Neck and shoulder injuries are among the most common — and most painful — outcomes of serious accidents. In fact, over 800,000 car accidents each year in the United States involve a neck injury, and traffic accidents are the cause of about 68.5% of serious shoulder injuries.

These injuries can happen in a split second, but the recovery often takes months or even years. Between physical therapy, time off work, and medical bills, it’s easy to feel overwhelmed while your lawsuit moves through the system.

If you’re waiting on a settlement, pre-settlement funding for lawsuits involving neck or shoulder injuries can help relieve that financial pressure. It gives you access to a portion of your expected settlement now so you can cover your expenses without rushing your attorney into a low offer.

Understanding Neck and Shoulder Injuries in Personal Injury Cases

Neck and shoulder injuries are common results of car accidents, slips and falls, workplace incidents, or repetitive motion. A sudden jolt or impact can damage everything from muscles, tendons, nerves, or even the spine, leaving victims with long-term pain and limited movement.

These injuries are painful and often invisible on the surface, which makes insurance negotiations tougher. Adjusters tend to downplay soft-tissue damage or delay payment while demanding repeated medical evaluations. That’s where financial support through pre-settlement funding makes a difference.

How Pre-Settlement Funding Works

At Baker Street Funding, we provide non-recourse lawsuit cash advances for plaintiffs with pending personal injury claims — meaning you only repay if you win or settle your case.

Here’s the simple process:

Apply online or by phone (888) 711-3599. You tell us about your case and your attorney’s contact details.
Attorney verification. We work directly with your lawyer to evaluate your claim’s strength, liability, and projected settlement.
Approval and funding. Once approved, you can receive funds within 24 hours.
No repayment if you lose. You owe nothing if your case doesn’t succeed.

Our goal is to give you immediate financial relief without adding stress or risk.

Who Qualifies for Neck and Shoulder Injury Funding

You may qualify if:

You were injured in an accident caused by someone else’s negligence.
You have a personal injury lawsuit worth $50,000+, and are represented by an attorney.
Your attorney agrees to cooperate in the funding process.
The case has sufficient documentation showing liability and damages.
You are 18 years of age or older and live in a state where pre-settlement funding is allowed.

There’s no credit check and no income requirement. We base approval entirely on your personal injury case’s strength and potential recovery.

How Baker Street Funding Evaluates Neck and Shoulder Injuries in Personal Injury Lawsuits

At Baker Street Funding, we look at every case individually — focusing on the medical and legal details that show your claim’s strength and potential recovery. Our evaluation process is designed to be fair, transparent, and fast, so you can access the funds you need without unnecessary delays.

Here’s what we consider:

Medical Evidence: Diagnostic imaging (MRIs, CT scans, or X-rays) that document herniated discs, ligament tears, or nerve compression.
Treatment History: Records of injections, physical therapy, or surgical procedures such as rotator cuff repair, cervical fusion, tracheotomy, or nerve decompression.
Long-Term Prognosis: Medical reports showing whether your injury led to chronic pain, limited range of motion, or permanent disability.
Liability and Case Strength: Accident reports, witness statements, or expert opinions that confirm fault and support your attorney’s case.

By reviewing these factors directly with your attorney, our team determines an appropriate advance amount — up to 10% of your projected settlement — while keeping the process simple, confidential, and fully compliant with ethical funding standards.

Need Help Covering Surgery Costs for Your Neck or Shoulder Injury?

At Baker Street Funding, we help you cover surgery costs for your neck or shoulder injury when it’s part of a personal injury lawsuit. Our surgery funding option, also known as medical lien funding for personal injury, is arranged directly with your attorney and surgeon. The best part? You only pay us back if you win your case.

Most common surgical procedures we fund:

Neck surgeries

Cervical spinal fusion (e.g., ACDF)

Laminectomy

Cervical disc replacement

Discectomy

Shoulder surgeries

Shoulder replacement (total or reverse)

AC Joint Reconstruction

Labral and SLAP repair

Bankart repair

Why Plaintiffs Choose Baker Street Funding

When you’re recovering from an injury, money worries should be the last thing on your mind. We get it. That’s why our team is dedicated to providing a compassionate service, transparent terms, and quick access to funds.

Non-recourse funding: You only repay Baker Street Funding if you win.
Low simple interest with capped costs: No compounding, no hidden fees.
Fast decisions: Many approvals happen within 24 hours.
Dedicated case expert: You’ll work with one person from start to finish.
Ethical and transparent: We follow ALFA best practices and full consumer protection standards.

With our help, your attorney can take the time needed to secure the full value of your injury claim, while you stay financially stable.

Regain Control While You Recover

Neck and shoulder pain can take over every part of your life — from sleep and work to even simple daily movement. The waiting period for your settlement shouldn’t make that worse.

With Baker Street Funding’s pre-settlement funding, you can get the cash you need now to stay afloat while your attorney fights for justice.

Call (888) 711-3599 or apply online today. Our team will review your case quickly and connect you with a funding specialist who understands what you’re going through — so you can prioritize your healing, knowing bills are taken care of.

FAQs About Neck and Shoulder Injury Lawsuit Funding

1. Can I qualify for pre-settlement funding if my neck or shoulder injury came from a car accident?

Yes. If your neck or shoulder injury resulted from a car accident or another person’s negligence, and you have an active personal injury lawsuit with an attorney, you may qualify for funding. Baker Street Funding reviews your case details — such as liability, medical documentation, and expected settlement value — to determine eligibility. There’s no credit check or employment requirement, and you only repay if your case wins.

2. What are the most common causes of neck and shoulder injuries in personal injury cases?

Neck and shoulder injuries often occur in:

Car, truck, or motorcycle accidents (especially rear-end or side-impact crashes)
Slip and fall incidents
Workplace or construction site accidents
Sports or recreational accidents
Medical malpractice or surgical errors

Because these injuries can limit mobility, cause chronic pain, and require long-term care, they often lead to strong personal injury claims — and may qualify for pre-settlement funding.

3. How much can I receive for a neck or shoulder injury lawsuit advance?

The amount depends on your case value and documented damages. Moderate whiplash or soft-tissue cases might qualify for smaller advances, while severe injuries requiring surgery or causing permanent disability can qualify for larger funding amounts.

Settlements for serious neck or shoulder injuries can range from $75,000 to over $500,000, depending on the facts of the case. At Baker Street Funding, we typically provide up to 10% of your projected settlement.

That means if your expected settlement is around $100,000, you may qualify for up to $10,000 in funding. Larger cases — especially those involving surgery, nerve damage, or permanent loss of function — can qualify for higher advance amounts.

4. How long does it take to receive funding for my neck or shoulder injury case?

In most cases, Baker Street Funding can approve and fund your advance within 24 hours of receiving your attorney’s case details. The process is quick, straightforward, and completely confidential. We coordinate directly with your lawyer so you can focus on recovery instead of financial stress.