If you were injured while working at sea, you already know the toll it takes. The Jones Act gives you the right to pursue compensation, but lawsuits under this law often drag on for months—or even years—before reaching a settlement. Meanwhile, bills don’t stop. Medical costs pile up, household expenses keep coming, and being out of work can push you into a financial corner fast.
At Baker Street Funding, we provide Jones Act pre-settlement funding to help you stay financially stable while your case moves forward. Our funding is non-recourse, meaning you only repay if you win or settle your case. If you lose, you owe Baker Street Funding nothing.
What Is the Jones Act?
The Jones Act (46 U.S.C. § 30104) is a federal law that protects seamen who are injured due to their employer’s negligence or unsafe working conditions. Unlike traditional workers’ compensation, the Jones Act allows maritime workers to directly sue their employers for damages.
This makes Jones Act claims unique: they combine personal injury law with maritime law, which means they can be complex and heavily contested by employers and their insurers.
Injuries Covered Under the Jones Act
Maritime work is dangerous. From oil rigs to fishing vessels, accidents happen quickly and can be catastrophic. Jones Act cases often involve:
- Traumatic brain injuries from falls or being struck by equipment
- Spinal cord injuries leading to paralysis or reduced mobility
- Crush injuries caused by heavy machinery or shifting cargo
- Severe burns from fires or explosions on vessels
- Amputations and permanent loss of function
- Fatal work accident claims brought by families of seamen who were fatally injured
These are not minor injuries—they are life-changing. Recovery is long, expensive, and uncertain, and it often leaves workers unable to earn a living while the legal process unfolds.
Why Jones Act Lawsuits Take Time
Maritime employers and their insurance companies rarely pay out quickly. They fight hard to minimize their liability, sometimes disputing everything from the cause of the accident to the extent of your injuries.
Your attorney may need to gather medical evidence, accident reports, expert testimony, and witness statements. All of this takes time. And while your lawyer fights for the full value of your claim, you may feel financial pressure to settle early for less than you deserve.
How Pre-Settlement Funding Helps
Jones Act pre-settlement funding is not a traditional loan. It’s a non-recourse cash advance against your expected settlement. Here’s what that means for you:
- You don’t make monthly payments.
- If you lose your case, you owe us nothing.
- Funds can be used for living expenses, rent, medical bills, or anything you need.
- It lets you hold out for the settlement you deserve so you don’t have to accept a lowball payout just to pay the bills.
Legal funding eases your financial stress so you can focus on your recovery and let your lawyer handle the fight.
Why Baker Street Funding?
At Baker Street Funding, we know every client’s story is different. We also know how stressful it is to be injured, out of work, and left waiting on the legal system. That’s why we’ve built our process around compassion, transparency, and trust.
- Compassionate Support: We treat you with dignity and respect, not as a case file.
- One-one-one Assistance: Team up with an assigned funding specialist until the end of your case.
- Transparency: Clear terms, no hidden fees, low rates, and straightforward contracts written in plain English.
- Non-Recourse Protection: You only repay if you win. Period.
- Fast Access: Once approved, funds are typically available in as little as two hours.
We’re not here to pressure you—we’re here to help you hold steady while justice takes its course.
Who Qualifies for Jones Act Funding?
You may qualify if:
- You were injured while working as a seaman or maritime worker.
- You have had injections or surgery.
- You have a pending Jones Act lawsuit with an attorney representing you.
- Your attorney is cooperative with underwriting.
- You live in a fundable state.
Serious injuries, like fractures, with collectible insurance drive funding potential—clear blame secures relief.
Take the Next Step with Baker Street Funding
If your Jones Act case is ongoing and financial stress is making life harder, pre-settlement funding could help you today. At Baker Street Funding, we provide the financial support you need to keep moving forward without being forced into a premature settlement.
To get started, simply:
- Apply Online: Share basic information to qualify.
- We Review with Your Attorney: We’ll work with your lawyer to review your case.
- Get Approved: Once approved, sign the agreement and you’re good to go.
- Get Your Cash Fast: Cash in hand within 2–24 hours
Ready to apply for a lawsuit loan? Contact us at (888) 711-3599 and get the help you need today.