Construction sites are busy, noisy, and dangerous. When something goes wrong—a fall, a collapsing structure, a heavy equipment accident—it can leave you with life-changing injuries and no way to work. Meanwhile, your lawsuit is moving slowly, but your rent, medical bills, and everyday expenses are not.

That’s where construction accident pre-settlement funding can give you the support you need. Instead of waiting for your case to settle, you can access a portion of your expected recovery now, so you can stay afloat while your attorney fights for the full value of your claim.

At Baker Street Funding, we provide non-recourse construction accident funding, also known as a lawsuit loan. You only pay us back if your case settles or you win. If there’s no recovery, you owe us nothing.

What Is a Construction Accident Lawsuit?

A construction accident lawsuit is a personal injury claim brought by a worker, contractor, or bystander who was hurt due to someone else’s negligence on or around a construction site. These cases are often separate from basic workers’ compensation and may involve:

General contractors
Subcontractors
Property owners or developers
Equipment manufacturers
Third-party companies on the site

If someone other than your direct employer was careless—and that negligence caused your injury—you may have a third-party lawsuit. Those are the cases that often qualify for construction accident pre-settlement funding.

You may see terms like “construction accident lawsuit loans” or “construction injury loans” online. In most states, what we provide is not a traditional loan. It’s a non-recourse advance tied to your future settlement, repaid only if you win.

How We Help Injured Construction Workers and Laborers

A serious construction injury doesn’t just sideline you physically—it hits your finances hard. One moment you are earning a living, and the next you are facing medical bills, lost income, and a long recovery. Pre-settlement funding is designed to give you some breathing room while your case is pending, especially when your injury resulted from one of the “Fatal Four” hazards—falls, being struck by an object, electrocution, or getting caught in or between machinery.

With construction accident lawsuit funding, you can:

Cover rent or mortgage so you don’t fall behind.
Pay medical bills, copays, and medication costs.
Keep up with telephone bills, groceries, utilities, and transportation.
Support your family while you’re out of work or on reduced income.
Avoid feeling forced into taking a low settlement just to pay bills.

There are no monthly payments, no upfront costs, and your credit score is not a factor. We work directly with your attorney so the process is smooth and straightforward.

How Pre-Settlement Funding Works

Construction accident funding isn’t a typical loan. It’s a lawsuit cash advance against your future settlement—no monthly payments, no compound interest, no stress about paying out of pocket. You only repay if you win or settle your case, and repayment comes straight out of your settlement funds.

Here’s how it works:

Apply online or by phone (888) 711-3599. Just basic info about your case and your attorney.
We work with your lawyer. Our team reviews your accident details—medical records, police reports, anything that shows what happened and who’s at fault.
Fast decisions. We know you can’t wait. Most approvals happen in as little as 24 hours, depending on how quickly your attorney responds.
Get money right when you need it. If approved, your lawsuit cash advance lands directly in your bank account.

Common Construction Accidents and Injuries We See

Construction injuries can happen in seconds and cause long-lasting damage. Some of the most common accidents involved in funded cases include:

Falls from heights – ladders, scaffolds, roofs, or unfinished structures.
Falling objects – tools, debris, or materials striking workers below.
Equipment and machinery accidents – forklifts, cranes, lifts, power tools, or heavy machinery.
Electrocutions – exposed wiring, contact with power lines, or unsafe electrical work.
Trench or structural collapses – unstable trenches, walls, or supports.
Vehicle-related accidents – work trucks, delivery vehicles, or site traffic.

These incidents can lead to:

Traumatic brain injuries (TBI)
Spinal cord injuries, cervical fractures, and paralysis
Crush injuries and amputations
Severe orthopedic injuries and multiple surgeries
Compartment syndrome and serious vascular damage
Wrongful death

These are high-damage, complex cases that often take time to resolve—exactly when pre-settlement funding can make a real difference.

How Pre-Settlement Funding Helps in Construction Accident Cases

When a construction accident takes you off the job, your income can stop overnight—but your obligations don’t. On top of that, insurance companies often delay, dispute, or push low settlement offers to try to resolve serious injury claims for less than they’re truly worth. While your attorney builds the case, pre-settlement funding helps you stay financially stable so you’re not pressured into accepting less just because money is tight.

Clients often use construction accident funding to:

Pay housing expenses and avoid eviction or foreclosure.
Keep utilities on and household expenses manageable.
Cover medical care, surgeries, rehab, and mobility aids.
Handle transportation to medical appointments and legal meetings.
Protect their family’s day-to-day needs while they recover.

