HOW TO GET A LAWSUIT LOAN IN NJ
LAWSUIT LOANS IN NEW JERSEY ARE ONLY REPAID IF THE CASE HAS SUCCESSFULLY SETTLED
If you live in NJ, you can now apply for flexible, non-recourse legal funding. Baker Street Funding specializes in all types of personal injury settlement and pre-settlement funding for most cases. We are one of the major leaders in our industry with the quickest approval times in the nation. The best part is, you only repay your NJ lawsuit loan if you win your case!
If you have been injured in a “no fault” accident and do not have any prior liens, you will be automatically pre-approved for a lawsuit cash advance in New Jersey. We will verify your case information and have a funding request for you in hours. Even if your lawsuit has not been filed yet, as long as you have retained an attorney, we can get you the cash assistance you need to get your life back on track.
HOW WE OFFER QUALITY LAWSUIT LOANS TO NJ RESIDENTS
OPERATING WITH THE SAME BEST PRACTICES AND DISCLOSURES
If you are reading this now you may be considering requesting a lawsuit loan in NJ. Do you need help with bills and family matters that are dragging you while you wait for your settlement? Baker Street Funding may be able to provide the help you need. We help New Jersey residents obtain cash advances on their legal settlement both pre and post-settlement offer. We provide non-recourse funding as an alternative to traditional loans. By providing access to non-recourse funds, plaintiffs in New Jersey can rest easy knowing that if their case does not settle, they owe us nothing.
NJ PRE-SETTLEMENT FUNDING REGULATIONS
Lawsuit loans and pre-settlement funding are generally unregulated in most states including New Jersey. While some bad actors take advantage of these policies to charge high interest and ridiculous fees, Baker Street Funding operates with the same best-practices and disclosures. We make great efforts to provide fair rates, low fees and transparent contracts that all our clients are able to understand. We commit to delivering the best pre-settlement loans for you, so you can finally reach for the settlement amount you deserve.
NJ LAWSUIT FUNDING CONTRACTS
Our agreements are purely based on the merits of your case and do not take into account traditional financing requirements like credit and job verification. Insurance companies will try to drag out the settlement process as long as possible to force you into settling for less than you know you deserve.
New Jersey, IT'S ROADS AND ACCIDENT RATES
THE GOOD, THE BAD AND THE UGLY
The Garden State, named from the Channel Isle of Jersey is known for the purple violets, the eastern goldfinch, the honeybees, red oaks across your home, horses and sanctuaries just a few towns away, and those blue berries, how can’t you say no to the Garden State, named From the Channel Isle of Jersey. Bringing you extreme hot summer days to brutal winters where most accidents do occur as New Jersey is the only state where all counties are classified as metropolitan areas and has an average of 1,000 people pSM with about 90% (the highest in the United States) of the people living in an urban area. New Jersey carries a high amount of personal injury cases and auto accidents with an average of 320,000 crash reports per year being categorized as the aggressive driver state.
NJ residents drive over 210,000 miles per capita every year. This means that New Jersey drivers can have a significant risk every year of being involved in a car accident. In general, buckling up in 2017 reached 89.6 percent compared to 84 percent in 2011 in the United States, according to The Department of Law and Public Safety of New Jersey. Crash records were reported to be at a high of 270,231 alone in 2017. Injury cases were 61,753 and total fatal crashes were 591 that same year. Due to cel phone use while driving we are looking at 1134 crashes alone in 2017.
YOUR INSURANCE
NJ operates under 50% Modified Comparative Fault - if you are 50 percent or more at fault for an accident, you cannot seek compensation for your own injuries. Any less than 50 percent and you can collect, subtracting which percent was your fault. In addition, New Jersey also operates under a “No-Fault” which covers your medical bills if you're injured in an accident regardless of who is at fault. The minimum bodily injury state enforced minimum insurance policy limits are as follows: $15,000 bodily injury for one person, $30,000 bodily injury for all injuries and $5,000 property damage liability per accident.