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Legal Funding FAQ's

How can Legal Funding help me?

Settlement advances can help bridge the gap between your accident and your settlement. If you need money but can’t work and have all types of bills because of your accident, a settlement advance could be the right decision for you. If you receive a settlement advance to help cover living expenses it gives your attorney ample time to make sure you get the most value out of your settlement instead of settling sooner because you need cash now. A settlement advance helps you get through today so you get the most out of your case tomorrow.

How Fast is the Settlement Advance Process?

At Baker Street Funding, we answer to all applications immediately. We know lawsuits take a while to settle therefore we value your time in need. We aim to bring the best result possible while keeping you informed constantly and quickly about your legal funding process. We can get an advance to you in as little as 24 hours once your attorney sends us the signed settlement agreement, we will put together a contract for you based on that settlement amount. Once we receive that signed advance contract back from you and your attorney, we can wire money to your checking account immediately or overnight you a certified check.

Settlement Loans? or Legal Funding?

Settlement advances in fact are not settlement loans. A settlement advance is also known as a non-recourse financing agreement. This means that if you lose your case there is no further obligation for the client to pay us back. Settlement advances are investments into the outcome of your lawsuit. We are advancing you money because we think your case is strong enough to win and pay us back. 

Do I qualify for a lawsuit loan if I don't have a job or bad credit?

Once again, lawsuit funding or settlement advances are not lawsuit loans. A non-recourse financing agreement means that if you lose your case, you don't have to pay us back. 

Settlement funding is a non recourse financing agreement strictly based on the merits and outcome of your case therefore there is no credit check, no job requirement and no monthly payments. We are investing in you because we believe in your case. If we give you a settlement advance and your case does not settle, you owe us nothing! Just like every investment, settlement advances have risk and the risk that we take is that if your case doesn’t settle we don’t make our money back. 

What is the typical legal funding rate?

Because of the inherent risk in the investment, many settlement advances come with extremely high interest rates. At Baker Street Funding, we strive to get you the lowest rate possible on your settlement advance. We want to help you get the money you need now, so you don’t have to settle your case for less than it’s worth tomorrow.

Easy & Fast Application!

No Credit Check, No Job Check, Low Rates, Live Updates. We respond to every application immediately!

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Zero Risk and Zero Stress, If You Lose Your Case, You Don't Pay.

24/7 Settlement Advance Phone Application Available

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Baker Street Funding

24 Hour - New Applications Only: (888) 711-3599 24 Hour - Text Applications Only: (833) 846-2828 Current Clients/Industry Requests: (646) 828-7120 Fax Number: (518) 500-3056

Business Hours:


9:00 am – 6:00 pm


9:00 am – 6:00 pm


9:00 am – 6:00 pm


9:00 am – 6:00 pm


9:00 am – 6:00 pm





Current Clients/Industry Requests please call during business hours.

We respond to every application immediately.

Lawsuit Loans, Settlement Loans, Pre-Settlement Loans: NOT A LOAN!

If you lose your case, you don't pay us back.

"Get your lawsuit advance while you wait for your case to settle."