Lawsuit Loans

 Avoid financial hardship during your pending lawsuit.

A personal injury claim shouldn’t drain your savings while you seek justice. Our lawsuit loans provide non-recourse cash advances, giving you funds now without credit checks or job verification. Focus on recovery, not bills—repay only if you win, with rates starting at 2.95% monthly.

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  • No-risk structure: Benefit from no-win, no-pay pre-settlement funding tailored to your case.
  • Simple access: Non-recourse lawsuit loans mean your financial history stays intact.
  • Quick relief: Get approved same-day for cash matched to your claim's value.
  • Scalable support: Advances from $1,500 to $2.5M, up to 20% of expected settlement (state rules apply).

Start your application easily.

Apply for a lawsuit loan with low rates starting at 2.95% monthly (simple), with a 3-year cap, so more of your settlement stays yours. Secure funding in 24 hours—let’s ease the load together.

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Are you an attorney looking for funding? Learn more 
Looking for litigation funding? Learn more

Lawsuit loan funding, pre-settlement cash advance, financial assistance for legal battles

Beyond the terminology: understanding lawsuit loans.

“Lawsuit loans,” “advance funding,” or “pre-settlement funding” all describe non-recourse cash advances against your potential settlement. You’re not personally liable if the case falls short, offering true protection.

Providers vary slightly in terms, but core perks remain the same: ease bills for financial relief, heal steadily with peace, and repay only from a win. Choose wisely—review costs and expectations  to make decisions that best fit your life circumstances

How lawsuit loans work.

Lawsuit loans from Baker Street Funding start with a quick case review by our experts, focusing on merit through your attorney—no credit hurdles. Once approved, funds arrive fast, easing bills without influencing your claim. It’s non-recourse, so risks stay with us.

Risk free legal funding
protection

Why choose lawsuit loans for fair settlements?

Insurance delays often force rushed settlements, straining your finances. Our lawsuit loans provide non-recourse cash to cover essentials, giving you strength to hold out.

This edge strengthens your attorney’s negotiations, dodging undervalued settlements. Regain balance—advance toward recovery without distraction.

Funding at every stage of your lawsuit.

Access cash when you need it most, at key points in your lawsuit. Pre-settlement funding bridges gaps early, advancing against your expected award before resolution. For later stages, settlement loans draw from your confirmed check or judgment, offering stability as closure nears.

funding for all stages

How to apply for lawsuit loans.

process 1

Apply

Begin online or call (888) 711-3599. Share case basics and attorney details—we handle the rest with care.

process 2

Evaluation

Our team collaborates with your lawyer to assess eligibility, focusing on your claim's strength for fair support.

process 3

Approval

Once approved, review and sign the non-recourse funding contract—simple terms protect your peace.

process 4

Receive Funds

Funds transfer same-day via bank or next-day check—most see relief within hours, easing immediate pressures.

Facing mounting bills amid your claim? Secure non-recourse lawsuit loans without credit checks. Request yours and regain control.

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Lawsuit loans in every state

Here is how you can use your funds.

Use your cash advance for anything you need, like:

  • Medical Bills. Reduce stress while you recover.
  • Living Expenses. Keep up with daily costs, from groceries to utility bills, so that your quality of life doesn’t suffer.
  • Rent or Mortgage Payments. Stay secure in your home by making housing payments on time.
  • Debt Payments: Manage bank loans or credit card debts that could escalate if left unattended.
  • Child Support: Consistently meet your family’s obligations.

** Restrictions: Lawsuit loans cannot be used to fund any illegal or unethical activities. It is also prohibited to use them to pay your attorney’s fees. Some states may have additional restrictions or limitations on how lawsuit loan funds can be used.

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Your state, your legal loan—a guide to regulations.

We understand lawsuit delays can add uncertainty—rest assured, lawsuit loans are fully legal nationwide as non-recourse advances. Unlike traditional loans, they’re purchase agreements repaid only from your settlement, exempting them from acts like Truth in Lending.

State protections differ, but we at Baker Street Funding commit to fairness everywhere. We meet local rules in regulated areas and adopt federal guidelines voluntarily elsewhere, shielding you from hidden risks.

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Don’t let state-specific regulations delay your case. Protect your rights with tailored funding solutions and apply now for your lawsuit loan.

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Types of civil lawsuits Baker Street Funding supports.

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Types

Qualifying for a lawsuit loan: essential criteria.

See Criteria
Better funding

Maximizing Your Lawsuit Loan: funding factors.

See Factors

Low-interest lawsuit loans—financial freedom without the risk.

Discover low-interest lawsuit loans that offer true financial freedom without the risk. With no-win-no-pay terms, flexible funding, and dedicated support, you can focus on winning your case with confidence. Apply now for the stability you deserve.

Lawsuit loans available nationwide.

Our cash advances are available in 42 states across the country. Get money for your lawsuit wherever you are.

