When you’re seriously hurt at work, everything changes at once. Your body needs time to heal, but your bills, rent, and daily responsibilities keep moving like nothing happened. It’s a lot to carry when you’re already in pain and waiting on a workplace injury lawsuit to resolve.

That’s where pre-settlement funding for catastrophic workplace injuries can help. Instead of waiting months or years for your case to settle, you can access a portion of your expected recovery now—without monthly payments, credit checks, or out-of-pocket risk.

At Baker Street Funding, we provide non-recourse workplace injury funding, which means you only pay us back if your case settles or you win. If you don’t recover, you owe us nothing.

How We Help After a Serious Work Injury

Here’s what our catastrophic workplace injury funding can do for you:

Provide cash while your workplace injury lawsuit is still pending.
Help cover medical care, rent, utilities, and daily living costs.
Give you breathing room so you’re not pressured into a low settlement.
Protect you with non-recourse terms—no repayment if your case loses.

We coordinate directly with your attorney, keep the process simple, and explain every step so you feel informed and in control.

Quick Fact: Catastrophic workplace accidents—like falls from heights, crush injuries, and serious equipment incidents—lead to thousands of life-altering injuries in the U.S. each year, often requiring multiple surgeries and long-term care.

What Is a Catastrophic Workplace Injury?

A catastrophic workplace injury is a severe, long-term injury that changes how you live and work. These injuries usually involve permanent impairment, serious loss of function, or the need for ongoing medical treatment and support.

In many of these cases, your lawsuit isn’t just against an employer—it may also involve third parties such as contractors, property owners, or equipment manufacturers. That’s why these claims often move beyond basic workers’ comp and become personal injury lawsuits with higher settlement potential.

Common catastrophic workplace injuries include:

Traumatic brain injuries (TBI)
Spinal cord injuries and paralysis
Crush injuries and traumatic amputations
Severe orthopedic injuries requiring multiple surgeries
Compartment syndrome and serious vascular damage
Fatal work accidents that lead to wrongful death claims

These cases are complex and can take time to resolve, which is exactly when pre-settlement funding can step in to help you stay stable while your attorney fights for full compensation.

Types of Lawsuits Involving Catastrophic Workplace Injuries

Catastrophic injuries can happen in all kinds of work environments—not just “dangerous” jobs. What often matters for funding is whether someone other than your employer or a separate company or property owner was negligent and carries insurance.

Examples of lawsuits that may qualify for pre-settlement funding include:

Construction site accidents – falls, equipment failures, or unsafe conditions involving contractors and subcontractors.
Oilfield and energy accidents – rig incidents, explosions, or equipment malfunctions caused by negligent companies.
Logging and timber industry injuries – dangerous machinery, falling objects, or unsafe work practices.
Commercial fishing and maritime injuries – vessel accidents, equipment failures, or Jones Act–type claims.
Agricultural and heavy machinery accidents – tractor rollovers, entanglement in equipment, or defective machinery.
Transportation-related workplace accidents – delivery vehicles, commercial trucks, or company-owned fleets.
Fatal work accidents – wrongful death claims brought by family members or estates.

If your injury was caused by another party’s negligence and there is insurance or a corporate defendant involved, your case may qualify for funding.

How Pre-Settlement Funding Helps After a Catastrophic Work Injury

After a serious workplace injury, it’s common to feel pulled in two directions. On one side, your doctor is telling you to rest and focus on recovery. On the other, your bank account is telling you there’s no time for that.

Pre-settlement funding is meant to ease that tension. It gives you access to part of your future settlement now, so you can keep your life together while your case moves forward.

Many clients use catastrophic workplace injury funding to:

Pay for surgery, rehabilitation, and medical equipment.
Cover rent or mortgage payments so they don’t risk losing their home.
Keep up with utilities, groceries, and everyday living costs.
Support their family while they’re out of work or on reduced income.
Avoid feeling forced into an early, unfair settlement just to pay bills.

Because our funding is non-recourse, you don’t make monthly payments, and you don’t repay anything out-of-pocket. If your case doesn’t settle or your attorney doesn’t recover any money, you owe us nothing.

