When you suffer broken bones due to an accident, the impact on your life can be immediate and severe. You may need medical treatments such as surgeries, physical therapy, and continued care, which can be very expensive. At the same time, you might be unable to work, leading to a loss of income and added financial pressure. Pre-settlement funding provides much-needed relief by offering you a cash advance based on the expected settlement amount of your lawsuit.

At Baker Street Funding, we offer financial assistance to individuals with pending lawsuits related to broken bones or fractures. Our pre-settlement funding services allows for immediate access to funds, which can be used to cover medical bills, lost income, and other expenses while your case is pending. There’s no repayment if you lose.

Pre-Settlement Funding for Lawsuits Involving Broken Bones and Fractures

Pre-settlement funding, also known as lawsuit loans or legal funding, is a financial resource designed to help you while waiting for your lawsuit to resolve. This is especially important if you’re dealing with significant injuries like broken bones and fractures. These injuries often come with high medical costs and prolonged recovery periods, making it difficult to cover all your expenses. A lawsuit loan bridges this financial gap, allowing you to cover medical bills, lost wages, rent, mortgage, electricity, groceries, and other related costs.

Unlike traditional loans, pre-settlement funding is a non-recourse cash advance. This means that repayment is required only if you win your case. If the lawsuit does not result in a settlement or favorable judgment, you’re not obligated to repay the advance. This unique feature eliminates the risk of further financial burden, making it an attractive option for those struggling with the aftermath of a severe injury like broken bones.

How Can a Lawsuit Loan From Baker Street Legal Funding Help Me with My Broken Bone Injury Recovery?

Pre-settlement funding from Baker Street Funding is particularly advantageous if you have broken bones and fractures. These injuries often require extended medical care and rehabilitation. Advanced and specialized devices, which may not be fully covered by insurance, can add to the financial burden. Combined with the inability to work, this situation can be overwhelming.

With Baker Street Funding, you can alleviate some of this pressure and cover these costs, ensuring you have access to the necessary equipment for your recovery and daily living. This includes:

Advanced wheelchairs with custom-fitted or motorized options
Specialized crutches or walkers with additional support features
Personalized orthotic inserts or braces tailored to your needs
Myoelectric or bionic prosthetic limbs that offer better functionality and comfort
Continuous passive motion (CPM) machines
Advanced physical therapy tools for recovery and strength-building

You can also use lawsuit funding for motorized chairs installed on staircases to assist in moving between floors, custom-built ramps for wheelchair access, roll-in showers, grab bars, and adjustable-height sinks designed for accessibility.

Adaptive kitchen tools are another essential, and lawsuit loans let you spend the money on specialized utensils, cutting boards, and kitchen aids when you have limited hand function.

Seeking Compensation for Broken Bones

When you suffer a broken bone or fracture due to someone else’s negligence or intentional act, it’s your right to seek compensation for your injuries and related losses. The compensation for these injuries can be considerable, especially if the injuries require extensive medical treatments and have long-lasting effects on your life.

Unfortunately, legal proceedings can be lengthy. You must prove that the responsible party failed to act with the care expected under the circumstances and that your skeletal injury was a direct result of their action or inaction. Additionally, you need to present quantifiable losses and compensation for pain and suffering to the defense or jury.

High-Value Settlement Fractures: Understanding the Types of Broken Bones That Command Top Compensation

In personal injury cases involving broken bones, certain types of fractures tend to result in higher compensation due to their severity, long-term consequences, and the difficulty of the recovery process. Here are the types of broken-bone injuries that typically command top dollar in lawsuit settlements or verdicts:

