Getting into a car accident is stressful enough — but when it involves a rental car, things can get messy fast. Between multiple insurance policies, liability disputes, and confusing rental agreements, victims often find themselves stuck waiting months for compensation they clearly deserve.

According to the National Highway Traffic Safety Administration (NHTSA), rental cars are involved in nearly 2 million crashes each year in the U.S., many of which result from unfamiliar drivers or out-of-state tourists navigating new areas. When you’re the one left injured, those statistics hit close to home.

While your attorney works through insurance claims and legal complexities, bills don’t stop — rent, medical care, and daily living costs keep stacking up. That’s why rental car accident pre-settlement funding can make such a difference. It provides immediate financial relief while your case moves forward, without creating more debt or risk.

This isn’t a traditional loan — it’s a non-recourse cash advance against your expected settlement. If your case doesn’t win, you owe nothing.

At Baker Street Funding, we understand how difficult this time can be, and we’re here to help you get back on your feet without risking your financial future.

Why Rental Car Accident Claims Are Complicated

Rental car accidents can involve more than just two drivers. You might be dealing with the rental company’s insurance, the at-fault driver’s personal coverage, and your own policy — all while trying to recover from your injuries.

Here’s how it typically unfolds:

If the rental driver caused the accident, their insurance or the rental company’s policy might cover it.
If you were a passenger or another driver, you can file a claim with their insurance or the rental company’s coverage.
If the car had a defect, you might have a case for a product liability claim.

Because of this tangled web of responsibility, settlement negotiations often drag on. Insurance companies take their time investigating who’s responsible, and each party might try to blame the other — leaving you waiting on the money you urgently need.

When Settlements Drag On, You Don’t Have To Wait

We’ve seen firsthand how these delays can impact injury victims. In 2023, for example, a Florida jury awarded $1.8 million in damages to a plaintiff injured in a rental car crash involving a negligent tourist driver. That case took nearly two years to resolve. During that time, the plaintiff could have benefited from pre-settlement funding to stay financially stable.

What Is Rental Car Accident Pre-Settlement Funding?

Rental car accident victims face unique financial strain. Out-of-pocket medical expenses, car rentals, and loss of wages pile up fast. And since most personal injury cases take months — sometimes years — to settle, plaintiffs are often pressured to accept lowball offers just to make it through.

Pre-settlement funding (also known as a lawsuit loan, or litigation funding) gives you the freedom to wait for the fair value of your case. It’s not a loan; it’s a non-recourse cash advance against the potential settlement of your rental car accident lawsuit. That means:

You get funds now to help with urgent needs: rent, medical bills, repairs, groceries, and more.
No risk to you: If you don’t win your case, you owe us nothing.
No credit checks or income requirements: Approval is based solely on your case.

This type of funding can make a real difference by providing immediate relief, allowing you and your family to move forward while your car accident case works its way through the system.

A Simple, Supportive Process

Getting help shouldn’t be complicated. Here’s how we do it at Baker Street Funding:

Apply in minutes — Online or by phone (888) 711-3599, no credit check required.
We’ll work directly with your attorney — To review your accident case details securely and confidentially.
Fast decisions and funding — Most approvals are completed in 24 hours or less.
No payments due until you win — And if your case doesn’t settle or you lose in court, you owe nothing.

Our funding is designed to relieve your financial stress so you and your attorney can focus on what matters — building your case and securing justice.

Why Trust Baker Street Funding?

You deserve a partner who’ll treat you with respect and compassion, not just process your paperwork. Here’s what makes us different:

True non-recourse funding: No repayment unless you win your accident case.
Clear, capped costs: We keep rates fair and never surprise you with hidden fees.
Transparency: All terms are explained up front in plain language.
Fast turnaround: Many cases fund the same day of approval.
Human touch: You’ll work with a dedicated specialist who listens and cares.

Our team at Baker Street Funding is here to help you every step of the way. We’ll make sure you understand your pre-settlement funding options and feel completely supported during this time.

Who Can Qualify for Legal Funding?

Your credit and job status don’t affect your eligibility — our decision is based on the merits of your claim.

You may be eligible if:

You must be 18+ and live in a state where legal funding is allowed.
You have a filed personal injury claim from a rental car accident.
You’re working with an attorney on a contingency fee basis.
The other party or rental company has valid insurance coverage.
Your lawyer is willing to provide case details for review.
Your accident case is strong enough to win, and worth over $50,000.

Many states use a “comparative negligence” rule, which means that if you are found partially at fault for the accident, your total settlement amount can be reduced by your percentage of fault. We understand that these rules can seem complicated, but we’re here to help you understand how they affect your funding eligibility.

For us to approve funding in these states, your case needs to have strong evidence that the other driver was primarily responsible for the car rental crash. We look for cases where your attorney is confident that any fault assigned to you will be minimal, so your potential settlement remains substantial enough to support the funding you need.

Get the Support You Need — When You Need It

If you’re in the middle of a rental car accident lawsuit and struggling financially, Baker Street Funding can help you get back on your feet. You’ve already been through enough — the waiting game shouldn’t add to your stress.

Reach out to Baker Street Funding at (888) 711-3599 or apply for a lawsuit loan online. We’ll answer your questions, review your options, and help you get the support you need quickly, privately, and with genuine care.

FAQs About Rental Car Accident Lawsuit Funding

1. Can I get pre-settlement funding if my accident involved a rental car?

Yes. If you were injured in a rental car accident and have an active personal injury claim with an attorney, you can qualify for pre-settlement funding. At Baker Street Funding, we evaluate your case based on liability, insurance coverage, and injury documentation — not your credit or income. Once approved, you can receive funds within 24 hours.

2. Does the rental company have to approve the funding?

No. The rental company or its insurer doesn’t participate in the funding process. Your attorney simply provides case documentation to confirm your pending claim. We work directly with your lawyer to verify case details and issue your advance quickly and confidentially.

3. How does non-recourse funding protect me?

Non-recourse means you only repay the advance if you win or settle your case. If your lawsuit doesn’t result in compensation, you owe Baker Street Funding nothing. This structure protects you from financial risk while giving your attorney the time needed to pursue full recovery.

4. What if multiple insurance companies are involved in my rental car case?

That’s common with rental car accidents. There might be coverage from the at-fault driver’s policy, the rental company’s liability plan, or even your own insurer. Our team understands these layered claims and works closely with your attorney to make sure the funding matches the case’s value and expected payout.