated, leading to the accident. Experts might include occupational safety professionals or engineers.

3. Employer Compliance and Safety Records

  • Safety Protocols. Review the employer’s safety protocols and training records to determine if proper procedures were followed. Look for any lapses in mandatory safety training or equipment maintenance logs.
  • Violation Records. Obtain records of any previous safety violations or accidents in the workplace. A history of violations can demonstrate a pattern of negligence.

4. Legal Grounds and Theories

  • Negligence. Prove that the employer failed to provide a safe working environment. This involves showing that the employer knew or should have known about the hazard and did nothing to correct it. 
  • Workers’ Compensation Claims. File a claim under your state’s workers’ compensation laws for medical expenses and lost wages. Understand how workers’ compensation interacts with potential third-party lawsuits.
  • Third-Party Liability. If a third party (e.g., equipment manufacturer) is partly responsible for the accident, include this in the lawsuit. This can increase potential compensation, particularly if faulty equipment or inadequate safety gear contributed to the incident.

5. Proving Causation 

Show a direct connection between the accident and your injuries. Medical experts can testify that your injury is related to your job. Use their testimony to establish how the injury occurred at work and its impact on your health and ability to work.

6. Calculating Damages in Workplace Accident Lawsuits

  • Economic Damages. When calculating economic damages, consider more than just medical bills and lost wages. Include the cost of vocational retraining if your injury prevents you from returning to your previous job. Also, think about how the injury might affect your future career growth and potential promotions. These additional factors are important for understanding the full extent of your financial losses.
  • Non-Economic Damages. Consider how your injury affects your ability to do your job. Think about the physical pain and emotional stress you’re experiencing because you can’t work. If your job is a big part of your life and who you are, then this is important to note.
  • Detailed Financial Records and Employer Benefits. Look at the benefits your employer gives you, like disability insurance, workers’ compensation payments, and retirement savings. See if your injury changes how much you get from these benefits.
  • Future Earnings and Job Market Impact.  Use vocational experts and economic experts to assess your future earning potential within your industry. Consider industry-related job market conditions, the likelihood of finding alternative employment, and any necessary career changes due to the injury.

7. Precedent and Case Law

  1. Relevant Case Law. Research and present past workplace accident cases that were decided in favor of the plaintiff. Focus on cases similar to yours, especially those in your industry or involving similar injuries. Mention successful legal arguments and outcomes to strengthen your case and provide a clear legal strategy.
  2. Regulatory Compliance. Identify any violations of Occupational Safety and Health Administration (OSHA) regulations or other safety standards related to your case. Show how these violations contributed to your accident. Demonstrating the employer’s history of non-compliance can support your claim of employer negligence and establish a pattern of unsafe working conditions.

Analyzing a Strong Case Example of a Construction Site Fall

The following construction site fall case exemplifies a strong workplace accident claim, as it highlights the interplay of employer negligence, regulatory non-compliance, and direct causation of severe injuries.

Documented Negligence. The case involved Raymond DeMarco, who sustained spinal injuries and pneumonia after falling 10 feet from a platform on a construction site due to a faulty railing. DeMarco’s legal team demonstrated that Loftus Construction Inc. violated Occupational Safety and Health Administration (OSHA) standards by failing to ensure safe working conditions. The employer’s disregard for these safety standards and their own policies constitutes a significant breach of duty of care.

Direct Causation. The plaintiff established a direct link between the faulty railing and his injuries. Medical records and expert testimony confirmed that the fall directly caused DeMarco’s spinal injuries and subsequent pneumonia.

Regulatory Violations. Loftus Construction’s non-compliance with OSHA regulations at the time of the accident further solidified the case. These violations reinforced the argument that the accident was preventable.

Severe Impact and Damages. The fall resulted in major physical and emotional harm to DeMarco, who’ll never return to work. The $7.8 million settlement reflected compensation for medical expenses, lost wages, future earning potential, and the severe psychological and emotional impact on DeMarco and his family.

Employer Liability. Loftus Construction’s attempts to claim immunity under the Workers’ Compensation Act and to shift liability to Jupiter Contracting through indemnity were insufficient. The settlement recognized systemic safety management issues within Loftus Construction, which implicated the company’s broader negligence.

Why Having an Injury Attorney is Important

An injury attorney guides you through the legal complications of a workplace injury claim, so that your rights are protected and your case is strong. Lawyers gather and organize critical evidence, like medical records and accident reports, and use relevant laws and regulations to show how your employer was negligent.