Because our funding is non-recourse, you don’t repay us out-of-pocket. Repayment only comes from your settlement or judgment. If the case doesn’t result in a recovery, you don’t owe us anything.

How We Evaluate Construction Accident Lawsuits

We take construction injury cases seriously. To fund responsibly, we work directly with your attorney and review key parts of your case.

Medical Evidence

Emergency room and hospital records
Imaging (X-rays, MRIs, CT scans)
Surgical reports and post-op notes
Physician statements on permanent impairment or disability
Ongoing treatment and rehab plans

Liability and Case Strength

Accident reports (including OSHA reports, where applicable)
Site safety records and any prior incident history
Evidence of unsafe conditions or code violations
Witness statements, photos, or video footage if available
Identification of all responsible third parties

Damages and Financial Impact

Lost wages and reduced earning capacity
Long-term medical costs and life-care needs
Pain, suffering, and loss of quality of life
Availability of insurance limits or corporate defendants

This evaluation helps us determine if we can offer funding and what amount makes sense given the strength and potential value of your case.

Eligibility for Construction Accident Pre-Settlement Funding

You may qualify for construction accident lawsuit funding if:

You have an active construction accident or workplace injury lawsuit.
You are represented by an attorney on a contingency-fee basis.
Your attorney is willing to share information and sign the funding agreement.
Your injury was caused by someone else’s negligence, such as a contractor, subcontractor, property owner, or equipment manufacturer.
Your case has strong merit and a realistic settlement value, typically $50,000 or more.
There is insurance coverage or a financially responsible defendant.
You are 18 or older and live in a state where legal funding is available.

If your case involves only workers’ compensation, funding may be available in select situations and states. Your attorney can help clarify whether you have a separate third-party claim that we can review.

Why Injured Workers Choose Baker Street Funding

You’ve already been through enough on the job site. The funding process shouldn’t add more stress.

With Baker Street Funding, you get:

Non-recourse funding – no repayment if your case doesn’t recover.
Low, capped rates – no compounding interest quietly growing in the background.
Clear terms – straightforward language and no hidden fees.
Fast review and decision – many cases are approved within 24–48 hours once we have your file.
One-on-one guidance – a dedicated funding expert who walks you through every step.

Take the Pressure Off While Your Case Moves Forward

If a construction accident has taken you off the job and the bills are piling up, you don’t have to carry that weight alone. Construction accident pre-settlement funding can help you stay current on rent, medical expenses, and everyday costs while your attorney fights for the compensation your case deserves.

You can apply online in just a few minutes, or call (888) 711-3599 to speak with a funding specialist. There’s no upfront cost, no obligation, and if your case doesn’t recover, you don’t pay us back. Let Baker Street Funding help you steady your finances so you can focus on healing and moving forward.

FAQ: Construction Accident Lawsuit Funding

How long does it take to get funding for a construction accident case?

Once we receive case details from your attorney, many applications are reviewed and decided in about 24–48 hours. After approval and signed documents, funds are typically sent shortly after.

Does Baker Street Funding provide medical lien funding for construction accident injuries?

Yes, we partner with attorneys and medical providers to offer Medical Lien Funding for surgeries related to your construction accident. You get the care you need now, and repayment is handled later through your settlement.

Do I have to repay if I lose my construction accident lawsuit?

No. Our funding is non-recourse, which means you only repay from your settlement or verdict. If your attorney doesn’t recover money in your case, you don’t pay us back.

Can I get funding if I already receive workers’ comp checks?

Possibly. Pre-settlement funding usually applies to third-party lawsuits related to the accident, not the workers’ comp benefits themselves.

How much can I qualify for?

The amount depends on the strength of your case and the estimated value of your claim. Many clients receive funding equal to a portion of their expected settlement, often up to around 10–20%, but every case is evaluated individually.

Will construction accident funding affect my lawsuit?

No. We coordinate our process with your lawyer, and your attorney stays in full control of your case. Repayment comes from the settlement when the case resolves, so your legal strategy remains unchanged.

What can I use the money for?

You can use the funds for essential expenses—housing, utilities, groceries, medical bills, transportation, childcare, and similar costs while your case is pending. The goal is to help you stay financially stable, not dictate how you live.

Do you run my credit or require a job to qualify?

No. We don’t base approval on your credit score, income, or employment history. Our decision is based on your case and its merits, not your credit.