Pre-settlement lawsuit loans in 24 hours or less.

Pre settlement funding (aka lawsuit loans) is the process in which plaintiffs, receive cash up front in return of your coming settlement. Pre settlement advances are non-recourse agreements meaning if your case does not win, you keep the advanced funds. 

Baker Street Funding's process is simple, convenient and fast to get you the money you need as quickly and efficiently as possible. Lawsuit funding allows you to simplify your finances with a single, no risk approach. There are no lost-case payment penalties or hidden fees.  Baker Street Funding helps you get the best lawsuit finance deal possible, or your case is referred to someone else, period. 

The lawsuit funding qualification does not involve credit check or employment verification because it is solely based on the funding company's analysis of your case and the probability of it being successful.

Get a fast, non-recourse lawsuit cash advance at no-risk. Baker Street Funding works with hundreds of different types of claims.  Our process is the quickest within the lawsuit funding industry. We provide the fastest settlement funding services and in as little as 24 hours. Let's qualify you and call us at (888) 711-3599.

Baker Street Funding, one of the top legal funding companies in the market, helps plaintiffs like you find the right lawsuit advance funding program through:

• Professionalism
• A non-invasive approach
• Speed
• Ethics
• Expertise
• Recognition
• Higher amounts
• Lower rates

From the moment you apply, you will get live updates on your pre settlement loan process all the way to the moment you get paid. Baker Street Funding works with you every step of the way to make sure your experience is the best it can possibly be. You will be kept informed throughout the entire legal funding process. If you need to get your lawsuit cash as quickly as possible, Baker Street Funding provides you with the best possible rate with no hidden fees and mark ups and in as little as 24 hours.

 A lawsuit loan can be a great tool to help you fight for the settlement you deserve instead of taking a lowball offer from the insurance company because you are unable to pay for rent or past due bills. Although, a lawsuit loan is not the right choice for everyone, it is advisable to only get it if the following criteria applies to you:

• You are at a point where obtaining traditional bank financing is close to impossible;
• You are in a financial hole and in desperate need of cash;
• Understand the rate is fair for the risk that the funding company is taking.

If you have a valid lawsuit and you need the immediate funds from your lawsuit and if your case is strong and you have a high probability of winning it, then more than likely, your case qualifies for  funding. Credit and job history are not considered in our analysis of your case. Lawsuit funding is not considered a loan. It is a non-recourse lawsuit financing agreement based on only the outcome of your pending case meaning, no win, no pay.

The qualification requirements consist of:

• You must be represented by an attorney.
• Your case must be strong enough to win.
• For settled personal injury lawsuits, a minimum settlement of $50,000 is required for funding.
• Your attorney’s co-operation is a must. Without it, we cannot fund your case.

To see if you qualify, please fill out an application online or over the phone at (888) 711-3599. There are no hidden fees and no risk to see what we can offer you. Pre settlement advances are non-recourse lending contracts because if you lose the lawsuit, you don’t pay the borrowed funds. 

4 simple steps all pre settlement loan companies use to approve you.​

1. Your application - Baker Street Funding’s team of pre settlement funding advisors will handle the intake and review of your application. Depending on a number of factors, you advance will either be funded by us in house or with one of our partner firms with a relationship based rate.
2. Your attorney - Our team will work with your attorney to ensure our underwriters understand your case and get you the most amount of funding available now. Baker Street Funding requires you to be represented by a bar licensed attorney and for that attorney to participate in the due diligence process. Remember, the faster your attorney responds to our questions, the quicker your application can get approved.
3. Our underwriter - Case review consists of a call with your attorney to address any questions we may have about your case. After that conversation, our underwriter will issue an approval or denial depending on how high the value of your case is. If approved, we will send out paperwork for you and your attorney to sign.
4. Your funds - Once we receive back signed copies of your lawsuit funding contract (from both parties), we will immediately distribute the funds in the manner you choose. Funds can either be sent by bank wire or by overnighting a certified check to the address of your choosing via FedEx.

How does a pre settlement loan company analyze your case?​ The pre settlement funding process consists in the analyzation of your case for the purpose of underwriting a settlement advance through the following three important factors:

• FAULT

The first thing the lawsuit funding company looks at is fault; all the facts surrounding the incident as well as the police report (if applicable), or any other supporting documents to verify that the defendant in your case is at fault.

• INJURY

In accident cases, the second thing a pre settlement funding firm will look at is injury. Ambulance and emergency room report and any other medical files so that underwriters fully understand the extent of your injuries. If needed, pre settlement funding companies also provide surgical funding to help you pay for surgery as a result of the accident.