  • Fast Lawsuit Loans. Receive cash in as little as 24 hours to cover unforeseen bills and turn financial stress into relief overnight.
  • Personalized Support. Partner with a dedicated loan specialist committed to providing the personalized assistance you deserve throughout your entire case.
  • Customized Funding Plans. Whether you need monthly support or a lump sum, our customizable financing plans allow you to choose the agreement that works best for you.
  • Extra Funds for Unexpected Costs. There's no limit to the number of times you can apply for our settlement loans. Simply call your dedicated specialist to request additional cash.
24 hour funding

Low interest rates starting at 2.95%.

Baker Street Funding specializes in risk-free lawsuit loans with the lowest rates, designed to keep more of your settlement in your pocket—just as it should be. Get competitive interest rates on your lawsuit settlement loans starting as low as 2.95% monthly (non-compounding).

  • Settlement Protection with Rate Caps. For greater predictability, you won't be charged any additional costs after the first two to three years, regardless of how long your case lasts.
  • Consistent Funding Costs. Your APR (Annual Percentage Rate) or 6-month interval stays locked in for the entire loan term, so you know exactly what to expect. 
  • Referral Discounts. Want an even lower rate? Ask your attorney to refer your case to us. Some of our clients have seen savings as high as 22% annually. We can help you save hundreds—or even thousands— of dollars on interest.
  • Loan Buyout Options. Unhappy with your current funding costs? We can match or buy out your existing settlement loan and offer you a better consolidated rate. 
lawsuit loans with low interest rates

Transparent terms you can trust.

Experience fair dealings in every interaction. No hidden fees, no penalties, no upfront costs, and a surprise-free journey to securing your financial needs with ease.
  • Ethical Practices. Unlike other lenders, we never engage in soliciting or harassing calls to secure your signature on our contracts.
  • Cancellation Rights. Had a change of heart? Enjoy the flexibility to terminate your lawsuit loan agreement within 5 days.
  • Privacy-First Protection. Trust in our absolute discretion with all your sensitive information. Every aspect of your case and financial dealings remains secure and confidential with us.
  • No Quid Pro Quo. We do not pay or accept any commissions or other forms of compensation for referrals from attorneys or their employees. Our commitment to our clients remains our top priority, and we strive to provide the best possible service without any conflicts of interest.
No hidden fees

The benefits of our risk-free lawsuit loans.

Unlock unparalleled financial freedom with our non-recourse lawsuit loans—funds when you need them, with no strings attached.

  • No Repayment If You Lose. In a legal fight, the repayment of a loan should be the least of your problems. With Baker Street Funding, if you don’t get a settlement or court award, you don't pay us back. It’s that simple.
  • No Income or Credit Checks, Total Freedom. Don't let a bad credit score or lack of income documentation deter you. Our lawsuit loans are designed with inclusivity in mind, irrespective of your financial past.
  • Full Asset Protection. Say goodbye to the fear of growing debt, or losing your assets. No matter how your case turns out, your personal property, and credit score stay safe and sound.
No risk pre-settlement lawsuit funding
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Choose the right lawsuit loan company to help you avoid predatory lending.

Pre-settlement advances from the best lawsuit loan companies in the United States help avoid the pitfalls of funding your case through predatory lenders. The best pre-settlement loan companies can close a transaction for you in as little as 24 hours. Being recognized as the best lawsuit funding company nationwide, Baker Street Funding prioritizes transparency and helps you find the right cash advance fast. 

 

 Baker Street FundingOther Lawsuit Lenders
Funding Amount Range$1,500 – $2.5MMUp to $250,000
Cap3-year capNo cap
Interest Rate TypeSimple interest2.95% – 5% (compounding)
Interest Rate Range2.95% – 3.4%3% – 5%
Turnaround Times24-48 hours5 – 7 days
Contract TermsCosts as advertisedMay have hidden fees or additional charges
Customer servicePersonalized client supportN/A
Unique FeaturesNationwide reach, loan buy-out optionsN/A
Lawsuit loans for plaintiffs
Need a lawsuit cash advance to cover your expenses while waiting for your settlement? Fund your case with Baker Street Funding and experience favorable terms that let you proceed with your lawsuit without sacrificing your financial compensation.
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Client testimonials: real stories of success with our lawsuit loans.

Explore firsthand accounts from clients across the country and see how we can help you too.

“Baker Street Funding definitely came through for my son during a difficult time. They are professional, yet listen to personal needs and respond accordingly.”

Ms. Lane

rates stars

Secure your financial future today – apply for a lawsuit loan.

Applying for a lawsuit loan with low rates and transparent terms is a breeze with Baker Street lawsuit money lender. Simply call (888) 711-3599 to speak with one of our U.S.-based funding specialists, and your application can be completed in minutes.

Unlike other pre-settlement funding companies, we charge only simple interest. Know upfront the maximum you might owe, with no hidden fees. Your application carries no commitment until a contract is signed. Apply today for fast lawsuit cash advance approval.

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lawsuit loans with no risk

Lawsuit loan FAQ.

No, you must have a lawyer representing your case to qualify for a lawsuit loan. Your attorney must also agree to work with Baker Street Funding and sign the necessary documentation.

