Each year, countless people’s lives are profoundly affected by amputation injuries due to negligence. Beyond the physical and emotional trauma, the financial stress following such incidents can be devastating. And the legal process to secure compensation? Is a long one.
If you have suffered an amputation due to someone else’s carelessness and are now dealing with a personal injury case along with financial struggles, you do not have to face these challenges alone. Pre-settlement funding from Baker Street Funding offers a source of financial support for amputation victims like you, helping you cover medical bills, lost wages, and other expenses while you wait for your lawsuit to settle.
Understanding Amputation Injury Lawsuits
When a traumatic amputation injury results from another’s negligence or intentional actions—whether in a motor vehicle accident, on a construction site, due to medical errors, unsafe premises, fires, or combat—you may have the basis for a personal injury lawsuit. This legal avenue allows you to seek compensation for the profound loss and impact you’ve experienced.
It’s important to recognize, however, that if your injury happened while you were working, you might be eligible for workers’ compensation. This coverage can provide for your medical expenses and partially cover lost wages, all without the need to establish fault.
Workers’ compensation benefits typically include:
- Medical Expenses
- Partial Wage Replacement
- Vocational Rehabilitation
Keep in mind, though, that workers’ compensation may not fully cover the total extent of your damages, especially in cases of severe amputation injuries. If the benefits are insufficient to compensate for your losses, you might be able to pursue a claim against third parties responsible for your injury. This is especially relevant if another party’s negligence contributed to your injury, such as:
- Defective Machinery or Equipment. If a defective product caused the injury, you may have a product liability claim against the manufacturer.
- Subcontractors or Other Entities. On a construction site, if a subcontractor’s actions led to your injury, you may have grounds for a third-party liability claim.
- Negligent Drivers. If a motor vehicle accident occurred while you were working, you could pursue a personal injury claim against the at-fault driver.
A personal injury lawsuit for loss of limbs may eventually offer relief and a sense of closure. Nevertheless, the legal process often involves lengthy investigations, gathering substantial evidence, expert testimonies, and potentially going to trial. This process can take months or even years to reach a settlement or verdict.
During this time, medical bills, rehabilitation costs, and everyday living expenses might continue to accumulate, placing significant stress on you and your family. Pre-settlement funding can provide you with the immediate financial assistance needed to pursue your lawsuit to its rightful conclusion.
What is Pre-Settlement Funding for Lawsuits Involving Amputation Injuries?
Pre-settlement funding, also known as lawsuit funding or litigation financing, provides amputee victims involved in personal injury claims with a cash advance based on the expected settlement or court award of their legal disputes.
Unlike traditional loans, pre-settlement funding for amputation claims is non-recourse. This means if you don’t win your case or a settlement, you aren’t obligated to repay the funds. This non-recourse funding means you only repay us if you win your litigation.
Understanding the Financial Strain and How Legal Funding Can Help
A severe injury from an accident can mark just the beginning of a frightening future for survivors. Beyond painful recoveries to mounting medical expenses, it often brings a wave of hardships.
In the most severe cases, it could result in the need for an amputation to stop infections or remove irreparably damaged tissues. Despite advancements in prosthetics and support aids, the road to recovery is long, filled with medical treatments, legal action, and substantial lifestyle changes.
Legal funding can alleviate financial pressures, which can be used for medical bills, daily living expenses, rent, mortgage, groceries, utility bills while adapting to new life circumstances post-amputation.
Other ways pre-settlement funding can help amputees are:
- Rehabilitation and Long-Term Care. Recovery from an amputation involves extensive rehabilitation. Physical therapy, counseling, and adaptive training are critical for regaining independence. Legal funding lets you access the resources to for comprehensive care throughout your recovery journey.
- Customized Prosthetics: You can also cover the costs of highly specialized and custom-fitted prosthetic limbs that offer better comfort, functionality, and aesthetics.
- Bionic Limbs: Funding could also be used for cutting-edge bionic limbs that provide advanced movement and sensory feedback.
- Insurance Challenges. Insurance often falls short in covering all costs associated with amputation injuries. Denials and delays can add to the financial strain. Non-recourse legal funding provides immediate cash relief to pay these expenses while your case progresses.
- Accessibility Upgrades: Installing smart home technology such as voice-activated systems and automated lighting to improve daily living convenience.
- Outdoor Adaptations: Adding ramps, stair lifts, or elevators to make outdoor spaces accessible and enjoyable.
- In-Home Caregivers: Hiring trained personal care assistants to help with daily activities, personal hygiene, and household tasks.
- Alternative Therapies: Funding for therapies such as acupuncture, hydrotherapy, or massage therapy to manage pain and improve well-being.
Here’s how it works
- Applying is Easy: Start by filling out an application with Baker Street Funding. Remember, you need a lawyer by your side and a strong case that shows clear evidence.