Eligibility for Catastrophic Workplace Injury Pre-Settlement Funding

You may qualify for funding if:

You are represented by an attorney on a contingency-fee basis.
Your attorney agrees to work with us and sign the funding documents.
You have an active personal injury or wrongful death lawsuit.
Your injury was caused by someone else’s negligence, such as a third-party company, property owner, or manufacturer.
Your attorney believes your case has strong merit and significant settlement potential, typically $50,000 or more.
There is insurance coverage or a solvent defendant available to pay a claim.
You are 18 or older and live in a state where legal funding is available.

Approval depends on the strength and value of your case—not your credit score, job history, or income.

How Baker Street Funding Evaluates Catastrophic Workplace Injury Lawsuit

Catastrophic work injury cases are serious, and we treat them that way. Our team works directly with your attorney to understand your case before offering funding.

Medical Evidence and Injury Severity

We review:

Hospital and emergency room records
Imaging such as MRIs, CT scans, and X-rays
Surgical reports and follow-up care notes
Prognosis statements about permanent impairment or disability
Future care plans, rehabilitation needs, or life-care plans

Liability and Case Strength

We look at how and why the injury happened, including:

Accident and incident reports (including OSHA reports, if available)
Evidence of unsafe conditions or third-party negligence
Witness statements, photos, or video, when available
Expert opinions that help support fault and causation

Damages and Recovery Potential

We also consider the financial impact of your injury, including:

Lost wages and reduced earning capacity
Long-term medical expenses and care needs
Pain, suffering, and loss of quality of life
The presence of insurance coverage or a financially responsible defendant

This evaluation helps us offer responsible funding amounts that line up with your case’s potential value while protecting your long-term recovery.

Why Workplace Accident Victims Choose Baker Street Funding

When your injury is catastrophic, you need a funding partner who understands both the legal and human side of what you’re going through.

With Baker Street Funding, you get:

Non-recourse funding – if your case loses, you owe nothing.
Low, capped rates – no compounding interest stacking against you.
Clear, straightforward terms – no confusing fine print or surprise fees.
Fast decisions – many cases are approved within 24–48 hours after we review your file.
One-on-one support – a dedicated funding expert who stays with your case from start to finish.

We’re here to give you breathing room, not pressure. Your attorney handles the legal fight. We help you get through the waiting.

Focus on Recovery While Your Case Continues

A catastrophic workplace injury can change your plans, your work, and your daily life overnight. Financial stress shouldn’t be the thing that breaks you on top of everything else.

If you’re struggling to keep up with bills while your catastrophic workplace injury lawsuit is pending, pre-settlement funding may help you stay steady while your attorney fights for the compensation your case deserves.

You can apply online or call (888) 711-3599 to speak with a funding specialist. There’s no obligation, and if your case doesn’t resolve in your favor, you don’t pay us back.

FAQ: Catastrophic Workplace Injury Lawsuit Funding

How long does it take to get funding for a catastrophic workplace injury case?

Once we receive your case details from your attorney, many applications are reviewed and decided in about 24–48 hours. Timing depends on how quickly we can get the documents we need from your lawyer.

Do I have to repay if I lose my case?

No. Our funding is non-recourse, which means repayment only comes from your settlement or verdict. If your attorney doesn’t recover money in your case, you don’t pay us back.

Can I qualify if I’m also receiving workers’ compensation?

Possibly, yes. What matters most is whether you have a separate personal injury or third-party lawsuit in addition to your workers’ comp claim. We fund the civil lawsuit portion—not workers’ comp benefits themselves in most states. Your attorney can confirm whether you have a third-party claim that may qualify.

How much funding can I get for my catastrophic work injury case?

The amount depends on the strength of your case, the severity of your injuries, and the estimated value of your lawsuit. Many plaintiffs receive funding equal to a portion of their expected settlement, often up to around 10–20%, but every case is evaluated individually.

Will pre-settlement funding affect my lawsuit?

No. We work directly with your attorney so the funding process does not interfere with your case strategy or your legal rights. Repayment comes from the settlement at the end of the case, and your lawyer stays in control of the litigation.

What can I use the funds for?

You can use the funds for essential expenses, such as rent or mortgage, utilities, groceries, medical bills, transportation, childcare, and other day-to-day costs. The goal is to help you stay financially stable while your case is pending

Do I need good credit or a job to apply?

No. We don’t base our decision on your credit score, income, or employment history. Approval is based on your case, not your credit. As long as you have a qualifying catastrophic workplace injury lawsuit and an attorney, you can apply.