Comminuted Fractures. Bones break into several pieces, often requiring extensive surgery and leading to prolonged recovery.
Open (Compound) Fractures. Bones pierce the skin, posing a high risk of infection and requiring multiple surgeries.
Polytrauma. Multiple fractures across different body parts require extensive medical treatment and significantly impact mobility and quality of life.
Bilateral Fractures. Fractures in both limbs severely limit daily activities and can cause long-term disability.
Vertebral Fractures. Can lead to partial or complete paralysis, requiring lifelong medical care.
Compression Fractures. Cause chronic back pain and movement issues, especially if multiple vertebrae are involved.
Pelvic Fractures. Often result from high-energy trauma, leading to severe internal organ injuries and extensive rehabilitation.
Depressed Skull Fractures. Cause severe brain injuries, resulting in cognitive impairments and long-term care needs.
Basilar Skull Fractures. These are particularly dangerous as they can lead to complications like cerebrospinal fluid leaks and increased risk of infections.
Proximal Femur Fractures (Hip Fractures). Impair movement and independence, often requiring hip replacement surgery.
Shaft Fractures. Result in complications like cerebrospinal fluid leaks and increased infection risk.
Tibial Plateau Fractures. Occur at the top of the shinbone and involve the knee joint. They often require surgery and lengthy rehabilitation and can cause arthritis.
Proximal Humerus Fractures. Affect the shoulder joint, impairing arm mobility and function.
Distal Humerus Fractures. Involving the elbow, often needing surgical fixation and can result in permanent loss of function.
Intra-Articular Fractures. Extend into a joint, risking long-term joint dysfunction, arthritis, and chronic pain.
Complex Regional Pain Syndrome (CRPS). A chronic pain condition from broken bone injuries, leading to significantly higher compensation due to the severe and long-lasting pain.

How Funding Works for Plaintiffs with Broken Bone Injuries

When dealing with a substantial injury, every moment becomes invaluable. Time is precious, and you can’t afford to waste it. That’s why we’ve streamlined our lawsuit loan application process to make it as simple and quick as possible.

To get started, you can apply online or contact us at (888) 711-3599. We’ll review your case details, consult with your personal injury attorney, and provide a decision often within 24 hours. If approved, you and your attorney will receive a legal funding agreement to review and sign. Our contracts are transparent, so you’ll know exactly what the terms are, with no hidden fees or surprises.

Once everything is in place, you can receive the cash you need within hours of signing the contract. Your attorney handles the funding repayment to Baker Street Funding from the proceeds of the settlement or judgment of your broken bone injury case, including any interest rates and fees outlined in the funding agreement. This way, you can focus on getting better without the added stress of financial worries.

What Qualifies a Broken Bone Injury Lawsuit For Legal Funding Eligibility?

You must have a well-respected attorney and his or her funding cooperation, to be considered for a pre-settlement loan.
You should live in a fundable state and be suing an insured defendant with sufficient limits to cover the potential settlement or judgment.
Your case for broken bone injuries should be no-fault and strong enough to win.

How We Evaluate Your Broken Bone Injury Lawsuit for Funding Approval

To determine your eligibility for a lawsuit loan for your broken bone or fracture case, legal finance companies like Baker Street Funding will consider the strength and value of your personal injury lawsuit, the extent of your injuries, and the likelihood of you receiving a settlement or verdict in your favor.

The amount of pre-settlement funding you can receive is determined by the documentation your lawyer will present. Other than the general eligibility, here is how we assess your injury case:

Strong Evidence of Negligence

Proof of Negligence or Liability. Evidence showing the defendant’s fault, such as violated laws or safety regulations, eyewitness accounts, and police reports.
Accident Scene Photos or Surveillance Footage. Timestamped photos of the accident scene or video footage from security cameras or dashcams capturing the incident.

Severity and Nature of the Injury

Type of Fracture. Documentation on whether the fracture is simple, compound, or comminuted, as more severe fractures strengthen the case.
Complications. Any complications such as infections, non-union (where the bone doesn’t heal properly), or long-term disability.
Multiple Fractures. Cases with multiple fractures often have higher merit due to increased trauma and longer recovery periods.

Causation, Long-Term Prognosis and Permanent Damage

Detailed and Consistent Medical Records. Medical records, including ER reports, X-rays, MRIs, and doctor’s notes, should consistently document the extent, timing and nature of the fracture.
Post-Op Surgery Reports and Costs. These can include Open Reduction and Internal Fixation (ORIF), External Fixation, Intramedullary Nailing, Bone Grafting, Arthroplasty (Joint Replacement), Revision Surgery, the Ilizarov Technique, Spinal Fusion, and Endoprosthetic Replacement. These costs can range anywhere from $4,000 to over $30,000, depending on the severity and location of the fracture, the type of surgical procedure required, and other related factors.
Expert Testimony. Orthopedic specialist testimonies should detail the fracture, the severity, the expected recovery process, and its direct connection to the incident. Other doctors can include trauma surgeons, or neurosurgeons for spinal surgery.
Primary Care Physicians. If pre-existing conditions exist, their primary care physician can clarify the patient’s prior health status and differentiate between old and new fractures.
Functional Assessments and Prognosis Reports. Reports from occupational and physical therapists should detail functional impairments, such as difficulty walking, climbing stairs, or performing job-related tasks. These reports should also address the potential for permanent disability and the need for future medical care.
Independent Medical Examination (IME). The IME report should include comprehensive findings, supported by medical evidence and professional judgment, from either Orthopedic Surgeons, Physiatrists, Neurologists (if the broken bone injury resulted in nerve damage), or Trauma Surgeons.
Assistive Devices. Documentation of any medical equipment or assistive devices required for mobility, such as crutches, wheelchairs, or braces.
Rehabilitation Physicians (Physiatrists). Reports from physiatrists on the injury’s consequences on mobility and function.
Biomechanical Engineers. If available, reports from biomechanical engineers can show the forces involved in the accident that caused the ruptured bone.