- We Look Into Your Case. Next, our team dives into the details with your attorney. We focus on what makes your case likely to win and its value.
- Funding Approval. If you qualify, you and your lawyer will obtain an agreement to sign. We send the funds to you in just a few hours after the contract completion.
- No-Risk Repayment. You only pay us back if you win, and that payment comes right from your settlement amount. If you lose your case or do not get a settlement, you don’t owe Baker Street Funding anything.
Eligibility for Amputation Injury Pre-Settlement Funding
To be eligible for an advance on your injury claim, you’re required to:
- Have an experienced personal injury attorney;
- A no-fault accident;
- A meritful personal injury case with strong evidence;
- The defendant has enough insurance to pay a settlement;
- You should have already filed a lawsuit, or you need to file your case before the statute of limitations runs out.
Our lawsuit loan criteria don’t consider credit or income as determining factors.
What Makes Amputation Injury Lawsuits Strong and Meritful for Non-Recourse Funding?
Not only do amputation injury lawsuits are among the most severe and impactful types of personal injury cases, but they also often have a higher likelihood of being approved for non-recourse funding.
However, successful amputation injury lawsuits require proactive legal strategies. From early settlement negotiations to thorough evidence collection, having an experienced attorney specializing in catastrophic injuries, helps employ tactics to strengthen your case and secure maximum compensation.
In addition to the previously mentioned criteria, your attorney needs to demonstrate to us those very elements that frequently lead to larger compensation, making the case more attractive for legal financing.
1. Severity and Impact of the Loss of Limb
- High Medical Costs: High costs associated with medical treatment, including surgical procedures, hospitalization, prosthetic limbs (which can range from $5,000 to over $50,000 each and often need replacing every few years), rehabilitation (physical therapy sessions costing $75-$150 per session), home modifications (such as ramps and accessible bathrooms costing $10,000-$20,000); adaptive equipment (such as wheelchairs and specialized vehicles), and ongoing medical care.
- Loss of Income: People with limb amputations often require job retraining, face difficulties in performing physically demanding jobs, have mobility and dexterity limitations, and need frequent medical appointments. Vocational experts may be necessary to assess the potential lifetime earnings lost due to disability.
- Emotional and Psychological Trauma: Amputees commonly face phantom limb pain, body image issues, social isolation, and the need for extensive psychological support to cope with the drastic change in their physical abilities and lifestyle. For non-economic damages, substantial pain and suffering ($100,000 to $500,000), loss of enjoyment of life ($100,000 to $300,000), and emotional distress ($100,000 to $250,000). In cases of gross negligence or willful misconduct, punitive damages can further increase compensation and funding amounts.
2. Clear Documentation of Liability
Establishing liability is crucial in any personal injury case. In amputation injury cases, the clarity and strength of liability often stand out due to:
- Detailed Incident Reports: Witness statements, accident reports, ER reports, and police reports should clearly outline how the negligence or wrongdoing directly led to the amputation.
- Mechanism of Injury: Detailed descriptions of how the accident occurred (e.g., machinery malfunction, vehicle collision, workplace accident) and how it caused the need for amputated limbs.
- Immediate Actions: Steps taken immediately after the accident, such as first aid administered, the timeline of emergency medical response, transportation to the hospital, and any delays or issues that may have otherwise saved the limb.
- Extent of Initial Trauma: Detailed accounts of the initial severity of the injury, including any crush injuries, loss, or extensive damage to that part of the body.
Comprehensive medical records and other forms of evidence include:
- Medical Records: Detailed pre- and post-amputation assessments, including x-rays, MRIs, or CT scans that document the extent of the injury. Detailed logs of all medical treatments such as osseointegration, TMR, TENS, vascular surgery, including medications, and follow-up therapies.
- Surgical Reports: Detailed accounts of the amputation surgery, including the type of amputation performed (e.g., below-knee, above-knee), post-op report, costs, and any immediate post-surgical complications, such as infections, revision surgery, neuroma excisions, or secondary conditions resulting from the amputation..
- Expert Testimonies: Input from medical experts such as orthopedic surgeons, prosthetists, and rehabilitation specialists explaining the injury’s occurrence how the injury occurred, the requirement for medical amputation, the effectiveness and limitations of prosthetic devices, and the long-term implications.
3. Legal Considerations
- Regulatory Violations
- Product Liability
- Long-Term Prognosis
Taking the Next Step
Amputation injuries are life-changing. They adversely affect your quality of life, earning potential, and daily functioning. With Baker Street Legal Funding, we are here to support you with financial solutions tailored to your case and needs during this critical time. Contact us today at (888) 711-3599 to explore how pre-settlement legal funding can ease your path to recovery and justice. With us, you have a strong community standing alongside you.