Personal Injury Lawsuit Loans

Get financial relief today with fast, risk-free personal injury lawsuit funding.

Facing financial strain while waiting for your personal injury settlement? You’re not alone. At Baker Street Funding, we provide pre-settlement funding to help injured plaintiffs like you cover medical bills, rent, or daily expenses—without the stress. Apply today and get cash in as little as 24 hours, with no credit checks or upfront fees, and no repayment if you lose your case. 
  • Low rates starting at 2.95% monthly.
  • Quick funding, often within hours.
  • Simple process, we work with your attorney
Apply now
Personal Injury Lawsuit Loans

How do personal injury lawsuit loans work?

A personal injury lawsuit loan provides a risk-free cash advance against your future settlement. These loans help you manage living expenses, medical bills, and other costs while awaiting your injury claim resolution. All financing from Baker Street Funding is non-recourse, meaning you only repay if you win or secure a settlement. If your case doesn’t result in compensation, you keep the money—no strings attached.

The application process.

Need cash before your personal injury settlement? Our lawsuit loan process is quick and easy, with funds available within hours of approval.

lawsuit loans with low interest rates

Apply

Apply online or by calling (888) 711-3599. Provide basic data about your accident and personal injury case. A funding expert will then contact you to complete the qualification.

Review

Upon acceptance, underwriting will contact your attorney to review your damages and evaluate the case strength and potential settlement amount. This takes one to two business days.

Funds

After approval, you and your legal representative will sign the funding contract. Upon execution, you’ll receive the funds within hours.

Qualifying is easy.

If you have an active personal injury lawsuit and need cash before your case settles, you may qualify for pre-settlement funding. Baker Street Funding provides non-recourse lawsuit loans—meaning you only repay if you win. Our process is fast, attorney-coordinated, and designed to relieve financial stress while your case is still pending.

To qualify, you’ll need:

  • An active, no-fault personal injury case valued above $50,000
  • Attorney participation and consent
  • Residency in a fundable state and age 18 or older
  • A claim against an insured defendant
  • Proof of injury and medical treatment (surgery or injections)
Fast qualification

A personal injury lawsuit loan can help secure a fair settlement.

We know lawsuit delays can heighten financial strain, often pushing plaintiffs toward rushed settlements. Insurance tactics exploit this, but our lawsuit loans shift the balance—providing cash to cover essentials, so you hold firm for what you deserve.
With non-recourse funding, you gain leverage: ease immediate pressures, empower your attorney to negotiate stronger terms, and avoid undervalued offers. It’s about reclaiming control, focusing on justice without compromise.

Why Baker Street Funding?

Our expertise and ethical approach is rooted in a deep understanding of your needs and the challenges you face.

100% Risk-Free Injury Loans

Worried about paying back if things don’t go your way? Our personal injury settlement funding has a ‘no win, no pay’ guarantee. No risk to your personal finances, no recurring monthly payments, and your assets remain protected. 

No Credit or Job Check

Our personal injury funding breaks traditional loan structures. No deep dives into your credit history or job situation. It’s that fair and simple.

Larger Funding Amounts

Lawsuit financing options up to 20% more of your expected lawsuit settlement, anywhere between $1,500-$2.5 million.

Same Day Injury Funding

Receive rapid cash for your personal injury case, with funds available the same day your get approved.

Save with Competitive Interest Rates

Lawsuit loans with low rates,  a start at 2.95% monthly and are capped, saving you thousands.    

Ethical Service

Baker Street Funding is recognized for ethical, transparent legal funding. You get the right of rescission within 5 days, no hidden fees, and our contracts are written in plain English.

Strict Confidentiality

All your personal details, financial information, legal discussions, and attorney-client privileges remain protected.

Dedicated Assistance

You’ll work one-on-one with a funding specialist who understands your case and helps you make confident financial decisions while your attorney fights for your settlement.

Need a Medical Procedure Due to Your Injury?

Don’t delay essential medical procedures. Obtain the treatment you need now with medical lien legal funding, and get back on your feet faster.

Personal injury cases we fund.

For many, the decision to take a lawsuit loan is driven by immediate financial need. Baker Street Funding provides pre-settlement financing to help relieve financial stress, and is available for a wide range of personal injury claims. If you are unable to locate your case, please contact us at (888) 711-3599 to inquire about our ability to finance your case.

Here’s what we typically fund:

Auto Accident Loans→

We fund motorcycle crashes, truck collisions, pedestrian injuries, and bicycle accidents.

Did you know? Approximately 6 million car accidents occur annually in the US, resulting in 3 million injuries (Insurance Information Institute).

Workplace Accident Pre-Settlement Advance→

We fund FELA lawsuits, scaffolding falls, crane mishaps, Jones Act, farming injuries, commercial fishing accidents, oilfield/gas explosions, construction injuries, fatal work accidents, and more.

Worker’s compensation claims in select states.

Medical Malpractice Legal Funding

Covering surgical errors, misdiagnoses, or birth injuries, including military malpractice (

Wrongful Death Lawsuit Funding

Financial relief for families who lost loved ones due to negligence across the nation.

Premises Liability Lawsuit Loans

Funding for injuries from negligent security, farm accidents, slip and falls, and more.

Nursing Home Abuse and Negligence

Cash advances for cases involving bedsores, malnutrition, mistreatment, or inadequate care in long-term care facilities.

Product Liability Legal Funding

Defective machinery, dangerous drugs, or faulty medical devices causing harm.