Economic Impact

Life Care Plans. Comprehensive life care plans that outline long-term care needs and costs. For instance, a 45-year-old construction worker with severe compound fractures in both legs may need ongoing medical treatments, physical and occupational therapy, assistive devices, home modifications, and long-term pain management.
Vocational Experts. Testimonies from vocational experts should assess how the injury affects the plaintiff’s ability to work, considering potential career changes or retraining needs. Documentation includes missed work, reduced earning capacity, and the necessity for job retraining. For the injured construction worker in our sample, this could mean transitioning to a desk job, which will reduce his earning potential.
Permanent Disability. If the injury results in permanent disability, it significantly increases the case’s value. For example, the construction worker’s permanent mobility impairments and chronic pain qualify as a permanent disability, supported by life care plans and vocational expert testimony.
Economic Experts. Analysis projecting the financial impact of the injury, including lost wages, medical expenses, and long-term care costs. For instance, a reduction in annual income from $70,000 to $30,000, costs of vocational retraining, and recurring medical expenses.

Additional Factors

Pre-Litigation Offers. A history of any settlement offers made before litigation. This indicates the defendant’s recognition of liability and the case’s strength.
Pre-settlement Liabilities. Any existing liens that might affect the eventual settlement amount. This includes prior medical liens, owed child support or spousal support.
Clean Background. The plaintiff has no significant credibility issues, such as a history of fraudulent claims.
Jury Appeal. Presentation of the plaintiff as a sympathetic figure to a jury to the likelihood of a favorable verdict.
Aggressive Negotiation Stance. The plaintiff’s legal team’s ability to secure strong pre-trial settlement offers, demonstrating the perceived strength of the case.

Why Legal Funding is Important for Injury Victims of Broken Bones

In broken bone injury claims, insurers often employ delay tactics due to the severity of broken bone injuries. For instance, they may request an excessive amount of detailed medical documentation, including multiple X-rays, MRIs, and surgery reports, to stall the process. They might also dispute the necessity of treatments like ORIF or spinal fusion, which are crucial for severe fractures.

Additionally, insurers also tend to challenge the causation of broken bones, suggesting pre-existing conditions or alternative causes for the fractures. They may delay scheduling Independent Medical Examinations (IMEs) with orthopedic specialists, further prolonging the settlement process.

Ultimately, these strategies are formulated to capitalize on the complex medical requirements and financial burdens associated with fractures, making it essential to be well-prepared and financially stable during litigation.

This is where pre-settlement funding becomes invaluable as it provides the financial support you need to avoid settling your case prematurely for a lower amount than they deserve. With financial pressure alleviated, you can concentrate on recovering and legal battle without succumbing to the financial pressure insurers hope to exploit.

Take the First Step Towards Regaining Control of Your Life

Broken bones and fractures can turn your life upside down in an instant. The pain, the medical treatment, the lawsuits—can leave you feeling lost and alone. But with Baker Street Funding, you’re never alone. Our team specializes in broken bone and fracture cases, understanding the unique difficulties you face. We’re committed to treating you with the highest level of consideration, understanding, and skill.

All pre-settlement loans from Baker Street Funding are non-recourse. That means you get a portion of your potential injury settlement and only pay it back if you win your legal case. There’s no personal liability if you lose the lawsuit. Moreover, there are no credit checks, no income verification, and no monthly payments.

Don’t let financial worries compound your struggles. Apply today, and you could receive lawsuit funding within 24 hours. Our custom lawsuit financing solutions feature low non-compounding rates, capped at 3 years. More than a settlement funding provider, Baker Street Funding is your partner in the often difficult journey of personal injury litigation involving broken bones.