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What is employment discrimination and how does it affect your finances?
Employment discrimination occurs when an employer takes adverse action against you because of your race, age, sex, disability, religion, national origin, or another protected characteristic. The Equal Employment Opportunity Commission (EEOC) received 88,531 new discrimination charges in fiscal year 2024 alone—a 9% increase from the prior year. Many of these cases involve retaliation after a complaint, harassment, or unfair treatment that leads to lost income, emotional strain, and financial hardship.
Lawsuits like yours often take months or years to resolve. During that time, everyday expenses continue—housing, utilities, and groceries. Pre-settlement funding helps bridge that gap so you can maintain stability without rushing into an unfair settlement.
Why consider pre-settlement funding for an employment discrimination lawsuit?
Facing employment discrimination can leave you dealing with lost income, rising bills, and the stress of waiting for justice. Pre-settlement funding offers financial relief—cash now based on the strength of your case, so you can cover essentials without rushing to accept a low offer just to pay the rent.
Unlike traditional loans, this is non-recourse financing. You only repay from a successful settlement or verdict, and only if one occurs. The funds can be used for living expenses, car payments, or any needs that help you stay focused on your case.
Many plaintiffs in discrimination matters tell us this relief lets them hold out for fair compensation instead of settling early out of financial necessity. If your case has the evidence and potential we look for, it can provide real stability during this difficult time.
**Your lawyer must approve and sign off on any legal funding.
How pre-settlement funding works.
Getting pre-settlement funding for your employment discrimination lawsuit is straightforward and designed to move quickly. We keep the steps simple so you can focus on your case instead of paperwork.
Here is how it works:
Get started
Fill out a short online form or call us at (888) 711-3599. It takes just minutes and requires no credit check.
Evaluation
We examine the strength of your discrimination evidence and potential value together with your lawyer.
Approval
Once approved, you and your attorney will review and sign the contract.
Cash
Receive your funds in as little as 2 hours via wire transfer after the contract is complete. If you prefer a check, it will arrive within 1 to 2 business days.
Our non-recourse advances start at 2.95% monthly (simple interest) with a 2 to 3-year cap. You repay only from your settlement or verdict—nothing if the case does not resolve in your favor. No credit check, no upfront fees, and no monthly payments.
How do I qualify for pre-settlement funding in discrimination cases?
Qualifying for pre-settlement funding starts with a strong, well-documented employment discrimination case that shows clear merit and realistic potential value. We look for solid evidence of unfair treatment based on a protected characteristic—especially when it includes concrete proof like communications, records, and witness accounts that support your claim.
Your case needs attorney representation, with your lawyer’s consent to proceed. Most funded discrimination matters also have a settlement offer in place or early discussions underway, and the employer typically carries insurance or has the financial ability to resolve the claim. Potential case value usually exceeds $50,000.
At Baker Street Funding, we review each request individually and quickly. There is no credit check and no personal liability. If your situation fits these guidelines, we can potentially provide funds within days to ease your financial pressure while the case resolves.
What makes an employment discrimination case strong enough for funding?
Strong employment discrimination cases for pre-settlement funding rest on clear, factual evidence of unfair treatment. We and your attorney look for concrete documentation that supports the claim—particularly in cases involving racial discrimination or other protected characteristics.
| Key Factor | Why It Matters for Funding |
|---|---|
| Proof of Adverse Action | Documents like emails, texts, performance reviews, or termination notices show clear negative treatment. |
| Evidence of Pretext | Indicates the employer’s stated reason may not hold up and could mask discrimination. |
| Similarly Situated Employees | Shows that employees outside your protected class were treated more favorably in comparable situations. |
| Documentation and Witnesses | A detailed timeline with supporting witnesses strengthens credibility and factual support. |
| Retaliation Proof | Links negative actions directly to your complaint or protected activity through timing and records. |
The stronger and more factual this evidence, the better the foundation for your case’s potential value. Every situation is unique, and we evaluate each request based on its specific merits and realistic path forward.
Benefits of Baker Street Funding for employment discrimination cases.
At Baker Street Funding, we understand the unique challenges of employment discrimination lawsuits. Our pre-settlement funding is designed to support plaintiffs with strong, well-documented cases while keeping the process simple and transparent.
Key benefits include:
- Funds available as soon as 2 hours after approval
- Competitive rates starting at 2.95% per month
- No monthly payments or credit checks required
- Flexible use of funds for rent, utilities, groceries, or any living expenses
- Up to 10% of your case value is available depending on case strength
- Attorney consent and coordination throughout the process
- Pay back only if you win
- You pay nothing upfront. Ever.
- Get one-on-one support from a funding expert who knows your case from start to finish.
We specialize in non-recourse funding for discrimination matters that show clear evidence and realistic potential value. Our goal is to help you stay financially secure while your case moves forward at its natural pace.
Frequently asked questions.
We know you have questions during this difficult time. Here are clear answers to the ones we hear most often from plaintiffs in discrimination cases.
Do I repay the funding if my case loses?
No. This is non-recourse funding, so you only repay from a successful settlement or verdict if one occurs.
Is attorney consent required?
Yes. Your lawyer must review and approve the funding before we can proceed. We work directly with your counsel.
Can I use the funds for living expenses?
Absolutely. Use the money for rent, utilities, groceries, medical costs, or any needs that help you stay stable.
How much funding can I receive?
Amounts depend on your case strength and potential value. We have provided up to 10% of your projected case value, and up to 20% if it has been settled.
What if my employer has not made a settlement offer yet?
We can still review cases with solid evidence and early discussions. A settlement offer often strengthens the file, but it is not always required at the start.
Is there a credit check?
No credit check is ever required. Approval is based solely on the merits of your employment discrimination lawsuit.
How fast can I get the money?
Many plaintiffs receive funds within 2 to 48 hours after they sign the contract with their attorney.
Does Baker Street Funding handle other types of employment discrimination?
Yes. We carefully review strong cases involving any protected characteristic under federal law, provided they include clear, factual documentation and show realistic potential value.
Will pre-settlement legal funding affect my case?
No, pre-settlement funding will not affect your case or your attorney’s handling of it. At Baker Street Funding, we operate independently and do not interfere with your legal proceedings. You and your attorney will always have full control over your case and all settlement negotiations.
You’ve already stood up for what’s right at work. Let us help you stand strong now.
You’ve already shown real strength by standing up against workplace discrimination. While your employment discrimination lawsuit moves forward, the financial pressure can feel overwhelming. Pre-settlement funding from Baker Street Funding may help ease that burden so you can focus on your case and hold out for fair compensation.
We review each request carefully, looking for strong evidence and realistic potential value. If your case qualifies, funds can often be available quickly—with no credit check and no repayment unless you reach a successful settlement.
Ready to explore your options? See if you may qualify in minutes — no obligation.
Or call us directly at (888) 888-8888
We’re here to help during a difficult time.
Baker Street Funding, LLC – Non-recourse pre-settlement funding. Not available in all states. Approval based on case merit. Rates and terms subject to underwriting.