• INSURANCE

Finally, the lawsuit loan company will look at the defendant’s insurance coverage. This part is simple: underwriting will make sure the defendant in the case was sufficiently insured to cover the damages and/or injuries that resulted from the incident.

The amount of the advance is determined by the legal funding company who will analyze the merits of your case and determine how much of the future estimated settlement amount they can make available to you today. 

The two main types of lawsuit funding are:

• Pre settlement funding;
• Post settlement funding.

1. Simply put, pre settlement funding (also known as pre settlement funding loans) is given when your case has not yet settled and the award amount of your case is unknown. These are the most typical types of lawsuit loans and they carry higher interest rates than pos-settlement loans because of the extra risk involved.
2. Post settlement loans are provided when your case has settled but you have not received payment yet. While there is a lower risk, these advances are not risk-free because there is still a chance that the defendant can default on the judgment and not pay.

Plaintiffs normally look at other financial options for funding before turning to lawsuit loans. This could involve bank lines of credit, reverse mortgages, borrowing from friends and family and other options. While some of these options can carry less interest than a lawsuit loan, they can also be based on factors like personal credit and job history. If you do not have spotless credit then many banks will not lend to you. Most plaintiffs find themselves in a position where they are unable to pay their bills and their credit is negatively affected leaving them unable to get traditional financing from banks. This is where lawsuit loan companies come in. While traditional banks do not recognize the proceeds of a lawsuit as collateral, lawsuit loan companies do. As mentioned above, lawsuit funding is a non-recourse transaction. This means that unlike a traditional loan, there is no monthly payments and no obligation to repay if the case does not settle favorably. There may be fees associated with an advance but all fees are paid upon successful settlement of the claim.

Ethical pre settlement cash advances don't always come from the marketed best lawsuit loan companies in the United States. These firms must also work with ethics, if they don't, then you are just talking to a good marketer and advertiser. Ethical lawsuit finance helps avoid the pitfalls of settling quickly for less money by making available the cash you need now through basic morality, speed, treatment and expertise - at no risk and fair rates. The marketed 'best lawsuit loan companies' have huge pitfalls and you need to be careful with that. A lot of these companies pay consumer affairs amongst other pay-for-show marketing sites to be marketed as such and some have been involved on major lawsuits by the same clients they funded. These same companies changed their name and are still working and being called, the best pre settlement funding companies in the USA. 

Always work with a company you trust. 

As with any financial transaction, knowledge is key. Educating yourself on how a lawsuit loan works and who the companies funding you are, could end up saving you thousands of dollars when your case settles. It is important you  answer the following questions before signing a contract with a lawsuit funding firm:

• How fast is the company?
• Is it really 24-48 hours or is it taking longer?
• Are they taking an invasive approach towards your personal privacy?
• Has this company been recognized by the media?
• Is this company providing you with live updates?
• How do their representatives treat you?
• Do they offer contract price match?
• Are their rates clear on contract or are there any hidden fees?
• Define work ethics.

 Baker Street Funding is the best pre settlement funding company nationwide that works with basic morality. Having hired some of the most efficient underwriters in the nation, Baker Street Funding helps plaintiffs find the most convenient  lawsuit funding program for their time of need. 

• Our attorneys are the best in America and are here to evaluate your case in the fastest time available with the quickest turn around times in the industry.  
• Our 24 hour pre settlement lawsuit cash advance approval process is one of the quickest in the industry.  
• If is important to you, is important to us. This is why we are quick so you can get the fastest lawsuit advance loan solution at the lowest rate possible. 
• Whether you’re looking for a big auto accident lawsuit advance or you’re in need of a small lawsuit loan, representatives are standing by 24/7 to help you now.

There are many pros, cons and clowns when it comes to choosing amongst the best pre settlement loan companies in the industry. But are they really the best?  Since pre settlement funding is a relatively new industry, there are some companies that may try to take advantage of your situation by promising what they can’t and won’t ever deliver. One of the annoying scenarios come when these ‘top rated lawsuit lending companies’, promise you the world bringing zero results or ultra high interests as high as 300% a year. Talk is cheap. And so is the marketing being used to tempt victims into applying with companies that simply cannot fulfill your ‘now’ needs. The following are real life scenarios that you will need to consider.

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If you ever feel like the funding company is using high pressure sales tactics to get you to close on a transaction that you don’t understand, then you should know that these are manipulative methods and the rates will probably go out the roof, you can always walk away an not sign. Call someone else. 