Attorneys accurately calculate damages, including lost wages and future earning potential, by working with key experts. They handle negotiations with insurance companies and defense attorneys to secure fair compensation. Additionally, they manage the entire legal process, from filing claims to representing you in court if needed.

While awaiting a settlement, you might face financial hardship due to medical bills and lost income. Your attorney can help you obtain pre-settlement funding for your work-related accident lawsuit, as lenders specializing in this type of financing require attorney representation.

What is Pre-Settlement Funding for Work-Related Accident Lawsuits?

Pre-settlement funding, also known as lawsuit advance loans or litigation funding, provides financial assistance to plaintiffs waiting for their work-related accident lawsuits to settle. This funding is especially helpful if you’re struggling with medical bills, lost wages, and other expenses related to workplace injuries like slips, trips, falls, overexertion, or being struck by objects.

When you apply for pre-settlement funding, Baker Street Funding evaluates your case. We don’t check your credit score, so your financial history isn’t a barrier. We look at the merits and potential value of your lawsuit. If approved, you will obtain a funding contract to sign. Once complete,  you receive a cash advance based, often within the same day.

Benefits

One major benefit of pre-settlement legal funding is that it is non-recourse. This means if you don’t win your case or receive a settlement, you aren’t required to repay the advance. This significantly reduces your financial risk during the litigation process. However, once your case settles, your attorney repays the loan from the settlement amount.

Another great benefit is that this financial tool can help you avoid accepting a lowball offer just because you need the money now. Work accident claims often involve dealing with large employers, such as construction firms, manufacturing companies, and corporate offices, whose insurance companies can drag out the settlement process to pressure you into accepting a lower offer. With this financial support, you can manage the long legal process and potentially achieve a fairer settlement.

To qualify for legal funding, you must have an attorney representing you. At Baker Street Funding, we specialize in workplace accident cases, and understand the unique challenges these claims present. We work closely with your attorney to assess the strength of your work-related accident litigation and determine the right funding amount.

Ways to Use Pre-Settlement Funding for Workplace Injuries to Alleviate Financial Stress

When you’re facing a work-related accident lawsuit, pre-settlement funding can offer relief in several ways. You can use this money to cover immediate expenses such as medical treatments, rent, utilities, and daily living costs. Here are some other ways this loan can help:

  1. Home Modifications. If your injury requires you to modify your home for better accessibility, such as adding ramps or widening doorways, pre-settlement legal funding can cover these costs.
  2. Specialized Therapy. Use the funds for alternative therapies that might not be covered by insurance, like acupuncture, massage therapy, or hydrotherapy, to aid in your recovery.
  3. Educational Courses. If your injury prevents you from returning to your previous job, settlement funding can help pay for online courses or training programs to develop new skills and find alternative employment.
  4. Childcare Services. Injuries often make it difficult to care for your children. You can use the funds to hire childcare services while you recover.
  5. Pet Care. If you’re unable to take care of your pets due to your injury, legal funding can cover pet boarding or hire a pet sitter, ensuring your furry friends are looked after.

Ready to Get a Lawsuit Loan for Your Work-Related Accident?

Dealing with a work-related accident lawsuit can be overwhelming, but knowing your options can make a big difference. Knowing the common types of workplace injuries and understanding who can be held liable helps you build a stronger case. Keeping detailed records, getting witness statements, and having expert testimony are key to proving your case and getting the compensation you deserve.

Unfortunately, employers and their insurance companies often delay settlements to pressure you into accepting less money. This can cause financial stress as medical bills and living expenses pile up.

This is where pre-settlement funding from Baker Street Funding can help. This financial support gives you money now to cover your immediate expenses, like medical treatments, rent, and utilities. It means you don’t have to settle for less just because you need cash right away.

With Baker Street Funding, you benefit from fast funding, often within 24 hours, and competitive rates starting at just 2.95% per month. This can give you the financial stability to fight for the compensation you deserve. Don’t let financial pressure force you into an unfair settlement. 

With the right financial support and a good attorney by your side, Baker Street Funding gives you the support you need. Apply now.

Ease your burden with pre-settlement funding

Dealing with a personal injury lawsuit involves much more than fighting legal battles. It brings emotional stress, physical pain, and financial worries. It’s a lot to handle, but you don’t have to do it alone. At Baker Street Funding, we understand the specific hardships you’re facing. That’s why we offer lawsuit loans to give you the financial relief you need, allowing you to focus on your recovery and your fight for justice.

Getting started is quick and easy—fill out a two-minute application online or give us a call at (888) 711-3599 to stabilize your finances sooner.

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