How to determine pain and suffering from a car accident?

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Money after car accident

Are you a victim of a car accident? You are not alone. In fact, hundreds of people witness accidents daily all across the world.

Depending on the severity of your accident, victims of car accidents suffer different types of injuries. 

An accident may result in physical injuries such as broken body parts, possible surgeries, medical tests, and hospitalization. Similarly, a car accident may also result in mental health issues. 

In both physical injuries and mental health issues, the victim of a car accident is entitled to claim damages and receive compensation for the loss that occurred.

If you are curious to know the amount of money you could receive from a car accident lawsuit settlement, this article will provide all the necessary details you need to figure out an approximate figure.

What are the relevant factors in determining pain and suffering?

First of all, there is no standard method to determine the amount of compensation awarded to a car accident victim for the pain and suffering caused by the accident. However, the following factors may be relevant to determine the amount of compensation;

  1. Each accident has its own particularities and unique circumstances. Either a driver’s negligence may cause an accident, or the driver may be intoxicated. Similarly, circumstantial evidence of traffic signals, speed of the vehicles, the condition of the road, the time and place of the accident, etc., are relevant factors. To determine the damages, these special circumstances of the accident will be highly considered.  
  2. The second factor is the severity of the accident. A car accident may result in severe physical injuries to a victim, requiring hospitalization, medical test, and surgeries. However, in other cases, an accident may be minor and may not result in any serious injury. In order to determine the value of compensation, the severity of the accident will be taken into consideration, including the amount of medical bills.
  3. A car accident may also result in mental health issues. A victim may develop issues such as depression, anxiety, post-traumatic stress disorder (PTSD), changes in sleeping or eating patterns, mood swings, fear, humiliation or anger, etc. In order to determine the value of damages, these factors will be taken into consideration.
  4. Some accidents may result in permanent damage to the human body, resulting in permanent disability, depriving a person of continuing the employment they used to do before the accident. The financial loss which occurred due to the accident is also an essential factor in determining the damages awarded to a victim in a car accident.

The above mentioned are the relevant factors that the courts of law consider to determine the value of pain and suffering of a car accident victim. The list is not exhaustive, and you may add other forms of pain and suffering depending on the particular circumstances of your case.

How do insurance companies determine pain and suffering in a car accident?

The insurance companies have two types of methods to determine the value of pain and suffering of a car accident victim. The first method is the Multiplier method, in which the insurance companies add up the actual damages incurred by a victim and multiply the total with a number between 1.5 to 5, depending upon the degree of pain and suffering. 

In the second method, the insurance companies assign a dollar value for one day of damages and then multiply it by the number of days the injuries have affected the victim.

How to pay household bills after car accident?

The cases of car accidents may take months and, in some cases, years to be finally decided by the courts of law. 

You may need financial assistance to pay your household bills, medical expenses and take care of your other financial needs during this duration. We at Baker Street Funding provide risk-free lawsuit funding to you when you are fighting your case. 

You can apply for pre-settlement funding, and if your application is approved, you will receive pre-settlement funding before the final settlement of your case. 

You can use settlement funding to pay your medical expenses and fulfill other financial liabilities without stressing about the number of damages you will receive in the case. Similarly, if you are living in a state such as New York, which follows the no-fault insurance policy, you can reimburse compensation for the damages caused to you and fulfill your financial expenses.

At Baker Street Funding, we give you the inside scoop on pre-settlement funding by covering a variety of ... financing and legal topics to help you made the best financial decision for you and for your case. Our experts break down complex ideas in a way that's easy to understand so you can stay informed on current trends as well as tips and fact checked information by the CEO and founder, Daniel Digiaimo. Furthermore, Despite its name, consumer legal funding is not a loan. If you don't win your case, no payment needs to be made back. To avoid confusion and simplify matters on, we'll use the word "loan" throughout this article.

About Baker Street Funding

Baker Street Legal Funding helps plaintiffs and attorneys achieve financial ease during litigation through our non-recourse funding products. Our services give out thousands of clients fast access to tools and transparent information so you can get the needed funds with competitive rates. Baker Street Funding approval methods come with critical essentials for getting ahead fast, including larger approvals in connection to a thriving funding team of like-minded people. 

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* This post is for educational and informational purposes only. Please consult your attorney and your financial and tax advisors before making any decisions. Terms and conditions can be found at

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