Learn more: The importance of attorney consent.

Yes, your credit score and employment status do not affect your eligibility for a lawsuit loan. Baker Street Funding focuses on the strength of your case, not your personal financial history.

Learn more about how your credit and employment status don’t affect your eligibility for a lawsuit loan.

Yes, you can borrow money against your potential lawsuit settlement through a pre-settlement funding agreement. This type of funding allows you to access cash upfront while your case is pending.

Pre-settlement funding, also known as a lawsuit loan or legal financing, provides you with a cash advance based on the estimated value of your lawsuit. The repayment is handled by your attorney, who deducts the agreed-upon amount from the resolution of your dispute through a court decision or settlement agreement.

Learn more about how pre-settlement funding works and how repayment is handled.

To qualify for funding, your case must have a minimum anticipated settlement value of $50,000. Cases with lower values might not be eligible for funding.

Learn more about the minimum case value required for a lawsuit loan.

With a “no-win, no-pay” policy, you won’t be required to repay the loan if you lose your case.

Interest rates at Baker Street Funding range from 2.95% to 3.4% fixed, per month. A fixed interest rate on a lawsuit loan stays the same for the life of the loan. However, your rate depends on how complicated and risky your case is—stronger cases tend to unlock lower rates.

Additionally, we cap the interest rate after 2-3 years. So even if your case takes more than two or three years to resolve, you won’t face any extra interest charges. Our caps are designed to protect you from high costs to help you retain more of your financial compensation when it’s finally time to repay.

Learn more: Use our lawsuit loan calculator to estimate your costs.

Yes, depending on your case value and outstanding balance from your previous advance, Baker Street Funding may be able to consolidate your existing loan and offer a new one at a lower rate.

As your case progresses, Baker Street Funding may be able to provide additional funding. While not all cases support multiple advances, 80% of claimants that come back for additional funding requests get approved.

Learn more about our flexible funding options and how you can receive additional funding as your case progresses.

 

 

If you’re looking for other ways to cover expenses while waiting for your settlement, you might consider disability payments, insurance proceeds, or help from friends and family.

Traditional banks don’t offer lawsuit loans, but you could explore personal loans through your credit union or local bank.

Learn more: How to get money while waiting for a settlement.

Lawsuit loans can be a valuable financial tool for plaintiffs facing prolonged legal battles. By providing upfront funding, these loans can help alleviate financial stress and allow you to stay focused in the fight without losing sleep over your bank balance. With a ‘no-win, no-pay’ policy, you only repay the loan if you win your case. However, they do come with interest and fees, which can reduce your final settlement.

Before applying for a lawsuit loan, it’s important to consult with your attorney to discuss the potential benefits and risks. Your attorney can provide personalized advice based on your individual case and circumstances, helping you weigh the benefits and costs to determine if this option is right for you.

Learn more: Pros and cons of lawsuit loans.

Reputable lawsuit loan providers, like Baker Street Funding, have transparent terms with no hidden fees, and no penalties. Here’s a closer review of our terms and conditions:

InterestNon-compounding starting at 2.95% p/month
Loan protection2-3 year cap
Funding time24 hours
Average loan amounts$10,800
Funding amounts$1,500 up to $10mm
Type of loanNon-recourse
Workers’ comp eligibilityDepends on the state
Personal injury claim eligibilityYes
Civil rights case eligibilityYes
FAQ's

How to Choose the Best Lawsuit Loan Provider.

Choosing the right lawsuit loan company can make a difference in the outcome of your case. Here’s how to find the best provider.

  • Reputation and Experience Approval. Pick a reputable lender known for its integrity and expertise in personal injury litigation. A strong reputation usually signals high-quality service.
  • Approval Speed and Efficiency. Time is of the essence in a personal injury claim. Opt for a lawsuit loan company known for fast processing, without any fuss.
  • Funding Costs Matter. Check for lawsuit lenders that clearly reveal all interest rates and fees from the beginning. Go with someone who offers clear, no-nonsense terms with capped and non-compounding rates.
  • Legal and Financial Guidance. Have your lawyer review the fine print of your lending arrangement and borrow only what you need.
EXPAND

Check out our lawsuit loan articles.

If you are seeking to understand your funding options during a personal injury case, our resources provide some important insights to help you make the most informed financial decision.

Resources

Ready to get started? It’s easy.

If you’re currently involved in a lawsuit, then you know that waiting for your settlement money can seem miles away. Legal proceedings can drag on, leaving you in a financial limbo where bills pile up and your savings dwindle. But you don’t have to let financial worries dictate the outcome of your lawsuit. 

Apply now to discuss how we can help you in this difficult time. And remember, if your lawsuit doesn’t pan out, you’re not on the hook for repayment. That’s right, if the victory isn’t yours, the lawsuit loan disappears into thin air. So why not give yourself the upper hand?

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Select a legal funding service to get started. 

Attorney Requests

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Lawsuit Loans

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Litigation Funding

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Personal Injury Loans

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Settled Case Loans

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Or just call us at 888.711.3599 to apply.