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Knowing what your rate is and what is on your contract is imperative. While pre settlement funding rates can be high for a pre and post-settlement advances, make sure the company you work with clearly explains the contract to you.

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There can be complications with your case that can make the process much longer, but if your attorney is being responsive and a funding company is dragging their feet, remember, you have a choice. 

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The very best pre settlement funding companies can close a transaction for you in as little as 48 hours. There can be complications with your case that can make the process much longer, but if your attorney is being responsive and the funding company is dragging their feet, get a second opinion. Read the full article.

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To see if you qualify, please fill out an application online or over the phone at (888) 711-3599. There are no hidden fees and no risk to see what we can offer you.

Qualification requirement consist of:

• You must be represented by an attorney.
• Your case must be strong enough to win.
• For settled lawsuits, a minimum settlement of $50,000 is required for funding. 
• Your attorney's co-operation is a must. Without it, we cannot fund your case.

Lawsuit loan, is a commonly used term to describe pre-settlement funding or lawsuit funding. Pre and post settlement finance are commonly known as pre-settlement lawsuit loans or lawsuit pre-settlement loans. Pre and post settlement advances are not to be considered loans. All funding provided is non-recourse. They are actually advances on the proceeds of your coming settlement, a non-recourse plaintiff financing contract based on only the outcome of your pending case, in other words, a transaction in which legal funding companies provide you with upfront money that is secured against the successful settlement of your lawsuit and sometimes judgement. Nevertheless, if your case does not come to a successful conclusion, then the funds provided to you do not have to be paid back.

Investopedia describes non-recourse loans very well on this article: "Non-recourse debt is a type of loan secured by collateral, which is usually property. If the borrower defaults, the issuer can seize the collateral but cannot seek out the borrower for any further compensation, even if the collateral does not cover the full value of the defaulted amount. This is one instance where the borrower does not have personal liability for the loan. Recourse debt allows the lender to go after the borrower for any balance that remains after liquidating the collateral. For this reason, lenders charge higher interest rates on non-recourse debt to compensate for the elevated risk.” 

It usually takes between 24-48 hours for us to analyze your case from the moment your attorney sends us your claim file. If you are looking for other products such as litigation funding or attorney funding, the process can take a little longer.

Baker Street Funding can offer you the ability to consolidate your previous advances and save money on future payments by giving you an overall lower consolidated rate. If you have previously gotten a pre settlement advance and are in need of more money, as long as you have a strong case, you may be able to get a cash advance on your pending lawsuit. Many of our clients come to us with previous seeking better treatment and rates. We specifically do our best on providing an overall lower consolidated rate. 

For all pre settlement loan requests, you must be represented by an attorney because lawsuit funding is based solely on the merits of your case, we are not basing the advance on your credit nor job status. Lawsuit funding is paid by your attorney and only if your case is won. 

At Baker Street Funding we offer fair risk based rates to our clients. Some of our clients have seen savings as high as 20% a year by working with us instead of a competitor. Remember, if our competitors offers you a contract, we will match or beat their rates. 

Pre settlement and post settlement funding are non-recourse lawsuit financing agreements. This means that there is no risk in having to pay back the money if your case does not come to a successful settlement agreement. 

Traditional bank lending is an alternative to pre settlement funding, the problem is you can't access it with bad credit, no job history or a large amount of outstanding debt. You also cannot access if you had a bankruptcy recently and there are other hinderances that don't apply unlike when you get approved for a settlement cash advance because is strictly based on the merits of your case and nothing else. Its important to also try to get a personal loan from a financial institution, try to look into leveraging an asset such as a home, an automobile, borrow money from family members and/or friends; and if you can't do that, your only other option is a settlement advance.

Repayment of funds is wholly contingent upon the successful settlement of your litigation. The payment is dispersed to the funding company by your attorney only when your settlement check arrives and the balance is paid to you, after your case has already closed. If you lose your legal case after we lent you money, you don’t pay back the borrowed lawsuit funds.

Baker Street Pre Settlement Funding is provided in following states:

Alabama, Alaska,  California, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Louisiana, Maine,  Massachusetts, Michigan, Minnesota, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New York, North Dakota, Oklahoma, Oregon, Pennsylvania, Rhode Island,South Dakota, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming.

* We don't do worker's comp.

Many lawsuit funding companies charge outrageous rates or lie about giving 1% rates claiming they have low interests in pre settlement loans. Some of these lawsuit settlement loan companies say one thing over the phone, and SHOW you a different number on contract. You have to be very careful on this tactic. If you see something that is off, do not sign the contract, speak to your attorney and you can always seek help elsewhere.