Every year, over 66 million Americans suffer bone and joint injuries, many of which require surgery, rehab, and time away from work. It only takes a moment for an orthopaedic injury to disrupt your entire life. Beyond the pain and long recovery, you’re often facing months out of work and a mountain of medical bills that don’t wait for your lawsuit to resolve. It’s stressful, and frankly, unfair.

At Baker Street Funding, we understand the challenges of recovering from orthopaedic injuries and the added burden of financial strain. Our service offers fast, risk-free, and confidential funding to cover immediate expenses while you focus on healing and awaiting case resolution.

We understand the physical, emotional, and financial hardships orthopaedic injuries can take on you and your loved ones. That’s why Baker Street Funding provides non-recourse pre-settlement funding. We help you cover expenses while your case moves forward—so you can focus on recovery, not creditors.

Understanding Orthopaedic Injuries and Lawsuits

Orthopaedic injuries affect bones, joints, tendons, ligaments, or the spine. These cases often stem from car crashes, workplace accidents , slip-and-falls, surgical errors or even defective products.

Injuries may range from a fractured leg to spinal injuries, such as:

Fractures and broken bones Open, closed, comminuted and stress fractures.
Spinal injuries – herniated discs, vertebral fractures, or nerve damage.
Joint injuries – torn ACLs, dislocated shoulders, or hip injuries requiring surgery.
Catastrophic injuries – permanent damage that may require lifelong medical care.

Filing a lawsuit allows you to hold the negligent party accountable, with studies showing that about 23.3% of orthopedic trauma cases lead to legal action. However, the legal process can drag on—sometimes for years. During this time, you face mounting bills, ongoing therapy, and the challenge of rebuilding your life. It’s during this vulnerable time that insurance companies often delay settlements, hoping to pressure you into accepting less than you deserve, all while your financial obligations continue to pile up.

Pre-settlement funding takes this burden off your shoulders, so you can concentrate on healing, rebuilding your life, while your attorney works on winning your case.

How Pre-Settlement Funding Supports Orthopaedic Injury Victims

Pre-settlement funding (sometimes called legal funding or a lawsuit cash advance) isn’t a loan in the traditional sense. It’s actually a cash advance based on the money you expect to receive from your settlement, especially if your case involves an orthopedic trauma. It’s completely non-recourse, meaning if you lose your case, you owe nothing back.

Legal funding can help you:

Pay for injections, surgeries and post-operative care.
Cover rent, mortgage, child support, alimony, groceries, electric/gas bills, transportation, living expenses, and missed income.
Manage out-of-pocket costs for PT/OT, imaging, and orthopedic devices.
Avoid accepting a low settlement because you need to make ends meet.

Getting started is simple. You can apply online or call Baker Street Funding at (888) 711-3599. We’ll ask for some basic information about your case, including your attorney’s contact details. The approval process usually takes between 24 and 48 hours with a dedicated funding expert who guides you throughout the whole process.

Once you’re approved, we’ll send a contract for you and your attorney to sign. After the funding vagreement is complete, you’ll receive your funds quickly—often on the same day.

Our process is fast and ethical, and we offer low competitive rates that are capped for transparency.

Qualifying for an Orthopaedic Injury Lawsuit Settlement Loan

Eligibility for legal funding is based on the strength of the orthopaedic injury case, not your credit score, income, or employment status. Here’s how to qualify:

Your attorney needs to be working on a “contingency basis.” This means they only get paid if you win your case.
Your legal representation needs to share your case documents and sign the agreement once your funding is approved.
There’s evidence that someone else’s negligence caused your orthopaedic trauma.
Your case is valued at over $50,000, supported by your medical and legal records.
The defendant has insurance coverage.
You are at least 18 years old and live in a state where we can offer funding.

Remember, if your case doesn’t succeed, you won’t owe us anything. That’s our non-recourse promise to you.

How Baker Street Funding Evaluates Your Orthopaedic Trauma Lawsuit

Medical Records and Surgical Documentation

Diagnostic imaging such as X-rays, MRIs, or CT scans.
Surgical reports for procedures like joint replacement, fracture repair, spinal fusion, or ligament reconstruction.
Post-operative reports detailing mobility limits, ongoing therapy, and future care needs.

Liability and Case Strength

Police or accident reports identifying fault.
Witness statements and expert testimony supporting your claim.
Documentation of insurance coverage or third-party responsibility.

This thorough review allows us to determine fair funding while keeping your recovery and legal success at the forefront.

Why Plaintiffs Choose Baker Street Funding

You’ve been through enough—your funding process shouldn’t add stress. Plaintiffs choose us because we provide:

Non-recourse advances — you owe nothing if your case loses.
Low, capped rates — no compounding or hidden fees.
Transparent communication — clear terms and updates.
Fast approvals — often within 24–48 hours.
One-on-one guidance — a dedicated funding expert throughout your case.

We believe in ethical, plaintiff-focused funding that helps you recover financially without jeopardizing your settlement.

Focus on Recovery—We’ll Handle the Rest

Orthopaedic injuries can reshape your life, but they don’t have to define it. With ethical, transparent, and compassionate pre-settlement funding, Baker Street Funding helps you focus on healing while we take care of the financial side.

Apply online or call (888) 711-3599 for a free consultation. Your health comes first—let us handle the rest.

FAQ: Orthopaedic Injury Lawsuit Funding

How long does it take to get lawsuit funding for an orthopaedic injury?

Once we receive your case details from your attorney, most approvals happen within 24 to 48 hours. The process is simple, and your credit or employment history isn’t considered.

Does Baker Street Funding provide medical lien funding for orthopaedic surgeries?

Yes. We work directly with attorneys and medical providers to offer Medical Lien Funding for necessary orthopaedic surgeries connected to your personal injury case. This means you can access the treatment you need now, and repayment comes later—out of your settlement.

Some of the surgeries we cover are:

ACL reconstruction
Spinal fusion
Hip replacement
Pelvic fracture repair
Arthroscopic shoulder surgery

What if I’ve already had surgery?

That’s completely fine—and often strengthens your case. Orthopaedic surgery (like spinal fusions, shoulder repairs or knee revisions due to accidents) helps establish the severity of your injury and increases the likelihood of funding approval.

Do I have to pay anything if I lose my case?

No. Our pre-settlement advances are 100% non-recourse, so if your case doesn’t settle or your attorney doesn’t recover funds, you owe nothing back.

What can I use my pre-settlement funds for?

You can use your advance for any essential expense—medical bills, housing, transportation, or even daily costs while you heal. The goal is to help you stay financially stable while your case continues.

How much funding can I qualify for?

It depends on the projected value of your case. Most plaintiffs receive up to 10% of their expected settlement amount, but our team reviews every case individually.