FAQ.

Want one-on-one assistance? Our personal injury loan specialists are standing by to help you find the answers you are looking for and the options that best fit your financial needs.

Yes, if:

  • You are the executor of the plaintiff’s estate or have legal power of attorney.
  • The plaintiff is verbally incapacitated or needs language translation.
  • An attorney is applying for funding on behalf of the plaintiff.

You may receive up to 10% of your case’s value if it is still pending or up to 20% if it has already settled. For example, if your case is worth $100,000, you could get up to $10,000.

Yes, we provide surgery and medical lien lawsuit funding in connection with a personal injury claim. Baker Street Funding can cover the cost of your surgery with immediate cash payment in full pre-operation, with repayment only required after you receive compensation.

Learn more about Medical Lien Funding For Personal Injuries

Yes. You can use a personal injury lawsuit loan for various purposes, including medical bills, living expenses, mortgage or rent payments, vehicle repairs, child support, credit card bills, and any other essentials.

No, our loans are non-recourse secured by your future settlement proceeds. You don’t need collateral, a credit check, or proof of income. Once your case resolves, repayment will come directly from your insurance settlement.

If your case is unsuccessful, you owe nothing back—our pre-settlement legal funding is non-recourse, so there’s no risk to your personal finances.

Potentially, yes. Your eligibility depends on a doctor’s assessment and medical history proving that the recent accident caused more harm.

Yes, rates are capped in the second or third year of the funding. There are no additional charges if your case takes longer to settle.

We commonly approve funding for these injuries:

The Pre-settlement funding process typically takes 24-48 hours from the moment your attorney submits your case information to the funding decision.

 

Yes, you can apply for additional lawsuit funding as your needs arise, and your case grows. 

We require:

  • Police report, expert reports.
  • Doctor visits and medical records (e.g. ER, injections, MRI, surgery).
  • Defense insurance policy.
  • Potential liens attached to your settlement.

No penalties for early repayments and no upfront charges.

Baker Street Funding offers personal injury loans to residents in 42 states across the US, regardless of the location where their case has been filed. 

For specific state restrictions, contact us directly at (888) 711-3599 or visit our states we fund page here.

RateNon-compounding starting at 2.95% p/mth
Terms2-3 year cap
Funding time24-48 hours
Amounts$1,500 up to $2.5 mm
FAQ's

Take control of your finances today.

You’ve been through enough. Don’t let financial stress add to your burden. With Baker Street Funding, relief is just a call or click away. Apply now for fast, risk-free pre-settlement funding tailored to personal injury plaintiffs.

No credit checks, no employment verifications. We take the risk, not you. If you don’t win your case, you don’t pay us back.

Apply now

What Makes a Personal Injury Case Strong for Legal Funding?

Your lawsuit’s strength directly affects how much funding you can receive. Our team reviews every case carefully, focusing on clear liability, verified damages, and strong supporting evidence. Here’s what matters most:

1. Liability

Your attorney must show that the defendant’s negligence caused your injury. This could be a driver breaking traffic laws or a property owner ignoring safety hazards.

2. Fault Laws

Each state handles fault differently. Under comparative negligence laws, your compensation is reduced by your share of fault. In contributory negligence states, any fault could block recovery—so case strength depends on where you live.

3. Damages

We look at both immediate and long-term damages—medical bills, lost wages, pain and suffering, and future medical care or loss of earnings.

4. Injury Severity

Severe or permanent injuries often lead to larger settlements. The more lasting the impact, the stronger the case value.

5. Evidence

Your evidence matters: medical records, accident reports, photos, videos, expert testimony, and witness statements all help confirm liability and damages.

6. Case Stage

Cases that are further along—where liability is clear and negotiations or trial dates are near—tend to qualify for higher advances.

7. Insurance Coverage

A well-insured defendant increases your chances of full recovery and strengthens your eligibility for funding.

8. Legal Representation

Having a skilled personal injury attorney with a strong success record adds major weight to your case.

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Quick tips on managing finances while waiting for a personal injury settlement.

The period following an injury can be incredibly tough. Reduced income and mounting expenses can quickly erode your financial standing. Being smart with your finances can save you a lot of headaches.

1. Create a Budget and Reduce Non-Essential Spending

  • Write down all sources of income and monthly expenses.
  • Separate basic expenses (rent, utilities, groceries) from non-essential ones (entertainment, dining out) and prioritize essential payments.
  • Look for cheaper alternatives for subscriptions and shopping, such as using free streaming services or shopping during sales.

2. Negotiate with Creditors

Explain your situation to creditors and ask for payment plans or temporary relief. Some may reduce interest rates or waive fees if you demonstrate financial hardship.

3. Utilize Community Resources

  • Look for local charities, churches, or community organizations that offer financial aid, food banks, or utility assistance programs.
  • Check if you qualify for government assistance programs such as SNAP (Supplemental Nutrition Assistance Program) or Medicaid.

4. Plan for the Future

  • Once you win, save a portion of your settlement to create an emergency fund for future unexpected expenses.
  • Consider consulting a financial advisor to help manage your personal injury settlement wisely.
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Where injury loans meet smart decisions.

Not sure if a personal injury loan is right for you? Learn more about making a smart financial decision.

Select a legal funding service to get started. 

Attorney Requests

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Lawsuit Loans

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Litigation Funding

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Personal Injury Loans

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Settled Case Loans

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Surgery Funding

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Or just call us at 888.711.3599 to apply.